Crack Grade B: Government Schemes of Ministry of Social Justice & Empowerment (Mosje)

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Government schemes of Ministry Of

Social Justice & Empowerment (MoSJE)
www.crackgradeb.com | crackgradeb@gmail.com | 9310558455

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History of Department of Social Justice and Empowerment
• “Scheduled Castes”- “castes, races or tribes or parts of or groups within castes, races or tribes”, which
the President, by public notification, specify to be “Scheduled Castes in relation to that State or Union
Territory”. (Article 341, Constitution of India)
• “Backward Classes”- such classes or citizens, other than the SCs and STs, as the Central Government
may specify in “lists” prepared from time to time for the purpose of reservation in appointments in favour of
such classes of citizens which, in the opinion of that Government are not adequately represented in the
services under the Government of India and any local or other authority. (Section 2, National Commission
for Backward Classes Act, 1993)

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Population of the Main Target Groups: The population of the main target groups (mostly as per Census
2011) is given below:
Scheduled Castes: 20.14 Crore (16.6%) Punjab has the highest SC Population.
Other Backward Classes: Caste Census has not been done since 1931.The Mandal Commission had
estimated OBC population at 52% of the total population while NSSO (2009-10), 66th Round, had estimated
it to be 41.7%.
The Second Backward Classes Commission (commonly known as Mandal Commission), constituted under
Article 340, submitted its Report in 1980. In the light of this Report, the Government of India had, vide order
dated 13.08.1990 of the Department of Personnel & Training, issued an order providing 27% reservation in
Central Government posts for persons belonging to the Socially and Economically Backward Classes, [also
referred to as “Other Backward Classes” or OBCs] excluding creamy layer OBCs.
The income limit has been further raised from Rs. 6 lakh to Rs.8 lakh per annum for determining
the creamy layer for availing reservation amongst the Other Backward Classes.
Senior Citizens: a citizen of India who has attained the age of 60 years or above. (Section 2, The
Maintenance and Welfare of Parents and Senior Citizens Act, 2007).
10.36 Crore (8.56%): As per 2011 Census, total population of Senior Citizens (people aged 60 years and
above) is 10.38 crore, of which population of males and females are 5.11 crore and 5.27 crore respectively.
Victims of Substance Abuse: a person who is addicted to / dependent on alcohol, narcotic drugs,
psychotropic substances or any other addictive substances (other than tobacco), Authentic data not
available. Around 1% of the population is believed to be victims of substance abuse.
‘Denotified Tribes’. Nomads are the people who are constantly on the move for earning their livelihood and
thus they were left with no place or shelter to settle down. Whereas the Semi-nomadic groups tend to have
a fixed abode for a particular season and remain itinerant for rest of the period. Most DNTs are categorized
as SC/ST/OBC though a few of the DNTs are not covered in any of these categories
National Commission for Denotified, Nomadic and Semi Nomadic Tribes (NCDNT). The NCDNT was
constituted for a period of three years and it came into existence w.e.f. 9th January, 2015 and ceased to
exist w.e.f. 08.01.2019
Development and Welfare Board for Denotified, Nomadic and Semi-Nomadic Communities (DWBDNCs) has
been constituted vide Notification dated 21.02.2019
Disable: as per Census 2011, 2.68 crs people (2.21%) are disabled. ( 1.5 crs male+1.1crs female)
Agencies under the Department of Social Justice & Empowerment: There are two Statutory
National Commissions, two non-statutory Commissions, two Foundations and three Finance and
Development Corporations under the Department of SJ&E. These are:
Commissions
(i). National Commission for Scheduled Castes (Statutory)
(ii). National Commission for Backward Classes (Statutory)
(iii). National Commission for Safaikaramcharis (Non Statutory)
(iv). National Commission for Denotified Nomadic and Semi nomadic tribes (Non Statutory)
Foundations
(i). Dr. Ambedkar Foundation
(ii). Babu Jagjivan Ram National Foundation
Corporations
(i). National Scheduled Castes Finance and Development Corporation
(ii). National Safaikaramcharis Finance and Development Corporation
(iii). National Backward Classes Finance and Development Corporation

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Schemes implemented by Department of Social Justice & Empowerment:
Notes: All ministries Scholarship schemes with common features are discussed at the end.
1. Rashtriya Vayoshree Yojana

 [Launch] April 2017
 [AIM] Providing senior citizens, belonging to BPL category and suffering from any of the age
related disability/infirmity, with assisted-living devices which can restore near normalcy in
their bodily functions.
 The assistive devices shall be of high quality and conforming to the standards laid down by
the Bureau of Indian Standards, wherever applicable.
 [Eligibility] Senior citizen (aged 60 years and above)
o Percentage of SC/ST beneficiaries of the Scheme shall be equal to or more of their
respective percentage of population in the district.
o 30% of the total beneficiaries shall be women.
o Senior Citizen other than the BPL category whose monthly income from all sources does
not exceed Rs. 15000/- per month
 [Funding] Central Sector Scheme (100% centrally funded from Senior Citizens' Welfare Fund)
 The Implementing Agency shall provide one year free maintenance of the aids & assisted
living devices supplied by them.
 The average cost of all devices is likely to be ₹7,000/- per beneficiary.
 Maximum 5% of total expenditure of the Scheme shall be used for monitoring and evaluation
and 10% for administrative expenditure excluding cost of organizing distribution camp.
 Ministry will provide financial resources and Artificial Limbs Manufacturing Corporation
of India (ALIMCO) shall provide the technical guidance including specifications for each of
the devices.
 After distribution of the assisted living devices, a sample check to the extent of 10% of the
beneficiaries shall be made by the ALIMCO/implementing agencies.
2. PM Adarsh Gram Yojana (PMAGY)

 [Launch] July 2010 from Ganganagar, Rajasthan following the Finance Minister’s declaration
in his Budget Speech delivered on 6.7.2009.
 [AIM] The Scheme aims at integrated development of villages in which the population of
Scheduled Castes is above 50%.
 [History]:
 A total of 1000 villages from Tamil Nadu (225), Rajasthan (225), Bihar (225), Himachal
Pradesh (225) and Assam (100) were selected for the Pilot phase.
 Phase-I: During 2014-15, PMAGY was further extended (Phase-I) to cover another 1500
villages across 11 States.
 Phase-II: All those districts are being considered which have villages with total population
≥ 500 and with more than 50% persons belonging to the Scheduled Castes.
 It is planned that about 3000-3500 new villages will be taken up every year from 2019-20.
As per this selection criteria there are a total of 27000 villages (approx) which are proposed
to be covered under the Scheme by the end of 2024-25.
 To ensure all round development of the selected villages, so that they can indeed become
‘Adarsh Grams’, the said Scheme has been revised in October 2018 to capture the Gaps in 50
critical socio-economic ‘Monitorable Indicators’ as part of 10 Domains. These Domains
include ‘drinking water and sanitation’, ‘education’, ‘health and nutrition’, ‘social security’,
‘rural roads and housing’, ‘electricity and clean fuel’, ‘agricultural practices etc.’, ‘financial
inclusion’, ‘digitization’ and ‘livelihood and skill development’.

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 Components of the Scheme:

o Convergence of the schemes: For providing adequate infrastructure and improving socio-
economic indicators.
o Gap-Filling: Specifically identified developmental requirements of the selected villages
which cannot be met under any of the existing schemes of the Central and State
Governments, would be undertaken from ‘Gap-filling’ fund under this Scheme.
 Development of Drinking Water and Sanitation Infrastructure
 Setting up of Solid and Liquid waste disposal facilities
 Construction of all-weather roads
 Installation of Solar Lights and Street Lights
 Preparation of Village Development Plan (VDP): A comprehensive, realistic & practical

blueprint for development of the selected Village into an ‘Adarsh Gram’ in a time-frame of
about five years.
 [Funding Pattern] ➜
 At the National level, the National
Institute of Rural Development &
Panchayati Raj (NIRD&PR),
Hyderabad, will provide technical
resource support for the Scheme.
 Time limit for utilizing PMAGY
funds will be two years from the
date of release of funds for new
villages and one year for villages
under additional round of
funding.
3. SRMS (Self-Employment scheme for Rehab of Manual Scavengers)

 [Launch] January, 2007
 [AIM] To rehabilitate the remaining manual scavengers and their dependents in alternative
occupations by March, 2009
o Was extended upto March, 2010. Further, it is extended time and again
 The identified manual scavengers, one from each family, would be eligible for receiving Cash
Assistance of ₹40,000 immediately after identification.
 Loan upto a maximum cost of ₹10 lakhs will be admissible under the scheme, and Rs. 15
lakh in case of sanitation related projects like Vaccum Loader, Suction Machine with Vehicle,
Garbage Disposal Vehicle, Pay & Use Toilets etc., which are extremely relevant for the target
group, with high success rate and income.
 Credit linked back-end capital subsidy upto Rs. 3,25,000/-
 The moratorium period to start the repayment of loan will be two years.
o 5 years for projects upto ₹5L and 7 years for projects above ₹5L.
 Beneficiaries would be provided training for courses upto 2 years with stipend @ ₹3,000 pm.
 [Implementing Agency] At national level ➜ NSKFDC or other identified agencies.
4. Scheme Of ‘Venture Capital Fund For Scheduled Castes/Backward

classes’
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 The Scheme has been launched on 16.1.2015.
 [Sponsoring Agency] Department of Social Justice and Empowerment
 [Size of the Scheme] Initial Capital of Rs. 200 Crore, which can be supplemented every year
 [Nature/ Funding] Central Sector Scheme
 [Structure] The scheme would be setup as a fund registered under AIF regulations 2012 under
SEBI with GoI as the Anchor investor and IFCI Ltd. as Sponsor investor. The Scheme is being
implemented by IFCI Venture Capital Fund Ltd., one of the subsidiaries of IFCI Limited.
 Eligibility Criteria
i. The projects being set up in manufacturing and services sector ensuring asset creation out
of the funds deployed;
ii. Startups would also be eligible for finance as per the scheme guidelines;
iii. Women and disabled Scheduled Castes entrepreneurs will be preferred;
 Minimum existence and shareholding criteria:

o If assistance is below Rs.50 lakh, Companies a successor entity of a Proprietary Firm or
Partnership Firm or One Person Company (OPC) or Limited Liability Partnership (LLP) or
any other establishment incorporated under any law should have at least 51% stake
holdings by Scheduled Castes/Backward class entrepreneurs for the past 6 months
with management control
o If assistance is above Rs.50 lakh, Companies a successor entity of a Proprietary Firm or
Partnership Firm or One Person Company (OPC) or Limited Liability Partnership (LLP) or
any other establishment incorporated under any law should have at least 51% stake
holdings by Scheduled Castes/Backward class entrepreneurs for the past 12 months
with management control.
o The SC promoters of Investee Company will not dilute their stake below 51% in the company
till the exit under the scheme.
 Size of Financial Assistance Financial assistance of Rs. 20 lakhs to Rs. 15 Crore is

admissible under the scheme. However, the maximum aggregate assistance cannot be more
than two times the current net worth of the Company.
 For Backward classes Financial assistance of Rs. 20 lakhs to Rs. 5 Crore is admissible under
the scheme. However, the maximum aggregate assistance cannot be more than two times the
current net worth of the Company.
 Interest rate 8% ( For women/divyang 7.75%)
 The tenure of Financial assistance is up to 8 years including moratorium period.
 [Funding Pattern]
o Financial assistance upto Rs 5 Crore - Investment under this category shall be funded
maximum upto 75% of the project cost and the balance 25% of the project cost will be
funded by the promoters;
o Financial assistance above Rs. 5 Crore
 Investment under this category shall be funded maximum upto 50% of the project cost.
At least 25% of the project cost shall be funded by promoters and balance 25% of the
project cost can be funded either by promoters or by the bank or any other Financial
Institutions as the case may be. - For financial assistance above Rs. 5 crore, IFCI Venture
will conduct technical and feasibility study from an independent source.
5. Swachhta Udyami Yojana

 [Launch] 2nd October, 2014
 [Implementation] MoSJE + NSKFDC
 [AIM] Twin objective of cleanliness and providing livelihood to Safai Karamcharis and
liberated Manual Scavengers to achieve the overall goal of “Swachh Bharat Abhiyan”

