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Date

M
tiNANCIALANAGENENI
Ausuntim
Recouudimg? , elosonlicatiem,iumma

Ranio balysLe.
uonaochen CES
FES

tumonLLab amagemnt

Monagmyn

whilinntim

nds unds*.

tumanLLal
monLal Mamaqinnt us hatMamagual achiuhc
hw io emLUm h he bimnimg2 omd
'.
LEmtiallng h e wma fumaniualu Resauue

t hQ mouLD kods c mdiusAedgs ALgLLL 2nd

duanuw haauly Eo enW it theotical
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concahlaLwat taday The sdudject el jmonal

0nagimntvs wntaeatnuu he LauhoALa
Las ut help_dtuiae deciaim e
uihueh au uelated moai
hujum

nonçLol oot

pumaL Decendauy
aila Liapila
mauU maulert

aancuab papuw uMAlumiat_duch L0a

haue Lban Deluatuue

Rea Bhól

lamgille Smtangibde
Real Real

amgille Real i r t t has hysical foum t

umclude PLomt Machineuup o
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ptouL
faes dusmukluue mdsutdong

Jpatahoihlu LeaoAsat mcud Jechnical nsw-

haue technpdcecal ollabou=
atenapatient nd usby-sught

APPRaCHESSCOPEtUNCI1ON 0 Tunaacial
anageaat
Jhee ae tio typee ef ppDChea-
C) uadiiem.al ApAHOChea
) Madesn AApLOchea

adibiemalabbuocbaa
h dcche cfnamca fumchiem usa tUuatediy
Uuadithenal AsALOcheo wn mauADLL Bma
DLDLLLLelmiat 6f fad du LOLLLpOuate EnteLhuLss
to neet utheiu moMiOL _ uda

_uLao Cnly_C pAOCUHLAment

he aain LAL
nda

SOLLLLLdr od

) atitutienal auamgemLnt
0nR NEE , PMLChLuinate menuy2 ndu
Erampls
SIDBI ID BI
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2funancial inatuLrneat
SDpALtAdCemnucial dulla ul

-
Agab 10md dccsumting_Kalatinahip blu ALu
md ut_ReaoUucl
uwao wmllaleued duuing 19201950

icaitationa

tuwa oniy spcang he fiancwng buslleA

topouLatwmtenpLuiae

lacalien fmd usas not ilauly dfiatd

ut_neonawmtunal duLiie 0aking uiidON.
tntialugmoLULd
lodsm abbuoch e

n thus aphMo
OLALUAibens
Cheaiouucea/puocusLLnamt/-
uwds u dens LOs Auull aa
aphlLaation md iALLa catem Luad_is LOlA0
dene

AQLLLauherA_ unda wmd ollocatiem n d HistS

aj_decioigna O unctiena c adeun Appxoches

inance aue
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() niwatmiat Diciaiona

tapilal Jaukiag
Audghing Lapila
Jechnigu mamagImmt

L inanaing) Decieione
Didend Policy DieLaiena

Aiqidits Deciaiezna
NoTE

1 neapilat_BdgetingecmiqL_handg puajcet

ttLy_aL ienge puund maue ha io tn

aukeng capitaL [Naagemeat ia daos 0 meet

u t dhaut utso Uiolilihea

Du2guadsy a lpuesage O0Lta u i , LApiab6

lLcliuusLaLLL he kanefmaaLiak deLLoigna
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Ruidnd paLicy DLLsLena

NPNPAIL/PBII/EBIT
deas ntuust LDult DY8
LTC
dLadi Jar_

NPAIT_EAIL_PAIT
diso Diidemd LulLLcs dhnusheld
dss Qiuidend fquudy hausheldu
Retained Seuuiag PLsLLghiag_ubaik g Ajt
iquidits Drisie
dt d pLL dhausa hat Laah_tanLLLaltm
Huua,
CAshmems (Mash
Bonk CaLoce
alhant_dacities)
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ahjective40alo e wmantial Mamaqumunt

Q faeit Maximiahicon
a)Bemeta
Bauomutu AN mrasum Lcient md LnmiL

COmCnic omd uLousmnR LLemdiiem OLa nof nlunyA

amo Boom Declumemt LLalueu ReLooaiom
atou
emeA wn_O ULALnIAa du uto- Vauious

ueuta Oua maim so nmca douH

E is LAotahal toi ulfllbm iho A0cial g0alo-

Mouupoua Social Roobonailuilty CRS

Aamutahana

mihLuts lHmLaitmeaa n puit marimiaah

whuth
Opbuna.th umnhhaaa nly ein heum puet

hotfum ou Uenng

DeCLALLty XAwituum
Yea
2
200 So0

TOTAL
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fMOmhaaboe tall it La dihiciated that tota

