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Top 100 Q&A PDF

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Top 100 Q&A PDF

Current Affairs Q&A PDF – December 2021


Top 100 Questions
1. In December 2021, the Central Government has appointed ______ sub-committees to lower crop
Insurance premiums under ________________.
1) 2; Pradhan Mantri Krishi Sinchai Yojana
2) 4; Paramparagat Krishi Vikas Yojana
3) 2; Pradhan Mantri Fasal Bima Yojana
4) 4; Pradhan Mantri Krishi Sinchai Yojana
5) 3; Pradhan Mantri Fasal Bima Yojana
Answer- 3) 2; Pradhan Mantri Fasal Bima Yojana
Explanation:
The Central government has appointed 2 sub-committees to lower crop insurance premiums under the
flagship scheme Pradhan Mantri Fasal Bima Yojana (PMFBY).
i. 1st Committee is a ten-member committee under scientist KR Manjunath of ISRO to explore the
feasibility of adoption of various technology-based approaches
ii. The 2nd committee is headed by joint secretary in the Ministry of Finance Saurabh Mishra to
conduct cost benefit analysis of all accepted models & any profit-loss sharing model & it also provides
financial projections for next 5 years.

2. Which of the following points are correct with respect to the Good Governance Day?
A) Every year Good Governance Day is observed across India on 25th December to mark the
birth anniversary of Former PM Lal Bahadur Shastri.
B) The 1st observance of Good Governance Day was made on 25th December 2014, while 2021
marks 8th Good Governance Day.
C) Lal Bahadur Shastri was the 1st PM since Indira Gandhi to have become the PM of India with 2
successive mandates.
1) Only A
2) Only B
3) Only C
4) Only A & B
5) All A, B & C
Answer- 2) Only B
Explanation:
i. Every year Good Governance Day is observed across India on 25th December to mark the birth
anniversary of Former PM Atal Bihari Vajpayee.
ii. The 1st observance of Good Governance Day was made on 25th December 2014 ,while 2021 marks
8th Good Governance Day.
iii. Atal Bihari Vajpayee was the 1st PM since Jawaharlal Nehru to have become the PM of India with 2
successive mandates.
Note- Good Governance Week was celebrated from 20th to 25th December 2021 with the theme of
“Prashasan Gaon Ki Aur”

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3. Which of the following points are correct with respect to the Good Governance Index 2021
released in December 2021?
A) GGI was a biannual report prepared by the Department of Administrative Reforms & Public
Grievances (DARPG).
B) The report covers 5 sectors through 18 indicators, in which Goa topped in the Group A
Category, followed by Maharashtra & Uttar Pradesh.
C) In the North-East & Hill States category, Himachal Pradesh tops the Index, while Delhi topped
under UTs category.
1) Only A
2) Only B
3) Only C
4) Only A & B
5) Only A & C
Answer- 5) Only A & C
Explanation:
GGI was a biannual exercise prepared by the Department of Administrative Reforms and Public
Grievances (DARPG).
i. Gujarat tops the list under group A other states category followed by Maharashtra & Goa, which
covers 10 sectors through 58 indicator index.
ii. In the North-East and Hill States category, Himachal Pradesh tops the Index & Delhi tops under
UTs category.

4. In which city did Union Defence Minister Rajnath Singh lay the foundation stone (in Dec’21) for
Defence Technology & Test Centre (DTTC) & BRAHMOS Manufacturing Centre of DRDO?
1) Lucknow, Uttar Pradesh
2) Patna, Bihar
3) Gandhinagar, Gujarat
4) Dehradun, Uttarakhand
5) Bhubaneswar, Odisha
Answer- 1) Lucknow, Uttar Pradesh
Explanation:
The Union Defence Minister, Rajnath Singh laid the foundation stone for Defence Technology & Test
Centre (DTTC) & BrahMos Manufacturing Centre which was established by DRDO in Lucknow, Uttar
Pradesh.
i. DTTC is set up as a result of the MoU signed between Uttar Pradesh Expressways Industrial
Development Authority (UPEIDA) & DRDO during DefExpo-2020 held in Lucknow.
ii. BrahMos Manufacturing Centre will be set up by BrahMos Aerospace in Lucknow & will produce
the new BrahMos-NG (Next Generation) variant at a rate of 80-100 missiles per year.

5. Name the Bank that was recently (in Dec’21) became the 1st Indian Bank to offer cross-border
payments via UPI along with NPCI.
1) ICICI Bank
2) HDFC Bank
3) Axis Bank
4) IndusInd Bank
5) YES Bank

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Answer- 4) IndusInd Bank
Explanation:
IndusInd Bank has partnered with the National Payments Corporation of India (NPCI) for offering real-
time cross-border remittances to India using UPI IDs for its Money Transfer Operator (MTO) partners.
i. With this initiative, IndusInd Bank has become the 1st Indian bank to go live on Cross Border
Payments/NRI Remittances. .
ii..IndusInd Bank has started off with Thailand’s DeeMoney for Foreign Inward Remittance (FIR)
through UPI.
About IndusInd Bank:
Managing Director & CEO– Sumant Kathpalia
Headquarters– Mumbai, Maharashtra
Tagline– We Make You Feel Richer

6. Which of the following points are correct with respect to the World Economic League Table
2022 released in December 2021?
A) The report was released by UK-based Centre for Economics and Business Research’s (CEBR).
B) India will move to 6th position in 2022 overtaking France & become the 3rd World’s largest
economy in 2031.
C) The Table predicted that China will overtake the United States of America to be the World’s
largest economy in 2030.
1) Only A
2) Only B
3) Only A & B
4) Only B & C
5) All A, B & C
Answer- 5) All A, B & C
Explanation:
The report was released by UK-based Centre for Economics and Business Research’s (CEBR).
i. India will regain 6th position from France in 2022 & to become the 3rd largest economy in 2031.
ii. The table predicted China will overtake the United States of America to be the largest economy in
2030.
iii. The world economy is set to surpass $100 trillion for the first time in 2022 & India ranked 7th
rank in 2021.

7. Which Organization recently (in Dec’21) launched by the James Webb Space Telescope into
space using Ariane 5 rocket from French Guiana?
1) NASA
2) European space agency
3) Canadian Space Agency
4) Both 1 & 2
5) All 1, 2 & 3
Answer- 5) All 1, 2 & 3
Explanation:
NASA’s James Webb Space Telescope (JWST) launched through Arianespace's heavy-lift Ariane 5
rocket from the European Space Agency’s (ESA) spaceport in Kourou, French Guiana.

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i. The Webb Space Telescope will reach the destination in solar orbit some 1.5million kilometers from
earth -about four times farther away than the moon.
ii. Its commissioning in space will take 6 months & the mission span is between 5-15 years.
iii. The telescope is an international collaboration led by NASA in partnership with the European space
agency (ESA) and Canadian Space Agency (CSA).
Note- Lucknow-born Hashima Hasan, Nasa’s JWST Deputy Program Scientist, represented India.

8. Which of the following points are correct with respect to the 4th edition of State Health Index
for 2019-20 that was released (in Dec’21) in the ‘Healthy States, Progressive India’ report ?
A) The report was developed by NITI Aayog, with technical assistance from the World Bank
(WB).
B) Among Largest States, Kerala showed Overall best performance for the 4th consecutive time.
C) Among the Large states, Telangana was positioned last, whereas Nagaland topped among the
Smaller States.
1) Only A
2) Only B
3) Only C
4) Only A & B
5) Only B & C
Answer- 4) Only A & B
Explanation:
The report was developed by NITI Aayog, with technical assistance from the World Bank (WB).
i. Among Largest States, Kerala showed Overall best performance for the 4th consecutive time. While
Uttar Pradesh was positioned at the last rank.
ii. The Index is weighted Composite Index based on 24 indicators, each domain has been assigned
weights based on Health Outcomes, Governance and Information, & Key Inputs/Processes & It has
covered 19 Larger States, 8 Smaller States and 7 UTs.
iii. Among UT, DH & DD-Dadra and Nagar Haveli and Daman and Diu tops the index & Among
Smaller States, Mizoram Topped the index.

9. In the Implementation of Shyama Prasad Mukherji Rurban Mission (SPMRM), _________ secured
1st Rank among the 34 states & UTs, while ___________ secured 1st in the Ranking among the
Cluster (as of Dec’21).
1) Telangana; Ryakal cluster of Sangareddy
2) Mizoram; Aibawk cluster of Aizawl
3) Telangana; Jukkal cluster of Kamareddy
4) Mizoram; Ryakal cluster of Sangareddy
5) Tamil Nadu; Aibawk cluster of Aizawl
Answer- 1) Telangana; Ryakal cluster of Sangareddy

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Explanation:
Telangana has secured 1st place among the 34 states & UTs that implement the Shyama Prasad
Mukherji Rurban Mission (SPMRM).
Rank States Rank Cluster Name

1st Telangana 1st Ryakal (Sangareddy, Telangana)

2nd Tamil Nadu 2nd Jukkal (Kamareddy, Telangana)

3rd Gujarat 3rd Aibawk (Aizawl, Mizoram)

10. Which country launched the World's 1st Dual-Mode Vehicle (in Dec’21) that can run on both
Roads & Tracks?
1) Indonesia
2) Japan
3) China
4) USA
5) UK
Answer- 2) Japan
Explanation:
Japan has introduced the world's first dual-mode vehicle (DMV) in its town of Kaiyo & It will run on
Diesel.
i. The vehicle can run on normal rubber tyres on the road but its steel wheels, which are in its
underbelly, descend when it hits the rail tracks.
ii. This feature of effectively changing into a train-like module easily on a rail track is the first of its
kind.

11. Name the Bank that was recently (in Dec’21) launched ‘Green Fixed Deposits’ to support the
United Nations Sustainable Development Goals (UN-SDGs).
1) HDFC Bank
2) YES Bank
3) IndusInd Bank
4) ICICI Bank
5) Axis Bank
Answer- 3) IndusInd Bank
Explanation:
IndusInd Bank launched Green Fixed Deposits (FDs) where the deposit proceeds will be used to
finance projects and firms supporting the United Nations Sustainable Development Goals (UN-SDGs).
i. With this, the bank has entered the list of few global banks which offer integrating SDG into a regular
FD product.
ii. Deposits backed by insurance for up to Rs 5 lakh
Note- IndusInd Bank is the only bank in India to secure ‘band A’ in the Carbon Disclosure Project.