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 Extends financial assistance for Construction, Operation and Maintenance of Pay and Use
Community Toilets in PPP Mode & Procurement and Operation of Sanitation related Vehicles.
o Rate of interest: 4% pa (Rebate of 1% for women & of 0.5% for timely repayment)
o Maximum subsidy of ₹3.25L payable under SRMS.
o Moratarium period of Six Months.
6. Accessible India Campaign (AIC)/ Sugamya Bharat Abhiyaan
 [Launch] 2015
 [Objective]
o Enhancing the proportion of accessible government buildings
 Conducting accessibility audit of at least 25-50 most important government buildings
and converting them into fully accessible buildings in the selected 50 cities by June 2022
 Converting 50% of all the government buildings of National Capital and all the State
capitals into fully accessible buildings (June 2022)
o Enhancing proportion of accessible airports
 Conducting accessibility audit of all the international airports (June 2022) and domestic
airports (June 2022) & converting them into fully accessible international airports.
o Enhancing the proportion of accessible railway stations. Ensuring that 50% of railway
stations in the country are converted into fully accessible railway stations by June 2022.
o Enhancing the proportion of accessible Public Transport
 Ensuring that 25% of Government owned public transport carriers in the country are
converted into fully accessible carriers June 2022
o Enhancing proportion of accessible and usable public documents and websites that meet
internationally recognized accessibility standards. Ensuring that at least 50% of all public
documents /websites issued by the Central Government and the State Governments meet
accessibility standards by June 2022.
o Enhancing the pool of sign language interpreters
o Enhancing the proportion of daily captioning and sign-language interpretation of public
television news programmes
 Ensuring that 25% of all public television programmes aired by government channels
meet these standards. June 2022
 [Portal] www.accessibleindia.gov.in
7. Grants-in-aid for Voluntary Organizations (VOs):

 The Central Sector scheme of Grant-in- aid to Voluntary and Other Organisation
Working for Scheduled castes was started in the year 1953-54.
 The ministry currently extends assistance to Non-Governmental Organizations working
for the welfare of disadvantaged sections of the society like Scheduled Castes, Other
Backward Classes, Minorities, the Aged, Drug Addicts, Street Children, Disabled under
schemes separately designed to address these target groups.
 Generally all these schemes support projects in the area of education, training,
rehabilitation of the targeted groups. Recurring expenditure on components such as
honorarium to staff, other recurring non-honorarium items such as rent, food expenses,
contingencies, stipend to trainees/students, transport allowances and non-recurring
items such as furniture, equipment, construction of building etc are supported under
these projects.
 The prime objective of the scheme is to enhance the reach of development interventions
of the government and fill the gap in service deficient areas, in the education sector
through the efforts of VOs and other organizations and to provide them environment for
socio-economic upliftment and overall development.

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Eligibility for VOs:
a. Registered under the Societies Registration Act, 1860 or any relevant Act of the State/Union
Territory; or
b. A public trust registered under the law for the time being in force; or
c. A charitable company licensed under Section 25 of the Companies Act, 1956;or
d. Indian Red Cross Society or its branches; and/or
e. Any other public body or institution having a legal status of its own;
 The voluntary organization should have been registered for, at least three years, at the
time of applying for grant under the scheme. This can, however, be waived by the
Secretary, Ministry of Social Justice and Empowerment for reasons to be recorded in
writing, in exceptional cases.
 Number of Scheduled Caste beneficiaries should not be less than 60% in the projects
run by the voluntary organizations.
 It should not run for profit to any individual or a body of individuals.
 Non-Governmental Organizations (NGOs)/ Voluntary Organizations (VOs) must have

had a Bank Account maintained and operated in the name of NGO/VOs for the last
three years.
 Financial assistance of upto 90% of the total project cost will be funded by the
Government and the rest 10% will be borne by the concerned Organization.
8. Credit Enhancement Guarantee Scheme for Scheduled Castes:

o The scheme was launched on 6th May, 2015.
o Rs.200 crore shall be allocated towards credit enhancement facility for young and start-
up entrepreneurships, belonging to Scheduled Castes.
o IFCI Ltd is the Nodal Agency for implementation of the Scheme for issuing the guarantee
to the Banks & FIs (Member Lending Institutions).
o Under the Scheme, Individuals, Sole Proprietorship, Registered companies, Partnerships
& Societies belonging to Scheduled Castes eligible for loans from Rs.15 lakhs and above,
can avail a maximum guarantee cover of Rs.5 crore.
o Registered Companies and Societies/Partnership firms having more than 75%
shareholding by Scheduled Caste entrepreneurs/promoters/members with management
control for the past 12 months;
o The borrower engaged in Manufacturing/Trading / Service sector may be considered for
financial assistance by MLIs.
o Tenure of guarantee- Maximum 7 years or repayment period whichever is earlier

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9. Scheme of Assistance to Disabled Persons for Purchase/Fitting of Aids and Appliances

(ADIP Scheme):
 [Launch] 1981 and valid up to 31.3.2020
 Objective of the Assistance to Disabled persons for purchasing / fitting of aids / appliances
 The scheme is implemented through implementing agencies such as the (Artificial Limbs
Manufacturing Corporation of India (ALIMCO)/National Institutes/Composite Regional
Centres/District Disability Rehabilitation Centres/ State Handicapped Development
Corporations/ NGOs, etc.)
 Eligibility of the Beneficiaries:
o He/she should be an Indian citizen of any age.
o Should be certified by a Registered Medical Practitioner that he/she is disabled and fit to
use prescribed aid/appliance. Holds a 40% Disablement Certificate.
o Monthly income from all sources does not exceed Rs. I 5000/ per month for 100%
concession and Rs.15001/- to Rs.20,000/- per month for 50%concession.
o Persons who have not received assistance from the Government, local bodies and Non-
Official Organisations during the last 3 years for the same purpose. However, for children
below 12 years of age this limit would be 1 year.
 Aids/appliances which do not cost more than Rs. 10,000/ - are covered under the Scheme for
single disability. In the case of student with disability, beyond IX class, the l unit is Rs12, 000/.
 Assistive aids and appliances are distributed to the children below 14 years of age and those
attending Schools under the Sarv Shiksha Abhiyan Scheme of the Ministry of Human Resource
Development (MHRD) (ALIMCO 40% MHRD 60%)
10. Scheme for Implementation of Rights of Persons with Disabilities Act, 2016 (SIPDA):
 This Ministry has been implementing Scheme for Implementation of Rights of Persons with
Disabilities Act, 2016 (SIPDA) for providing financial assistance for undertaking various activates
outlined in the PwD Act.
 The PwD Act, 2016 endorses the rights of Persons with Disabilities for access to education, vocational
training, employment, public transport, built environment, information and communication and
upholds their independence and dignity.
 The Ministry has been releasing funds under the Scheme since 1999 after the implementation of the
provisions of the Persons with Disabilities (Equal Opportunities, Protection of Rights and Full
Participation) Act, 1995.
 SIPDA Scheme, a Central Sector Scheme, has been approved for continuation during the
14thFinance Commission period i.e. upto 2019-20. All components of DDRCs will be funded under
the SIPDA Scheme only. Four other independent Schemes of the Department viz. Awareness
Generation Scheme, Research & Development, In-service Training and Incentives to Employees, have
also been merged with the SIPDA Scheme.

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11. DEENDAYAL DISABLED REHABILITATION SCHEME: 2018: DDRS is a Central Sector

scheme of the Department to provide grant-in-aid to NGOs for projects relating to rehabilitation of
persons with disabilities aimed at enabling them to reach and maintain their optimal, physical, sensory,
intellectual, psychiatric and socio-functional levels.
Objective: To encourage voluntary action for ensuring effective implementation of the Rights of Persons
with Disabilities Act, 2016.
 The following categories of organizations shall be eligible for applying for financial assistance
under this scheme:
o Organisations registered under Societies of Registration Act, 1860 or Public Trust
Act or a not for profit company under section 8 of the Companies Act, 2013.
o Registered under Persons with Disabilities Act, 1995 / Rights of Persons with
Disabilities Act, 2016.
o In existence for a minimum period of two years.
The list of model projects under revised DDR Scheme has been reduced from 18 to 9.
Activities/components admissible for grant under DDRS

 Honorarium to staff
 Transportation of beneficiaries
 Stipend for beneficiaries/hostel maintenance
 Cost of Raw Materials
 Contingencies to meet office expenses, electricity and water charges
 Rent.
According to Census 2011, there were about 2.68 crore persons with disabilities in India,
constituting 2.21% of the total population in the country.
12. ANUBHAV platform

 [Launch] 2015
 For display of commendable work done by retiring employees
 Only for Central government employees
 [Portal] www.pensionersportal.gov.in/anubhav
13. SANKALP Platform for Pensioners

 For useful societal intervention on voluntary basis
BABU JAGJIVAN RAM CHHATRAWAS YOJNA (BJRCY): This scheme for

construction of hostels is one of the means to enable and encourage students belonging to
Scheduled Castes (SC) to attain quality education.
o The scheme is implemented by Ministry of Social Justice and Empowerment.
o The scheme of construction of hostels for SC girls is in operation from the Third Five Year
Plan (1961-66), the same for boys was started with effect from the year 1989-90.

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o The primary objective of the revised scheme is to attract implementing agencies for
undertaking construction of hostels, especially for SC girls, towards the broader vision of
containment and reduction of their dropout rate. The other objectives are:
 having a girls/ boys hostel with a capacity of 100 seats, in every block
headquarters of low literacy districts not having one as of now, by way of
priority,
 repairing and proper maintenance of hostels,
o The scheme is implemented through the State Governments, Union Territory

Administrations and the Central & State Universities/ Institutions.
o Cost Norms:The cost norms for construction/expansion of girls and boys hostels will be as
under:
o North Eastern Region : Rs.3.50 lakh per inmate
o Northern Himalayan Regions : Rs.3.25 lakh per inmate
o Gangetic Plains &Lower : Rs.3.00 lakh per inmate Himalayan Region
o In addition to the admissible central assistance under the Scheme, a one-time grant
of Rs.5000/- per student would also be provided for making provisions of a cot, a
table and a chair for each student and for common facilities like Television,
Computer, Kitchen equipment, etc.
Funding:
o For Girls Hostels: 100% central assistance would be provided to the State Governments/
UT Administrations and Central & State Universities/ Institutions, as per the cost norms
prescribed above.
o For Boys Hostels:
(a) 50% central assistance would be provided to State Governments on matching share
basis.
(b) 100% central assistance to UT Administrations.
(c) 90% central assistance to Central Universities/Institutions. The remaining 10% cost is
to be borne by the Central University/ Institution concerned.
(d) For State Universities/ Institutions, the central assistance would be 45%. The remaining
55% cost is to be borne by the State University/Institution and the State Government/UT
Administration concerned in the ratio of 10:45
o Note: In case the State Governments/ UT Administrations concerned do not contribute their
expected share of 45% to the State Universities/ Institutions as prescribed above, the share
of the former will also have to be borne by the Universities/ Institutions, by raising their
contribution to 55%.
o STRENGTH OF THE HOSTELS :

o The capacity per hostel should not normally exceed 100 students. In exceptional
cases, hostels with larger capacities (maximum upto 250 students) can be
considered.
o Each hostel room should accommodate at least 2-3 students.
o No single room accommodation would be provided in the hostels constructed under
the scheme.
 About: Babu Jagjivan Ram: He was a leader who worked for rights of SC, also a freedom
fighter and Elected in Interim Government on 2 September 1946 as the Minister of Labour.

