SPECIAL POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS:

WE, JOHN IRISH SISO BRETAÑA and IGDYSA SISO BRETAÑA, both of legal age, Filipino
Citizens, and both presently residing at Blk 9 Lot 1 Dau Yakal St. Fiesta South Homes Salitran 2, Dasmarinas
City, Cavite, hereinafter referred to as the PRINCIPAL, do hereby NAME, APPOINT and CONSTITUTES
our mother, SUSAN SISO BRETAÑA, of legal age, Filipino Citizen, married, and with residence and postal
address at same address, to act and to perform for me and in my behalf, the following acts and deeds to wit;

“To act as our representative in PAG-IBIG to claim for refund excess Mortgage Redemption
Insurance (MRI) PAYMENT CHECK, with full authority to sign, contract, execute and deliver contract
agreements, submit requirements, to pay may have need of, to receive receipts, and other writing of whatever
nature or kind with all third persons and concerns pursuant in any documents needed to transact for the MRI
CLAIM;”

“To receive checks and encash the same;”

“To follow up and execute any document with any government or private office under our names;”

“That the Attorney-in-Fact is authorized to delegate this Special Power of Attorney to whosoever
he/she might deem fit and appropriate;”

“To sign and any or all documents, including but not limited to signing forms, applications; to receive
& acknowledge documents, and sign all documents necessary to effect the aforementioned purposes of this
SPA, make follow-ups & acknowledge documents, or all related transactions needed in behalf of our names.”

HEREBY GIVING and GRANTING unto my/our said Attorney-in-fact full power and authority
whatsoever requisite or necessary to be done in and about the premises or purposes as I might or could
lawfully do if personally present, and HEREBY RATIFYING and CONFIRMING all that my said
ATTORNEY-IN-FACT shall lawfully do or cause to be done under and by virtue of this presents.

IN WITNESS WHEREOF, I have hereunto set my hand this 9th day of June 2022 at Dasmarinas City,
Cavite, Philippines.

JOHN IRISH SISO BRETAÑA IGDYSA SISO BRETAÑA

Principal Principal
Postal ID: D53220201875 Postal ID: D53220185792

SUSAN SISO BRETAÑA

Attorney-In-Fact
UMID: 006-0076-9475-6

Signed in the presence of :

__________________________ ____________________________

ACKNOWLEDGMENT

Republic of the Philippines )

City of Dasmarinas ) S.S
Province of Cavite )

BEFORE ME, this 9th day of June 2022 personally appeared the principals with his/her/their competent
proof of identity, written below their names, known to me and to me known and proved to me on the basis of
competent evidence of identity, to be the same persons who executed the foregoing Special Power of Attorney
and he/they acknowledged before me that the same is their free and voluntary act and deed.

IN WITNESS WHEREOF, I have hereunto set my hand on the date and place above-written.

Doc. No. 161

Page No. 33
Book No. 11
Series of 2022