12. What was the Wholesale Price Index (WPI) of November 2021 that reached a 12 years high?
1) 10.47 %
2) 11.54 %
3) 14.23 %

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4) 12.54 %
5) 16.50 %
Answer- 3) 14.23 %
Explanation:
As per Official data of Department for Promotion of Industry and Internal Trade (DPIIT), Ministry of
Commerce and Industry, India’s annual wholesale price index (WPI) surged to 14.23% in November
2021 as compared to last year due to base effect.
i. This WPI inflation is dominated by the prices of mineral oils, basic metals, crude petroleum, natural
gas, chemicals and food products. It was 12.54% in October 2021.
Note- Wholesale price inflation (WPI) jumped to a 12-year high of 14.23 per cent in the month of
November & the WPI figure is the highest since April 2005.

13. In December 2021, Who was appointed as the Managing Director & Chief Executive Officer of
Punjab National Bank (PNB)?
1) S.C. Gupta
2) Sunil Mehta
3) Atul Kumar Goel
4) Gauri Shankar
5) Mallikarjuna Rao
Answer- 3) Atul Kumar Goel
Explanation:
Based on approval from the Appointments Committee of the Cabinet (ACC), Atul Kumar Goel was
appointed as the MD & CEO of Punjab National Bank (PNB).
i. Atul Kumar Goel will serve as PNB chief from 1st February 2022 to December 31, 2024.
ii.The committee appointed Soma Sankara Prasad as MD & CEO of UCO Bank

14. Which of the following points are correct with respect to the recent (in Dec’21) amendments
made to the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018?
A) SEBI fixed the Initial Public Offerings (IPO) limit for the companies that has not identified any
acquisition or investment targets is increased from 25 % to 35%
B) The minimum lock-in period for promoters was reduced to 1years from 5 years in
Preferential Allotment.
C) Credit Rating Agency (CRAs) registered are permitted to act as Monitoring Agency instead of
Scheduled Commercial Banks & Public Financial Institutions.
1) Only A
2) Only B
3) Only A & B
4) Only A & C
5) All A, B & C
Answer- 4) Only A & C
Explanation:
SEBI fixed the Initial Public Offerings (IPO) limit for the companies that has not identified any
acquisition or investment targets is increased from 25 % to 35%
i. The minimum lock-in period for promoters was reduced to 18 months from 3 years in Preferential
Allotment.

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ii. Credit Rating Agency (CRAs) registered are permitted to act as Monitoring Agency instead of
Scheduled Commercial Banks & Public Financial Institutions.
iii. The amendment was made based on recommendation of the Primary Market Advisory Committee,
SEBI board approved the proposal to amend the various regulating frameworks.

15. Which of the following Institute has topped the 3rd edition of Atal Ranking of Institutions on
Innovation Achievements (ARIIA) 2021 & also recognized as the Most Innovative Educational
Institute in India for the 3rd consecutive year?
1) IIT Madras
2) IIT Bombay
3) IIT Delhi
4) IISc Bengaluru
5) IIT Kanpur
Answer- 1) IIT Madras
Explanation:
IIT Madras has topped the 3rd edition of ARIIA 2021 followed by IIT Bombay & IIT Delhi.
i. IIT Madras was recognized as the Most Innovative Educational Institute in India for the 3rd
consecutive year.
ii. Seven IITs are among the top 10 CFTIs. Indian Institute of Science (IISc), Bengaluru (Karnataka)
ranked 6th among them.
iii. ARIIA 2021 classified participating institutions into two major categories Technical & Non-technical.
Note- ARIIA is an initiative of the Union Education Ministry to rank systematically all major higher
education Institutes in India.

16. In December 2021, which country became the 4th new member of the New Development
Bank?
1) Maldives
2) Malaysia
3) Egypt
4) Indonesia
5) Sri Lanka
Answer- 3) Egypt
Explanation:
Egypt joined as the 4th new member of the New Development Bank (NDB) that was established by
BRICS (Brazil, Russia, India, China, South-Africa) in 2015.
About Egypt:
President – Abdel Fattah Al-Sisi
Capital – Cairo
Currency – Egyptian Pound (EGP)

17. Which of the following points are correct with respect to the 24th Financial Stability Report
2021 released by Reserve Bank of India (in Dec’21)?
A) Scheduled Commercial Banks’s GNPA were increased from 6.9 percent in September 2021 to
8.1 percent of total assets by September 2022.
B) The Public Sector Banks’s GNPA ratio is 8.8 percent in September 2021 will deteriorate to 10.5
percent by September 2022.

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C) The CRAR of Scheduled Commercial Banks was increased to a new peak of 16.6 percent.
1) Only A
2) Only B
3) Only C
4) Only A & B
5) All A, B & C
Answer- 5) All A, B & C
Explanation:
Scheduled Commercial Banks’s Gross Non-Performing Assets (GNPA) were increased from 6.9 percent
in September 2021 to 8.1 percent of total assets by September 2022.
i. The Public Sector Banks’s GNPA ratio is 8.8 percent in September 2021 will deteriorate to 10.5
percent by September 2022.
ii. The Capital to risk-weighted assets ratio (CRAR) of Scheduled Commercial Banks was increased
to a new peak of 16.6 percent.

18. In December 2021, RBI extended the deadline for Know Your Customer (KYC) updation in
bank accounts till __________.
1) 1st February, 2022
2) 1st September, 2022
3) 31st March, 2022
4) 30st July, 2022
5) 1st April, 2022
Answer- 3) 31st March, 2022
Explanation:
The Reserve Bank of India (RBI) has extended the deadline for periodic Know Your Customer (KYC)
updation in bank accounts till March 31, 2022, from the previous deadline of December 31, 2021, due
to the Omicron variant of the COVID-19 in India.
i. The deadline was extended so that no restriction can be placed on bank accounts related to cash
deposits, withdrawals etc. due to non-compliance with KYC requirements.
KYC requirements:
KYC is a process under which banks gather their customers’ information while opening an account
including Permanent Account Number (PAN), address proof such as Aadhaar, passport etc., latest
photograph and other details as requested by the bank.

19. In December 2021, __________ became the 1st Indian state to launch the ‘Life Certificate system’
for pensioners.
1) Odisha
2) Karnataka
3) Uttarakhand
4) West Bengal
5) Uttar Pradesh
Answer- 1) Odisha
Explanation:
Odisha Chief Minister Naveen Patnaik launched the Digital Life Certificate system for pensioners
virtually while attending the orientation programme for newly recruited 153 officers of Odisha Civil
Services.

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i. Odisha is the first state in the country to implement such a digital service for pensioners.
ii. CM also launched E-Diary, under which all information contained in the government diary can be
readily and conveniently accessed by citizens using their mobile phones.
Note – The introduction of digital life certificates and E-dairy were part of Odisha’s 5T and ‘Mo Sarkar’
initiatives.

20. What are the points that are correct with respect to the Cabinet Approval in December 2021?
A) Incentive Scheme to Promote RuPay Debit cards & BHIM-UPI Transaction with an estimated
financial outlay of Rs 1,300 crore for 1 year.
B) PLI scheme with an outlay of Rs 76,000 crore to boost semiconductor & display manufacturing
& also incentives for the electronics sector to Rs 2.30 lakh crore.
C) Implementation of PM Kisan Maan Dhan Yojana (PM-KMY)for 2021-24 with an outlay of
Rs.93,068 crore to benefit 22 lakh farmers.
1) Only A
2) Only B
3) Only C
4) Only A & B
5) Only B & C
Answer- 4) Only A & B
Explanation:
Incentive Scheme to Promote RuPayDebit cards & BHIM-UPI Transaction with an estimated financial
outlay of Rs 1,300 crore for 1 year.
i. PLI scheme with an outlay of Rs 76,000 crore to boost semiconductor & display manufacturing &
also approved incentives for the electronics sector to Rs 2.30 lakh crore.
ii. Implementation of Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) for 2021-26 with an outlay of
Rs.93,068 crore to benefit 22 lakh farmers.
Note- Accelerated Irrigation Benefit Programme (AIBP), Har Khet ko Paani (HKKP) and Watershed
Development components have been approved for continuation during PMKSY 2021-26.

21. What are the points that are correct with respect to the State of Foundational Literacy and
Numeracy in India Report released in December 2021?
A) Tamil Nadu and Punjab were tops in the large and small states categories respectively.
B) The report was prepared by the Institute for Competitiveness & released by the Economic
Advisory Council to the Prime Minister (EAC-PM)
C) The report is an indicator of literacy among children below 10 years & also access to quality
early childhood education in Indian states & UT.
1) Only A
2) Only B
3) Only C
4) Only A & B
5) Only B & C
Answer- 5) Only B & C
Explanation:
West Bengal and Kerala were tops in the large and small states categories respectively.
i. The index is an indicator of literacy among children below 10 years & also access to quality early
childhood education.

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ii. The report was prepared by the Institute for Competitiveness & released by the Economic Advisory
Council to the Prime Minister (EAC-PM).
Lakshadweep (52.69) and Mizoram (51.64) were the top-scoring regions in the Union Territory and
Northeast state category, respectively.

22. Which company launched ‘SafeCard’ a tokenization solution to become the 1st payment
platform to tokenize cards on Visa, Mastercard & Rupay networks?
1) Instamojo
2) PayPal
3) Cashfree
4) PhonePe
5) Paytm
Answer- 4) PhonePe
Explanation:
PhonePe launched PhonePe SafeCard which is a tokenization solution for online debit and credit card
transactions.
• PhonePe SafeCard supports all major card networks such as Mastercard, Rupay and Visa.
• Through this launch, PhonePe has become the 1st payments platform to tokenize cards on Visa,
Mastercard and Rupay card networks.