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Schemes by Department of Social Justice & Empowerment
 Pre-Matric Scholarship to the Children of those engaged in occupations involving
cleaning and prone to health hazards:
Target Group: Under the scheme financial assistance is provided for pre-matric education
(Classes I to X) to children of the following target groups, irrespective of their caste or
family income:
a) Persons who are Manual Scavengers as defined under Manual Scavengers Act. 2013
b) Tanner& Flayers
c) Waste pickers
d) Persons engaged in hazardous cleaning as defined in the Manual Scavengers Act 2013
Assistance under the scheme consists of two components, viz.

a) Monthly Scholarship (for 10 months)
b) Annual Ad hoc Grant (to cover incidental expenses like stationery, uniform, etc.)
 CENTRAL SECTOR SCHOLARSHIP SCHEME OF TOP CLASS EDUCATION FOR SC

STUDENTS:
o The scheme will cover SC students for pursuing studies beyond 12th class and will continue
till the completion of course.
o The ceiling of total annual family income from all sources under the Scheme is Rs. 6.00
lakh.
o Thirty percent (30%) of slots allotted to the Institute shall be reserved for eligible SC girl
students as per their inter-se merit. In absence of sufficient number of girl students, the
slots may be transferred to eligible boy students as per their merit.
o However, the 30% slots as mentioned above will not include those girl students who are
selected on the basis of their performance in the overall merit list of SC students of the
Institute.
o The benefit of the Scheme will not be provided to more than 2 siblings in a family.
o The scholarship will be terminated if the student fails to pass the final examination of each
year or any terminal examination or semester examination prescribed. He will, however,
remain eligible for the Post-Matric Scholarship.
o All the IIMs / IITs/ IIITs / AIIMS/ NIFT/ NID/ Indian Institutes of Hotel Management,
National Law Universities and other Central Government Institutes will be eligible to be
included in the Scheme.
o The Scheme will be funded by the Ministry of Social Justice and Empowerment on 100%
basis.
o The SC students, who secure admission in the notified institutions, will be awarded
scholarship to meet the requirements for full tuition fee and non-refundable charges (there
will be a ceiling of Rs. 2.00 lakhs per annum per student for private sector institutions and
Rs.3.72 lakhs per annum per student for the private sector flying clubs for Commercial Pilot
Training and Type Rating Courses).
o Living expenses to the beneficiary @ Rs. 2220/- per month per student. However, the
advance payment of living expenses, to be paid directly by the Central Government, through
Direct Benefits Transfer mode.
o A latest computer with accessories like UPS, Printer, Multi-media limited to Rs. 45000/-
per student as one time assistance during the course.
o Total 1500 scholarships per year. The remaining students from SC category admitted in the
institute in different courses shall be eligible for the Post-Matric Scholarship (PMS).
 Scheme of Free Coaching for SC, OBC Students:

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o The objective of the Scheme is to provide coaching of good quality for economically
disadvantaged Scheduled Castes (SCs) and Other Backward Classes (OBCs), candidates to
enable them to appear in competitive examinations and succeed in obtaining an appropriate
job in Public/Private Sector.
o Courses for coaching: Coaching is provided for: Group A and B examinations conducted
by the Union Public Service Commission (UPSC), the Staff Selection Commission (SSC), the
Railway Recruitment Boards (RRBs) & State Public Service Commissions; Officers’ Grade
examinations conducted by Banks, Insurance Companies and Public Sector Undertakings
(PSUs); Premier Entrance Examinations for admission in Engineering, Medical, Professional
courses like Management & Law; and Eligibility tests/examinations like SAT, GRE, GMAT
and TOEFL.
o The Scheme is implemented through reputed coaching institutions/centres run by the
Central Government/ State Governments/ UT Administrations/ PSUs/ Autonomous Bodies
under Central/ State Governments Universities (both Central and State) including the
Deemed Universities and Private Universities recognized by concerned authority; and
Registered private institutions/ NGOs.
o The Ministry of Social Justice and Empowerment, Government of India will fund the
entire expenditure of coaching provided to SC/OBC candidates.
o Grant-in-aid is released directly to the coaching institutions/ centres concerned. The eligible
amount of stipend for the students is paid to them through DBT.
o The ratio of SC and OBC students to be coached under the Scheme will be 70:30. In case
of non-availability or inadequate availability of candidates in a particular category, the
Ministry can relax this ratio.
o Only students belonging to SCs and OBCs having total family income from all sources of
Rs.6.00 lakh or less per annum will be eligible for benefits under the Scheme.
o Monthly stipend of Rs.2500/- per student is paid for local students for attending the
coaching class. Similarly, Rs.5000/- per student is paid per month for outstation
students.
o Students with disabilities (equal to or more than 40% disability) are also be eligible for
Special Allowance of Rs. 2000/- per student per month towards reader allowance, escort
allowance, helper allowance, etc.
 Construction of Hostels for OBC Boys and Girls: The scheme aims at providing hostel
facilities to students belonging to socially and educationally backward classes, especially from
rural areas to enable them to pursue secondary and higher education.
 The cost per hostel seat in different areas are as follows :

a. North Easter Regional : Rs.3.50 Lakh per seat.
b. Himalayan Regions : Rs.3.25 Lakh per seat.
c. Rest of country : Rs.3.00 Lakh per seat
 Private institutions / NGOs have been discontinued for central assistance under the
scheme.
 The cost of construction for Boys hostels is shared between the Centre and the State in
60:40 ratio. For the Girls hostels the ration is 90:10.
 In case of Union Territories, the Central Assistance is 100% and for North Eastern and
Himalayan States, it is 90%.
 Eligible institutions:
(i) State Governments and UT Administrations;
(ii) Institutions or organizations set up by the Central Government as autonomous bodies
under a statute (e.g. Central Universities, IIT, NIT, etc.).

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 Dr. Ambedkar Scheme of Post Matric Scholarship for Economically Backward Classes
(EBCs)
o This is a Centrally Sponsored Scheme being implemented through the State Government
and Union Territories.
o The objective of the scheme is to provide financial assistance to the EBC students
studying at Post – Matriculation or Post Secondary stage.
o The income ceiling of parents / guardians for eligibility is Rs. 1.00 lakh per annum
(including self income, if employed).
 Dr. Ambedkar Scheme of Pre-Matric and Post-Matric Scholarship for DNTs:

 This is a Centrally Sponsored Scheme launched w.e.f. 2014-15 for the welfare of those DNT
students who are not covered under SC. ST and OBC.
 The income ceiling for eligibility is Rs.2.00 Lakh per annum.
 This scheme is implemented through State Governments /UT Administrations. The
expenditure is shared between Centre and State in 75:25 ratio.
 The rates for Class 1 to Class VIII is Rs.100 per student per month and for Class IX to X, it
is Rs.150 per student per month. The scholarship is given for 10 months in a year.
 The rates under different Post Matric Courses range between Rs.1200 per month and
Rs.380 per month for hostellers. For the day scholars, the range is Rs.550 to Rs.230 per
month
 Nanaji Deshmukh scheme of Construction of Hostels for DNT boys and Girls:
 The scheme aims at providing hostel facilities to students belonging to those DNT students
who are not covered under SC,ST or OBC, to enable them to pursue secondary and higher
education.
 The income ceiling for eligibility is Rs.2.00 lakh per annum.
 The Central Government will provide a maximum of 500 seats per annum throughout the
country.
 The cost norms under the scheme is Rs.3.00 lakh per seat for the hostel (which is set
between
Centre and State in 75:25 ratio) and Rs.5000/- per seat for furniture.
 All Schemes for PwDs are implemented by Department Of Empowerment Of Persons With
Disabilities (Viklangjan Sashaktikaran Vibhag) under MoSJE:
 Free Coaching for Students with Disabilities (For appearing in competitive examination
for jobs in Government/Public Sector and admission to technical and professional
courses:
o Parental income: Should not exceed Rs. 6 lakh per annum
o Courses for coaching: Coaching is provided for: Group A and B examinations
conducted by the Union Public Service Commission (UPSC), the Staff Selection
Commission (SSC), the Railway Recruitment Boards (RRBs) & State Public Service
Commissions; Officers’ Grade examinations conducted by Banks, Insurance Companies
and Public Sector Undertakings (PSUs); Premier Entrance Examinations for admission
in Engineering, Medical, Professional courses like Management & Law; and Eligibility
tests/examinations like SAT, GRE, GMAT and TOEFL.
o The Scheme is implemented through reputed coaching institutions/centres run by the
Central Government/ State Governments/ UT Administrations/ PSUs/ Autonomous
Bodies under Central/ State Governments Universities (both Central and State)
including the Deemed Universities and Private Universities recognized by concerned
authority; and Registered private institutions/ NGOs.

Crack Grade B 15
o Monthly stipend of Rs.2500/- per student is paid for local students for attending the
coaching class. Similarly, Rs.5000/- per student is paid per month for outstation
students.
o Students with disabilities (equal to or more than 40% disability) are also be eligible for
Special Allowance of Rs. 2000/- per student per month towards reader allowance, escort
allowance, helper allowance, etc.
Vanchit Ikai Samooh aur Vargon ko Aarthik Sahayata Yojana (VISVAS

Yojana) for SC (MoSJ&E)
Objectives
Under this scheme, interest subvention will be provided to Self Help Groups
with 100% Scheduled Castes (SC) members and SC individuals who have taken
loan for various income generating activities from those Lending Institutions
who have signed MoA with National Scheduled Castes Finance & Development
Corporation (NSFDC).
Public Sector Banks (PSBs), Regional Rural Banks (RRBs) and similar financial
institutions hereinafter referred to as Lending Institutions.
Eligibility
a) Members of Scheduled Castes (SC), as notified by Central
Government/State Governments from time to time.
b) Applicant’s annual family income should be less than Rs. 3.00 Lakh.
c) SHGs must be registered with NRLM/NULM/NABARD with more than two
years of credit history
d) SHGs/Individuals must have made all repayments timely to be eligible
for Interest Subvention
e) All SC Antoday Anna Yojana (AAY) card holders, and SC individuals facing
three or more Deprivations in terms of SECC-2011, as per records available at
the relevant BDO Office shall be eligible for Interest Subvention.
f) All SC beneficiaries involved in Agricultural activities and getting coverage
under the PM Kisan shall be eligible for coverage under Interest Subvention
g) ALL CLAIMS TO BE FILLED ONLINE INTO VISVAS PORTAL.

Salient Features
(i) Maximum loan limit (for SHG) : Rs. 4.00 Lakh
(ii) Maximum loan limit (for individual) : Rs. 2.00 Lakh
(iii)Maximum Subvention Amount : @5% p.a.
Mode of payment of Subvention
Through Direct Transfer of Subvention Amount into operating account of SHG
or Individual
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Period of Scheme
Valid for 2020-21 as of now. Further extension contingent on the evaluation of
the Scheme by way of its impact assessment.
Vanchit Ikai Samooh aur Vargon ko Aarthik Sahayata Yojana (VISVAS
Yojana) for OBC (MoSJ&E)
Objectives
Under this scheme, interest subvention will be provided to Self Help Groups
with 100% OBC members and OBC individuals who have taken loan for various
income generating activities from those Lending Institutions who have signed
MoA with National Backward Classes Finance and Development Corporation
(NBCFDC).
Public Sector Banks (PSBs), Regional Rural Banks (RRBs) and similar financial
institutions hereinafter referred to as Lending Institutions.
Eligibility
a) Members of Backward Classes, as notified by Central Government/State
Governments from time to time.
b) Applicant’s annual family income should be less than Rs. 3.00 Lakh.
c) SHGs must be registered with NRLM/NULM/NABARD with more than two
years of credit history
d) SHGs/Individuals must have made all repayments timely to be eligible
for Interest Subvention
e) All OBC Antoday Anna Yojana (AAY) card holders, and OBC individuals
facing three or more Deprivations in terms of SECC-2011, as per records
available at the relevant BDO Office shall be eligible for Interest Subvention.
f) All OBC beneficiaries involved in Agricultural activities and getting
coverage under the PM Kisan shall be eligible for coverage under Interest
Subvention
g) ALL CLAIMS TO BE FILLED ONLINE INTO VISVAS PORTAL.
Salient Features
(i) Maximum loan limit (for SHG) : Rs. 4.00 Lakh
(ii) Maximum loan limit (for individual) : Rs. 2.00 Lakh
(iii)Maximum Subvention Amount : @5% p.a.
Mode of payment of Subvention
Through Direct Transfer of Subvention Amount into operating account of SHG
or Individual
Period of Scheme

