1 Number of Kms in a month 7500

2 Number of years to consider for loan repayment 5

3 Fuel Per Lt cost 105
4 Re Sale Value after tenure 775000
5 Depriciation % per annum 13.8%
6 Rate of interest on loan 9%

0 Select the Vehicle Type

Vehicle Cost
1 X Factory Chassis cost 2100000
2 Container fabrication Cost 400000
Total Cost of Vehicle 2500000
FUEL
Diesel price / Litre 105
3 Average Kms / Litre ( Loaded ) 4.5
4 Average Kms / Litre ( Assumption return EMPTY ) 5
Average Kms/ liter ( complete trip) 5
Fuel cost per Month - I 165426
Fuel cost per km 22.1 55%
TYRE
5 Number of tyres 6
6 Cost of tyre - Single 16000
Total cost of tyre 96000
7 Life of tyre in km 70000
Cost of tyre / Km run 1.4 3%
Tyre Cost per Month - II 10286
Maintenance Expenses Per KM
8 Maintanence per KM 0
9 Oil and Lubricant per KM 0
10 Greesing & Air check 0
Total Maintenance Cost / Km run 1.0 3%
Total Maintenance Cost / Month 7500
Fixed Operational Cost per month
11 Toll Expenses 22500
12 Tyre Puncture Cost 1000
13 Bhatta (Driver + Cleaner) 20000
14 Loading / Unloading / Bilty /Mamool 0
Total Fixed Operational Cost 43500
VARIABLECOST-A 226712
FIXED COST Per month
15 Fitness 13850
16 Road Tax 1667
17 Road Permit
18 National Permit 1667
19 GPS Charges-if applicable 0
20 Insurance 4167
21 Driver + Cleaner Salary 12000
22 RTO / Miscellaneous Expenses
23 Administration Cost
Total Fixed Expenses Per month 33350
EMI Expense Per Month 51472
E M I based on tenure 51472
Impact Of Salvage Value
24 Cost of Vehicle after tenure 775000
25 Average Run per month 7500
Total Run in complete tenure 450000
Per Km impact of salvage Value 1.7 4%
Per KM Variable Cost Calculation
Diesel Cost per Km ( Diesel Rate @ Rs.103.08/- per ltr) 22.1
Tyre Cost per Km 1.4
Maintenance Cost per Km 1.0
Total per Km Variable Cost 24.4
Salvage impact 1.7
Net per Km Variable Cost 22.7
Total Per Km Cost
Variable Cost 22.7 57%
Fixed Operational Cost 5.8 15%
Fixed Cost 4.4 11%
EMI Cost 6.9 17%
TOTAL COST Per KM 39.8
 Key stats to be filled

Guidelines
Do not enter any values in Highlighted Cells
1 Enter Blue colour values as per requirement.
2 Do not change any other values
3
4
EMI Calculator

Inputs Key Figures

Loan principal amount 2500000 Annual loan payments
Annual interest rate Ex: 0.115 for 11.5% 8.650% Monthly payments
Loan period in years 5 Interest in first calendar year
Starting year of loan 2022 Interest over term of loan
Starting month of loan 6 Sum of all payments

Payments in First 12 Months

Beginning
Year Month Payment Principal Interest
Balance
2022 Jan 2,500,000.00 51,472.25 33,451.42 18,020.83
Feb 2,466,548.58 51,472.25 33,692.55 17,779.70
Mar 2,432,856.03 51,472.25 33,935.41 17,536.84
Apr 2,398,920.62 51,472.25 34,180.03 17,292.22
May 2,364,740.59 51,472.25 34,426.41 17,045.84
Jun 2,330,314.18 51,472.25 34,674.57 16,797.68
Jul 2,295,639.61 51,472.25 34,924.51 16,547.74
Aug 2,260,715.10 51,472.25 35,176.26 16,295.99
Sep 2,225,538.84 51,472.25 35,429.82 16,042.43
Oct 2,190,109.02 51,472.25 35,685.21 15,787.04
Nov 2,154,423.81 51,472.25 35,942.45 15,529.80
Dec 2,118,481.36 51,472.25 36,201.53 15,270.72

Yearly Schedule of Balances and Payments

Beginning Cumulative
Year Payment Principal Interest
Balance Principal
2023 2,082,279.83 617,667.00 455,320.71 162,346.29 873,040.88
2024 1,626,959.12 617,667.00 496,305.31 121,361.69 1,369,346.18
2025 1,130,653.82 617,667.00 540,979.29 76,687.71 1,910,325.47
2026 589,674.53 617,667.00 589,674.53 27,992.47 2,500,000.00
es
n payments 617,667.00
yments 51,472.25
first calendar year 199,946.83
er term of loan 588,335.00
payments 3,088,335.00

Cumulative Cumulative Ending

Principal Interest Balance
33,451.42 18,020.83 2,466,548.58
67,143.97 35,800.53 2,432,856.03
101,079.38 53,337.37 2,398,920.62
135,259.41 70,629.59 2,364,740.59
169,685.82 87,675.43 2,330,314.18
204,360.39 104,473.11 2,295,639.61
239,284.90 121,020.85 2,260,715.10
274,461.16 137,316.84 2,225,538.84
309,890.98 153,359.27 2,190,109.02
345,576.19 169,146.31 2,154,423.81
381,518.64 184,676.11 2,118,481.36
417,720.17 199,946.83 2,082,279.83

Cumulative Interest Ending Balance

362,293.12 1,626,959.12
483,654.82 1,130,653.82
560,342.53 589,674.53
588,335.00 0.00
DO NOT ERASE

1.00 Jan 1.00

2.00 Feb 2.00
3.00 Mar 3.00
4.00 Apr 4.00
5.00 May 5.00
6.00 Jun 6.00
7.00 Jul 7.00
8.00 Aug 8.00
9.00 Sep 9.00
10.00 Oct 10.00
11.00 Nov 11.00
12.00 Dec 12.00

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Select the Vehicle Type
17Ft - 5Ton - 6 wheeler
19Ft - 7Ton - 6 wheeler
22Ft - 7Ton - 6 wheeler
22Ft - 16Ton - 10 wheeler
24Ft - 10Ton - 6 wheeler
32Ft - 7Ton - 6 wheeler
32Ft - 14Ton - 10 wheeler

308,834 25,736
 Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Months 60.00
Base Year 2022
Years 5.00
Last Year 2026
Mos in Last12.00