List of contents

Zakat Monitory Devotion Various Aspects of Zakat Benefits of Zakat

Types of Zakat Conditions of Zakat Nisab – Property Thresho

ld

Distribution of Zakat Zakat’s Beneficiaries Contraindictions of Zakat

Zakat’s Defaulters Sadaqa – Voluntary chari Zakat Conclusions

ty
 The Quran says :-

َ ‫ُخ ْذ ِمنْ َأ ْم َوالِ ِه ْم‬

َ ‫ص َد َق ًة ُت َط ِّه ُر ُه ْم َو ُت َز ِّكي ِهم ِب َها َو‬
‫صل ِّ َع َل ْي ِه ْم‬
‫سمِي ٌع َعلِي ٌم‬ َ ُ ‫س َكنٌ َّل ُه ْم َوهّللا‬ َ ‫صالَ َت َك‬ َ َّ‫ِإن‬

“Of their goods take alms, that so you might purify and
sanctify them; and pray on their behalf, verily your
prayers are a source of security for them”
Surah Al-Taubah, Verse: 103
 Sahih Al Bukhari : Volume 2,
Book 24, Hadith number 573

The Prophet saw said to his Companion

Mu`adh, when he was sent to Yemen as
governor :
“Tell them that Allah has made zakaat
obligatory for them, that it should be
collected from the rich and distributed among
the poor”
What is Zakaat ?

Arabic verb : ‫ زكاة‬, zakah

Is the Islamic concept of tithing and alms

The third Pillar of Islam

A duty enjoined by Allah and undertaken by

Muslims in the interest of society as a whole
What does Zakaat mean ?
Literally means blessing or purification or
increase and goodness

Because it blesses the wealth from which it is

taken and protects it from misfortunes

Ibn Taimiah said, “The soul of one who gives

Zakaat is blessed and so is his wealth”
Technically Zakaat is defined as

“A determined portion taken from wealth and

allocated to those deserving it, by a Quranic
injunction”

“Of their goods take alms, that so you might purify

and sanctify them; and pray on their behalf, verily
your prayers are a source of security for them”
Surah Al Taubah, Verse: 103
 Zakaat : A Major Religious Duty
It purifies a Muslim's wealth and soul

Wealth purification denotes the mobilization of assets

for the purpose of financial growth and justified
distribution

Purification of the soul implies freedom from hatred,

jealousy, selfishness, uneasiness and greed
Zakaat is Farz

Anyone who denies it being Farz (compulsory)

loses his Imaan

But if he recognizes Zakaat as being Farz yet

neglects this duty he will be termed a Faasiq
(Transgressor)
 More about Zakaat
A fixed proportion collected from surplus wealth and
earnings

Distributed to prescribed beneficiaries and for the

welfare of a Muslim society in general

This contribution is made payable once every lunar

year
What is surplus wealth ?

The net balance after a Muslim has

spent on basic necessities, family
expenses, due credits, donations
and taxes
Rate of Zakaat

Every Muslim male or female who at the end

of the Hijri year is in possession of the
equivalent of 7.5 tolas of gold or 52.5 tolas of
silver or more in cash or articles of trade,
must pay Zakaat at the minimum rate of
2.5%
Therefore Zakaat is :
A transfer of possessions and not a favor or a
gift, given by the owner to the deserving, in
accordance with the Qur'an and the Sunnah

Considered In a Specified Portion of the

wealth, determined according to specific
principles
Therefore Zakaat is :
Not due on all types of wealth as there are
conditions that should be fulfilled in order to
pay zakaat on one's wealth

Due on wealth that has fulfilled the nisab

(minimum amount of one's holding that is
liable to zakaat)
 The Principle of Zakaat
Everything belongs to Allah, and wealth is a trust

Possessions are purified by setting aside a proportion

for the needy and for the society in general

Ensures social justice, reduces differences among

social classes and guarantees sufficient equalization
‫‪Only legitimate wealth to be used‬‬

‫‪Surah Al Baqarah, Verse 267‬‬

‫س‪ْ 4‬ب ُت ْم َو ِم َّم‪4‬ا‬

‫ات‪َ 4‬م‪4‬ا َك َ‬ ‫ِين‪ 4‬آ َم ُنو ْا َأنفِقُو ْا مِ‪4‬ن َط ِّي َب ِ‬ ‫َي‪4‬ا َأ ُّي َه‪4‬ا الَّذ َ‬ ‫‪‬‬