23. In which state the Ministry of Science & Technology will set up 6 Nuclear Reactors with a total
capacity of 9900MW?
1) Kakrapar, Gujarat
2) Gorakhpur, Haryana
3) Narora, Uttar Pradesh
4) Kaiga, Karnataka
5) Jaitapur, Maharashtra
Answer- 5) Jaitapur, Maharashtra
Explanation:
The Ministry of Science and Technology granted ‘In-Principle’ approval for setting up 6 Nuclear Reactors
at Jaitapur in Maharashtra.
• The approval is for setting up 6 nuclear power reactors of 1650 MW each, making Jaitapur as
India’s largest nuclear power generating site with a total capacity of 9900 MW & Technical
cooperation is provided by the French Firm – Électricité de France (EDF).
• The Bhabha Atomic Research Centre (BARC) is involved in the development of pre-clinical
evaluation and obtaining the radiopharmaceuticals committee’s approval for human use.

24. In December 2021, ______ became the 1st Indian Insurance company to sign the UN’s Principles
for Responsible Investment on environmental, social & governance (ESG) issues.
1) Bharti Axa Life Insurance
2) Exide Life Insurance
3) Bajaj Allianz General Insurance
4) HDFC Life Insurance
5) ICICI Prudential Life Insurance
Answer- 5) ICICI Prudential Life Insurance

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Explanation:
ICICI Prudential Life Insurance (IPRULIFE), became the 1st Indian insurance company to sign the UN’s
Principles for Responsible Investment (UNPRI), to demonstrate commitment towards the
environmental, social and governance (ESG) issues.
• The UNPRI is an investor initiative in partnership with the two bodies of the United Nations – The
UN Environment Programme Finance Initiative & The UN Global Compact.

25. Identify the Indian Shooter who won the “Best Female Debut” honour at the Paralympic Sport
Awards 2021.
1) Anjum Moudgil
2) Avani Lekhara
3) Elavenil Valarivan
4) Apurvi Chandela
5) Mehuli Ghosh
Answer- 2) Avani Lekhara
Explanation:
Indian shooter Avani Lekhara won the “Best Female Debut” honour at the 2021 Paralympic Sport
Awards.
• The Awards were announced by the International Paralympic Committee.
Note- In 2020 Tokyo Paralympics, She became the 1st Indian woman to win 2 Paralympic medals in a
single edition of the Games & she created history by winning India’s first Gold medal in Shooting at the
2020 Tokyo Paralympics.

26. Who became the 1st Foreigner to Receive Bhutan’s Highest Civilian Award, ‘Ngadag Pel gi
Khorlo’ in 2021?
1) Bidhya Devi Bhandari
2) Joe Biden
3) Narendra Modi
4) Sheikh Hasina
5) Kamala Harris
Answer- 3) Narendra Modi
Explanation:
On the occasion of Bhutan’s 114th National Day, The Kingdom of Bhutan has honoured Narendra Modi,
PM of India with Bhutan’s highest civilian award Ngadag Pel gi Khorlo also known as Order of the
Dragon King (Druk Gyalpo).
PM Modi becomes the 1st foreigner to receive the coveted award.

27. In December 2021, Indian Government & the Germany Development Bank signed ____________
Euro loan for Surat Metro Rail project.
1) 221.27 Million
2) 442.26 Million
3) 665.54 Million
4) 331.65 Million
5) 140.54 Billion
Answer- 2) 442.26 million

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Explanation:
Indian Government & the Germany Development Bank- KfW (Kreditanstalt fur Wiederaufbau) signed
442.26 million Euro loan for 40.35 km Surat Metro Rail project in Gujarat.
About Surat Metro Project:
In January 2021, PM, Narendra Modi laid the foundation stone of the project with an objective to
strengthen the transport infrastructure & It comprises two corridors, while corridor-1 is 21.61 km long
and is from Sarthana to Dream City & Corridor-2 is 18.74 km long and is from Bhesan to Saroli.

28. Who was appointed as the Chancellor of Austria (in Dec’21) by succeeding Alexander
Schallenberg?
1) Karl Nehammer
2) Olaf Scholz
3) Pedro Sánchez
4) Angela Merkel
5) Mario Draghi
Answer- Karl Nehammer
Explanation:
Karl Nehammer was appointed as chancellor of Austria by President of Austria, Alexander Van der
Bellen in a ceremony in Hofburg Palace, Vienna, Austria.
• He is succeeding the career diplomat Alexander Schallenberg who took charge as chancellor in
October 2021.
• Karl Nehammer from the ruling conservative Austrian People’s Party (ÖVP), previously served as
the Interior Minister of Austria.

29. Which of the following points are correct with respect to the Commonwealth Weightlifting
Championships 2021?
A) India won 4 Gold, 7 Silver, & 5 Bronze with a total of 16 Medals in Commonwealth
Weightlifting Championships 2021 that was held in Tashkent, Uzbekistan.
B) Purnima Pandey & Bindyarani Devi won the Gold Medal in the +87kg Women’s Category & 55
kg Clean & Jerk event respectively.
C) Vikas Thakur & Anuradha Pavunraj won Bronze Medal & Guru Raja and Lovepreet Singh won
Silver Medal.
1) Only A & C
2) Only B
3) Only C
4) Both B & C
5) All A, B & C
Answer- 1) Only A & C
Explanation:
India won 4 Gold, 7 Silver, & 5 Bronze with a total of 16 Medals in Commonwealth Weightlifting
Championships 2021 that was held in Tashkent, Uzbekistan.
i. Purnima Pandey won the Gold Medal & Bindyarani Devi won Silver Medal in 55 kg Clean & Jerk
event respectively.
ii. Vikas Thakur & Anuradha Pavunraj won Bronze Medal & Guru Raja and Lovepreet Singh won Silver
Medal.

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30. Which of the following was inscribed on the Representative List of Intangible Cultural
Heritage of Humanity during 16th session of IGC 2021?
1) Chhath
2) Bathukamma
3) Kathok Chenmo
4) Durga Puja
5) Kolattam
Answer- 4) Durga Puja
Explanation:
The Intergovernmental Committee (IGC) of UNESCO’s 2003 Convention on Safeguarding of the
Intangible Cultural Heritage (ICH) has inscribed ‘Durga Puja in Kolkata’ on the Representative List of
ICH of Humanity during its 16th session of IGC 2021 which was held in Paris, France.
i. Other ICH from India - Kumbh Mela (2017), Yoga (2016), Navroz (2016).
ii.'Congolese Rumba' , a musical dance from Congo was also inscribed in the UNESCO Representative
List of the Intangible Cultural Heritage of Humanity.

31. Which of the following points are correct with respect to the Vietnam’s Minister of Culture,
H.E. Nguyen Van Hung visit to India in December 2021?
A) Letter of Intent was signed between 2 countries to enhance cooperation in the Postal Sector in
line with the Comprehensive Strategic Partnership.
B) First-ever MoU was signed between 2 countries to promote scientific & technical cooperation
in marine science & ecology for 5 years.
C) 12 MoUs were signed between 2 countries at a Vietnam India Business Forum which was
organized by the Embassy of Vietnam & the Confederation of Indian Industry (CII)
1) Only A
2) Only B
3) Only C
4) Only B & C
5) All A, B & C
Answer- 5) All A, B & C
Explanation:
Both countries signed a Letter of Intent to enhance cooperation in the Postal Sector in line with the
Comprehensive Strategic Partnership.
i. First-ever MoU was signed between 2 countries to promote scientific & technical cooperation in
marine science & ecology for 5years.
ii. 12 MoUs were signed between 2 counties at a Vietnam India Business Forum which was organized by
the Embassy of Vietnam & the Confederation of Indian Industry (CII)

32. Who won Chile presidential elections in December 2021 to become the Youngest-
everPresident elect of Chile?
1) Gabriel Boric
2) Jair Bolsonaro
3) Pedro Sanchez
4) Adama Barrow
5) Jose Antonio Kast
Answer- 1) Gabriel Boric

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Explanation:
Gabriel Boric won Chile presidential elections, to become the youngest-ever President elect of Chile. He
defeated his opposition Jose Antonio Kast in the elections
• Gabriel Boric will assume office in March 2022, and he belongs to the Social Convergence party.

33. Name the Indian Cricketer who was appointed as the Brand Ambassador of Uttarakhand State
in December 2021?
1) Ravindra Jadeja
2) KL Rahul
3) Hardik Pandya
4) Rishabh Pant
5) Jasprit Bumrah
Answer- 4) Rishabh Pant
Explanation:
Uttarakhand CM Pushkar Singh Dhami appointed Indian cricketer Rishabh Pant as the ‘State Brand
Ambassador’ with the aim of encouraging the youth of the state towards sports and public health.
About Uttarakhand:
Biosphere reserve- Nanda Devi Biosphere Reserve
Dance- Barda Nati, Langvir Nritya, Ramola

34. Name the Indian Navy’s 2nd Indigenous Stealth Guided-missile destroyer of the P15B class
went for the 1st Sea Trials in December 2021.
1) INS Shikra
2) INS Surat
3) INS Mormugao
4) INS Imphal
5) INS Visakhapatnam
Answer- 3) INS Mormugao
Explanation:
During the Goa Liberation day, Indian Navy’s 2nd Indigenous stealth guided-missile destroyer of Project
15 B class ‘Mormugao’ went for maiden sea trials.
• Mormugao is being built at Mazagon Dock Shipbuilders Ltd (MDSL) as part of the Project 15B
destroyers & It is planned to be commissioned in mid 2022.
Note- In November 2021, INS Visakhapatnam and the fourth P75 submarine INS Vela were
commissioned into the Indian Navy.

35. Who became 1st Indian shuttler to win a silver medal in the men’s singles at the BWF world
championships 2021?
1) Sameer Verma
2) Prannoy HS
3) Kidambi Srikanth
4) Lakshya Sen
5) Chirag Shetty
Answer- 3) Kidambi Srikanth

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Explanation:
Kidambi Srikanth (India) became the 1st Indian shuttler to win a silver medal in the men’s singles at
the Badminton World Federation (BWF) world championships.
• Loh Kean Yew from singapore won Gold Medal in the men’s singles at the (BWF) world
championships 2021 held in Huelva, Spain.
• India’s Lakshya Sen & Denmark’s Anders Antonsen won the Bronze Medal in the Men’s Singles in
BWF world championships 2021.
About Badminton World Federation (BWF):
President – Poul-Erik Høyer Larsen
Headquarters – Kuala Lumpur, Malaysia

36. Name the State that was recently (in Dec’21) created 3 New districts - Tseminyu, Nuiland and
Chumukedima?
1) Assam
2) Mizoram
3) Arunachal Pradesh
4) Nagaland
5) Sikkim
Answer- 4) Nagaland
Explanation:
The State Government of Nagaland has created three new districts namely Tseminyu, Nuiland and
Chumukedima, reaching the total district tally of the state to 15.
• Tseminyu became the 13th district followed by Nuiland and Chumukedima as 14th and 15th
Districts respectively.