00thadlut uwhaa talN Labsuk the ality

uOuidauhun im c h yea nhi
miaauy akik ds qualitye Aumnoik is
maiLmiaaham

tate

Scane uuthUM

Boon 1Soo Soo

Matuuts 200 6 00
Rcoaieon 600
Jotal oo Eoo
.
m the nbole nlu u ARemed hat um totauty
boh AU it uiuuas au Ami uuit
duhn 0 L
1ale abaut thu ALit Y has a balameid

ALmp hALsA Y ha deat ptian wn Hhis

 C-Cn caoh unHou zpectedj Page
Date

2 Shauthalder LLeeaLth Mlalimiaathm SwM-

wauth maiumiAahiom abOath

huoh au m u a u i y LUaity
momagemnen
ditanjut_Lamo mimg LALmjt

Co-
SWM E C C2 C14)|

HL

L = QLALDLmt uLatL
n No iOu

Yeo Caah mlA

S0 00
4o.000
3 10,00o
Ualeulate SWM
ALL OLLL LOQUILLLd T0
U

diudmgbho duaLsLLnt_Late
Fuame kt o
gh_puuct 1 Diacaunt
Risk Ahouiacteupbicoo nd
mustbe Luneo uuhch mauiLt
Dpant Rate
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LLomemmy Sullsah - Diacaumt eate
1 Bauish DzloLunt
mumg ocaah&lau Highu
n ULatL Highu
duaLaumt uuote
SM CL C2
CL4) +)2 C3
S000a o000
C1+002) ( +(o o2)
0.000
(1+0 02)3
8o.oo.o

49019-61 t_3 844615 t

9423 22 )-80ooo
80,000
9 68.89 58
80.000
2 16889 S

inglpualert
uLple
ositiu hecupt
ousiort Highuu SuoM Accuat
Retwunv
t uubaiant
the uusoud e
t gomoist tu00 loonsnt makng umLe atasmt
Hituwn mt and tasila

R
KetaA : CULmt Ritum tCapitaL
Ritu
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A

.LEEEE
E

1111AAAANNE
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Date.

Yea ha buse Diluodam.d Ri m

20
2 lo-
I 8 18
3 120-
6 66
o0 12
S 12
30 12

nd 1o-00 xLo0
sLd em
20

3 a 2 10+120-4io X oo
110

818.

12 t 00120 X Joo
120
- 6 66
h
A Leau 12t 90to0 x 1oo

2
yoa 12 t l3o 90 XLgo

R Ot 20t 8-18 6 66) +2 t S278

6
1S 22-
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Chou imuLakou hs huoLght shaue 6LOmry

Lomd wnuLated_uALally un sath him
h utun 0uLd_um laat miyiOA
21 A4 -2 120 ond16/
wapLtiuuly
mdha ulbLrhed uutuum uy oLuthomahi mion

R 2i+24 (-25) +18+ l20 t 1

6

Caltukaben tum l E.ometuuL mmLgn

RqnCi+R2UtR) ERa)

yematuue cit ho holding uod

Ondials tenonaowondimg wmto 0cLauni utuum
mim tMaidaus bh0ldsn
Geamehuc
pund (utum Gut u

h maigu luutotiem GeomutuuLc miam

Ls 1 Rq- n CLR) (+R)

5JLt2o)t+ L8 18) 1t(-6 66)) Ut 2) 1t5a184

S (19-18) (-S.) 3) {S& +
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Date

xhuted Rtuwn
ea
Pexobaliliky Rtun sh Rdun
0
StockA_ tock
30
30
4 30 IS 10
lo

aluiat hu wuted R n
ERA 0-2 x(s) t 0.3(ia)
t03X lLs) +0: 2 C20)
t 3 t9:5t y
12:S
EIRD8 2 02X So)
t03(30) +0:3 Xo)+0:2Y l0)
10 t9 +3-2

uemthe abouu ualtuLahitna

t ls dihatted that
Ad luAL to w uAtto to umiuat um
Atack R)
o
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CausL wsk