‫ض‪َ 4‬والَ َت َي َّم ُمو ْا ا ْل َخ ِبي َث‪ِ 4‬م ْن ُه‪ُ 4‬تنفِقُو َن‪4‬‬ ‫َأ ْخ َر ْج َن‪4‬ا لَ ُك‪4‬م ِّم َن‪ 4‬اَأل ْر ِ‬
‫اع َل ُمو ْا َأ َّ‪4‬ن هّللا َ َغن ٌّ‪4‬‬
‫ِي‬ ‫ضو ْا فِيه‪َ ِ4‬و ْ‬ ‫َولَ ْس‪ُ 4‬تم ِبآ ِخذِي ‪ِ4‬ه ِإالَّ َأ ن ُت ْغ ِم ُ‬
‫َحمِي ٌد‬
 Surah Al Baqarah : 267

O ye who believe ! Spend of the good things

which you have earned, and of that which
We bring forth from the earth for you, and
seek not the bad (with intent) to spend
thereof (in charity) when you would not take it
for yourselves save with disdain; and know
that Allah is Absolute, Owner of Praise.
 ‫‪Zakaat recipients are never to‬‬
‫‪be reminded of the payment :‬‬

‫‪Ordered by the Quran, Surah Al Baqarah : 264‬‬

‫ص َد َقا ِت ُكم ِبا ْل َمنِّ َواأل َذى َكالَّذِي ُينف ُِق‬ ‫َيا َأ ُّي َها الَّ ِذينَ آ َم ُنو ْا الَ ُت ْبطِ لُو ْا َ‬
‫ان‬
‫ٍ‬ ‫و‬‫َ‬ ‫ْ‬
‫ف‬ ‫ص‬
‫َ‬ ‫ل‬
‫ِ‬ ‫َ‬
‫ث‬ ‫م‬
‫َ‬ ‫َ‬
‫ك‬ ‫ُ‬
‫ه‬ ‫ُ‬ ‫ل‬‫ث‬‫َ‬ ‫م‬
‫َ‬ ‫َ‬
‫ف‬ ‫ِر‬‫خ‬ ‫اآل‬ ‫م‬ ‫و‬‫ْ‬ ‫ي‬
‫َ‬ ‫ْ‬
‫ل‬ ‫ا‬‫و‬‫َ‬ ‫ِ‬ ‫هّلل‬ ‫ا‬‫ب‬‫ِ‬ ‫نُ‬‫م‬‫ِ‬ ‫ْؤ‬‫ي‬‫ُ‬ ‫َ‬ ‫ال‬ ‫و‬‫َ‬ ‫اس‬
‫ِ‬ ‫َّ‬
‫ن‬ ‫ال‬ ‫اء‬ ‫َئ‬ ‫‪4‬‬
‫ر‬ ‫ُ‬
‫ه‬ ‫َ‬
‫ل‬ ‫َما‬
‫ِ‬ ‫ِ‬ ‫ِ‬
‫ش ْي ٍء ِّم َّما‬ ‫ص ْلدًا الَّ َي ْق ِد ُرونَ َعلَى َ‬ ‫صا َب ُه َو ِابل ٌ َف َت َر َك ُه َ‬ ‫اب َفَأ َ‬ ‫َع َل ْي ِه ُت َر ٌ‬
‫س ُبو ْا َوهّللا ُ الَ َي ْهدِي ا ْل َق ْو َم ا ْل َكاف ِِرينَ‬ ‫َك َ‬
 Surah Al Baqarah : 264
“O you who believe! do not make your charity
worthless by reproach and injury, like him who
spends his property to be seen of men and
does not believe in Allah and the last day; so
his parable is as the parable of a smooth rock
with earth upon it, then a heavy rain falls upon
it, so it leaves it bare; they shall not be able to
gain anything of what they have earned; and
Allah does not guide the unbelieving people”
Zakaat best said to be

The recognized right

of the poor in the
wealth that Allah has
bestowed upon the
rich
The results of paying Zakaat :
 Gaining the pleasure of Allah

 It contributes to barkat in wealth

 Protection from losses

 Safety from calamities

The results of paying Zakaat :