Crack Grade B 17
Valid for 2020-21 as of now. Further extension contingent on the evaluation of
the Scheme by way of its impact assessment
Atal Vayo Abhyuday Yojana (AVYAY): [Formerly National Action Plan for Senior Citizens
(NAPSrC)]
 As per the Report of the Technical Group on Population Projections for India and
States (2011-2036) submitted to National Commission on Population, Ministry of
Health and Family Welfare the population of senior citizens in India is projected to
increase from 10.38 crore in 2011 to 23 crores in 2036. The total population of
India is projected to increase from 121.10 crore in 2011 to 152.20 crore in 2036.
Therefore the percentage of senior citizens against total population is expected to
increase from 8.4% to 14.9%.
 Objective of scheme: Building an envisioned society by providing access to all Indian Sr
citizens adequate food, water, shelter, clothing, health care, financial and social security,
recreation, required opportunities and resources for their self-fulfillment and empowerment
with development of a formal and informal social support system.
 Duration: Financial Year 2021-22
 Released by: DEPARTMENT OF SOCIAL JUSTICE AND EMPOWERMENT,
MINISTRY OF SOCIAL JUSTICE AND EMPOWERMENT
 Development objectives of the NAPSrC are to work on the following components to
fulfil the vision and mission of the scheme: 1) Financial Security 2) Health Care and
Nutrition 3) Shelter and Welfare 4) Protection of life and property of Senior Citizens 5) Active
and Productive Ageing with Intergenerational Bonding and Skill Development 6)
Accessibility, transport and Age friendly environment 7) Awareness Generation and
Capacity Building 8) Promoting Silver Economy: senior friendly industrial goods and
services in the society 9) Research and Study 10)Project Management
 The Scheme will be fully financed (100% funded) by the Central Government from 'Senior
Citizens' Welfare Fund' (SCWF).
Shelter and Health for Sr Citizens: 180 projects, 175800 Beneficiaries under this to be covered.
The scheme has 02 sub-schemes:-
A. Integrated Programme for Senior Citizens (IPSrC)
B. State Action Plan for Senior Citizens (SAPSrC)
Rashtriya Vayoshri Yojana (RVY): A Scheme for providing Physical Aids and Assisted Living
Devices for Senior Citizens below poverty line & with the family income not exceed to Rs. 15,000/-
per month. 86 districts to be covered, 90300 beneficiaries.
Health and Nutrition support for indigent elders:
 To identify 10,000 Gram Panchayats for running Poshan Abhiyan among the elders with
the coordination with the State Govt concerned.
 To address the malnutrition problem in 3.5 lakh destitute and indigent elders through
nutritional meal.
 To use the anganwadi centre as a day care centre for the elders.
Livelihood and Skilling Initiatives for Senior Citizens: To provide the senior citizens ways and
means for achieving right to happy, healthy and dignified ageing through financial independence.
To encourage the senior citizens of the country to form Self Help Groups for keeping themselves
engaged for carrying out activities that may result into marketable products. This scheme has two
programmes:

Crack Grade B 18
 Senior Able Citizens for Re-Employment in Dignity (SACRED)-Portal: An amount of Rs.
10 Cr would be provided for funding for the platform development along with maintenance
grant of @ Rs. 2 Cr per year for 5 year for its maintenance.
 Action Groups Aimed at Social Reconstruction (AGRASR Groups):
o Elders above 60 Yrs. Priority may be given to the deprived households as per SECC
2011.
o Scope of the Programme is to create and make Sr citizen Self-Help Group functional
and self-sufficient at each village level across the Nation.
o Each AGRASR /Self Help group will receive honorarium of Rs. 50,000 in two
instalments every year. Apart from this, the institution where they are working can
also give them honorarium based on their ability.
o For each Implementing agency i.e NGO/Trust/Charity/Society, there would be an
annual grant-in-aid of Rs. 5,000 per AGRASR group which is functioning well.
Promoting silver economy: Equity participation in the Start Up for elderly care:
 In accordance with the Govt policy to promote out-of-the-box and innovative solutions for
the commonly faced problems, innovative start-ups would be identified and encouraged for
developing products, processes and services for the welfare of the elderly.
 The initiative would be implemented by the National Institute of Social Defence (NISD).
 The selected 20 start-ups/start-up ideas can be provided equity support of upto Rs.1 crore
per project/per start up while ensuring that the total Govt equity in the start-up should not
exceed 49%.
Initiative for Channelization of Corporate social responsibility (CSR) funds for elderly care:
Under Schedule VII of Section 135 of the Companies Act, setting up old age homes, day care
centres and such facilities for Senior Citizens is an approved item for CSR funding.
Government will mobilise Rs.5,000 Cr over the next 5 years from the CSR funds for the elderly
care projects.
Media, advocacy, Capacity building, Research and Study, Pilots and any other project aimed
towards the welfare of the senior citizens and falling under the scope and coverage of the
NAPSrC through NISD:
 National Institute of Social Defence (NISD), an autonomous body of this Department is

expected to be the resource centre on senior citizens in the country.
 National Helpline on toll free short code 14567 shall be made operational for Registration
of grievances, redressal of Grievances and Monitoring of the performance of States.
 Awareness Generation for welfare of Senior Citizens by NISD in collaboration with Regional
Resource and Training Centres (RRTCs).
‘Sampark- In the hour of need’:

Keeping in view of the very grave situation in the affected areas in Odisha, West Bengal which were
hit by a Super Cyclone in May 2019, the National Trust has planned to introduce a rehabilitation
scheme named ‘Sampark- In the hour of need’ for providing necessary support to Divyangjan in
case of a natural calamity like- Cyclone, Earthquake, flood etc. for a period of 100 days, to
commence from the first day of each programme.
Puri, Khurda, Cuttack, Kendrapade, Jagatsinghpur, Balasore and Bhadrak of Odisha and 3
affected districts i.e. South 24 Parganas, North 24 Parganas and one block of east Medinipur in
the deltaic region of Sunderbans of West Bengal.
The scheme has been extended for 100 days till 27.05.2022.

Crack Grade B 19
The National Trust is implementing this scheme through the following steps:
1. More and more NGOs of the affected areas to be registered with National Trust on priority
basis.
2. Special Drive to identify Divyangjan living in their own family and those without family
and living in cyclone affected areas.
3. Special drive for issuance of Disability Certificate to these beneficiaries will be organized
by the National Trust in collaboration with the State Government.
4. All identified beneficiaries of the National Trust to be enrolled under Niramaya- Health
Insurance scheme.
5. Disha / Vikaas / Samarth / Gharaunda scheme may be sanctioned in the affected areas.
National Action Plan for Drug Demand Reduction (NAPDDR):
In order to prevent the Substance use and dependence in the Country, the Ministry formulated
and enacted National Action Plan for Drug Demand Reduction (NAPDDR) (2018- 2025)
The Revised Scheme shall be effective from 1st April, 2020.
The prime objective is to focus on preventive education, awareness generation, identification,

counselling, treatment and rehabilitation of individuals with substance dependence, training and
capacity building of the service providers through collaborative efforts of the Central and State
Governments and Non-Governmental Organizations.(UGC, AICTE,NYKS,NSS,KVS,NCERT,SCERT,
ULBs, PRIs etc.)
financial assistance is provided to 'NGOs/VOs for running and maintenance of Integrated

Rehabilitation Centres for Addicts (IRCAs), Community based peer Led Intervention (CPLI) for early
Drug Use Prevention among Adolescents and Outreach and Drop In Centres (ODIC) and Addiction
treatment facilities (ATFs) in Government Hospitals'.
Institutions would be eligible to receive Grants up to 100% for conducting the programmes
An Annual Action Plan (AAP) will be prepared during each financial year for carrying out preventive
education and awareness generation programmes in collaboration with organizations/institutions.
Financial assistance would then be provided as per AAP to the NISD and/or State Governments
or other organizations.
The National Institute of Social Defence (NISD), New Delhi, an autonomous body under the
administrative control of the Ministry of Social Justice and Empowerment, is the nodal training
and research Institute for interventions in the area of Social Defence.
PM-DAKSH (Pradhan Mantri Dakshta Aur Kushalta Sampann Hitgrahi) Yojana
 PM-DAKSH (Pradhan Mantri Dakshta Aur Kushalta Sampann Hitgrahi) Yojana is a

National Action Plan for skilling of marginalized persons covering SCs, OBCs, EBCs,
DNTs, Sanitation workers including waste pickers.
 It is being implemented from the year 2020-21.
 The scheme has been made trainee centric providing the facilities for (i) online
registration (ii) selection of job roles (iii) selection of training institutes and (iv) place
of training to trainees in PM-DAKSH portal.

Crack Grade B 20
 The govt has approved the scheme with a target to skill
around 2,71,000 SC/OBC/EBC/DNT persons, Safai Karamcharis including Waste
Pickers during next five years (2021-22 to 2025-26) with a budget outlay
of Rs.450.25 crore.
 The interested candidates may register themselves at pmdaksh.dosje.gov.in or on Mobile
App “PM-DAKSH” to be downloaded from Google Play Store.
 The following sections of the target groups:
1. Artisans– to improve their revenue generation capacities within their practicing
vocations;
2. Women - to facilitate them to go in for self-employment thereby financially empowering
them without neglecting their domestic activities; and
3. Youth from the target groups - may acquire long-term training and specialization in
employable vocations giving them better standing in the job market.
 Key Features of the Scheme :
o Free of cost training for the trainees through 100% grants by the Government.
o Stipend of Rs. 1,000 to Rs. 1,500 per month per trainee for trainees having 80% and
above attendance in short term and long-term training.
o Wage compensation @ Rs.3000 per trainee (Rs.2500 as per PM-DAKSH and Rs.500
as per Common Cost Norms for trainees having 80% and above attendance in
Reskilling/Up-skilling)
o Trained candidates to be provided with certification after successful completion of
training and assessment.
o Trained candidates to be provided placement after assessment and certification
o Training programmes are organized in broad pursuance of Common Norms
issued by Ministry of Skill Development and courses are National Skill
Qualification Framework (NSQF) aligned. Accordingly, sector skill councils
(SSCs) /TIs providing Skill Development Training Programme (SDTP)
under PM-DAKSH Yojana are required to provide wage/self employment to
the trained candidates to the extent of 70%.
o The sanctioned amount of Training Cost will be released in two installments of 50%
each.
 It is implemented by the three Corporations under the Ministry:

o National Scheduled Castes Finance and Development Corporation (NSFDC),
o National Backward Classes Finance & Development Corporation (NBCFDC),
o National Safai Karamcharis Finance and Development Corporation
(NSKFDC).
 Candidates of age group 18-45 years belonging to any of the following categories
can apply for the training programme under PM-DAKSH:
o Persons belonging to Scheduled Castes
o Other Backward Classes (OBCs) having Annual Family Income below Rs. 3.00
Lakh
o Economically Backward Classes (EBCs) having Annual Family Income below
Rs. 1.00 Lakh
o De-Notified, Nomadic and Semi-Nomadic Tribe (DNT)
o Transgender(TG) community
o Safai Karamcharis (including waste pickers) and their dependants.
 Types of Skill Development Training Programme (SDTP):

o Up-skilling/Re-skilling:

Crack Grade B 21
 The training is largely intended for rural artisans, domestic workers,
sanitation workers etc. on the vocation of practice, such as pottery,
weaving, carpentry, waste segregation, domestic workers, etc. along
with financial and digital literacy.
 Duration: 32 to 80 hours and spaced over up to one month.
 Training cost will be limited to the extent of Common Cost Norms,
besides Rs.2,500 to trainees towards compensation of wage loss.
o Short Term Trainings (focus on wage/ self-employment):
 Training is provided for various job roles as per National Skill
Qualification Framework (NSQF)/ National Occupational Standard
(NOS), as issued by MSDE.
 Focus is laid on wage/self-employment opportunities such as self-
employed tailors training, furniture making, food processing, etc. along
with financial and digital literacy. Duration: Normally 200 to 600 hours
and up to six months, as stipulated in National Occupational Standards
(NOS) and Qualification Packs (QPs).
 Training cost will be limited to the extent of Common Cost Norms
(CCNs), besides stipend to trainees in case of non-residential training
o Entrepreneurship Development Programmes (EDP):
 This is targeted towards SC and OBC youth who have preferably
undergone skill training under the Pradhan Mantri Kaushal Vikas
Yojana (PMKVY) and are having an entrepreneurial bent of mind.
 Curriculum to be modelled on the programmes of Ministry of Rural
Development (MoRD) being implemented by the Rural Self Employment
Training Institutes (RSETIs). To be conducted by Rural Self
Employment Training Institutes (RSETIs), National Institute for
Entrepreneurship and Small Business Development (NIESBUD), Indian
Institute of Entrepreneurship (IIE) and other similar organizations.
 Includes sessions on Business Opportunity Guidance, Market Survey,
Working Capital and its Management, Business Plan Preparation etc.
 Duration: Normally 80-90 hours (10-15 days) or as stipulated by MoRD.
 Training cost as per norms of MoRD/Common Cost Norms (CCN).
o Long-Term Courses (focus on wage/self-employment):
 This provides Long-Term Training in sectors having good demand in job
market for wage-placement of trained candidates.
 Training programmes will be as per National Skills Qualifications Framework
(NSQF), National Council for Vocational Training (NCVT), All India Council for
Technical Education (AICTE), Ministry of Micro, Small & Medium Enterprises
(M/o MSME) etc. in areas such as production technology, plastic processing,
apparel technology, health care sector, etc.
 Duration: Five months and above and usually up to one year (up to 1000
hours), as stipulated by the concerned board/regulatory body of the training
centre.
 Training cost as per CCN or as stipulated by concerned Board besides stipend
for non-residential programmes.

