WHEN SHORT SALE PACKET IS PREPARED, PLEASE FAX BACK TO 1-866-415-6788 OR EMAIL TO steve@infinitehorizoninvestments.com or jon@infinitehorizoninvestments.

com Attn: Steve Buck or Jonathan Blaha Phone:480-747-5076 or 602-290-9009 CHECKLIST FOR SHORT SALE PACKETS Third Party Authorization Hardship Letter - Include Bankruptcy Option Purchase and Sale Agreement Pay Stubs - 2 Months Bank Statements - 2 Months ____________ Short Sale Disclosure Current Mortgage Statement(s) for all Loans (1st and 2nd, if applicable) W-2's - 1 Year Financial Worksheet Listing Agreement HOA Statement (If Applicable) Most Recent Tax Return If any of these items are not available, please give a detailed explanation of why they aren't available in the Hardship Letter.

HARDSHIP LETTER EXAMPLE

EITHER PRINT NEATLY, OR TYPE YOUR HARDSHIP LETTER. LENDER NEEDS TO READ IT CLEARLY

Re: Loan No.: To Whom It May Concern:

Due to my recent job loss and outstanding medical bills, I don't have the income to support my mortgage; therefore, I cannot afford to live in this home. With this letter, I am requesting that you resolve this matter and accept the given offer. If this Short Sale offer is not accepted, my other option is to declare bankruptcy. My attorney has told me that in the process of a bankruptcy, I can live in my property for up to 6 to 9 months for free.

If you are unable to supply some or any of the listed items on the checklist (pay stubs, bank statements, tax returns), please be sure to include the reasons why in your hardship letter in detail. At this time, this is the best offer that I have under these circumstances. Thank you,

Homeowner's signature

ACCOUNT NAME/NUMBER: Hardship Letter (what caused the delinquency)

THIRD PARTY AUTHORIZATION TO RELEASE INFORMATION

Shall expire 3 years from date below or revoked in wri8ng
To Whom it may concern: I / WE (owners names) Hereby give permission for 0 to discuss and receive

any and all loan information via fax, e-mail, or by phone, now and in the future, either personal or financial information, and to negotiate a short sale on my behalf, concerning the following loan(s) and property address. 1st Lender: Loan #: Phone: Subject Property Address: 0 2nd Lender: Loan #: Phone: 0

And /or any related mortgages, liens, HOA liens and fees, etc. Please release and disclose any and all information requested whether personal, health, financial or otherwise. Please give your full cooperation, just as you would if you were dealing with me. HOMEOWNERS ASSOCIATION HOA Name Yes No HOA Phone #:

This document also serves as a request for information regarding CURRENT, PAST AND FUTURE PAYMENT INFORMATION INCLUDING PRINCIPLE, INTEREST, TAXES AND INSURANCE AMOUNTS, CURRENT LOAN BALANCE, PAYOFF AMOUNT, REINSTATEMENT AMOUNT, FEES AND PENALTIES that may be required to either payoff the balance or bring the account current. I / We, hereby release the lien holders listed above and their affiliates, employees, officers, agents, and directors from any claims that might arise in connection with this authorization. This authorization shall remain active until revoked in writing.

Name: Signature: SSN: Date:

_______________________ _______________________ _______________________ _______________________

Name: Signature: SSN: Date:

_______________________ _______________________ _______________________ _______________________

A PHOTO COPY OF THIS AUTHORIZATION ALONG WITH THE APPROPRIATE SIGNATURES MAY BE DEEMED TO BE THE EQUIVALENT TO THE ORIGINAL