 A cause is established for Allah's forgiveness

and blessings

 Security from seventy misfortunes

 It saves from fear and grief

The results of paying Zakaat :
 Protection from the wrath of Allah and from a
bad death

 The Zakaat will provide a shelter on the Day

of Judgement

 It will serve as a shield from the fires of

Jahannam
 I

The spiritual aspect of Zakaat

Surah Al Taubah, Verse 103

 ‫ص ِّل َعلَ ْي ِه ْم‬ َ ‫ُخ ْذ ِمنْ َأ ْم َوالِ ِه ْم‬

َ ‫ص َدقَةً تُطَ ِّه ُر ُه ْم َوتُ َز ِّكي ِهم بِ َها َو‬
َ ُ ‫س َك ٌن لَّ ُه ْم َوهّللا‬
‫س ِم&ي ٌع َعلِي ٌم‬ َ ‫صالَتَ َك‬
َ ‫ِإ َّن‬

Of their goods, take alms, that you might purify and

sanctify them; and pray on their behalf. Verily your
prayers are a source of security for them: And Allah
is One Who hears and knows
The spiritual aspect of Zakaat
Keeps the wealthy, clean monetarily from sin
and excess

It is a form of Sadaqa (charity) which is

obligatory on financially able Muslims

It is a Spiritual investment
 II
Zakaat is also a form of worship

Zakaat is one of those unique forms of

worship that bring out both the individual
and the social aspects of ibadah (worship)
Zakaat is also a form of worship

The Quran mentions zakaat, together with salaat,

as a form of worship

َ‫سول َ لَ َعلَّ ُك ْم ُت ْر َح ُمون‬ َّ ‫الز َكا َة َوَأطِ ي ُعوا‬

ُ ‫الر‬ َّ ‫َوَأقِي ُموا‬
َّ ‫الصاَل َة َوآ ُتوا‬
So establish regular Prayer and give regular
Charity; and obey the Messenger; that you may
receive mercy.

Surah An Nur, Verse 56

 ‫‪Zakaat And Salaat‬‬
‫‪Zakaat mentioned along with Salaat in 82 Quranic‬‬
‫‪verses‬‬

‫‪First revealed in Surah Al Muzzamil: Verse 20‬‬

‫س ًنا َو َما‬‫ضا َح َ‬ ‫ضوا هَّللا َ َق ْر‪ً 4‬‬‫الز َكا َة َوَأ ْق ِر ُ‬ ‫َوَأقِي ُموا َّ‬
‫الصاَل َة َوآ ُتوا َّ‬
‫ُت َق ِّد ُموا َأِلنفُسِ ُكم ِّمنْ َخ ْي ٍر َت ِجدُوهُ عِ ندَ هَّللا ِ ه َُو َخ ْي ًر‪4‬ا َوَأ ْع َظ َم َأ ْج ًرا‬
‫اس َت ْغفِ ُروا هَّللا َ ِإنَّ هَّللا َ َغفُو ٌر َّرحِي ٌم‬
‫َو ْ‬
Surah Al Muzzamil: Verse 20

".... and establish regular prayers and give

regular charity; and loan to Allah a beautiful
loan. And whatever good you send forth for
your souls, you shall find it in Allah's
presence, Yea, better and greater in reward
and seek the grace of Allah: for Allah is oft-
forgiving, Most Merciful."
 III

The socio-political value of Zakaat

It frees society from ill feelings arising out of class hatred

Opposes individualism that is blind to the travails of one’s

neighbors and stands against a socialism that shackles
individual freedom

Fosters neither selfishness nor renunciation

Promotes solidarity and establishes social cohesion

 Benefits of paying Zakaat
It purifies from envy and greed
“ By no means shall you attain righteousness
(and reward) unless you spend of that which you
love ”

Surah Al-e-Imran Verse 92

By responding to this call, the believers reach the
peak of spending and the noblest of generosity, and
the good within the self overcomes the evil
Benefits of paying Zakaat
It serves to help the weak

When zakaat is paid on wealth, one fulfills a

responsibility towards society and the needy in
complies with Allah’s instructions
Benefits of paying Zakaat
Improves an individual's social spirit

Is a practical expression of Islamic brotherhood

The Prophet saw said :

“ The believers in their mutual kindness, compassion and
sympathy are just like one body. When one of the limbs is
afflicted, the whole body responds to it with sleeplessness
and fever ”