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SMILE: Support for Marginalized Individuals for Livelihood and Enterprise:
Union Minister for Social Justice & Empowerment Dr. Virendra Kumar launched the Central Sector scheme
“SMILE: Support for Marginalized Individuals for Livelihood and Enterprise.
The scheme includes two sub-schemes-
 ‘Central Sector Scheme for Comprehensive Rehabilitation for Welfare of Transgender Persons’
 ‘Central Sector Scheme for Comprehensive Rehabilitation of engaged in the act of Begging’
Budget/Time: Rs. 365 Crore for the scheme from 2021-22 to 2025-26.
Central Sector Scheme for Comprehensive Rehabilitation for Welfare of Transgender Persons
‘includes the following components-
 Scholarships for Transgender Students: Scholarships for students studying in IX and till post-
graduation to enable them to complete their education.
 Skill Development and Livelihood: Skill Development and Livelihood under PM-DAKSH scheme of
the Department.
 Composite Medical Health: A comprehensive package in convergence with PM-JAY supporting
Gender-Reaffirmation surgeries through selected hospitals
 Housing in the form of ‘Garima Greh’: Shelter Homes ‘Garima Greh’ where food, clothing,
recreational facilities, skill development opportunities, recreational activities, medical support etc. will
be provided
 Provision of Transgender Protection Cell: Setting up of Transgender Protection in each state to
monitor cases of offences and to ensure timely registration, investigation and prosecution of offences.
 E-Services (National Portal &Helpline and Advertisement) and other Welfare Measures.
‘Central Sector Scheme for Comprehensive Rehabilitation of engaged in the act of Begging’
Survey and identification: Survey and Identification of beneficiaries shall be carried out by the Implementing
Agencies.
Mobilization: Outreach work will be done to mobilize the persons engaged in begging to avail the services
available in the Shelter Homes.
Rescue/Shelter Home: The shelter homes will facilitate education for children engaged in the act of Begging
and children of persons engaged in the act of Begging.
Comprehensive resettlement: Pilot projects on Comprehensive Rehabilitation in ten cities namely Delhi,
Bangalore, Chennai, Hyderabad, Indore, Lucknow, Mumbai, Nagpur, Patna and Ahmedabad.
‘Senior Able Citizens for Re-Employment in Dignity (SACRED): A unique & innovative
technology-driven Employment marketplace, to bring together both Job providers & Job
seekers on a transparent online portal, where Private & Public sector enterprises across
sectors can share their demand for human resources, and also help Senior experienced
citizens having diverse & relevant skillsets, to get themselves registered for visibility of the
emerging workplace demands, and apply for relevant job opportunities.
Scholarships for Higher Education for Young Achievers Scheme (SHREYAS) (OBC & Others)
- 2021-22 to 2025-26:
The scheme Scholarships for Higher Education for Young Achievers Scheme- SHREYAS, has been
proposed to implement during the 2021-22 to 2025-26 by placing two ongoing Central Sector
schemes for OBC and others namely – (i) National Fellowship for OBC (ii) Dr. Ambedkar Central

Crack Grade B 23
Sector Scheme of Interest Subsidy on Educational Loans for Overseas Studies for Other Backward
Classes (OBCs) and Economically Backward Classes (EBCs).
(i) National Fellowship for OBC Students:

 1000 Junior Research Fellowships per year to undertake advanced studies and research
leading to M.Phil. /Ph.D. Degrees, who have qualified in the following tests: i. National
Eligibility Test ) – Junior Research Fellowship (NET-JRF) of UGC (for Humanities/Social
Sciences) or ii. UGC-Council of Scientific and Industrial Research (UGC-CSIR) NET-JRF
Joint Test (for Sciences)
 The scheme covers all universities/institutions recognized by the University Grants
Commission (UGC) and are implemented by the UGC itself
 The UGC is the nodal agency for implementing the scheme..
 The total number of slots for NFOBC under the scheme is 1000 per year. Out of 1000 slots
available under this scheme, 750 will be allocated for the subjects under National Eligibility
Test – Junior Research Fellowship (NET-JRF) of UGC and remaining 250 UGC-Council of
Scientific and Industrial Research (UGC-CSIR) NETJRF joint test (for Science streams).
 These 1000 slots will be over and above the OBC Students selected under the normal
reservation policy of the Government.
 Payment of fellowship and any other admissible allowance shall be made to beneficiaries
through their bank account on DBT mode.
Eligibility:
 Eligibility conditions are as per notification for UGC-NET and CSIR-UGC-NET
examinations. The other Backward Class (OBC) candidates qualifying for the award of
NFOBC will be eligible to receive fellowship subject to finding placement in the
University/IITs/Institutions. The validity period of the offer is 3 years with effect from the
date of issue of JRF Award letter.
 However, in case of candidates who have already joined M.Phil. /Ph.D. the date of
Commencement of fellowship shall be form the date of declaration of result of NFOBC or
date of their joining, whichever is later.
 Students belonging to Other Backward Class (OBC) category once considered eligible for
the fellowship shall not be entitled to any other benefits from Central or State Government
or any other body like UGC.
 Only those, doing regular and full time M.Phil. /Ph.D. course of a University/research
Institution shall be eligible for the fellowship.
 After two years, if the progress in the research work of the awardee is found satisfactory,
his/her tenure will be extended for a further period of three years as Senior Research Fellow
(SRF).
 The total period of award of JRF and SRF shall not exceed a period of 5 years.
 At least 5% of the total seats should be reserved for students with disabilities while making
selection of candidates for award of fellowships by the UGC.

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 Employees of any University/Educational Institution/Central/State/UT Government shall
be excluded from availing the fellowship, even if they are on study leave of Extra Ordinary
Leave (EOL) to pursue M.Phil./Ph.D.
The rates of fellowship for JRF and SRF will be at par with the UGC Fellowships. Presently these
rates are as follows:
 Fellowship in Science Humanities and Social Science, Fellowship in Engineering &

Technology @ Rs.31,000/- p.m. for initial two years (JRF) @ Rs.35,000/- p.m. for
remaining tenure (SRF)
 Contingency for Humanities & Social Sciences @ Rs.10,000/- p.a. for initial two years @
Rs. 20,500/- p.a. for remaining tenure
 Contingency for Sciences, Engineering & Technology @ Rs. 12,000/- p.a. for initial two
years @ Rs. 25,000/- p.a. for remaining tenure
 Escorts/Reader assistance (All subjects) @ Rs. 2,000/- p.m. in cases of physically and
visually handicapped candidates
(ii) Dr. Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loans for
Overseas Studies for Other Backward Classes (OBCs) and Economically Backward Classes
(EBCs):
 The Scheme is applicable for higher studies abroad. The interest Subsidy shall be linked
with the existing Educational Loan Scheme of Indian Banks Association (IBA) and restricted
to students enrolled for course at Masters, M.Phil and Ph.D level.
 The interest subsidy under the scheme shall be available to the eligible students only once,
either for Masters or Ph.D levels.
 Interest subsidy shall not be available to those students who either discontinued the course
mid-stream due to any reason, or those who are expelled from the institutions on
disciplinary or academic grounds.
 Out of the total outlay in a year, a minimum of 50% amount will be earmarked for
Interest Subsidy to the girl candidates.
 Under the scheme, interest payable by the students availing the education loans of the IBA
for the period of moratorium (i.e. course period, plus one year or six months after getting
job, whichever is earlier).
 After the period of moratorium is over, the interest on the outstanding loan amount shall
be paid by the student.
 The Scheme will be implemented by the Nodal Bank as per MoU between the Banks and
the Ministry of Social Justice & Empowerment.
 Eligibility:

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o The students should have secured admission in the approved courses at Masters, M.Phil
or Ph.D levels abroad for the courses Arts/Humanities/Social Sciences/Engineering etc
o He/She should have availed loan from a scheduled bank under the Education Loan
Scheme of the Indian Banks Association (IBA) for the purpose.
o For the candidate applying under the OBC category, OBC Caste certificate in the
prescribed Performa issued by the competent authority must be taken by the Banks
 Income Ceiling:
o For OBC candidates, total income from all sources of the employed candidate or his/her
parents/guardians in case of unemployed candidate shall not exceed present Creamy
Layer criteria (8 lacs per annum).
o For EBC candidates, total income from all sources of the employed candidate or his/her
parents/guardians in case of unemployed candidate shall not exceed Rs.5.00 lakh per
annum.
o Under this Scheme, Income certificate produced by the student for availing Educational
Loan viz. ITR/Form 16/Audited Accounts/Income certificate issued by the authority of
State Government/UT Administration is acceptable to determining Income ceiling.
SCHEME FOR RESIDENTIAL EDUCATION FOR STUDENTS IN HIGH SCHOOLS IN

TARGETED AREAS(SHRESHTA)(EARLIERKNOWN AS GRANTIN-AID TO VOLUNTARY
AND OTHER ORGANISATIONS WORKING FOR SCHEDULED CASTES)
Period: 2021-26
The objective of the scheme has been to enhance the reach of development Intervention of the
Government and fill the gap in service deficient SCs dominant areas, in the sector of education
through the efforts of Voluntary Organisations (VOs) and other organisations and to provide
environment for socio economics upliftment and overall development of the Scheduled Castes
(SCs).
The Scheme is modified with the objective to provide quality:
Residential education at High School (secondary and Higher Secondary) level to bright Scheduled
Caste students in states/UTs. This will enable bright SC students to have a better future by getting
high quality education, aid in controlling dropout rates of SC students in class 9 to 12 wherein
the dropout rates are maximum and induce creation of quality educational institutions in
states/UTs.
The existing institutions which are running satisfactorily as per the inspections conducted by this
Ministry will be continued to be supported through grants under this scheme subject to
compliance of the conditions to be notified by this Ministry
For next five years, the Scheme will be operated under two Modes to enhance the academic
performances for SC students as under:
Mode 1:
Each year 2200 meritorious SC students in States/UTs will be selected for quality residential
education in top-class residential High Schools available in or nearby to the District.
The students and the schools will be recommended by the District Administration.

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The admissions would be in Class 9 and Class11 and would be automatically renewed up to class
12. Thereafter it will be connected to Post Matric Scholarship Scheme or Top Class Education
Scheme.
The good quality highly reputed and performing higher secondary schools with residential facilities
having classes from 9 to 12, whether existing projects or new projects will be covered. The existing
schools should have 100% pass percentage for the last 5 years or since their inception if they are
less than 5 years old.
The students must belong to SC category and their family income should not exceed Rs.
2,50,000/- per annum. Preference will be given to students whose family income is less than Rs.
1,00,000/- and students having physical disability.
30% of the slots will be reserved for girl students.
Preference may be given to the Aspirational Districts identified by the NITI Aayog and
Educationally Backward Districts and the Districts having SC population larger than National
Average of 16.2% (as per Census 2011). District-wise allocation of Seats will/have been
communicated to each Districts.
The grants will be provided for tuition fee and residential charges as required by the school, subject
to a ceiling of Rs. 75,000/- per annum per student of class 9 and 10 and Rs. 1,25,000/- per
annum per student of class 11 and 12.
Payment shall be made in two Installments each installment of 50% of annual admissible grants.
Payment of 2nd installment (remaining 50% of Grant in Aid - GIA) shall be made after examining
the Aadhar based attendance system on half-yearly basis i.e. from April to September.
There will be a Bridge Course of 3 months to be provided to the students to enable them to get
acquainted to the school. The grants for Bridge Course will be provided to District Magistrate.
The District Administration will be the prime implementing agency for Mode 1.
Mode 2:
 Schools/Hostels run by voluntary and other organizations who are already getting Grant-
in-aid will be continued, subject to the condition that they are having adequate
infrastructure, recognition of State Government / State School Boards (in case of Schools)
and maintaining the infrastructural and educational standards as laid down by this
Ministry from time to time.
 The organisation should have been registered for at least two years, and should have had
at least two years experience of working in quality schools at the time of applying for grant
under the scheme. This can, however, be waived off by the Secretary/Additional
Secretary/Joint Secretary, Department of Social Justice and Empowerment, for reasons to
be recorded in writing, in exceptional cases.
 The organization must have a Bank Account maintained and operated in the name of
organization for the last two years.
 The organisation shall not run for profit to any individual or a body of individuals.
 The teachers appointed shall be qualified and well trained and the result of 10thand
12thclass pass/mark percentage in School shall not be less than average Board result of
the State/Central Board.
 The School shall have good campus and infrastructural facilities.
 The School shall have Aadhar Based Attendance System that can be integrated into a
central portal.
 The standards required under the Scheme should be comparable to Jawahar Navodaya
Vidyalayas (JNVs) with a bed for each student, toilets @ 1 per 10 students, classrooms @
1 per section.

