The PIN Management Module in BankWORKS provides high security features.

From the
security standpoint this is probably the most card organization-regulated activity in the
card business. Card organization standards and security procedures must be followed exactly.
The PIN management system provides total security to card issuers during the card production
process.

The PIN Management Module is fully configurable and utilizes common core modules
and functions for both business rules, product and card schemes details. Configuration and customer specific
requirements can easily be tailored by using set-up parameters.

Key Features

Parameter-driven functions for easy customization and configuration to meet needs and requirements from the
financial organization

Security modules based on industry standards for PIN generation (CVC and CVC2) encryption, and PIN
mailer printing

Multiple security encoding schemes are supported from international card organizations such as Visa

EuroPay/MasterCard, IBM 3624, and proprietary organizations

Supports encoded information for track 1,2 and 3

Supports Multiple Plastic Types including Smart Cards

Multiple Addresses Options for PIN Mailers and Card Carriers

New PIN, Same PIN and No PIN are all supported

Multiple Issuer supported

Card Carrier production and file transfer to external issuer systems

Encoding and embossing production and file transfer to plastic encoding and embossing machines

http://www.rs2.com/products/issAcq/pinManagement.html
Creating Security Codes & PINs
The Bank Card Security System (BCSS) is cost-effective software because it reduces the programming required
to create security codes and PINs. BCSS meets standards for security code creation established by the network
brands including use of hardware security modules (HSMs).

BCSS is used by a wide range of customers from those just entering the market to the largest secure card issuing
and personalization bureaus in the world.

One of our customers recently saved several hundred thousand dollars in startup costs by implementing BCSS
instead of a solution developed in-house. Out-of-the box, BCSS includes key management and hardware
cryptography required by the network brands (Visa, MasterCard, Discover, American Express and JCB) for
security code and PIN generation.

"It saved us six months of programming," the customer said.

BCSS supports the generation and verification of standard security codes such as CVV, CVV2, CVC, CVC2,
CVC3, CAVV, CSC, PVV and ABA Code. BCSS also supports a variety of PIN functions such as PIN
generation, PIN translation, PIN selection, PIN bridging and PIN verification.

Secret keys and security options are used to create the codes that protect debit, credit and prepaid cards. BCSS
has a database that stores all of the keys and options needed to create and verify card security codes and PINs.
BCSS also creates ARQC and ARPC cryptograms that comply with various EMV standards.

http://www.primefactors.com/index.html

http://www.primefactors.com/products/BCSS/bcss_2.html