37. Name the Multinational Exercise that was recently (in Dec’21) organized in Pune,
Maharashtra to develop capabilities in disaster management aspects of the BIMSTEC?
1) PANEX-21
2) MILEX-21
3) KAZIND-21
4) SIMBEX-21
5) JIMEX-21
Answer- 1) PANEX-21
Explanation:
The 3rd edition of multi-national – multi-agency exercise, PANEX-21, was organized at Pune,
Maharashtra to develop capabilities in disaster management aspects for the BIMSTEC Nation.
i. It is a Humanitarian Assistance & Disaster Relief (HADR) exercise & It was participated by subject
matter experts and delegates from India, Bangladesh, Nepal, Bhutan, Myanmar, Sri Lanka and Thailand
(BIMSTEC) countries.

38. Which Organization developed India's 1st GIS based ‘Automatic Water Supply System’ for
citizens of Cantonment Boards under eChhawani project?
1) Aryabhatta Research Institute of Observational Sciences
2) Gujarat Council of Science & Technology
3) Raman Research Institute
4) Bhaskaracharya Institute for Space Applications & Geo informatics

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5) National Remote Sensing Centre
Answer- 4) Bhaskaracharya Institute for Space Applications & Geo informatics
Explanation:
Defence Minister Rajnath Singh launched India’s 1st Geographic Information System (GIS) Based
‘Automatic Water Supply System’ for citizens of Cantonment Boards under eChhawani project.
i. The module for this system has been developed by Bhaskaracharya Institute for Space Applications
and Geo informatics (BISAG) under the guidance of Defence Secretary & Director General of Defence
Estates (DGDE), Delhi.
ii. The integration of the system with the e-Chhawani portal is done by Bharat Electronics Limited
(BEL).

39. In December 2021, Which Organization launched 1st AgriTech Challenge cohort 2021 along
with NITI Aayog to help smallholder farmers across Asia and Africa?
1) Asian Development Bank
2) World Trade Organization
3) United Nations Capital Development Fund
4) United Nation Development Programme
5) World Bank
Answer- 3) United Nations Capital Development Fund
Explanation:
NITI Aayog, AIM & the United Nations Capital Development Fund (UNCDF) has launched the 1st
AgriTech Challenge cohort 2021 for its Agri-tech program that aims to help smallholder farmers
across Asia and Africa to address their challenges in the aftermath of the pandemic.

40. Which Bank Tops the Digital Payments for FY 2020-21 as per the data released by the
Ministry of Electronics & Information Technology?
1) SBI
2) Canara Bank
3) HDFC Bank
4) Bank of Baroda
5) Axis Bank
Answer- 4) Bank of Baroda
Explanation:
Bank of Baroda (BoB) achieved top position in overall digital transactions among large banks for FY20-
21.
i. It was felicitated by the Ministry of Electronics & Information Technology (MeitY) at the Digital
Payments Utsav.
Note-BoB has been conferred with five DigiDhan awards for FY 2019-20 & 2020-21 in various
categories.
About Bank of Baroda (BoB):
MD & CEO– Sanjiv Chadha
Headquarter– Vadodara, Gujarat
Amalgamated banks– Vijaya Bank and Dena Bank

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41. Which of the following points are correct with respect to the BWF’s Athletes Commission
2021-2025?
A) PV Sindhu Re-elected as Member of BWF’s Athletes’ Commission for 2nd term till 2025
B) Poul-Erik Høyer from Germany is the current chair of BWF’s Athletes’ Commission.
C) 6 members were appointed to the commission & PV Sindhu is the only member who stood for
re-election.
1) Only A
2) Only B
3) Only C
4) Only A & B
5) Only A & C
Answer- 5) Only A & C
Explanation:
The Badminton World Federation (BWF)’s Athletes’ Commission chaired by Marc Zwiebler (Germany).
About Badminton World Federation (BWF):
President– Poul-Erik Høyer
Headquarters– Kuala Lumpur, Malaysia

42. India recently (in Dec’21) test-fired the surface-surface guided ballistic missile - ‘Pralay’ from
Odisha that was developed by which organization?
1) DRDO
2) ISRO
3) BEL
4) HAL
5) Indian Army
Answer- 1) DRDO
Explanation:
India successfully test fired short-range, surface to surface-guided ballistic missile ‘Pralay’ from APJ
Abdul Kalam Island, off the coast of Odisha.
Pralay is the solid-fuel, battlefield missile with short range (150-500km) based on Prithvi Defence
Vehicle from the Indian ballistic missile programme which is developed by DRDO.

43. Which of the following points are correct with respect to the Cabinet Approvals in December
2021?
A) MSP for FAQ of milling copra was increased to Rs 10,590 per quintal for 2022 from Rs 10,335
per quintal in 2021 by the recommendation of Commission for Agricultural Costs & Prices
(CACP).
B) MoU between the Institute of Chartered Accountants of India & the Polish Chamber of
Statutory Auditors to establish mutual cooperation was approved by the Cabinet.
C) Cabinet Approved the MoU between CCI & Competition Commission of Mauritius to promote
and strengthen the cooperation in competition of law & policy.
1) Only A
2) Only B
3) Only C
4) Only A & C
5) All A, B & C

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Answer- 5) All A, B & C
Explanation:
MSP for FAQ of milling copra (dried Coconut) was increased to Rs 10,590 per quintal for 2022 from Rs
10,335 per quintal in 2021 by the recommendation of Commission for Agricultural Costs & Prices
(CACP).
i. MoU between the Institute of Chartered Accountants of India & the Polish Chamber of Statutory
Auditors to establish mutual cooperation was approved by the Cabinet.
ii. Cabinet Approved the MoU between CCI & Competition Commission of Mauritius to promote and
strengthen the cooperation in competition of law & policy.

44. As per the Global Unicorn Index 2021 report released by the Hurun Research Institute, India
secured ______ rank with 54 Unicorns, while the United States tops the Index with 487 Unicorns.
1) 5th
2) 3rd
3) 2nd
4) 1st
5) 6th
Answer- 2) 3rd
Explanation:
Rank Country No.of Unicorns

1st US 487 (254 unicorns added newly)

2nd China 301 (74 unicorns added newly)

3rd India 54 (33 unicorns added newly)


India ranked third (with a total of 54 unicorns) with Edtech company Byju’s as the most valuable
unicorn in India followed by mobile ad-tech firm InMobi , travel-stay finder OYO Rooms.
Note- In 2020, India ranked at the 4th spot.

45. Which organization signed a Finance Contract with Government of India (in Dec’21) to
provide 1st tranche loan of Euro 250 million for Agra Metro Rail Project, UP?
1) African Development Bank
2) Asian Infrastructure Investment Bank
3) European Investment Bank
4) Asian Development Bank
5) United Nations Development Programme
Answer- 3) European Investment Bank
Explanation:
The Government of India signed an agreement with European Investment Bank (EIB) for a Finance
Contract for the first tranche loan of Euro 250 million for Agra Metro Rail Project, Uttar Pradesh (UP).
i. The Project is working under the Ministry of Housing and Urban Affairs (MoHUA) & Uttar Pradesh
Metro Rail Corporation Ltd.
ii. Objective: To provide safe, reliable, affordable and environment friendly and sustainable public Mass
Rapid Transit System (RTS) for Agra.

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46. Which Company signed an agreement with KfW Development Bank (in Dec’21) to provide
USD 169.5 million loan for Power Sector and Renewable Projects?
1) Rural Electrification Corporation
2) NTPC Limited
3) Power Finance Corporation
4) Coal India
5) Power Grid Corporation of India
Answer- 1) Rural Electrification Corporation
Explanation:
REC Ltd (Rural Electrification Corporation Limited) has signed a pact with KfW Development Bank to
avail Official Development Assistance (ODA) term loan worth USD 169.5 million for power sector and
renewable energy projects. The loan is provided under the Indo-German bilateral partnership.
i. The approval was passed by the Department of Economic Affairs, Ministry of Finance.
ii. It will help in projects such as electrical and electromechanical/hydro systems, projects of lift
irrigation, smart city, electrification of railway lines, airports, etc

47. In December 2021, RBI extended the card-on-file (CoF) tokenization deadline upto _________,
while ‘Tokenization’ was issued based on the directives of RBI’s Payment and Settlement Systems
Act, _______.
1) 1st April 2022; 2007
2) 31st March 2022; 2005
3) 30th June 2022; 2007
4) 1st May 2022; 2005
5) 30th July 2022; 2008
Answer- 3) 30th June 2022; 2007
Explanation:
The Reserve Bank of India (RBI) extended the card-on-file (CoF) tokenization deadline by 6 months i.e.
to June 30, 2022.
i. Cause for extending the deadline: Industry bodies including Merchant Payments Alliance of India
(MPAI) and the Alliance of Digital India Foundation (ADIF) had sent representations to the RBI seeking
an extension of the deadline.
ii. Tokenization was issued based on the directives of RBI’s Payment and Settlement Systems Act, 2007.
Note- Earlier the deadline was fixed till December 31, 2021.

48. Who released the book, “The Turnover Wizard – Saviour Of Thousands”, which is an
autobiography of Arup Roy Choudhury?
1) Amit Shah
2) Venkaiah Naidu
3) Raj Kumar Singh
4) Narendra Modi
5) Ram Nath Kovind
Answer- 2) Venkaiah Naidu
Explanation:
M Venkaiah Naidu, Vice-President of India, released the book titled “The Turnover Wizard – Saviour
Of Thousands”, an autobiography of Arup Roy Choudhury, the former Chairman and Managing
Director of NTPC Limited and NBCC (India) Limited.