(Bukhari and Muslim)

Benefits of paying Zakaat
It cleanses sins

Zakaat brings forth the good and Allah's Mercy

“And My Mercy embraces all things. That I

shall ordain for those who are righteous and give
zakaat, and those who believe in our verses and
signs .”
(Surah Al Araf, Verse156)
Benefits of paying Zakaat
It spreads tranquility and peace

Zakaat is social security for the

weak and a protection for the
society against disintegration
Benefits of paying Zakaat
It improves one's personality

Paying zakaat and helping other Muslims

makes one more comfortable with his role in
the community

One feels victorious over his weakness (like

greed) and Satan, who try to keep one away
from doing good deeds
Benefits of paying Zakaat
It brings about love

When people learn about the wealthy paying

zakaat and their willingness to help others,
they quite naturally begin to love them
because of this
 Benefits of paying Zakaat
It purifies wealth

The Prophet saw said, “ Whenever people refrain

from paying the zakaat due on their wealth, they will
be deprived of rain. If it were not for the sake of their
cattle, they would not receive rain.”
(Ibn Majah and Al-Hakim)

Only by paying the right of Allah and the right of the

poor is wealth purified and made safe from
decreasing or from destruction
 Benefits of paying Zakaat
It is a test from Allah to his servants

People naturally love wealth, but the sign of true

faith is to sacrifice what is loved for the sake of Allah

Thus zakaat is a critical test of one's faith

Benefits of paying Zakaat
It motivates hard work

Incites people to work, earn and give charity

Promotes loyalty to their community

Strengthens community and unites its members

 There are two main type of
Zakaat

Zakaat on self or individual

(zakaat ul fitr or fitra or sadaqat ul fitr)
&
Zakaat on wealth
(zakaat ul maal)
Origin of Zakaat ul Fitr
It’s origin can be dated to the month of
Shabaan in the second year of Hijra

Ibn Umar said :

“Allah’s Messenger enjoined the payment of
one Sa` of dates or one Sa` of barley as
Zakaat ul Fitr on every Muslim slave or free,
male or female, young or old, and he ordered
that it be paid before the people went out to
offer the Eid prayer.”
The amount of Sa`
Sa` is a certain measure which equals 4
mudds (a mudd equals a handful of an
average man)

Ministries of religious affairs in Muslim

countries and mosques and Islamic centres
in Western countries announce the value of
Zakaat ul Fitr every year
 Zakaat ul Fitr
Due once every Muslim Hijri calendar year at any
time between the first of Ramzan and the first of
Shawwal

All Muslims are obliged to pay, regardless of their

age, status or wealth

The amount payable is approximately 3 kg of staple

food in the relevant country or an amount of money
that is equivalent to the price of the food
 Zakaat ul Fitr
Its purpose is to purify one who fasts from any
indecent act or speech and to help the poor and
needy

Al-Baihaqi relates from Ibn Umar who said :

“The Messenger of Allah, upon whom be peace,

enjoined the Zakaat ul Fitr, and also said: 'Free them
from want on this day.”
Hadith reported by Abu Dawud

“The Messenger of Allah saw enjoined

Zakaat ul Fitr on the one who fasts to shield
one's self from any indecent act or speech
and for the purpose of providing food for the
needy. It is accepted as Zakaat for the
person who pays it before the Eid Salaat,
and it is sadaqah for the one who pays it
after the Salaat”
Zakaat ul Maal
Annual payment based on the wealth of a Muslim
(individual or organization)

Obligatory upon any Muslim individual or

organization that has completed the requirement
of Nisaab and Haul

Payment is 2.5% of the total wealth deemed for

Zakaat
 Zakaat ul Maal can be
subdivided into Zakaats on

 Business

 Rental Income

 Personal Income

 Savings
 Zakaat ul Maal can be
subdivided into Zakaats on

 Gold and Silver

 Shares

 Livestock

 Crop
 Hadith At- Tirmizhi
The Prophet saw said

"I swear upon three (things) and ask you to

memorize my words: Sadaqah taken from a
property never decreases it; a man who
suffers injustice and is patient with it, Allah
will grant him strength; a man who starts
begging, Allah will cause him to be poor."
Conditions of Zakaat

