SSS Law GSIS Law

Coverage Below 60 years old: Below 65 years old;

Compulsory Compulsory
1. Employer 1. Government personnel (appointive, elective or
2. Employee (Private) irrespective of status of appointment)
3. Self-employed 2. Employees who have reached the age of 65 years old
4. OFW provided they are below 65 years when appointed or
elected.
Voluntary 3. Contractual Ees with an employee-government agency
1. Non-working spouse of SSS members provided they render the required number of working
2. OFWs (upon termination) hours per month
3. Filipino permanent migrants, immigrants, permanent residents and
naturalized citizen of their host country

Exclusions 1. Government Employer 1. Uniformed personnel (AFP, PNP, BFP, BJMP)

2. No Er-Ee relationship 2. Barangay and Sanggunian Officials
3. Employed by PH Govt or instrumentality 3. Contractual employees
4. Foreign govt or international organization Ee 4. Employees with no fixed hours of work and fixed monthly
5. Temporary Ee compensation
6. Excluded Ee by the Commission

Benefits Social Security Benefits 1. Compulsory Life Insurance

1. Sickness 2. Retirement
2. Maternity leave 3. Separation
3. Retirement 4. Unemployment
a. Monthly pension (60m) 5. Disability
b. Lump sum ( <60m) 6. Survivorship
4. Unemployment Insurance or Involuntary Separation 7. Funeral
5. Disability
6. Death
7. Funeral

Employees’ Compensation Benefits

LIMITED PORTABILITY LAW - to enable those from the private sector who transfer to the government service or from the government sector to the private
sector to combine their years of service and contributions which have been credited with the GSIS or SSS, as the case may be, to satisfy the required number
of years of service for entitlement to the benefits under the applicable laws.
 Totalization refers to the adding up the periods of creditable services or contributions under each of the Systems, SSS or GSIS, for the purpose of
eligibility and computation of benefits.