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49. What are the points that are correct with respect to the Launch of Innovative Solutions in
Digital Payment Utsav?
A) During the Digital Payment Utsav event Axis Bank launched Rupay-on-the-Go Contactless
Solution in Collaboration with NPCI.
B) Union Bank announced an android-based SOFTPOS mobile app for Point of Sales which will
further cause digital payment adoption.
C) Yes Bank launched the YES Prosperity Rewards Plus credit card on the Payment Platform in
partnership with NPCI.
1) Only A
2) Only B
3) Only C
4) Only A & B
5 Only B & C
Answer- 5 Only B & C
Explanation:
During the Digital Payment Utsav event, City Union Bank launched Rupay-on-the-Go Contactless
Solution in Collaboration with NPCI.
• Union Bank announced an android-based SOFTPOS mobile app for Point of Sales to the cause of
digital payment adoption.
• Yes Bank launched the YES Prosperity Rewards Plus credit card on the Payment Platform in
partnership with NPCI.

50. As per the Lowy Institute ‘Asia Power Index 2021’, India Ranked as _____ most powerful
country out of 26 countries, while ______ tops the index.
1) 3rd; Japan
2) 4th; China
3) 2nd; United States
4) 3rd; China
5) 4th; United States
Answer- 5) 4th; United States
Explanation:
As per the Lowy Institute Asia Power Index 2021, India Ranked 4th most powerful country out of 26
countries while the US tops the Index.
i. India finishes in 4th place in four measures such as economic capability, military capability, resilience
and cultural influence.
ii. India ranks 3rd in the future resources measure, behind only the United States and China.

51. Nilmani Phookan Jr won ______ Jnanpith award & __________ won the 57th Jnanpith award for
their outstanding contribution to literature.
1) 58th; Damodar Mauzo
2) 54th; Akkitham Narayanan
3) 56th; Damodar Mauzo
4) 58th; Akkitham Narayanan
5) 56th; Balamani Amma
Answer- 3) 56th; Damodar Mauzo

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Explanation:
Assamese poet Nilmani Phookan Jr & Konkani novelist Damodar Mauzo won the 56th & 57th
Jnanpith award for their outstanding contribution to literature.
i. Damodar Mauzo is the second awardee of Jnanpith Award for a Konkani writer. The first being
Ravindra Kelekar in 2006.
ii. Phookan is the third Assamese writer to receive the Jnanpith. The previous awardees were Birendra
Kumar Bhattacharya in 1979 and Mamoni Raisom Goswami in 2000 & he also won the Padma Shri
award.

52. Who won the 2021 Women’s Tennis Association Player of the Year Award for the 2nd Time?
1) Garbiñe Muguruza
2) Simona Halep
3) Naomi Osaka
4) Ashleigh Barty
5) Serena Williams
Answer- 4) Ashleigh Barty
Explanation:
Australian professional tennis player, Ashleigh Barty, has won the 2021 WTA Player of the Year Award
for the 2nd Time, previously she won the WTA Player of the year in 2019.
Winners of the 2021 WTA Awards:
Category Winner
WTA Player of the Year Ashleigh Barty(Australia)
WTA Doubles Team of the Year Barbora Krejcikova (Czech Republic)
Katerina Siniakova (Czech Republic)
WTA Most Improved Player of the Year Barbora Krejcikova (Czech Republic)
WTA Newcomer of the Year Emma Raducanu(United Kingdom)
WTA Comeback Player of the Year Carla Suárez Navarro(Spain)

53. What are the points that are correct with respect to the 18th Edition of Forbes’ list of the
World’s 100 Most Powerful Women?
A) Union Minister, Smriti Zubin Irani was ranked 27th & Nykaa’s founder and CEO, Falguni Nayar
was ranked 88th on the list.
B) Roshni Nadar Malhotra, Chairperson of HCL Technology was ranked 52nd & Kiran Mazumdar-
Shaw, executive chairperson & founder of Biocon was ranked 72nd
C) MacKenzie Scott topped the Forbes’ list of the World’s 100 Most Powerful Women followed by
Kamala Harris.
1) Only A
2) Only B
3) Only C
4) Only A & B
5) Only B & C
Answer- 5) Only B & C
Explanation:
Finance Minister of India, Nirmala Sitharaman has ranked 37th & Nykaa’s founder and CEO, Falguni
Nayar was ranked 88th on the list.

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i. Roshni Nadar Malhotra, Chairperson of the HCL Technology was ranked 52nd & Kiran Mazumdar-
Shaw, executive chairperson and founder of Biocon was ranked 72nd
ii. MacKenzie Scott topped the Forbes’ list of the World’s 100 Most Powerful Women followed by
Kamala Harris.

54. What are the points that are correct with respect to the Cabinet Approval in December 2021?
A) The continuation of Pradhan Mantri Swasthya Suraksha Yojana (PMSSY) till March 2024 to
complete the 2.95 Crore houses in rural areas.
B) Ken-Betwa inter-linking of rivers project was approved by the cabinet with an outlay of Rs
44,605 crore which benefited the states of Uttar Pradesh & Madhya Pradesh.
C) Pradhan Mantri Swasthya Suraksha Yojana (PMSSY) was launched in 2016 & previously
known as Indira Awaas Yojana (IAY).
1) Only A
2) Only B
3) Only C
4) Only A & B
5) All A, B & C
Answer- 2) Only B
Explanation:
The continuation of Pradhan Mantri Awaas Yojana Gramin (PMAY-G) till March 2024 to complete the
2.95 Crore houses in rural areas.
i. Funding & implementation of the Ken-Betwa inter-linking of rivers project was approved by the
cabinet with an outlay of Rs 44,605 crore at 2020-21 price levels.
ii. Pradhan Mantri Awaas Yojana Gramin (PMAY-G) was launched in 2016 & previously known as Indira
Awaas Yojana (IAY).

55. What are the points that are correct with respect to the 5th Bi-Monthly Monetary Policy of
FY21-22?
A) The projection for real GDP growth is retained at 7.8 % in 2021-22 & Reverse Repo Rate will
remain unchanged at 4.25 percent.
B) The Consumer Price Index (CPI) inflation is projected at 5.3 percent in 2021-22 with 5.1
percent in Q3 and 5.7 percent in Q4.
C) RBI launched UPI-based payment products for feature phone users in order to deepen digital
payments.
1) Only A
2) Only B
3) Only C
4) Only A & B
5) Only B & C
Answer- 5) Only B & C
Explanation:
The projection for real GDP growth is retained at 9.5 percent in 2021-22 & bank rate will remain
unchanged at 4.25 percent.
i. The Consumer Price Index (CPI) inflation is projected at 5.3 percent in 2021-22 with 5.1 percent in
Q3 and 5.7 percent in Q4.

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ii. RBI is planning to launch UPI-based payment products for feature phone users in order to deepen
digital payments.

56. Which Organisation launched the IXPE X-ray space telescope (in Dec’21) to conduct research
on black holes?
1) JAXA
2) Blue Origin
3) European Space Agency
4) OneWeb
5) NASA
Answer- 5) NASA
Explanation:
NASA launched its new Imaging X-ray Polarimetry Explorer (IXPE) X-ray space telescope to unlock the
secrets of extreme cosmic objects.
i. It was launched into orbit by a SpaceX Falcon 9 rocket from NASA’s Kennedy Space Center in Florida,
United State(US).
ii. The project is a collaboration between NASA and the Italian Space Agency.

57. General Bipin Rawat passed away in December 2021. In which Year did he take office as
India’s 1st Chief Defence Staff?
1) 2020
2) 2015
3) 2018
4) 2017
5) 2019
Answer- 5) 2019
Explanation:
Chief of Defence Staff (CDS) of Indian Armed Force General Bipin Rawat, India’s most senior defence
official, died in an IAF Mi17 V5 helicopter crash near Coonoor in Tamil Nadu.
• He was appointed as India’s 1st Chief of Defence Staff (CDS) in 2019 who served till death, and
previously served as the Chief of the Indian Army since December 2016.

58. What are the points that are correct with respect to the India Skills Report 2022 released by
Wheebox?
A) Kerala retained the top position with the states with the Highest employable talent &
Gandhinagar, Gujart topped the position in City with Highest Employability.
B) The overall youth employability among test takers of the Wheebox National Employability
Test stood at 48.7 percent which is higher than 2021.
C) The theme of ISR 2022 is “Post-COVID landscape of Talent Demand and Supply”
1) Only A
2) Only B
3) Only C
4) Only A & B
5) Only B & C
Answer- 2) Only B

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Explanation:
Maharashtra retained the top position in the list of states with the Highest Employability talent
followed by Uttar Pradesh & Pune, Maharashtra topped the position in City with Highest
Employability.
i. The overall youth employability among test takers of the Wheebox National Employability Test
stood at 48.7 percent, which is higher than 2021.
ii.The theme of ISR 2022 is ‘Reengineering Education and Skilling-Building for the Future of Work’.

59. In December 2021, __________ granted Observer Status to International Solar Alliance (ISA), a
joint initiative of India & ______ launched in _____.
1) UNGA; France; 2015
2) World Bank; China; 2016
3) UNGA; Russia; 2015
4) ADB; China; 2016
5) World Bank; Russia; 2014
Answer- 1) UNGA; France; 2015
Explanation:
The UN General Assembly conferred Observer Status on the International Solar Alliance in December
based on the UNGA’s Sixth Committee report.
i.The ISA was jointly launched by India & France in 2015 during the 21st session of the United Nations
Climate Change COP-21 to promote solar energy among countries.
ii.ISA Headquarters in Gurugram, Haryana (India) & nearly 80 countries have signed and ratified the
ISA Framework.

60. Which country assumed the Chairmanship of Council of Regional Anti-Terrorist Structure of
Shanghai Cooperation Organization (SCO) for a 1 year term?
1) Pakistan
2) China
3) India
4) Russia
5) Uzbekistan
Answer- 3) India
Explanation:
India assumed the Chairmanship of Council of Regional Anti-Terrorist Structure of Shanghai
Cooperation Organization (RATS SCO) for 1 year from October 28, 2021.
• The seminar is the 1st event to be hosted by India during its Chairmanship of Council of RATS SCO
& In August 2019, India hosted the seminar held in Hyderabad and 2021 summit denote the second
time India has to host.