Islamic Shariah lays down conditions that

must be realized to make Zakaat due

These were identified with the aim of granting

some facilities to the owner, so that he might
give Zakaat willingly
On whom is zakaat farz ?
Zakaat is Farz upon a person if :

He is a Muslim
He is an adult
He is a sane person
He is a free person - not a slave
He owns wealth intended for trading to the value
of Nisaab
Criteria of the wealth on which
Zakaat is paid
Full ownership

In excess of one’s personal needs (clothing,

household furniture, utensils and cars etc.
are termed as articles of personal use)

It should be possessed for a complete lunar

year (Haul)
Criteria of the wealth on which
Zakaat is paid
Be of a productive nature from which he can
derive profit or benefit such as merchandise
for business, gold, silver, live-stock, etc

There is no Zakaat on effects that are not of a

productive nature
 Reaching Nisaab
(Minimum Amount Liable to Zakaat)

The amount of wealth which makes one liable for

Zakaat is known as Nisaab

Zakaat is compulsory on the wealth or assets which

is
equal to or exceeds the value of Nisaab
and
which is possessed for a full Islamic year (Haul)
According to a Hadith

“ Gold is not liable to Zakaat unless it

reaches twenty dinars. Once it reaches this
amount, half a dinar must be paid as Zakaat
on it. Likewise, silver is not counted for
Zakaat unless it reaches two hundred
dirhams. Once it reaches this value, an
amount of five dirhams must be paid as
Zakaat on it ”
Inference of preceding Hadith

Based on this Hadith the Nisaab of gold

counted for Zakaat is twenty dinars (85
grams) of fine gold, while the Nisaab of
silver is two hundred dirhams (595 grams)
of fine silver

.
 Nisaab of gold and silver fixed by
Rasulullah Sallallaho Alaihe Wa
Sallam

Nisab Grams Tolas

Gold 20 Dinars 85 7.5

Silver 200 Dirhams 595 52.5

Rate of Zakaat

The rate of Zakaat which was fixed by

Rasulullah (Sallallaho Alaihe Wa Sallam)
is 2.5% (1/40)
Paying Zakaat
Zakaat becomes due upon reaching the Nisaab
or more than it

Any decrease or insufficiency in between is

overlooked

Any increase of property after reaching the

Nisaab during the year is to be included for
Zakaat
Method of distribution
Zakaat is Fardh at the rate of 2.5%

Should be given as soon as it becomes due

A poor man cannot be paid for his work from

Zakaat, nor can Zakaat be given in payment of
anyone's services, except when an Islamic
government pays salaries to persons
appointed by the government to collect Zakaat
Method of distribution
Zakaat will only be valid if the recipient is made
the owner of that amount

Zakaat cannot be used for the construction of a

masjid

Poor students can be given a bursary from

Zakaat
Method of distribution

Authority can be delegated to another person

or an organization for the distribution of
Zakaat

It is Afzal (best) to give one's Zakaat when it is

due, rather than wait for Ramzaan
 ‫‪Allah has revealed the‬‬
‫‪beneficiaries of Zakaat in the Quran‬‬

‫‪Quran, Surah Al- Taubah, Verse 60‬‬

‫ين َعلَ ْي َها‬‫ين َوا ْل َعا ِملِ َ‬ ‫سا ِك ِ‬ ‫ص َدقَ ُ‬

‫ات لِ ْلفُقَ َراء َوا ْل َم َ‬ ‫ِإنَّ َما ال َّ‬
‫ين َوفِي‬ ‫ب َوا ْل َغا ِر ِم َ‬ ‫َوا ْل ُمَؤ لَّفَ ِة قُلُوبُ ُه ْم َوفِي ِّ‬
‫الرقَا ِ‬
‫يضةً ِّم َن هّللا ِ َوهّللا ُ َعلِي ٌم‬‫يل فَ ِر َ‬ ‫يل هّللا ِ َوا ْب ِن ال َّ‬
‫س بِ ِ‬ ‫سبِ ِ‬
‫َ‬
‫َح ِكيم‬
Quran, Surah Al Taubah : 60

“Alms are only for the poor and the needy,

and the officials (appointed) over them, and
those whose hearts are made to incline (to
truth) and the (ransoming of) captives and
those in debts and in the way of Allah and
the wayfarer; an ordinance from Allah; and
Allah is knowing, Wise ”
 Distribution of Zakaat
Can only be distributed to one of the eight eligible
beneficiaries (asnaf) mentioned in the Quran

