SAIF AKHTAR KHAN

WORK HISTORY

LOCATION CREDIT MANAGER: (April 2018 - Jan 2022)

KOTAK MAHINDRA PRIME LIMITED - WEST BENGAL AND ODISHA

• Credit underwriting and administration for Retail and Wholesale funding of

Auto Loans and Personal loans to Corporates and Individuals in West
Bengal and Odisha.
• Monitoring, Analysing, Evaluating and Controlling Risk in Retail Portfolio.
• Regular Analysis and Review on portfolios and feedback on changes
Date of Birth: required to Mitigate Risk.
13th November 1991 • Ensure compliance with RBI guidelines and Internal polices across
departments in West Bengal and Odisha.
• Motivating subordinates and proactively helping them in resolving
CONTACT DETAILS: challenges across departments in KMPL.
• Supporting Sales Department to achieve their target.
• Support Delhi, Indore, Dehradun, Agra, Lucknow Credit Team with Credit
Permanent Address: Underwriting, Credit Decisioning and Training for new recruits.

Old Purulia Road (W), Road no.10,

House No.12, Mango, Jamshedpur, CREDIT MANAGER:( May 2016 - March 2018)
Jharkhand, India. KOTAK MAHINDRA PRIME LIMITED - BENGALURU

Current Address: • Credit underwriting and administration for Retail and wholesale funding of
Auto Loans and Personal loans to Corporates and individuals in Karnataka.
Flat no-6, 3rd Floor of Medicine Mart, • Building and Maintaining relationships across Kotak Bank Branches, Car
196/F/2A/1, Colony Bazar, Picnic
Manufacturers, Car Dealership and Customers.
Garden, Kolkata, West Bengal, India.
• Understanding delinquency trends and helping to resolve issues.
• Managing team of 13 Subordinates which includes their recruitment,
MOBILE NO: Appraisal and day to day management.
• Review potential infant and loss cases and support collections team in
+917738859094
resolving them.
• Organize training activities at branch and dealership level for smooth
EMAIL: functioning and better understanding of company policies and credit
processes.
Saifkhan1991@yahoo.com • Implementing and Reviewing Credit processes to ensure better TAT to
customers.
LINKEDIN ID: • Support Bangalore, Rest of Karnataka, Kerala and Chennai with Credit
Underwriting, Credit Decisioning and Training for new recruits.
https://www.linkedin.com/in/saif-
akhtar-khan-247b7aa9
 INTERNSHIP HISTORY

Total Securities PVT LTD (May - Scalping, Risk Management, MCX & Forex
HOBBIES 2015) Trading.
- Business, Feasibility & Sensitivity Analysis, Forex &
Rhodium Group (April 2015)
Commodity Market Research and Analysis.
• Video Games
Tinplate Company of India
• Karate - Capital expenditure.
LTD (December 2013)
• Cooking Arihant Industry Corporation - Primary Data Collection and Marketing and
• Reading Novels LTD (June 2013) Promotion of Newly launched Product
• Swimming WeildKing PVT LTD (October - Tracking Bills Payable & Bills Receivable and
2012) Supervising recovery and payment.

LANGUAGES EDUCATIONAL BACKGROUND

MBA: PGPM: BBM: ICSE & ISC:
• English ICFAI
IBS Alliance University Kerela Samajam Model School
• Hindi University
Mumbai Bengaluru Jamshedpur
• Urdu Dehradun
• Arabic
ADDITIONAL COURSES

• IRDA IC38 Corporate Insurance Agent

• FLIP Banking and Finance Course
• Advance Microsoft Office
• Adobe Photoshop
• Web designing

SKILLS AND COMPETENCIES

• Time Management • Interpersonal Skills

• Leadership Skills • Resilience
• Proactive • Internal locus of control
• Analytical Abilities • Financial Acumen

ACHIEVEMENTS & CERTIFICATES

• Best Credit Manager FY 21 in KMPL

• Lowest Delinquency Portfolio in South Kotak Prime.
• STATE level Karate Champion 2008.
• Won prizes in NATIONAL Level Graphic Designing and Webpage Designing.
• Vice-President of Finance club in IBS Mumbai.
• Got 2nd Price in Mock CACPT City Level test.
• Club Head, Multimedia Team Captain, House Caption in School
• Student Coordinator for Rhapsody, Impulse, Etrix & Horlicks Wiz-Kids.
• Organized National Level Alliance Carnival Finance Events.
• Organized National Level Konflux finance events in MBA.
• Won Prices in Fashion Shows and Poster Making Competition.