61. Which bank recently (in Dec’21) received scheduled payment bank status from RBI?
1) India Post Payments Bank
2) Fino Payments Bank
3) Paytm Payments Bank
4) Airtel Payments Bank
5) Jio Payments Bank
Answer- 3) Paytm Payments Bank

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Explanation:
RBI granted a scheduled payment bank status to the Paytm Payments Bank Limited (PPBL) by
including it into the Second Schedule to the RBI Act, 1934 & With this approval, PPBL became the 3rd
Scheduled Payments Banks.
• Apart from the PPBL, other payment banks that are in the List of Second Schedule of the RBI Act are
India Post Payments Bank Limited (IPPBL), and Fino Payments Bank Limited (FPBL).
About Paytm Payments Bank:
Parent Company– One97 Communications
MD and CEO- Satish Kumar Gupta
Headquarter– Noida, Uttar Pradesh

62. Karnataka Bank won _____ DigiDhan Awards by ______________ for attaining the Highest BHIM-
UPI Transactions consecutively for 2 years?
1) 2; Ministry of Finance
2) 3; Ministry of Electronics & IT
3) 4; Ministry of MSME
4) 2; Ministry of Electronics & IT
5) 3; Ministry of MSME
Answer- 4) 2; Ministry of Electronics & IT
Explanation:
Karnataka Bank has been conferred with two DigiDhan awards instituted by the Union Ministry of
Electronics and Information Technology (MeitY). The awards were given during Digital payment Utsav
in New Delhi.
• The award recognized banks for achieving the target with the highest percentage in BHIM-UPI
transactions under the private sector bank category consecutively for two years 2019-20 and
2020-21.

63. In December 2021, Life Insurance Corporation of India (LIC) received approval from the RBI
to increase its stake to_____ in _________ .
1) 9.26; IndusInd Bank
2) 9.99%; Axis Bank
3) 8.90%; ICICI Bank
4) 9.99%; IndusInd Bank
5) 9.89%; Axis Bank
Answer- 4) 9.99%; IndusInd Bank
Explanation:
Life Insurance Corporation of India (LIC) has received approval from the RBI to increase its stake to
9.99 % in IndusInd Bank of the total issued and paid-up capital of the private sector lender The
approval will be valid for 1 year (December 8, 2022).
At present (Dec’21), LIC holds a 4.95 percent stake in the IndusInd Bank.
About IndusInd Bank:
Establishment – 1994
Headquarters – Mumbai, Maharashtra
MD & CEO – Sumant Kathpalia
Tagline – We Make You Feel Richer

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64. What are the points that are correct with respect to the Global Health Security (GHS) Index
2021?
A) India ranked 64th out of 195 countries while Finland tops the index followed by Australia.
B) The 2021 GHS Index assesses countries across 6 categories, 37 indicators, and 171 questions
& No countries scored in the top tier in the Index.
C) GHS Index 2021 was developed in partnership by the Nuclear Threat Initiative (NTI) and the
Johns Hopkins Center.
1) Only A
2) Only B
3) Only C
4) Only A & B
5) Only B & C
Answer- 5) Only B & C
Explanation:
India ranked 66th out of 195 countries while the United States of America tops the index followed by
Australia.
i. The 2021 GHS Index assesses countries across 6 categories, 37 indicators, and 171 questions & No
countries scored in the top tier in the Index.
ii. GHS Index 2021 was developed in partnership by the Nuclear Threat Initiative (NTI) and the Johns
Hopkins Center.
• The world’s average overall GHS Index score was reduced to 38.9 (out of 100) in 2021, from a score
of 40.2 in the GHS Index, 2019.
Rank Country Score
1 USA 75.9
2 Australia 71.1
3 Finland 70.9
66 India 42.8

65. Who won the FIDE World Chess Championship 2021 for the 5th Consecutive time?
1) Anish Giri
2) Magnus Carlsen
3) Wang Hao
4) Alexander Grischuk
5) Ding Liren
Answer- 2) Magnus Carlsen
Explanation:
Norway’s Magnus Carlsen, the defending Champion won his 5th World Chess Championship after
defeating Russia’s Ian Nepomniachtchi in 2021’s World Chess Championship that was organised by
FIDE at Dubai, UAE.
• Magnus Carlsen has previously won the Championship in 2013, 2014, 2016 & 2018.
• Magnus Carlsen is also the FIDE World No.1 Chess player since 2011.

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66. In December 2021, ___________ of Uttar Pradesh was recognized as ________ Ramsar site in India.
1) Mansar Lake; 48th
2) Harike Wetland ; 47th
3) Bhoj Wetland; 46th
4) Haiderpur Wetland; 47th
5) Bhoj Wetland; 48th
Answer- 4) Haiderpur Wetland; 47th
Explanation:
Haiderpur Wetland, the human-made wetland of around 6908 hectares in Bijnor, Uttar Pradesh(UP)
has been recognised as the 47th Ramsar Site of India and 2,463rd site internationally.
• The wetland is located within the boundaries of Hastinapur Wildlife Sanctuary, Uttar Pradesh.
About Convention on Wetlands:
Secretary General– Martha Rojas Urrego
Headquarters– Gland, Switzerland

67. Which is the world’s 1st Government to become 100% Paperless in December 2021?
1) Muscat
2) Tehran
3) Riyadh
4) Doha
5) Dubai
Answer- 5) Dubai
Explanation:
Dubai became the world’s 1st government to turn 100 percent paperless, the announcement was made
by the United Arab Emirate (UAE) Crown Prince, Sheikh Hamdan bin Mohammed bin Rashid Al
Maktoum.
• The Dubai Paperless Strategy was implemented in five consecutive phases, each entity consisting
of a different group of the Dubai Government’s entities.
About the United Arab Emirates (UAE):
Capital- Abu Dhabi
Currency– Dirham
President– Khalifa bin Zayed Al Nahyan

68. India was ranked ___________ on International Institute for Management Development (IMD)
“2021 World Talent Ranking”, while ________ topped the list.
1) 56th; Switzerland
2) 58th; Norway
3) 56th; Sweden
4) 58th; Denmark
5) 65th; Norway
Answer- 1) 56th; Switzerland
Explanation:
India has ranked 56th on the International Institute for Management Development (IMD) 2021 World
Talent Ranking, while Switzerland tops the ranking followed by Sweden.
• The ranking is published by the IMD World Competitiveness Center.
• In the Peer Group Ranking – Asia – Pacific, India has ranked 12th.

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69. Name the company that recently (in Dec’21) launched ‘#Care4 Hockey' Campaign &
appointed Rani Rampal as the face of the campaign.
1) Aviva Life Insurance Company
2) HDFC Life Insurance Company
3) Exide Life Insurance Company
4) Bajaj Allianz General Insurance
5) Kotak Mahindra Life Insurance Company
Answer- 4) Bajaj Allianz General Insurance
Explanation:
Bajaj Allianz General Insurance was launched its ‘#Care4 Hockey' Campaign to elevate field Hockey’s
recognition in India.
• The company has partnered with Padma Shri (2020) Rani Rampal, Indian Women’s Hockey Team
Captain, who will be the face of the campaign.
• ‘#Care4 Hockey' is a one of its kind campaign which aims to support the development of Hockey in
India from the grass-root level.

70. Who won the Miss Universe 2021 title at the 70th Edition of the Miss Universe in Eilat, Israel
to become the 3rd Indian Miss Universe?
1) Manushi Chhillar
2) Anukreethy Vas
3) Meenakshi Chaudhary
4) Harnaaz Sandhu
5) Nehal Chudasama
Answer- 4) Harnaaz Sandhu
Explanation:
Indian Actor & Model, Harnaaz Sandhu from Chandigarh, Punjab, has been crowned Miss Universe
2021 at the 70th Edition of the Miss Universe Competition held in Eilat, Israel.
• Harnaaz Sandhu became the 3rd Indian to be crowned Miss Universe after Sushmita Sen, the 1st
Indian to win Miss Universe (1994) and Lara Dutta (Miss Universe 2000).

71. Who won Abu Dhabi Grand Prix 2021 & to win his 1st F1 World Driver Championship 2021?
1) Yuki Tsunoda
2) Carlos Sainz
3) Lewis Hamilton
4) Max Verstappen
5) Pierre Gasly
Answer- 4) Max Verstappen
Explanation:
Red Bull’s Max Verstappen (Netherlands) clinched the Formula 1 Abu Dhabi Grand Prix 2021 by
defeating Mercedes’ Lewis Hamilton (United Kingdom) at the Yas Marina Circuit on Yas Island in Abu
Dhabi, United Arab Emirates (UAE).
• Max Verstappen won his first Formula One (F1) World Driver Championship.
• Abu Dhabi Grand Prix 2021 was the 22nd & final round of the 2021 F1 World Championship.

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72. Name the Individual Savings Life Insurance Plan that was introduced by Life Insurance
Corporation of India in December 2021.
1) Jeevan Labh
2) Bima Shree
3) Jeevan Amar
4) Dhan Rekha
5) Saral Jeevan Bima
Answer- 4) Dhan Rekha
Explanation:
The Life Insurance Corporation of India (LIC) has introduced a new Non -Linked, Non-Participating,
Individual Savings Life Insurance Plan named ‘Dhan Rekha’.
• The minimum sum assured under this plan is Rs 2 lakh and there is no limit for the maximum sum
assured.
• The minimum age at entry ranges from 90 days to 8 years and the maximum age at entry ranges
from 35 years to 65 years based on the chosen policy term.
About Life Insurance Corporation of India (LIC):
Chairperson – M R Kumar
Headquarters – Mumbai, Maharashtra

73. Which Small Finance Bank recently (in Dec’21) launched a women-centric health insurance
policy called ‘Chola Sarva Shakti’ along with Cholamandalam MS General Insurance?
1) ESAF SFB
2) Utkarsh SFB
3) Equitas SFB
4) Ujjivan SFB
5) Capital SFB
Answer- 3) Equitas SFB
Explanation:
Equitas Small Finance Bank (SFB) partnered with Cholamandalam MS General Insurance to launch
Chola Sarva Shakti, a women-centric health insurance policy to secure women against health
conditions.
Aim – To empower Indian women with good health and finances.
About Equitas Small Finance Bank (SFB):
CEO & Managing Director – Vasudevan Pathangi Narasimhan
Established – 2016
Headquarters – Chennai, Tamil Nadu

74. Who was named as the ‘Person of the Year 2021’ by Time magazine?
1) Joe Biden
2) Jeff Bezos
3) Elon Musk
4) Mark Zuckerberg
5) Donald Trump
Answer- 3) Elon Musk

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Explanation:
The CEO of Tesla & SpaceX, Elon Musk named ‘Person of the Year 2021’ by Time magazine. He took
over the title from US President Joe Biden & Vice President Kamala Harris, who received the title in
2020.
• COVID-19 Vaccine scientists Kizzmekia Corbett, Barney Graham, Katalin Kariko and Drew
Weissman named ‘Heroes of the year 2021’ by Time Magazine. They were involved in developing
the m-RNA for COVID-19 Vaccine.
• American singer Olivia Rodrigo has been named TIME's ‘Entertainer Of The Year 2021’ &
American artistic gymnast Simone Biles has been named TIME's ‘Athlete of the Year 2021’.

