GIA ĐINH UNIVERSITY

FACULTY OF FOREIGN LANGUAGES

MIDTERM TEST
Academic Year: 2021- 2022

SUBJECT: Banking and Finance

COURSE: 13 ĐHNN
DURATION: 60 minutes
All materials are not allowed
Candidate’s full name Lê Huỳnh Yến Vi:…………………………………………………………….
Date of bỉth15/10/2001:…………………………….Place of birth:…………………………
Class: K13DCNA01………………Student code1911060087:…………………...…...Candidate’s
number:……………
Score (s) Score (s) 1st Examiner’s 2nd Examiner’s 1st Proctor’s 2nd Proctor’s
in number in letter signature signature signature signature
(Chữ ký giám thị (Chữ ký giám thị
1) 2)

I. Multiple choice: (3pts).

1. When you acknowledge A _________ of your new debit card.
a. receipt b. the receiving c. reception
2. Current account A ___________ may apply for a Grimleys credit card.
a. holders b. owners c. users
3. In an auction the item is sold to the person who makes the highest
A_______.
a. bid b. price c. offer
4. I bought a TV which doesn’t work. I’ll take it back to the shop to get B
_____.
a. my money returned b. refund c. a repayment
5. Unlike a personal cheque, a banker’s draft can’t B_________.
 a. be rejected b. bounce c. crash

6. A banker’s reference proves to a third party that you are B __________.

a. moneyed b. creditworthy c. rich enough

II. Match words 1-6 to definitions a-f: (3pts)

1. deposit account +B a. a piece of paper which transfers
2. building society+ E money from your account to somebody

3. fight takeover bids+C else’s account.

4. give financial advice+D b. you save money in this account over a

long time.
5. debit card +F
c. work against someone trying to buy a
6. cheque +A
company.
d. help someone with money and
investments.
e. a special bank for deposit accounts and
mortgages.
f. the money is deducted from your bank
account almost immediately.

III. Put the correct word in each space: (4pts)

investment fund stock market direct debit buyout

merge currency standing order brokerage department
change clearing system banker’s draft
1. The ________________brokerage department is the section of a bank which buys
and sells shares for customers.
2. People buy shares on the stock market______________.
3. I make the same payment every month with a(n) standing order ______________.
4. I pay bills each month automatically. I use

-----------------------------GOOD LUCK---------------------------