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The institutions must provide/arrange basic necessary facilities/infrastructure to the students,
which are as under:
a. Classrooms @ one room for each class
b. Sufficient number of benches for sitting all the students
c. A decent cot and bed @one for every child
d. Toilet/bathroom @ one for every 10 children
e. Hygienic Kitchen & dining room
f. Clean drinking water facility
g. Light and fans for every classroom and residing rooms
h. Play facility and Play ground
i. Qualified trained teacher in place as per standard of state Board
j. Installation of CCTVs and linkage of CCTV with website for live streaming
iv. The organization may ensure that the Honorariums are paid to workers/assistants as per the
minimum rates prevailing in the district for similar jobs
NGOs/VOs shall apply online on the e- Anudaan-portal of this Ministry i.e.www.grants-
msje.gov.in. Before applying for Grant-in-Aid, the NGO should register itself on the NGO-PS (NGO
Darpan)portal of the NITI Aayog.
The students will be selected through an open competitive examination/transparent selection
process (National Entrance Test conducted by NTA)
The National Entrance Test for SHRESHTA (NETS) will be an offline test conducted by the National
Testing Agency (NTA) for selecting SC students for admission in Class 9 and 11 whose parental
annual income is up to ₹ 2.5 lakh. There is no fee for the examination.
As per NTA notification approx. 3000 students will be enrolled in the scheme.
Nasha Mukt Bharat Abhiyaan’

The ‘Nasha Mukt Bharat Abhiyaan’ or a ‘Drugs-Free India Campaign’ was flagged off on 15th
August 2020 across 272 districts of the country found to be most vulnerable based on the data
available from various sources. The focal points of the Campaign are preventive, mass education
and sensitization, capacity building of service providers, positive partnership with educational
institutions, and augmentation of treatment, rehabilitation and counselling facilities.
Nasha Mukt Bharat Campaign is a three-pronged attack combining the supply curb by Narcotics
Control Bureau, Outreach and Awareness and Demand Reduction effort by Social Justice and
Empowerment and treatment through Health Department.
o The identified districts will take the lead in the implementation of the Nasha Mukt Bharat
Abhiyaan through the District Level Nasha Mukt Committees constitutes specially for the
Abhiyaan. These committees will be headed by the District Collector/Magistrate.
o The State Level Abhiyaan Committees will monitor the Abhiyaan activities of all the selected
district in their state. The committee is chaired by the Principal/Chief Secretary of the
department implementing drug prevention programmes in the state.
o The Abhiyaan will be monitored at the central level by the Ministry of Social Justice &
Empowerment through the multiple mechanisms that have been set in place and also
through the State Coordinators of the Project Monitoring Unit.

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The Transgender Persons (Protection of Rights) Act, 2019:

According to the new definition, a transgender person is somebody “whose gender does
not match the gender assigned to that person at birth and includes trans-men or
trans-women, persons with intersex variations, gender-queers, and persons having
socio-cultural identities such as kinnar, hijras, aravani, and jogta”.
1. The Act aims to stop discrimination against a transgender person in

various sectors such as education, employment, and healthcare. It also directs
the central and state governments to provide welfare schemes for them.
2. It states that a person will be recognized as transgender on the basis of a
certificate of identity issued by the District Magistrate. This certificate
will be a proof of identity as transgender and confer rights under this Bill.
3. Going by the Act, a person would have the right to choose to be identified
as a man, woman or transgender, irrespective of sex reassignment
surgery and hormonal therapy.
4. It also requires transgender persons to go through a district magistrate
and “district screening committee” to get certified as a transperson.
5. Composition: The committee would comprise a medical officer, a psychologist
or psychiatrist, a district welfare officer, a government official, and a
transgender person .
Offences and penalties: The Bill recognizes the following offences against transgender persons:
(i) forced or bonded labour (excluding compulsory government service for public purposes), (ii)
denial of use of public places, (iii) removal from household, and village, (iv) physical, sexual, verbal,
emotional or economic abuse. Penalties for these offences vary between six months and two years,
and a fine.
National Council for Transgender persons (NCT): The NCT will consist of: (i) Union Minister for
Social Justice (Chairperson); (ii) Minister of State for Social Justice (Vice- Chairperson); (iii)
Secretary of the Ministry of Social Justice; (iv) one representative from ministries including Health,
Home Affairs, and Human Resources Development, Rural Development, Labour and Employment
and Departments of Legal Affairs, Pensions and Pensioners Welfare and National Institute for
Transforming India Aayog, not below the rank of Joint Secretaries to the Government of India,
Members, ex officio. Other members include representatives of the National Human Rights
Commission. State governments will also be represented. The Council will also consist of five
members from the transgender community and five experts from non-governmental
organisations.
The Council will advise the central government as well as monitor the impact of policies, legislation
and projects with respect to transgender persons. It will also redress the grievances of transgender
persons.
National Portal for Transgender Persons: The National Portal for Transgender
Person assists in applying for a Certificate and Identity card digitally from
anywhere in the country. The most important benefit is that it helps the
transgender person to get the Certificate of Identity without any physical
interface and without having to visit any office.

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Some organisations:
1. National Scheduled Castes Finance and Development Corporation (NSFDC)
 [Set Up] 1989 as a "Company not for profit" 9 under Section-8 of the Companies Act, 2013
(formerly, Section-25 of the Companies Act, 1956)
 [Objective] The broad objective of NSFDC is to provide financial assistance in the form of loan
for socio-economic development of Scheduled Caste families having annual family income up
to Rs.3.00 lakh.
 NSFDC assists the target group by way of loans, Skill Training, Entrepreneurship Development
Programmes and Providing Marketing Support through State Channelizing Agencies (SCAs),
Public Sector Banks (PSBs), Regional Rural Banks (RRBs) & Other Institutions.
 [Authorised Capital] ₹1500 crores
o NSFDC provides Loan up to 90% of the cost of project in all schemes mentioned below
(except VETLS where NSFDC provides upto 100%) at lower interest rates.
o Scheduled Caste families having annual family income up to Rs.3.00 lakh are covered under
these schemes.
 MAHILA SAMRIDHI YOJANA (MSY): Women and their dependant daughters are eligible to apply.
Purpose
 MAHILA KISAN YOJNA: for rural women for taking up agriculture and/or mixed farming related
economic activities.
 MICRO CREDIT FINANCE (MCF) for individual and SHG
Term Loan SHILPI
SAMRIDDHI YOJANA
LAGHU VYAVSAY YOJANA,
AAJEEVIKA MICROFINANCE YOJANA (AMY) [Livelihood Microfinance Scheme)
Udyam Nidhi Yojana (UNY)
For all schemes:
o Loan is provided for small and petty trade/business and sundry income generating activities.
o Loans are provided upto a maximum of upto 90% of the unit cost
o Balance 10% is to be provided by the Channelizing Agencies (CAs) in the form of loan, subsidy and
from all other available sources of funds.
 EDUCATIONAL LOAN SCHEME:

o Educational Loan shall be provided to eligible students for pursuing regular full time Professional /
Technical recognized courses approved by the Government
o Upto 90% of the Course Fee or Rs.10.00 Lakhs, whichever is less- For students within India
o Upto 90% of the Course Fee or Rs.20.00 Lakhs, Whichever is less- For abroad students
o Up to 10 years (for loans up to Rs.7.50 lakh) & Up to 15 years (for loans above Rs7.50 lakh)
 GREEN BUSINESS SCHEME:

o The eligible candidates can avail financial assistance under this scheme for unit cost up to Rs. 30.00
lakh (Rupees thirty lakh only). NSFDC provides loan up to 90% of the unit cost.
Loan For following:
a. Battery electric vehicle (E-rickshaw)
b. Compressed air vehicle
c. Solar energy gadgets
d. Poly houses
o Repayment: Within 10 years
90% of these schemes given above will be provided by NSFDC through Channelizing Agencies (CA) Public
Sector Banks, Regional Rural Banks, NBFC-MFIs and Other Institutions.
2. National Safai Karamcharis Finance and Development Corporation (NSKFDC)

 [Set Up] 24th January, 1997 as a "Company not for profit" under Section 25 of the Companies
Act 1956

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 [Objective] Apex Corporation for the all round socio-economic upliftment of the Safai
Karamcharis, manual Scavengers and their dependants throughout India.
 Skill Development & Training:
o Assistance in form of 100% grant towards course fee etc.
o Stipend @ ₹1500 pm/candidate is paid for Safai Karamcharis & dependants and ₹3000
pm/candidate for Manual Scavengers and dependants.
 Swachhta Udyami Yojana-" Swachhta Se Sampannta Ki Aur":

o The Scheme was launched on the 2nd October, 2014.
o The Scheme provides financial assistance to Safai Karamcharis and identified Manual Scavengers
for:
 Construction, Operation and Maintenance of community toilets in Public Private Partnership
(PPP) Mode
 for Purchase of Sanitation related Vehicles and equipment.
o This Scheme has twin objective of cleanliness and providing livelihood to Safai Karamcharis and
liberated Manual Scavengers to achieve the overall goal of “Swachh Bharat Abhiyan.
o Target group of Manual scavengers / Safai Karamcharis, Urban Local Bodies, SHGs and Individual.
o The maximum amount allowed for construction toilets will be 25 lakhs rupees and respectively.
o For procurement of sanitation related vehicles- 15 lakhs rupees (Individual/Self Help Group/Joint
Responsibility Group/Cooperative and Upto Rs.40.00 lacs (Self Help Group/Joint Responsibility
Group / Cooperative) Upto Rs.50.00 lacs (Municipal Corporation)
o Maximum subsidy of Rs.3.25 lacs in case of manual Scavengers
Education Loan (EL): Education Loan is being extended to the students from the community of Safai
Karamcharis\Manual Scavengers & their dependents for pursuing Academic/Professional courses at
Graduate & Post Graduate level.
Study in India -upto Rs.10.00 Lac
Study in Abroad -upto Rs.20.00Lac
The interest on Education Loan is reimbursable under the scheme of Ministry of Human Resource
Development, Govt. of India to the beneficiaries whose family income is upto Rs.4.50 lac per annum.
 GREEN BUSINESS SCHEME:

o The eligible candidates can avail financial assistance under this scheme for 90% of unit cost and
maximum loan up to Rs. 2.00 lakh (Rupees thirty lakh only). NSKFDC provides loan up to 90% of
the unit cost and remaining 10% by promoter.
Loan For following:
a. Battery electric vehicle (E-rickshaw)
b. Compressed air vehicle
c. Solar energy gadgets

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d. Poly houses
Note: MSY, MAY schemes are only for females.
Eligibility criteria for financial assistance under above schemes: Safai Karamcharis and Manual
Scavengers and Dependent in relation to Safai Karamcharis or Scavengers means and includes a member
of his family who is dependent on him/her and attained the age of 18 years & above for the purpose of
financial assistance and for Skill Development Training Programme the age limit is 18 years to 45 years
Fund sharing: 90% of these schemes given above will be provided by NSKFDC through Channelizing
Agencies (CA) Public Sector Banks, Regional Rural Banks, NBFC-MFIs and Other Institutions and the
remaining 10% share is to be provided by the State Channelizing Agencies in the form of loan, subsidy or
promoter’s contribution, or from any other available sources of funds.
3. National Backward Class Finance & Development Corporation (NBCFDC)

 [Established] 13 January 1992 as a Not for Profit Organization under MoSJE
 The authorized share capital-1500 crs
 [Eligibility for loans]
 The members of Other Backward Classes as appearing in both State and Central lists with
annual income ceiling of Rs.3.00 lakh comprises the target group of the Corporation.
 Activities that can be financed:

o Agriculture & Allied Activities
o Small Business/Artisan & Traditional Occupation
o Transport Sector & Service Sector
o Technical, Vocational and Professional Trades/Courses
New Swarnima Scheme: Under this scheme, loan assistance is available for women of Backward
Classes to inculcate the spirit of self-reliance among them.
Micro Finance Scheme: Under this scheme, loan assistance is available to Self Help Groups
(SHGs) to provide credit facilities for the target group especially for mixed group beneficiaries.
Small Loan: Under this scheme, loan assistance is available to individuals to provide credit
facilities for the target group.
Mahila Samriddhi Yojana: Under this scheme, loan assistance is available to Self Help Groups
(SHGs) to provide credit facilities for the target group of women beneficiaries.
NBCFDC recognizes Self Help Groups (SHGs) in which predominantly (60% and above) members
belong to Backward Class provided other members belong to weaker sections (as per income or
economic criteria prescribed by Govt.) including Scheduled Castes/ Scheduled Tribes/Minorities
and Person with Disabilities (PWD)
Technology Upgradation Scheme:

 NBCFDC is also implementing Technology Upgradation of Clusters Scheme for improving
quality and productivity the products being produced/services being rendered by the
members of the clusters.
 Under this scheme, interventions for upgradation of technology, capacity augmentation and
specialized training (customized training) are provided.