75. Where did NTPC plan to establish India's 1st Hydrogen Microgrid Project?
1) Rourkela, Odisha
2) Thanjavur, Tamil Nadu
3) Adilabad, Telangana
4) Bidar, Karnataka
5) Simhadri, Andhra Pradesh
Answer- 5) Simhadri, Andhra Pradesh
Explanation:
National Thermal Power Corporation Limited (NTPC) has awarded a project of “Standalone Fuel-Cell
based Micro-grid with hydrogen production using electrolyser in Simhadri, Andhra Pradesh.
• It is India’s 1st Green Hydrogen based Energy Storage Project and one of the largest in the world.
About National Thermal Power Corporation Limited (NTPC):
Chairman & MD- Gurdeep Singh
Founded- 1975
Headquarters- New Delhi, India

76. What are the points that are correct with respect to the RBI’s PCA framework for NBFCs that
was released in December 2021?
A) Provisions of the PCA framework will be effective from October 2022 based on the financial
position of NBFCs on or after March 31, 2022.
B) For the 1st time, RBI has made PCA applicable for NBFCs, until now which is applicable only
for Banks.
C) RBI introduced the PCA framework in December 2002 to supervise & regulate the banks that
become undercapitalised due to poor asset quality.
1) Only A
2) Only B
3) Only C
4) Both A & C
5) All A, B & C
Answer- 5) All A, B & C
Explanation:
Provisions of the PCA framework will be effective from October 2022 based on the financial position of
NBFCs on or after March 31, 2022.
i.PCA framework will be applicable to All Deposit-Taking NBFCs (Excluding Government Companies) &
All Non-Deposit Taking NBFCs.

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ii.RBI introduced the PCA framework in December 2002 to supervise & regulate the banks that become
undercapitalised due to poor asset quality.

77. AIBA Extraordinary Congress 2021 adopted a comprehensive set of governance reforms
developed by independent experts and changed its acronym to _______.
1) BA
2) BI
3) ABI
4) WIBA
5) IBA
Answer- 5) IBA
Explanation:
The International Boxing Association (AIBA) Extraordinary Congress 2021 adopted a comprehensive
set of governance reforms developed by independent experts and changed its acronym from AIBA to
IBA.
i. The year 2021 marks the 75th anniversary of IBA.
ii. On the recommendation of the Governance Reform Group, the creation of a new Boxing Independent
Integrity Unit (BIIU) was the creation of a new Boxing Independent Integrity Unit, which is set to
become fully operational in the course of 2022.

78. What are the points that are correct with respect to the 52nd International Film Festival of
India (IFFI) 2021 that was held at Goa in November 2021?
A) Saving One Who Is Dead movie won the Best film under Golden peacock award in IFFI 2021.
B) Jitendra Bhikulal Joshi (India) won the Best Actor & Angela Molina (Spain) won the Best
Female Actor.
C) Hema Malini & Prasoon Joshi won the 2021 Indian Film Personality of the Year.
1) Only A
2) Only B
3) Only C
4) Only A & B
5) Only B & C
Answer- 5) Only B & C
Explanation:
Ring Wandering won the Best film under golden peacock award in IFFI 2021.
• Jitendra Bhikulal Joshi won the Best Actor & Angela Molina won the Best Female Actor.
• Hema Malini, Member of Parliament, Uttar Pradesh & Prasoon Joshi, Chairperson of Central Board
of Film Certification won 2021 Indian Film Personality of the Year.

79. RBI superseded the Board of __________________ (in Nov’21) for exercising its power conferred to
the Section 45-IE (1) of the RBI Act, 1934 & also appointed _________ as the new Administrator of
the company.
1) Muthoot Finance Ltd; Shanti Lal Jain
2) Reliance Capital Ltd; Nageswar Rao Y
3) Tata Capital Financial Ltd; Shanti Lal Jain
4) Tata Capital Financial Ltd; Nageswar Rao Y
5) Reliance Capital Ltd; Shanti Lal Jain

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Answer- 2) Reliance Capital Ltd; Nageswar Rao Y
Explanation:
The Reserve Bank of India (RBI) superseded the Board of Directors of Reliance Capital Ltd (RCL), a Non-
Banking Financial Company (NBFC), by exercising its power conferred under Section 45-IE (1) of the
RBI Act, 1934 & also Nageswar Rao Y was appointed as the Administrator of the company under
Section 45-IE (2) of the RBI Act.

80. What are the points that are correct with respect to the Ballon d’Or Award?
A) Cristiano Ronaldo won the Ballon d’Or award for the 4th time & Alexia Putellas won the
Women’s Ballon d’Or award.
B) Bayern Munich’s striker Robert Lewandowski won the Striker of the Year award 2021.
C) Ballon d’Or is an annual Football award presented by the French magazine ‘France Football’,
since 1956.
1) Only A
2) Only B
3) Only C
4) Only B & C
5) All A, B & C
Answer- 4) Only B & C
Explanation:
Lionel Messi won the Ballon d’Or award for the 7th time & Alexia Putellas won the Women’s Ballon
d’Or award for the first time.
• Bayern Munich's striker Robert Lewandowski won the Striker of the Year award 2021.
• This is the 65 edition of the Ballon d’Or Ceremony which was held at Paris, France.

81. Who was recently (in Nov’21) appointed as the new Chief Executive officer(CEO) of Twitter?
1) Parag Agrawal
2) Satyanarayana nadella
3) Ravi Chaudhary
4) Shantanu Narayen
5) Thomas Kurian
Answer- 1) Parag Agrawal
Explanation:
Indian American, Parag Agrawal appointed as the new Chief Executive officer(CEO) of Twitter & he
also led to the resignation of Jack Dorsey, the co-founder of Twitter, from the post of CEO.

82. Who became the 1st female Prime Minister of Sweden in November 2021?
1) Najla Bouden
2) Magdalena Andersson
3) Kaja Kallas
4) Natalia Gavrilița
5) Sanna Marin
Answer- 2) Magdalena Andersson
Explanation:
Magdalena Andersson became the 1st female Prime Minister (PM) of Sweden & won her 2nd election.

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About Sweden:
Capital- Stockholm
Currency-Swedish krona

83. What are the points that are correct with respect to the Economic Weaker Section (EWS) &
the committee that was set-up to review its annual income criteria?
A) The Ministry of Law & Justice formed a 5-member committee to review the annual income
criteria for EWS reservations.
B) Creamy layer concept was introduced from the Kesavananda Bharati case, 1992, which set the
annual family income to Rs 5 lakh for exclusion from reservation benefits of OBC.
C) 10% Reservations for EWS quota was introduced under the 103rd Constitution (Amendment)
Act, 2019.
1) Only A
2) Only B
3) Only C
4) Only A & B
5) Only B & C
Answer- 3) Only C
Explanation:
The Ministry of Social Justice & Empowerment formed a 3-member committee to review the annual
income criteria for Economically Weaker Section (EWS) reservations.
• The creamy layer concept was introduced in the Indra Sawhney judgment,1992 & persons with
annual family income above Rs 8 lakh are excluded from reservation benefits of OBC.
• The 10 % EWS quota was introduced under the 103rd Constitution (Amendment) Act, 2019.

84. Which Bank launched India’s 1st Standalone metal debit card called “FIRST Private Infinite”
in partnership with Visa (in Nov’21) to offer banking & investment experience to customers?
1) Bandhan Bank
2) Axis Bank
3) IDFC FIRST Bank
4) YES Bank
5) HDFC Bank
Answer- 3) IDFC FIRST Bank
Explanation:
IDFC FIRST Bank launched India’s 1st standalone metal debit card namely ‘FIRST Private Infinite’ in
partnership with Visa to offer banking and investment experience to customers

85. In November 2021, National Statistical Office (NSO) estimated India's GDP grew by ___________
in Q2FY 2022.
1) 9.0%
2) 8.8%
3) 8.6%
4) 8.4%
5) 8.2%
Answer- 4) 8.4%

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Explanation:
The National Statistical Office (NSO), Ministry of Statistics and Programme Implementation (MoSPI)
released the estimates of Gross Domestic Product (GDP) India’s GDP in Q2FY22 grew by 8.4% as
compared to 7.4% contraction (-7.4%) in Q2FY21.

86. On 1st December 2021, the Presidency of G20 changed to ___________ from Italy, thereby India
which will host the G20 Presidency from ____________ entered the G20 Troika.
1) Canada; 2022-23
2) Brazil; 2023-24
3) Indonesia; 2022-23
4) Brazil; 2024-25
5) Indonesia; 2023-24
Answer- 3) Indonesia; 2022-2023
Explanation:
Indonesia assumed the Presidency of G20 from the outgoing Italy, which held the presidency for the
last 1-year. With this Presidency change, India will hold the G20 Presidency from 1st December 2022 to
31st November 2023 has entered the G20 Troika.
• Theme for G20 Leaders Summit 2022 – “Recover Together, Recover Stronger”.
• G20 Troika – Italy (December 2020-2021); Indonesia (December 2021-2022); India (December
2022-2023).

87. What are the points that are correct with respect to the 11th edition of World Migration
Report 2022?
A) Global international migration increased from 84 million globally in 1970 to 281 million in
2020.
B) India has the largest Emigration population in the world, and also the largest recipient of
Remittance, totalling USD 83 billion.
C) International Organization for Migration (IOM) of the United Nations launched the 11th
edition of the World Migration Report 2022.
1) Only A
2) Only B
3) Only C
4) Only A & B
5) All A, B & C
Answer- 5) All A, B & C
Explanation:
Global international migration increased from 84 million globally in 1970 to 281 million in 2020.
• India has the largest Emigration population in the world, and also the largest recipient of
Remittance, totalling USD 83 billion.
• International Organization for Migration (IOM) of the United Nations launched the 11th edition of
the World Migration Report 2022.

