Professional Documents
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LATEST VERSION (FINAL) POP - 2021 - Workbook
LATEST VERSION (FINAL) POP - 2021 - Workbook
E-NOTEBOOK
Best known as the author of Rich Dad Poor Dad —the #1 personal finance
book of all time—Robert Kiyosaki has challenged and changed the way tens of
millions of people around the world think about money. He is an entrepreneur,
educator, and investor who believes the world needs more entrepreneurs.
The year 2022 will mark the 25th Anniversary of the 1997 release of Rich Dad
Poor Dad. That book and its messages—viewed around the world as a classic in
the personal finance arena and which still holds the top spot as the #1 personal
finance book of all time—have stood the test of time and continue to resonate
ROBERT KIYOSAKI with audiences of all ages around the world.
AUTHOR: RICH DAD POOR DAD
ENTREPRENEUR, EDUCATOR, & INVESTOR
As well as being a Licensed Real Estate Agent, responsible for the sale of some
of Sydney’s most sought after properties, she is also one of Laing & Simmon’s
Networks highest consistently performing talents for the last 28 years.
D’Leanne has been honoured 3 times as the New South Wales Residential
Salesperson of the Year by the Real Estate Institute of New South Wales.
D’Leanne gives no less than 100% on everything that she does and this
D’LEANNE LEWIS approach has seen her collect numerous industry awards which recognise her
PRINCIPAL OF LAING + SIMMONS DOUBLE BAY & expertise, dedication and of course, results.
DIRECTOR OF LAING + SIMMONS NATIONAL CORP.
Sponsored by
SPEAKER PROFILES
After 10+ years of working for major Australian financial institutions/banks, Graeme Holm now specializes
in teaching wealth creation strategies to everyday Australians & Kiwis.
Graeme and his team pride themselves on their personalized service & innovative drive. Reflecting this,
Infinity has won numerous awards, most notably: 2019’s Finance Innovator of the Year.
Since launching 2012, Graeme and his partner, Rebecca Walker have turned Infinity Financial into a multi-
award winning business and helped thousands of clients pay off their mortgage years in advance and live
GRAEME HOLM debt-free.
MORTGAGE &
PROPERTY FINANCE
EXPERT. FINANCE
BROKER OF THE
YEAR 2019.
Shane was one of the founding members of a team that built Queensland Development and Construction
company Homecorp to become a top 10 Queensland builder. In 2018, Homecorp Construction was 51%
acquired by massive Japanese builder Misawa, and is poised to become the number one residential
construction company in Queensland.
As the National Investment Sales Manager, Shane has helped over 4000 property investors select,
acquire, finance and manage new properties nationally, with a total value of over a billion dollars.
SHANE MURPHY Shane brings a wealth of experience and can supercharge your property investment journey.
LEADING PROPERTY
PROJECT
MANAGEMENT
CONSULTANT
AND PROPERTY
INVESTMENT COACH.
After spending 20 years in the United States, returning to Australia and working with 20 property
developers, Doug identified the key points of difference between various developers.
His company Blue Earth have revolutionized apartment living through incorporating the latest in wellness,
entertainment, and technology - shaping how people live in the future. From state of the art gymnasiums
and spa facilities to the latest work from home facilities, recent developments have featured zoom rooms
and offices, Covid-19 friendly workspaces, games rooms, sports bars, gold class cinemas, and private
dining rooms.
DOUG MIDDLETON
NATIONAL SALES Future proofing technologies include electric car charging, home delivery thru click n collect, low
MANAGER FOR BLUE
EARTH GROUP. maintenance building apps, home automation, dog washes, car wash and kids playgrounds.
Through leveraging future-proofing design and technologies, Blue Earth offers and delivers “tomorrow’s
apartments - today” – redefining apartment living forever.
Ahmad Imam is a dynamic ambassador, host, content creator and educator. Self-improvement is in
Ahmad’s DNA and he lives by the mantra “Your best is yet to come!”
As the ambassador for Success Resources Australia, he opens the doors to the world’s greatest speakers,
thought leaders and business minds and provides the opportunity for others to learn from them through
world-class seminars, exclusive retreats and elite masterminds.
Ahmad is a LinkedIn expert and has built an engaged following of over 400k in just 18 months by sharing
AHMAD IMAM his dynamic content around gaining greater confidence and building a success mindset.
HOST & AMBASSADOR
FOR SUCCESS
RESOURCES. SOCIAL Described as “Charismatic, bold, smart and engaging”, Ahmad’s magnetic personality has seen many of
MEDIA & VIRAL CONTENT his posts go viral, he has been featured in Forbes and Inc. and he currently averages 2 million views per
SPECIALIST.
month.
