RATES OF AGENT’S COMMISSION

Under All In force Plans as on 13/12 /2021

2nd & 3rd 4th Year
1st Year
PLAN Premium Paying Term Year onwards
% % %
15 years & above 25 7.50 5
855, 905, 914, 915, 932, 933, 934, 936,
10 to 14 years 20 7.50 5
943, 944 & 945
5 to 9 years 10 5 5
15 years & above 12.50 5 5
859 10 to 14 years 10 5 5
5 to 9 years 5 5 5
2nd,3rd,10th, 4th to 9th, 11th to
10 Years 20 15th & 20th 14th & 16th to
863 (Limited PPT) year: 19th Year:
15 & 20 Years 25
7.50 5
920 15 years
20 7.50 5
921 20 years
935 10 to 20 years 5 3.50 2.50
852 –
10 to 25 years 2.50 3.50 4.50
Premium Band 40,000 to 74,000
4.50
852 –
10 to 25 years 4.00 4.50 ( 7 in last year
Premium Band 75,000 & Above
of PPT)
16 years 25 7.5 5
10, 12 & 14 years 20 7.5 5
947 & 948
(7.5 in last
Year of PPT)
10 to 14 Years 25 7.5 5
15 years 30 7.5 5
860
(7.5 in last
Year of PPT)
861 – 5 Years PPT 5 years 10 5 5
2nd to 10th 11th Year
906 All 25
Year – 6% Onwards -5%
856 Single Premium 0.1 NA NA
916, 917, 849, 855(SP), 857, 858,
Single Premium 2 NA NA
859(SP) , 861(SP), 862 & 863(SP)
Excluding Single Premium
Bonus Commission* 40% of 1st year commission.
Plans and Plan 860

*Bonus Commission Rules:

1. Agent has to bring Minimum 6 lives and 50,000 Premium every year to become eligible for Bonus
Commission.
2. If agent has earned bonus commission for 5 successive year then he will be entitled to Bonus
Commission during the year following the 5 successive years even if he doesn’t fulfil the eligibility criteria
during that year.

Commission on Own Life Case:

Agents commission on his own life case will be released only after he completes 6 proposals on lives of
different persons during 1st year of his agency.

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