88. Name the Bank that launched a savings bank product - “Mahila Mitra Plus” (in Dec’21) to
provide financial planning & investments for women.
1) ICICI Bank
2) Axis Bank

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3) HDFC Bank
4) Federal Bank
5) IndusInd Bank
Answer- 4) Federal Bank
Explanation:
Federal Bank launched a rich savings bank product for women called “Mahila Mitra Plus” to provide
financial planning and investments for women.
About Federal Bank:
CEO & MD – Shyam Srinivasan
Headquarters – Aluva, Kerala
Tagline – Your Perfect Banking Partner

89. Who won the Woman of Year 2021 Award from World Athletics?
1) Shaili Singh
2) Anju Bobby George
3) Elaine Thompson
4) Athing Mu
5) Yulimar Rojas
Answer- 2) Anju Bobby George
Explanation:
The former long jump legend from India, Anju Bobby George won the award for ‘Woman of the Year’
2021 from World Athletics.
• World Athletes of the Year at the World Athletics Awards 2021 – Olympic champions Elaine
Thompson-Herah of Jamaica and Karsten Warholm of Norway.
• Jean-Pierre Durand World Athletics Photograph of the Year – Ryan Pierse’s photograph of the
women’s high jump qualifying at the Tokyo Olympic Games.

90. Which Country is developing the ‘World's 1st Sustainable Floating City’ along with OCEANIX
& UN-Habitat?
1) Philippines
2) Maldives
3) South Korea
4) New Zealand
5) Netherlands
Answer- 3) South Korea
Explanation:
South Korea is set to get the World’s first floating city, a joint effort by OCEANIX & the United Nations
Human Settlement Programme (UN-Habitat), which is likely to be completed by 2025.
• The floating city will be developed on the coast of Busan, South Korea, to tackle the problem of
rising sea levels.

91. Who was appointed as the IMF’s First Deputy Managing Director (FDMD) in December 2021?
1) Kristalina Georgieva
2) Antoinette M. Sayeh
3) Gita Gopinath
4) Jagdish Bhagwati

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5) Geoffrey Okamoto
Answer- 3) Gita Gopinath
Explanation:
Indian-American & the first female Chief Economist of the International Monetary Fund (IMF), Gita
Gopinath is promoted as the IMF’s First Deputy Managing Director (FDMD) serving under IMF Chief
Kristalina Georgieva. She succeeded FDMD Geoffrey Okamoto.
About International Monetary Fund (IMF):
MD- Kristalina Georgieva
Established- 1944
Headquarters- Washington, DC United States

92. Name India’s 1st Indigenous server that was recently (in Dec’21) launched by MoS E&IT
Rajeev Chandrasekhar, which was developed by C-DAC under the National Supercomputing
Mission.
1) Swadeshi
2) NaYa
3) RUDRA
4) Bharat
5) SAKTHI
Answer- 3) RUDRA
Explanation:
Minister of State (MoS) for Electronics and Information Technology (IT), Rajeev Chandrasekhar,
released the ‘National Strategy on Blockchain’.
i. MoS E&IT also launched India’s 1st indigenous Server, RUDRA, which was developed by the Centre for
Development of Advanced Computing (C-DAC) under the National Supercomputing Mission (NSM)
supported by MeiTY and DST.
ii. He also announced the top 10 winning teams of the Swadeshi Microprocessor Challenge

93. In December 2021, PM Modi laid foundation stone for 11 projects in ______________, including
the foundation stone for _______ Economic Corridor Project, which has Asia's largest wildlife
elevated corridor.
1) Dehradun; Shimla-Dehradun
2) Shimla; Shimla-Delhi
3) Dehradun; Delhi-Dehradun
4) Nagpur; Mumbai-Nagpur
5) Nagpur; Delhi-Nagpur
Answer- 3) Dehradun; Delhi-Dehradun
Explanation:
PM Narendra Modi inaugurated 7 projects worth Rs 2,573 crore and laid the foundation stone of 11
projects worth Rs 15,728 crore in Dehradun, Uttarakhand (Cumulatively the projects worth around Rs
18,000 crore).
i. PM laid the foundation stone for the Delhi-Dehradun Economic Corridor project, which will be built
at a cost of around Rs 8,300 crore.
• It will have Asia’s largest wildlife elevated corridor (12 kilometres) for unrestricted wildlife
movement.

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94. Which State surpassed Maharashtra to become India’s Top Manufacturing Hub as per the
data released by RBI in December 2021?
1) Karnataka
2) Tamil Nadu
3) Uttar Pradesh
4) Telangana
5) Gujarat
Answer- 5) Gujarat
Explanation:
In accordance with the data by RBI, Gujarat has surpassed Maharashtra to become India’s leading
manufacturing hub. It’s Gross Value Addition (GVA) in manufacturing grew 15.9% annually between
FY12 to FY20 to Rs 5.11 lakh crore.
i. India’s cumulative manufacturing GVA grew to Rs 16.9 lakh crore in FY20 stating an annual growth
rate of 9.7% since FY12.
ii. Karnataka posted the fastest growth in services GVA at 15.1% per annum. Maharashtra is still
India’s leading Service Sector provider.

95. The Badminton World Federation has named Viktor Axelsen from ____________ as Male Player of
the Year for 2021, while Taiwan’s ________________ was awarded with the Female Player of the Year
award.
1) Australia; Tai Tzu Ying
2) Switzerland; Chen Yufei
3) Switzerland; Tai Tzu Ying
4) Australia; Chen Yufei
5) Denmark; Tai Tzu Ying
Answer- 5) Denmark; Tai Tzu Ying
Explanation:
Denmark’s Viktor Axelsen and China’s Taipei’s Tai Tzu Ying were named Male and Female player of
the year 2021 respectively by the Badminton World Federation (BWF).
i. Viktor Axelsen won the Olympic Gold medal in Men’s category, while Tai Tzu Ying won Silver medal in
the Olympic Women’s Badminton.

96. Which Bank launched Revised Mobile Banking App ‘mPay Delight’ (in Dec’21) to enable the
public to make various payments?
1) Mizoram Rural Bank
2) Tripura Gramin Bank
3) Tamil Nadu Grama Bank
4) Jammu & Kashmir Bank
5) Punjab Gramin Bank
Answer- 4) Jammu & Kashmir Bank
Explanation:
R K Chhibber, Chairman & Managing Director (CMD) of Jammu & Kashmir (J&K) Bank launched its
revised and refurbished mobile banking app named ‘J&K Bank mPAY – Delight’ for the public.
The app was initially launched (soft launch) in July 2021.

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97. What are the points that are correct with respect to the 21st India-Russia Annual Summit?
A) During the summit both countries' Ministries hold their 1st 2 + 2 Defence Ministry level
Dialogue in New Delhi.
B) Both Nations renewed the military-technical cooperation agreement for another 10 years till
2031 & also signed the deal for Manufacture of AK-203 assault rifles.
C) India & Russia signed 28 MoU’s & set a target of bilateral trade worth 30 billion Dollars by
2025.
1) All A, B & C
2) Only A
3) Only B
4) Only A & B
5) Only B & C
Answer- 1) All A, B & C
Explanation:
During the summit both Ministries held the 1st 2 + 2 Dialogue & the meeting of the Intergovernmental
commission on Military & Military-Technical cooperation.
i. Both Nations renewed the military-technical cooperation agreement for another 10years till 2031 &
also signed the deal for Manufacture of AK-203 assault rifles.
ii. India & Russia signed 28 MoU’s & set a target of bilateral trade worth 30 billion Dollars by 2025.

98. In December 2021, the Ministry of Environment Forest & Climate Change (MoEFCC) declared
the Kazhuveli wetland as the 16th Bird Sanctuary of Which State?
1) Andhra Pradesh
2) Tamil Nadu
3) Karnataka
4) Telangana
5) Kerala
Answer- 2) Tamil Nadu
Explanation:
The Kazhuveli wetland situated in Villupuram district of Tamil Nadu has been declared as the 16th
Bird Sanctuary by the Minister of Environment Forest and Climate Change (MoEFCC) and the sanctuary
lies adjacent to the Bay of Bengal along the East coast of Tamil Nadu.
• The declaration was made under subsection (1) of section 18 of the Wildlife (Protection) Act,
1972.
• The Kazhuveli wetlands is referred to as the 2nd largest Brackish Water Lake in South India, only
after Pulicat lake.

99. Which Small Finance Bank partnered with Indiagold to launch India’s 1st Loan against Digital
Gold (in Dec’21)?
1) Utkarsh SFB
2) Shivalik SFB
3) ESAF SFB
4) Ujjivan SFB
5) Equitas SFB
Answer- 2) Shivalik SFB

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Explanation:
Shivalik Small Finance Bank (SSFB) signed a partnership agreement with fintech firm, Indiagold to
launch India’s first Loan against Digital Gold to provide access to secure and affordable credit to the
customers looking for quick liquidity against their gold assets.
About Shivalik Small Finance Bank (SSFB):
MD & CEO- Suveer Kumar Gupta
Headquarters- Noida, Uttar Pradesh

100. During the Test match series, Ravichandran Ashwin became the ______ Indian to take 300
wickets at home for India & __________ created history in Test Cricket by taking all 10 wickets in a
single innings.
1) 3rd; Axar Patel
2) 1st ; Ajaz Patel
3) 2nd; Tim Southee
4) 3rd; Tim Southee
5) 2nd; Ajaz Patel
Answer- 5) 2nd; Ajaz Patel
Explanation:
Ravichandran Ashwin becomes the 2nd Indian to take 300 wickets at home for India while Anil
Kumble, with 350 wickets, has the highest wickets at home for India.
i. Ajaz Patel created history by taking all 10-wickets of Indian players in the 1st innings which was
played at Mumbai’s Wankhede Stadium.
ii. Shreyas Iyer becomes 1st Indian to score a Century & a Half-century on Test debut with 105-runs on
Day 2 to become the 16th Indian to score a century on Test debut.

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