LwGmg_umuistmnt
3LCLLdit wouLthnao LaaL
Maauty puad
Lamount unuetmvat
6Methoda imeatment
nuatoy dhoLiid lhce may ihe wnueatmiale
Mtachid uth ha Lcalateual Ond
NatienalLmdwwntiuamatilnal factosea.
iecem Aeasnal diaai DuL ingli fuOduet
bass is high i a -
lembenunta e Risk
aleulal RLak
hLUaien iuts actLal amd uypected Litn
aignid uuilh puoiauilihiea
Ne Lcalculalus Riak-
L AYLhSLOgical migaus Atata fmind
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-
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Mauket Risk
CwA duLto
altunate fousns f luellioh
md uraruah mauNet

nuat Rat eak

t_imcuds CRR, SZR, Rpopalu uus
Rab uustiakiena Ppa
CRR- Qts Laah
ReoLLu Roto
njLabion.
tispueoLsomssumd ucemtinauw dfisil un h
mny due tu dieuoaao i vaLue
prodlucsien good
neny.
MauArt_Jo Lcemtnol he mLloten
a uadshted. hea itaolu
LRe
SLR
Repo Raate
RuuAs Prpo Late
OMO

CRR LLsa moumt e NpTLL Net D md Zme

Ailuuly )uhLeh iu depeaikd y Clmtusal
Cem muial Kamk óant ao
ND TL
(Tumuiaiiit)
Net Dnand RD fD, PE
CASA
 Yolunment dieuhieo (G scru'y, Guult Seutetg),
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Date

SARLStatusuy)_dguwidityRatia

hikedLg2
waflationL high i t
0n LueeaLild_liquidy faLeT
Cniual ibant CnLo
bamk dictir:

RepoRate
ibane-
h e doan Lem c l n t u u a l
OmR zatia

Keunae_ Repo Rate

dpeaLt_ulafuadto
LemtuuaL oan/s

higi }Lahkn
huu iis La i t n d h o n

ULteni t a
LcoaA aELo miymm
- aLLlltag
LQuidty ceMeucialdank_daeiins ve

haulIu Þeuiod

epeuatien
OMO Sfocn maukt
ivnkasenqacsusuehy a L
ncaa Ahigh

DU La hasiken peiad,-
Lugludiky dieluns
 Bate

hasim_Pou
E dAma t puuchasing bauu uatulily
LOOLLm Lehaar4g pew ualt _duustiy
latduuthu llothon
inhlatien cta luy luso factnua
mond huuu nplahn
LLHhn dimmd / 4aaadi camd deLuue tis high
Lflenwnliahn uulL aleo high and PRR uuls
ianLoase D92 PRR2
leat pLuah njlahimL
g0oda otuusu t_SnpLaiem 1 PRR 1
* lattnial Riak
JntuMnatienaL Riak
K Natuual_Riok

dinayatimatio Riak
lLyAtinatic Riale ja dcontuollalule l s hu 9naagu
dhu liak LLan be mmomaged uUIpLMtiZe
Botnsa ntesehimuAL

Beaineoo Riak
LL ajium md bLiL wnjlumesd ty hu.

mansial Riat
diu to uwu82ng_Lahtal itudwu/ teeauags
ncung i Jusum acca hu funancial
 Pagc
Datedo

/_delst/Equit Ldcbt_u d
uat a LCemlimatiga d y-
tnlLiu ond /lang tuem toan
/huuune hasl
UAnlaua uQuity olhaue

Defautt Riak
NPA
Staustpaicy Rankimg taat

C t auiliky uutun iuLuAL duu to

eLaist
U
m0d up the doume pauty

Mamaguuial eian
Qljussat huLphn d j nt panagL_

actitude
hehaLioLL
Qacciatid uuuth agezny LLa

(Y_Liquidittp Ria
Rion diguudahem LABpy
digudasin kRrak auuaL du to LgeAial iiAENAL

u hautnNAhis
fo amplsd njletauoL
dot iqudahim m _pc

( Aiguidity LaLao_dezLatca ayng abacity 10

tiauilities ushi_au payalult uLtthuaa ornfaaatual
LLa Shot t LiauititieConbe paid uasil
Aueat asaiLa aueaaaunlauned uafuuly2
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LLULLLmd 4alta
Lash
BonRBalameBIR
ipaid zpenae
MLuRLtalu dkutie
Duluto
tocR

dLAud Sneems (Smetmt gnuakd lur not ww

Riak pujauima
CHLOdimg to dmunkahing maugnab ULtlity A O-
pLL 1gt uaddibienal Juealth hia_uitiuty

ALLLhUutaun uA/e dollexamAs md nfanO n-

n Hu 0Lbected_ALeLua tnd
oftamdaud deLLDHO2
decido m vOuaLA LwnlueAtmiat

to tnlicot NAAAuhe
ugh utuuia to lou uisk_ n hu aALO
Ltwo 1gnents
1) A s e Auuau
nuistou

ttu puwaupl LmuLAt_M1 a oL uatu

Riale SRicking naestas.