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 UptoRs. 30,000/- per beneficiary for procurement of machinery/ equipment with
accessories for technology upgradation and/or capacity augmentation. NBCFDC’s share is
90% of the project cost.
 UptoRs. 30,000/- per beneficiary for entrepreneurship development and other specialized
training. NBCFDC’s share is 100%.
 UptoRs. 6 Lakh per SHG (with minimum 10 members) for development of common
infrastructure/establishing of marketing linkages etc. NBCFDC’s share is 80%of the project
cost.
 Skill Development Training Program:

 Training Institutes/organizations, Sector Skill Councils constituted by Ministry of Skill
Development and Entrepreneurship and such reputed Training Institutes affiliated to
National Skill Development Corporation (NSDC) and/or Sector Skill Council (SSCs) and
have entered into MOU with NBCFDC, so that eligible members of target group may engage
in developmental activities by way of self-employment or wage employment.
 OBC Beneficiaries with annual family income below Rs. 3.00 Lakh or communities
categorized as De-Notified, Semi-Nomadic & Nomadic Tribes (DNTs) or be Sr. Citizens or
Transgender or Member of Beggars’ Community or Victim of Substance Abuse .
 In case of EBCs, there will be no caste certificate required, however, Annual Family income
from all sources should be below Rs.1.00 Lakh.
 100% of the total training cost or course fee of the training programme will be provided by
NBCFDC.
 The training are to be normally imparted to persons of target group who are of 18 Years and
above on date of completion of assessment/certification.
 Pradhan Mantri Dakshta Aur Kushalta Sampann Hitgrahi (DAKSH) Yojana is proposed to
be put in place with a multi-pronged strategy to improve the all-round competency and
adeptness of and10 lakh persons of these categories over the next four years, beginning with
nearly 1.5 lakh youth in the first year i.e. 2020-21.
4. National Handicapped Finance and Development Corporation (NHFDC):

 [Established] 13 January 1997as a Not for Profit under section 8 of Companies Act 2103
Organization under MoSJE
 The authorized share capital-400 crs
 NHFDC functions as an Apex institution for channelizing the funds to persons with
disabilities through the State Channelizing Agencies (SCAs) nominated by the State
Government(s).
 [Eligibility for loans]
 The members of Other Backward Classes as appearing in both State and Central lists with
annual income ceiling of Rs.3.00 lakh comprises the target group of the Corporation.
 DIVYANGJAN SWAVALAMBAN YOJANA:

o To provide concessional credit for the benefit of the persons with disabilities (Disability as
defined in PwD Act, 2016
o Pursuing higher education after class 12th (UG, PG, Professional courses and other courses
approved by UGC/AICTE/ICAR/Government etc)
o Pursuing vocational or skill development (ITI, Diploma any other course leading to
enhancement of employment or self employment) - Purchase and/or fitment of any assistive

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device(s)/customization/retrofitting or conversion of available machine, equipment, vehicle
to disabled friendly mode
o Any Indian citizen with 40% or more disability (Disability as defined in PwD Act, 2016 or
its amendments).
o Age 18 years and above, in case of persons with mental retardation, the eligible age would
be above 14 years
o The upper limit to extend concessional credit through various NHFDC schemes would be
Rs.50.0 lakhs per beneficiary/unit for 10 years.
 Vishesh Microfinance Yojana (VMY):

o To provide prompt and need based finance for the target group and activities at reasonable
rate of interest through NBFC- MFI, Section-8-MFI, and NGO-MFI, SHG Federations, state
Government Missions and other state level organizations to pursue small/micro business
and developmental activities.
o The unit cost of the Project shall not exceed Rs.60,000/- for 3 years.
o NHFDC's share shall be up to 90% of the project cost. The balance 10% shall be contributed
by the Implementing Agencies or other organizations acting as implementing partner of
NHFDC, and/or beneficiaries.
5. NCSC (National Commission for Scheduled Castes)

 It is a constitutional body established by Article 338 of the Constitution.
 The separate National Commission for SCs came into existence in 2004 by amending the
Article 338.
 Functions/ Duties:
o to investigate and monitor all matters relating to the safeguards provided for the SCs
under this Constitution or under any other law for the time being in force or under any
order of the Government and to evaluate the working of such safeguards;
o to inquire into specific complaints with respect to the deprivation of rights and safeguards
of the SCs;
o to participate & advise on the planning process of socio-economic development of SCs and
to evaluate the progress of their development under the Union and any State;
o to present to the President, annually and at such other times as the Commission may
deem fit, reports upon the working of those safeguards;
o The Union and every State Government shall consult the Commission on all major policy
matters affecting SCs.
 Powers of a civil court trying a suit and in particular in respect of the following matters:
o Summoning and enforcing the attendance of any person from any part of India and
examining him on oath;
o Requiring the discovery and production of any documents;
o Requisitioning any public record or copy thereof from any court or office;
o Issuing commissions for the examination of witnesses and documents;
o any other matter which the President may by rule, determine;
 Structure: The Commission consists of five members including a Chairperson, Vice-
Chairperson and three other Members appointed by the President by warrant under his hand
and seal.
 The conditions of service and tenure of office of the Chairperson, Vice-Chairperson and other
Members is determined by President.
6. NCST (National Commission for Scheduled Tribes)

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 NCST was set up with effect from 19th February, 2004 by amending Article 338 and by
inserting a new article 338A in the Constitution through the 89th Constitution Amendment
Act, 2003. Hence, it is a constitutional body.
 Powers, Functions and Duties of NCST are same as NCSC but with respect to STs not SCs.
and seal.
7. NCBC (National Commission for Backward Classes)

 It was established by MoSJE on 14 August, 1993 under the provisions of the National
Commission for Backward Classes Act, 1993 → It was a statutory body since inception.
 102nd Constitution Amendment Act, 2018 provides constitutional status under Article 338B
to the National Commission for Backward Classes (NCBC).
and seal.
 Powers/ Functions:
o Investigates and monitors all matters relating to the safeguards provided for the socially
and educationally backward classes under the Constitution or under any other law to
evaluate the working of such safeguards.
o It participates and advises on the socio-economic development of the socially and
educationally backward classes and to evaluate the progress of their development under
the Union and any State.
o It presents to the President, annually and at such other times as the Commission may
deem fit, reports upon the working of those safeguards. The President lays such reports
before each House of Parliament.
o NCBC has to discharge such other functions in relation to the protection, welfare and
development and advancement of the socially and educationally backward classes as
President may, subject to the provisions of any law made by Parliament, by rule specify.
o It has all the powers of a civil court while trying a suit.
8. National Commission for Denotified, Nomadic and Semi-Nomadic Tribes (NCDNSNT)

 The Commission was first was set up on 22 November 2003 and reconstituted on 16
March 2005 as the earlier commission could not make much headway for a number of
reasons.
 Functions:
o To specify the economic interventions required for raising living standards of Denotified,
Nomadic and Semi Nomadic Tribes by asset creation and self-employment opportunities;
o To identify programmes required for their education, development and health.
9. National Commission for Safai Karamcharis The National Commission for Safai Karamcharis
(NCSK) was constituted on 12th August, 1994 as a statutory body by an Act of Parliament viz.
‘National Commission for Safai Karamcharis Act, 1993’, for a period of three years. After that
7 times validity of the Act has been extended. Currently valid till March 2022.

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10. The Rehabilitation Council of India(RCI) was set up as a registered society in 1986.On
September,1992 the RCI Act was enacted by Parliament and it became a Statutory Body on 22
June 1993.
The mandate given to RCI is to regulate and monitor services given to persons with disability,to
standardise syllabi and to maintain a Central Rehabilitation Register of all qualified
professionals and personnel working in the field of Rehabilitation and Special Education.The
Act also prescribes punitive action against unqualified persons delivering services to persons
with disability.
11. National Trust: The National Trust is a statutory body of the Ministry of Social Justice and
Empowerment, Government of India, set up under the “National Trust for the Welfare of
Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities” Act (Act 44
of 1999).
The following schemes are implemented by National Trust:
Disha (Early Intervention and School Readiness Scheme) + Vikaas (Day Care):
 Early intervention and school readiness scheme for PwDs.
 Children in the age group of 0-10 years are eligible.
 Provision of Therapies, trainings and providing support to family members.
 Day-care facilities to PwD for at least 4 hours in a day. Day care should be open for at
least 21 days in a month.
 Batch size 40 PwDs.
 Registered Organization should maintain a ratio of 1:1 for Low Income Group- LIG
(including BPL) and above LIG PwDs.
 Scheme will be available in the entire country excluding J&K.
Samarth (Respite Care)+ GHARAUNDA (Group Home for Adults):

 Respite home for orphans or abandoned, families in crisis and also for Persons with
Disabilities (PwD) from BPL & LIG families including destitute
 Opportunities for family members to get respite time in order to fulfil other
responsibilities.
 Group home facility for all age groups with adequate and quality care service with
acceptable living standards including provision of basic medical care from professional
doctors.
 Batch size 30 PwDs.
 RO should maintain a ratio of 1:1 for LIG (including BPL) and above LIG PwDs.
 Scheme will be available in the entire country excluding J&K.
NIRAMAYA (Health Insurance Scheme):

 Affordable Health Insurance to PwDs.
 Health insurance cover of up to Rs. 1.0 lakh.
 Facility for OPD treatment including the medicines, pathology, diagnostic tests, etc,
Regular Medical checkup for non-ailing disabled, Dental Preventive Dentistry, Surgery
to prevent further aggravation of disability, Non- Surgical/ Hospitalization, Corrective
Surgeries for existing Disability including congenital disability, Ongoing Therapies to
reduce impact of disability and disability related complications, Alternative Medicine.
 Transportation costs.
 No pre-insurance medical tests required.
 The scheme will be available in the entire country excluding J&K.
 All persons with disabilities under the National Trust Act with valid disability certificate
will be eligible and included.
 Have a single premium across age band

Crack Grade B 36
 Provide same coverage irrespective of the type of disability covered under the National
 Treatment can be taken from any hospital.
 At present, the scheme is being implemented through M/s. Oriental Insurance Co. Ltd.,
w.e.f. April 2015.
SAHYOGI (Care Associate Training Scheme):

 Setting up Care Associate Cells (CACs).
 Provide training and create a skilled workforce of care associates at least class 10 pass
or are class 8 pass to provide adequate and nurturing care for Person with Disabilities
(PwDs) and their families who require it.
 Three months course, the course module has been designed by the Rehabililation
Council Of India (RCI)
 It also seeks to provide parents an opportunity to get trained in caregiving if they so
desire.
 Provide a choice of training through two levels of courses primary and advanced
PRERNA (Marketing Assistance):

 Prerna is the marketing assistance scheme with an objective to create viable and
widespread channels for sale of products and services produced by PwDs.
 This scheme aims at providing funds to participate in events such as exhibitions, melas,
fairs, etc. to sell the products made by PwDs.
 The scheme also provides an incentive to the Registered Organisation (RO) based on the
sales turnover of the products.
 The National Trust shall fund RO participation in national, regional, state and district
level events such as fairs, exhibitions, melas etc. for marketing and selling products and
services prepared by PwDs.
 At least 51% of employees of these work centres should be PwDs covered under National
Trust Act.
SAMBHAV (Aids and Assistive Devices):
 Setup an additional resource centre, in each city of the country.
 Collate and collect the Aids, software and other form of assistive devices developed with
a provision of display and demonstration of the devices.
 Maintaining information, pertaining to aids and assistive devices present at Sambhav
centre, on the National Trust website.
 Provide information and easy access to devices, appliances, aids, software etc.
 Display and demonstration of the devices to the concerned stakeholders
BADHTE KADAM (Awareness, Community Interaction and Innovative Project): Badhte

Kadam aims at community awareness, sensitisation, social integration and mainstreaming of
Persons with Disabilities. It has below mentioned objectives:
 Raise awareness in the public, regarding Person with Disability (PwD) covered under the
NationalTrust Act and encourage their inclusion in the society, social integration and
participation of persons with disabilities in all aspects of life.
 Disseminate information on preventive strategies for the disabilities under the National
Trust Act,1999
 Sensitize community stakeholders
 Publicize and maximize benefits of the National Trust schemes for Registered
Organization(RO),PwDs and for families of PwDs.
 Increase representation in remote areas and in areas where the National Trust is under
represented
 Spread awareness about myths and misconceptions about disability, disability etiquette
etc.