Poor and needy relatives should be given preference

Where there is no central authority to administer

zakaat, it can be paid directly to the needy
Category 1 : Faqir/Fuqaraa

The poor

Those without any means of livelihood and

material possessions
Category 2 : Masakeen
The needy

Those without sufficient means of

livelihood to meet their basic
necessities

(e.g. those who may have a job, a house and

a car, but whose income is below the
minimum requirement)
 Category 3 : Al Aamileen

Persons appointed by an Islamic Head of State

or Government to collect Zakaat

It is not necessary that this be a needy person

Category 4 : MU ALLAFATUL
QULOOB

People who have recently accepted

Islam and are in need of basic
necessities who would benefit from
encouragement by the Muslims which
would help to strengthen their faith in
Islam
Category 5 : Ar Riqaab

Those slaves that are permitted to work

for remuneration and have an agreement
from their masters to purchase their
freedom on payment of fixed amounts
 Category 6 : Al Gharimeen
Those who are in debt

Zakaat can be used to pay off the debts of one

who has borrowed to pay for basic necessities
so that he/she can lead a normal life

Zakaat can also be distributed to those in

financial difficulties e.g. bankruptcy due to the
loss of employment and heavy debt
 Category 7 : Fee Sabeelillah
For the cause of Allah

Those who have to carry out a Farz deed and

who due to poverty are unable to

Charitable works (running schools, hospitals)

 Category 8 : Ibnus Sabeel
Musaafirs stranded during a journey

Zakaat can also be used to help a traveller facing

difficulties in continuing his journey

(e.g. due to loss of money or the break down of his

vehicles, the repair of which he cannot afford etc)
Important point

All the mentioned recipients excluding Al

Aamileen must be those who do not
possess the Nisaab
For Muslims only

 It will have to be given to a Muslim

 All forms of charity can be given to a kaafir

except the following: zakaat, ushr, zakaat ul
fitr, nazr, and kaffarah
People not eligible

 These people include the wealthy

 The strong and healthy that are capable of

working and earning
Zakaat funds cannot be used for

 Building of a masjid

 Shrouding and burial of a dead person

 Payment of debts on behalf of a dead person

For certain relatives only
 Not for ascendants. i.e. parents, maternal or
paternal grandparents and even great
grandparents

 Not for descendants i.e. children, grand-

children etc

 Wife can give Zakaat to the husband but

husband cannot give Zakaat to his wife
The family or descendents of
the Prophet saw 
 It is not permissible to give zakaat to the
progeny of Hazrat Fatimah ra, , Hazrat Ali ra,
Hazrat Abbas ra, Hazrat Jafar ra, Hazrat Aqeel
ra
, Hazrat Harith bin Abdul Muttalib ra

 Charities made wajib by the Shariah cannot

be given to them either eg nazr, kaffarah,
ushr, sadaqatul fitr
‫‪The punishment for not giving‬‬
‫‪Zakaat. Surah Taubah : 34 - 35‬‬
‫‪‬‬ ‫ان‬
‫ار َوال ُّر‪4‬هْ َب ِ‬
‫ِ‬ ‫ب‬‫َ‬ ‫ح‬
‫ْ‬ ‫َأل‬ ‫ا‬ ‫نَ‬ ‫م‬
‫ِّ‬ ‫ً‬ ‫ا‬ ‫ِير‬
‫ث‬ ‫ك‬‫َ‬ ‫نَّ‬ ‫ِإ‬ ‫ْ‬
‫ا‬ ‫و‬‫ن‬‫ُ‬ ‫م‬‫َ‬ ‫آ‬ ‫ذ‬
‫ِينَ‬ ‫َّ‬ ‫ل‬ ‫ا‬ ‫ا‬ ‫ه‬
‫َ‬ ‫ي‬
‫ُّ‬ ‫َأ‬ ‫َيا‬
‫يل هّللا ِ‬
‫س ِب ِ‬ ‫صدُّونَ َعن َ‬ ‫اس ِبا ْل َباطِ ِل َو َي ُ‬ ‫لَ َيْأ ُكلُونَ َأ ْم َوال َ ال َّن ِ‬
‫يل‬
‫س ِب ِ‬‫ِض َة َوالَ ُينفِقُو َن َها فِي َ‬ ‫َب َوا ْلف َّ‬ ‫الذه َ‬ ‫َوا َّلذِينَ َي ْك ِن ُزونَ َّ‬
‫ِيم‬ ‫ل‬ ‫ب َأ‬‫ٍ‬ ‫ا‬ ‫َ‬
‫ذ‬ ‫ع‬ ‫َ‬ ‫ب‬
‫ِ‬ ‫ُم‬‫ه‬ ‫ر‬
‫ْ‬ ‫ِّ‬
‫ش‬ ‫ب‬
‫َ‬ ‫َ‬
‫ف‬ ‫ِ‬ ‫هّللا‬
‫ٍ‬

