(This translation is carried out for AIN for internal purpose.
INGOs ;Fu ;fGble{s kl/jt{g
^ M ;'ljwfsf] ;Ldf M
^
-^_ o; bkmf adf]lhd ;'ljwf k|fKt
ug]{ of]ubfgstf{n] g]kfn ;/sf/
jf cGo aLdf of]hgf adf]lhd
s'g} :jf:Yo ;'ljwf lng kfpg]
ePdf To:tf] ;'ljwf lng o;
sfo{ljlwdf n]lvPsf] s'g} s'/fn]
afwf kg]{ 5}g .
!(= of]hgfdf ;xefuL x'g] M
!!
-#_ ;fdflhs ;'/Iff sf]ifdf ;" rLs/0f
e} sf]ifn] of]ubfg lng k|f/De
u/]sf] ldltaf6 pkbkmf -!_
adf]lhdsf] of]hgfdf ;xefuL
ePsf] dflgg]5 .
!@
-$_ sf]ifdf of]ubfg z'? x'g'eGbf
cufl8 k|rlnt sfg'g
adf]lhd ;~rfngdf /x]sf cGo
cjsfz of]hgfdf pkbfg, ;~rosf]if
hDdf ug]{ jf /f]huf/bftfsf]
lhDdfdf /x]sf]
of]ubfgstf{ >ldssf]
/sd ;DaGwdf b]xfo adf]lhd
x’g]5 M
-s_ s'g} of]ubfgstf{ >ldsn]
To:tf] /sd ;fdflhs ;'/Iff
sf]ifdf x:tfGt/0f ug{ rfx]df
sf]ifsf] ;~rfns ;ldltn] tf]s]sf]
Most Relevant Changes (for INGOs) made
to SSF Procedure, 2018 ( amended on July
16, 2019) (unofficial transalation
Sec. 19. Scope of the Scheme…
6
(6) This procedure doesn’t limit the
contributors, who are entitled to services
under this section, to claim health services
under Nepal govt. or other insurance
scheme.
Sec. 19. Participation to the Scheme…
11
(3) Contributors, who are enlisted into
SSF, and whose contribution has been
deposited to SSF shall be considered to be
the participant to SSF, as per sub section
(1), from the day on which such deposits
are made.
12
(4) Workers who are depositing provident
fund and gratuity to the retirement plan
being operated under prevailing law before
the commencement of SSF or whose such
deposits are kept with the employer shall be
treated as follows:
(a) If contributing workers are willing
to transfer to SSF, such transfer
shall be made from the date
prescribed by the decision of
management committee of SSF as
per sections 52 (5) and 53 (5) of the
Labor Act, 2074 B.S. and chapter
five of the Labor Regulation, 2075
B.S.
 ldltjf6 >d P]g @)&$ sf] (b) To ensure transfer of money as per
clause (a), SSF shall coordinate with
bkmf %@ sf] pkbkmf - relevant retirement fund or
%_ / bkmf %# sf] pkbkmf - employer.
%_ tyf >d lgodfjnL @)&%
(c) If a worker doesn’t like to transfer
sf] kl/R5]b % adf]lhd his/her previous contribution made
sf]ifdf /sd x:tfGt/0fsf] to a retirement fund to SSF as per
Joj:yf ldnfOg]5 . clause (a) after his/her enrollment to
SSF, s/he can receive the full
payment or can continue to keep
such amount in such retirement
-v_ v08 -s_ adf]lhdsf] /sd fund.
x:tfGt/0f k|of]hgsf] nflu
sf]ifn] ;DalGwt cjsfz sf]if;
+u jf /f]hufbftf;+u ;dGjo
ug]{5 .
-u_ v08 -s_ df pNn]v ul/P
adf]lhd s’g} >ldsn] sf]ifdf
of]ubfg z’? u/]sf] ldlteGbf
cufl8sf] ;~rosf]if / pkbfg
jfktsf] /sd ;fdflhs ;’/Iff
sf]ifdf x:tfGt/0f ug{ grfx]df
sf]ifdf of]ubfg z’? ug]
{ ldlteGbf cufl8sf] To:tf]
/sd ;DalGwt >ldsn] cfkmF}
e’QmfgL lng jf k|rlnt sfg”g
adf]lhd ;~rfngdf /x]sf] cGo
cjsfz sf]ifdf /x]sf] /sd ;f]xL
sf]ifdf g} /fVg ;Sg]5 .
@)= lgj[Qe/0f of]hgfdf ;xeflutf
!# 20. participation in pension scheme:
13