Crack Grade B 37
Eligibility of RO for above schemes:
 Requesting Organization (RO) should be registered with National Trust.
 Requesting organization should have a valid registration under the PwD Act 1995 at the
time of enrolment.
 RO should have minimum 2 years of experience of working with Person with Disability
(PwD) with at least one of the four disabilities under National Trust Act.
 NGO should not be blacklisted at the time of enrolment by National Trust/any other
government organization.
National Institute of Social Defence (NISD): Since 1975, the Institute has been functioning as
a subordinate office under the erstwhile Ministry of Welfare (now Ministry of SJ&E). It became an
Autonomous Body from 15th July, 2002 and is registered under Societies Registration Act, XXI of
1860, with the Government of NCT of Delhi. The National Institute of Social Defence is the Nodal
Institute for training and research in the field of social defence.
“National Fellowship and Scholarship for Higher Education of ST students:

Fellowship: The objective of the scheme is to encourage the ST students, a section of society with
the lowest literacy levels in the country, to acquire higher education in the form of fellowships to
pursue M. Phil and Ph. D. Courses to create qualified professionals to hold posts of teachers
/professionals and other higher stages of employment
 The Fellowship scheme covers all Universities /Institutions recognized by the University
Grants Commission (UGC)
 The total number of fresh fellowships each year, will be 750. In case of non-availability of
adequate number of Scheduled Tribe candidates, the number of fellowships not availed
during a year will be carried forward to the next academic session. There is no
State/University wise ceiling on number of slots.
 The candidate belonging to ST should have passed the Post-Graduation examination for
being eligible for the Fellowship
 M. Phil @ Rs. 25000/- PM
 Ph. D. @ Rs.28000/- PM
 It is a Central Sector Scheme and Ministry of Tribal Affairs will provide 100% funding for
the scheme
Scholarship: ST Students is intended to encourage meritorious ST students to pursue courses at

Graduate/Post Graduate level in identified Institutions of excellence, Government and Private, in
professional fields such as Management, Medicine, Engineering, Information Technology, Law etc.
 The Scholarship covers courses and Institutions notified by the Ministry of Tribal Affairs
 The total family income of the candidate to be eligible for this scholarship from all sources
should not exceed Rs.6.0 lakh per annum.
 The total number of fresh Scholarship each year is 1000. There is no ceiling in Institution
wise and stream wise number of slots for the Top-Class Institution
 It is a Central Sector Scheme and Ministry of Tribal Affairs will provide 100% funding for
the scheme
 ST students who have secured admission in the notified Institutions according to the norms
prescribed by the respective Institutions will be eligible for the scholarship under the
scheme
 Full tuition fee and other non-refundable dues in respect of Government/Government
funded institutions. There will be a ceiling of Rs.2.50 lakhs per annum per student for
private sector institutions
 Books & Stationery and Computer & Accessories Rs 45000 one time.

Crack Grade B 38
Swasthya: Swasthya is a one-stop solution presenting the health and nutrition status of the tribal
population of India. It provides information and data as well as curates innovative practices,
research briefs, case studies and best practices collected from different parts of India to facilitate
the exchange of evidence, expertise and experiences. Swasthya is maintained by the Centre of
Excellence for Knowledge Management for Health and Nutrition, established by the Ministry of
Tribal Affairs.
Tribal TB Initiative
The Tribal TB Initiative was jointly launched by the Ministry of Tribal Affairs and the Ministry of
Health and Family Welfare on 26th March 2021 to address TB among the tribal communities of
India; who are known to have a higher prevalence of the disease compared to the rest of the
population
Pre-Matric Scholarship Scheme:

SC OBC PwD ST Minorities
Class IX and X I to X IX and X IX and X I to X
Scheme State State State State State

will be Govts/UTs Govts/UTs Govts/UTs Govts/UTs Govts/UTs
awarded by
Parents 2.5 lakhs 2.5 lakhs 2.5 lakhs 2 lakhs 1 lakh
Income
Funding 100% by MoSJE 50-50 by state 100% by 100% by 100% by
and MoSJE MoSJE MoTA MoMA
100% by
MoSJE in UTs
Scholarship Maintenance allowance per month plus books and ad-hoc grant
 She/he should be a regular, full time student studying in a Government school or

in a school recognized by Govt. or by a Central/State Board of Secondary
Education.
 A student shall be eligible for only one scholarship out of all the available
Scholarships of Central Government meant for SC/ST/OBC/minority.
 The scheme is implemented through the National Scholarship Portal (NSP). It is

mandatory for all students to apply online on the website i.e.
www.scholarships.gov.in
 Any course of less than one year duration is not covered under this scheme.
 If a student has to repeat a class, she / he would not get scholarship for that
class for a second (or subsequent) year.

Crack Grade B 39
Post-Matric Scholarship Scheme:
SC OBC PwD ST Minorities
Class XI, XII post- XI and XI & XI and XI & XI and XII
Graduation, Matric/ Graduate Graduate including
Post postseconda Degree & Degree & technical
Graduation ry levels Post-graduate Post-graduate and
corresponden leading to Degree/Diplo Degree/Diplo vocational
ce courses their ma courses ma courses courses of
earning this level
Ph.D including
Polytechnic
s, ITIs, and
other
courses.
50% marks
in previous
year exam.
Scheme State State State State State
will be Govts/UTs Govts/UTs Govts/UTs Govts/UTs Govts/UTs
awarded
by
Parents 2.5 lakhs 1.5 lakhs 2.5 lakhs 2.5 lakhs 2 lakhs
Income
Funding 100% by 100% by 100% by 100% by 100% by
MoSJE MoSJE MoSJE MoTA MoMA
Scholarsh Maintenance allowance per month, thesis typing, book allowances, study
ip tour charges, book banks facility etc.
 She/he should be a regular, full time student studying in a Government school or

in a school recognized by Govt. or by a Central/State Board of Secondary
Education
 She/he should be a regular, full time student studying in a College/University

recognized by UGC/AICTE.
 The scheme is implemented through the National Scholarship Portal (NSP). It is

mandatory for all students to apply online on the website i.e.
www.scholarships.gov.in
 A student shall be eligible for only one scholarship out of all the available
Scholarships of Central Government meant for SC/ST/OBC/minority.
 Any course of less than one year duration is not covered under this scheme.

Crack Grade B 40
National Fellowship Scheme:
National SC PwD
Fellowship
Class M. Phil., Ph.D. in Science, M. Phil., Ph.D. in Science,
Humanities, Social Science and Humanities, Social Science and
Engineering and Technology, in Engineering and Technology, in
Indian Universities/ Indian Universities/
Institutions/Colleges recognized by Institutions/Colleges recognized by
University Grants Commission University Grants Commission
(UGC). (UGC).
Eligibility Should be qualified: Should be qualified:
NET-JRF for Humanities/ Social NET-JRF for Humanities/ Social
Sciences Sciences
UGC-CSIR NET-JRF UGC-CSIR NET-JRF
for Science stream including for Science stream including
Engineering & Technology Engineering & Technology
Awarded by: UGC UGC
Total Fellowship 1500 JRF for Humanities/Social 200 Junior Research Fellowships
Sciences and 500 JRF for Science (JRFs) per year
Stream
Funding 100% by MoSJE 100% by MoSJE
Fellowship Rs. 31000 per month for JRF Rs. 25000 per month for JRF
Rs. 35000 per month for SRF Rs. 28000 per month for SRF
Parents No income criteria No income criteria

Income
The total period of ward of JRF and SRF shall not exceed a period of 5 years
National Overseas Scholarship:

SC PwD ST
Class Master's level Master's level courses Master's level courses
courses and Ph.D and Ph.D abroad and Ph.D abroad
abroad
Eligibility For Ph.D: 60% For Ph.D: 55% marks For Ph.D: 55% marks
marks or or equivalent grade in or equivalent grade in
equivalent grade in relevant Masters' relevant Masters'
relevant Masters' Degree. Degree.
Degree. For Masters' For Masters'
For Masters' Degree: 55% Degree: 55% marks or
Degree: 60% marks or equivalent equivalent grade in
marks or grade in relevant relevant Bachelors'
equivalent grade in Bachelors' Degree Degree
relevant Bachelors'
Degree

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Crack Grade B 1

Government schemes of Ministry Of

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1. Rashtriya Vayoshree Yojana

2. PM Adarsh Gram Yojana (PMAGY)

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 Components of the Scheme:

 Preparation of Village Development Plan (VDP): A comprehensive, realistic & practical

3. SRMS (Self-Employment scheme for Rehab of Manual Scavengers)

4. Scheme Of ‘Venture Capital Fund For Scheduled Castes/Backward

 Minimum existence and shareholding criteria:

 Size of Financial Assistance Financial assistance of Rs. 20 lakhs to Rs. 15 Crore is

5. Swachhta Udyami Yojana

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7. Grants-in-aid for Voluntary Organizations (VOs):

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 It should not run for profit to any individual or a body of individuals.

 Non-Governmental Organizations (NGOs)/ Voluntary Organizations (VOs) must have

8. Credit Enhancement Guarantee Scheme for Scheduled Castes:

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9. Scheme of Assistance to Disabled Persons for Purchase/Fitting of Aids and Appliances

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11. DEENDAYAL DISABLED REHABILITATION SCHEME: 2018: DDRS is a Central Sector

Activities/components admissible for grant under DDRS

12. ANUBHAV platform

13. SANKALP Platform for Pensioners

BABU JAGJIVAN RAM CHHATRAWAS YOJNA (BJRCY): This scheme for

o The scheme is implemented by Ministry of Social Justice and Empowerment.

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o The scheme is implemented through the State Governments, Union Territory

o STRENGTH OF THE HOSTELS :

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Assistance under the scheme consists of two components, viz.

 CENTRAL SECTOR SCHOLARSHIP SCHEME OF TOP CLASS EDUCATION FOR SC

 Scheme of Free Coaching for SC, OBC Students:

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 The cost per hostel seat in different areas are as follows :

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 Dr. Ambedkar Scheme of Pre-Matric and Post-Matric Scholarship for DNTs:

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Vanchit Ikai Samooh aur Vargon ko Aarthik Sahayata Yojana (VISVAS

g) ALL CLAIMS TO BE FILLED ONLINE INTO VISVAS PORTAL.

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The scheme has 02 sub-schemes:-

A. Integrated Programme for Senior Citizens (IPSrC)

B. State Action Plan for Senior Citizens (SAPSrC)

Health and Nutrition support for indigent elders:

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 National Institute of Social Defence (NISD), an autonomous body of this Department is

‘Sampark- In the hour of need’:

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National Action Plan for Drug Demand Reduction (NAPDDR):

The Revised Scheme shall be effective from 1st April, 2020.

The prime objective is to focus on preventive education, awareness generation, identification,

financial assistance is provided to 'NGOs/VOs for running and maintenance of Integrated