‫‪‬‬ ‫ار َج َه َّن َم َف ُت ْك َوى ِب َها ِج َبا ُه ُه ْم‬ ‫َي ْو َم ُي ْح َمى َعلَ ْي َها فِي َن ِ‬
‫َـذا َما َك َن ْز ُت ْم َألنفُسِ ُك ْم َف ُذوقُو ْا َما‬ ‫َو ُجنو ُب ُه ْم َو ُظ ُهو ُر ُه ْم ه َ‬
‫ُكن ُت ْم َت ْك ِن ُز‪4‬ونَ‬
Quran, Surah Taubah, Verse 34

“O you who believe! most surely many of the

doctors of law and the monks eat away the
property of men falsely, and turn (them) from
Allah's way; and (as for) those who hoard up gold
and silver and do not spend it in Allah's way,
announce to them a painful chastisement ”
Quran, Surah Taubah, Verse 35

“ On the day when it shall be heated in the

fire of hell, then their foreheads and their
sides and their backs shall be branded with
it; this is what you hoarded up for
yourselves, therefore taste what you
hoarded ”
Rasulullah sallallahu alayhi wa sallam
has said
“The person who has been given wealth
by Allah Ta'ala and despite this does not
give Zakaat for it, then on the day of
judgement this wealth of his will be
turned into a huge poisonous snake which
will encircle his neck. It will then tear the
sides of his mouth apart and tell him: ‘I
am your wealth and I am your treasures’.”

Bukhari Vol 6 Book 60 : 88

‫‪Withholding Zakaat is oppression.‬‬
‫‪Quran, Surah Taubah verse 5 :‬‬

‫ش ِر ِكينَ َح ْي ُ‬
‫ث‬ ‫انس َل َخ اَأل ْ‬
‫ش ُه ُر ا ْل ُح ُر ُم َفا ْق ُتلُو ْا ا ْل ُم ْ‬ ‫َفِإ َذا َ‬
‫ص ُرو ُه ْم َوا ْق ُعدُو ْا َل ُه ْم ُكل َّ‬ ‫اح ُ‬ ‫َو َجد ُّت ُمو ُه ْم َو ُخ ُذو ُه ْم َو ْ‬
‫الز َكا َة‬ ‫ص ٍد َفِإن َتا ُبو ْا َوَأ َقا ُمو ْا َّ‬
‫الصالَ َة َوآ َت ُو ْا َّ‬ ‫َم ْر َ‬
‫س ِبي َل ُه ْم ِإنَّ هّللا َ َغفُو ٌر َّرحِي ٌم‬ ‫َف َخلُّو ْا َ‬
Surah Taubah, verse 5
“But when the forbidden months are past,
then fight and slay the Pagans wherever
ye find them, an seize them, beleaguer
them, and lie in wait for them in every
stratagem (of war); but if they repent,
and establish regular prayers and
practice regular charity, then open the
way for them: for God is Oft-forgiving,
Most Merciful”
War waged against non-payers
on basis of this Quranic verse :
Thus, one who withholds a right is an
oppressor of his brother

The latter is the possessor of that right

On this basis, Hazrat Abu Bakr as Siddiq ra

has waged war against those who refused
to pay their zakaat
 Giving more in Charity

The Quran and the Hadith also suggest a

Muslim give even more as an act of
voluntary alms giving - sadaqah, for
additional divine reward
‫‪Quran, Surah Al Baqarah : 177‬‬

‫ب َو َلـكِنَّ‬ ‫ش ِر ِق َوا ْل َم ْغ ِر ِ‬ ‫س ا ْل ِب َّر َأن ُت َولُّو ْا ُو ُجو َه ُك ْم ِق َبل َ ا ْل َم ْ‬ ‫لَّ ْي َ‬