Following workers shall be the participants

x'g] M lgj[Qe/0f ;'/Iff of]hgfdf
b]xfo adf]lhdsf >ldsx? ;dfj]z
x'g]5g\M–
-s_ @)&^ ;fn >fj0f ! ut]
kZrft\ s'g} klg
/f]huf/bftf;Fu
/f]huf/ ;DaGw sfod ePsf
in the pension scheme:
(a) (a) All workers who are employed
after July 17, 2019 (i.e.,2076
Srawan 1)
(b) If a written application is submitted
to SSF by workers who have been
 >ldsx?, receiving provident fund and
gratuity as per prevailing law.
-v_ k|rlnt sfg"g adf]lhdsf] ;~ro
sf]if / pkbfg k|fKt ul//x]sf >ldsx?
sf] xsdf lghx?n] lnlvt ?kdf lgj]bg
lbPdf o; of]hgfdf ;xefuL
x'g ;Sg]5g\.
@@= lgj[Qe/0f kfpg of]Uo 22. Conditions to receive pension: (1) A
!% 15

contributor should be sixty years old and

x'g] cj:yf M -!_ lgj[Qe/0f k|fKt should have contributed to 180 months.
ug{ of]ubfgstf{sf] pd]/ ;f7L
jif{ k'/f ePsf] / sDtLdf !*) dlxgf
of]ubfg u/]sf] x'g'kg]{5 . (2) Irrespective of whatever is stated in
clause (1), if a contributor reaches 60 years
-@_ pkbkmf -!_ df h'g;'s} s'/f before depositing 180 months’ contribution,
such contributor shall get either one-off
n]lvPsf] eP tfklg s'g} payment of his/her contribution,
of]ubfgstf{n] !*) dlxgfsf] of]ubfg contribution made by his/her employer, and
gub}{ ;f7L jif{ pd]/ k'/f ePsf] the profit accrued on his retirement fund by
SSF’s investment, or can take pension
/x]5 eg] To:tf] of]ubfgstf{n] equivalent to the amount, which is the
lghn] sf]ifdf u/]sf] of]ubfg, amount due to him divided by 180.
/f]huf/bftfsf] tkm{af6 ePsf]
of]ubfg / sf]ifsf] nufgLjf6 k|fKt
k|ltkmn ;d]t hf]8L x'g cfpg] s'n
of]ubfg /sd Psd'i7 ?kdf lng jf
s'n /sdnfO{ !*) n] efu ubf{ x'g
cfpg] /sd k|To]s dlxgf lghsf]
hLjgsfne/ lgj[Qe/0f lng] dWo]
s'g} Pp6f ljsNksf] 5gf]6
ug{ ;Sg]5 .
@#= cjsfz ;'ljwf M -!_ bkmf @) 23. retirement facility: (1) Contributors16
who are in jobs, before the commencement
sf] pkbkmf -!_ adf]lhd lgj[Qe/0f of section 20 (1), but does not submit
of]hgf nfu"x'g' cufj} written application to get pension, such
/f]huf/Ldf /x]sf of]ubfgstf{n] !^ contributors shall get one-off payment of
his/her contribution, contribution made by
lgj[Qe/0fsf] nflu lgj]bg glbPdf his/her employer, and the profit accrued on
bkmf !( sf] pkbkmf -!_ adf]lhd o; his retirement fund by SSF’s investment.
sf]ifdf hDdf ul/Psf] ;~ro sf]if /
pkbfg jfktsf] of]ubfg /sd,
/f]huf/bftfsf] tkm{af6 u/]sf]
of]ubfg / ;f]df sf]ifn] u/]sf]
nufgLjf6 k|fKt k|ltkmn ;d]t hf]8L
x'g cfpg] /sd lgh cjsfz x'Fbfsf avt
Psd'i7 e'QmfgL kfpg]5 .