Sponsored by
WORKSHEET 1
WORKSHEET 1 –– Property
HOW YOU
HOW YOU ARE
ARE
Strategies:
CURRENTLY
CURRENTLY
Graeme Holm
BANKING
BANKING
WORKSHEET 1 – HOW YOU ARE CURRENTLY BANKING
Name: Limit:
Balance: Balance:
Name: Limit:
Balance: Balance:
Name: Limit:
Balance: Balance:
Name:
Name: Name:
Balance: Balance:
Name: Name:
Balance: Balance:
f Your
f Your
Monthly
g Annual Repayment
Monthly Repayment
Repayment
$$ ____________________
____________________
(= Monthly Repayment x 12) $ ________________ p.a.
(ie, f x 12 = g)
g Annual
g Annual Repayment
Repayment
(= Monthly Repayment x 12) $ ________________ p.a.
(= Monthly
(ie, f xRepayment
12 = g) x 12) $ ________________ p.a.
(ie, fh Annual
x 12 = g) Principal Reduction
(= Annual Repayment – Yearly Interest $ ________________ p.a.
Payments) (ie, g - e = h)
h Annual Principal Reduction
$ ________________ p.a.
h Annual Principal
(= Annual Repayment Reduction
– Yearly Interest
Payments) (ie, g - e = h)
(= Annual Repayment
i Daily Interest – Yearly Interest
Repayment $ ________________ p.a.
Payments) (ie, g - e = h)
(= Yearly Interest Payments ÷ 365 days) $ ________________ daily
(ie, e ÷ 365 = i)
i Daily Interest Repayment
(= Yearly Interest Payments ÷ 365 days) $ ________________ daily
i j Monthly Interest
Daily
(ie, e ÷Interest
365 = i) Repayment Once you establish 6 & 7 you can stop.
(= Yearly Interest Payments ÷ 365 days) $ ________________ daily
$ ____________________
(= Daily Interest Payment x 30 days)
(ie, e(ie,
÷ 365 = i)
i x 30 = j)
j Monthly Interest
(= Daily Interest Payment x 30 days) $ ____________________
(ie, i x 30 = j)
j Monthly
k Net Monthly
Interest
Principal Reduction
$ ____________________
(= Your
(= Daily Monthly
Interest Repayment
Payment x 30–days)
Monthly Interest) $ ____________________
(ie, f - j = k)
(ie, ik x 30 = j)
Net Monthly Principal Reduction
(= Your Monthly Repayment – Monthly Interest) $ ____________________
(ie, f - j = k)
l Annual Principal Reduction
k Net Monthly
(+ Net Principal
Monthly Principal Reduction
Reduction x 12) $ ____________________
(= Your
(ie, Monthly
k x 12 = Repayment
l) – Monthly Interest) $ ____________________
l Annual Principal Reduction
(ie, f - j = k)
(+ Net Monthly Principal Reduction x 12) $ ____________________
(ie, k x 12 = l)
l Annual Principal Reduction *8, 9 & 10 are all averages based on using
Graeme Holm - The Money Mentor
(+ Net Monthly Principal Reduction x 12) a 30 day$calender
____________________
month calculation.
(ie, k x 12 = l)
Graeme Holm - The Money Mentor
f Tax on savings at
Tax Rate _____% $ - ________________
= Tax Rate x e
g Twelve Month
Return after Tax $ ______________ p.a.
=e-f
That’s
That’saadifference
difference of
of $_______
$_______
DRAFT
FOOD FUEL AND FUN – NON-FIXED EXPENSES ONLY
DRAFT
FOOD FUEL AND FUN – NON-FIXED EXPENSES ONLY
Please list below all non-fixed expenses only, such as groceries,
fuel/transport, lunches,
Please list below etc.
all non-fixed expenses only, such as groceries,
fuel/transport, lunches, etc.
* please note this does not include any bills, memberships,
subscriptions,
* please note or
thisfixed
does expenses.
not include any bills, memberships,
subscriptions, or fixed expenses.
This is purely to assess living from Monday to Sunday if all your bills had
been paid.
This is purely to assess living from Monday to Sunday if all your bills had
been paid.
Total
Total Combined
Combined Weekly Household
Discretionary Spend $________
Discretionary
The Rich Dad Cashflow Quadrant identifies the four types of people depending on
their sources of income. These categories are the E, S, B and I quadrants.
In contrast, the “B (Business Owner)” and “I (Investor)” quadrants are the Passive
quadrants, wherein income is not directly proportional to one’s time and effort spent.