‫ب‬ ‫ا ْل ِب َّر َمنْ آ َمنَ ِباهّلل ِ َوا ْل َي ْو ِم اآلخ ِِر َوا ْل َمآلِئ َك ِة َوا ْل ِك َتا ِ‬
‫َوال َّن ِب ِّيينَ َوآ َتى ا ْل َمال َ َع َلى ُح ِّب ِه َذ ِوي ا ْلقُ ْر‪َ 4‬بى َوا ْل َي َتا َمى‬
‫ب َوَأ َقا َم‬ ‫الر َقا ِ‬‫السآِئلِينَ َوفِي ِّ‬ ‫يل َو َّ‬ ‫الس ِب ِ‬
‫ساكِينَ َوا ْبنَ َّ‬ ‫َوا ْل َم َ‬
‫الز َكا َة َوا ْل ُموفُونَ ِب َع ْه ِد ِه ْم ِإ َذا َعا َهدُو ْا‬ ‫الصال َة َوآ َتى َّ‬ ‫َّ‬
‫س ُأو َلـِئ َك‬ ‫ِ‬ ‫ْأ‬ ‫ب‬
‫َ‬ ‫ْ‬
‫ل‬ ‫ا‬ ‫ينَ‬ ‫ِ‬
‫ح‬ ‫و‬‫َ‬ ‫اء‬ ‫ر‬
‫َّ‬ ‫ض‬
‫َّ‬ ‫وال‬ ‫اء‬ ‫س‬ ‫َ‬ ‫ْأ‬‫اب ِر‪4‬ينَ فِي ا ْل َب‬
‫الص ِ‬ ‫َو َّ‬
‫صدَ قُوا َوُأو َلـِئ َك ُه ُم ا ْل ُم َّتقُونَ‬ ‫ا َّل ِذينَ َ‬
 Surah Al Baqarah, verse 177
“It is not righteousness that ye turn your faces Towards
east or West; but it is righteousness to believe in God
and the Last Day, and the Angels, and the Book, and
the Messengers; to spend of your substance, out of love
for Him, for your kin, for orphans, for the needy, for
the wayfarer, for those who ask, and for the ransom of
slaves; to be steadfast in prayer, and practice regular
charity; to fulfill the contracts which ye have made;
and to be firm and patient, in pain and adversity, and
throughout all periods of panic. Such are the people of
truth, the God-fearing”
Al Qurtubi’s interpretation of Al
Baqarah verse 177 :

“The saying of Allah, the Exalted One :

‘And to spend of your wealth out of love
for Him’
gives credence to those who maintain that
there is a due on wealth other than zakaat
known as maal addir”
 Imam Muhammad 'Abduh's
comments are :

“ The giving of property in excess of the due

zakaat is considered one of the basic
elements of piety (birr) and is enjoined like
the prescribed zakaat ”
Voluntary charity
Whenever the exigency calls for it, sadaqah
other than zakaat is given

That could be before the completion of the

year (hawl) or after the payment of zakaat

The contribution is not based on a specific

amount of nisab but on the ability to give
Voluntary charity
Thus, if someone has only a loaf of bread
and sees a person who is more in need than
himself, he should give it to that person.
The needy are not the only one who has a
right to be satisfied, but Allah has also
ordered the believers to give non-prescribed
sadaqat to the following: kin, orphans,
needy, wayfarers, beggars, and slaves
Sadaqah or Infaq Fi Sabilillah

Voluntary charity given by individuals over

and above the payment of the compulsory
Zakaat to relieve the problems and
sufferings of fellow human beings
 According to Sahih Bukhari
Volume 2, Book 24, Number 504

Sadaqah must be given in such a way that

“even the left hand of the donor does not
know what the right hand gives”
 Zakaat vs Sadaqah

Give obligatory Zakaat (poor- due) openly to

encourage others to follow suit but voluntary
Sadaqah (alms) in utmost secrecy
 Regular charity is a Social
Security

If dues of charity are collected as the

Revelation specifies, it would be enough to
meet the needs of the deprived classes
 Regular charity is a Social
Security

Regular charity, as a social security leads to a

state of balance among the different classes of
society
– and Islam was the first to put it into effect !
The End