-@_ o; ;DaGwL cGo Joj:yf
sf]ifn] ;do ;dodf tf]s] adf]lhd
x'g]5 .
!&
@$s= ljb]zL gful/sn] /sd
lkmtf{ n}hfg kfpg] M -!_ ljb]zL
gful/sn] /f]huf/ ;DaGw ;dfKt
ePkl5 h'g;'s} ;dodf sf]ifdf /x]sf]
j[4 cj:yf ;'ljwf of]hgf adf]lhd
kfpg] /sd lkmtf{ n}hfg ;Sg]5 .
-@_ s'g} ljb]zL gful/ssf] g]kfndf
sfo{/t /xb} jf ;]jf ;dfKt ePkl5 /sd
lkmtf{ lng' cufl8 d[To' ePdf
lghn] O{R5fPsf] JolQm jf
xsjfnfnfO{ sf]ifn] /sd e'QmfgL
ug]{5 .
-#_ s'g} g]kfnL gful/sn] g]kfnsf]
gful/stf TofuL ljb]zL gful/stf
lnPsf]df ;f]sf] k|df0f ;lxt lgj]bg
lbPdf ljb]zL gful/s ;/x sf]ifn] /sd
lkmtf{ lbg]5 .
@$ª=
@!
of]ubfgdf :j]lR5s ;xefuL
x'g ;Sg] M ;f7L jif{ pd]/ k'/f u/]/
klg >d ;DaGw sfod /x]sf
JolSt :j]R5fn] ;fdflhs ;'/Iff
of]hgfdf ;xefuL x'g ;Sg]5g\.
#$s=;'ljwfsf] lg/Gt/tfsf] nflu
@#
of]ubfg ug{ kfpg] M lgj[Qe/0f
(2) other provisions related to this shall be
prescribed by the fund from time to time.
24a. Foreigner can take their
17
contribution back: (1) Foreigners can take
their retirement fund back at any time after
the termination of their jobs.
(2) If a foreign citizen dies during his/her
service or after the termination of the job
but before receiving his retirement fund,
such fund shall be handed over to his/her
nominee or a family member.
(3) If a Nepali citizen who has renounced
Nepalese citizenship and has acquired a
foreign citizenship, can take his/her
retirement fund back after submitting an
application along with such evidence.
25e Voluntary participation in
21
contribution: Employees, who have
crossed the age of 60, and are still working
can voluntarily participate in the pension
scheme, if s/he wishes so.
34a. Contribution for the continuation
23
of services: If an employment of a
contributor is terminated before reaching to
 kfpg] pd]/ gk'u]sf] s'g} the retirement age or his/her one job ended
and s/he has not started another job, s/he
>ldssf] ;]jf ;dfKt ePsf] jf Pp6f ;]jf can continue with SSF by depositing the
;dfKt eO{ csf]{ ;]jf z'? gePsf] total amount from his/her own if s/he
cj:yfdf klg lghn] ;fdflhs ;'/Iff wishes so. Such fund shall be deposited to a
account prescribed by SSF.
of]hgfdf lg/Gt/tf lbg rfx]df
of]ubfgsf] ;Dk"0f{ /sd :jo+n]
Joxf]/L of]hgfdf lg/Gt/tf
lbg ;Sg]5 . o;/L of]ubfg
ubf{ of]ubfgsf] /sd sf]ifn] tf]s]sf]
vftfdf hDdf ug'{ kg]{5 .

!!, !#, !%, !^ klxnf] ;+zf]wgåf/f ;+zf]lwt . 11,13, 15, 16- amendment by the first
amendment.
!@, !&, @!, @# = klxnf] ;+zf]wgåf/f yk . 12,17, 21, 23- insertion by the first amendment.