Metro-Score PPI: Customer Credit Report

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Metropol Corporation Limited

14th Floor, KCB Plaza Upperhill


P.O.Box 35331 00200 Nairobi
Email: info@metropol.co.ke
website: www.metropol.co.ke

Customer Credit Report


3148-EFFTDGJCUVXBGJOP

Identity [32918588]

REPORTED NAMES: ERIC NYASUNI MAROA, MAROA ERIC NYASUNI, MAROA NYASUNI., MAROA NYASUNI, MAROA ERIC
NYASUNI

Requested By Requesting Organization Report Date Reference Number

SELF Metropol Credit Reference Bureau 2022-07-08 #REF 3148-EFFTDGJCUVXBGJOP

Metro-Score© PPI©

752 M1
Identity Document Date of Birth Gender Nationality Marital Status

National ID: 32918588 1996-05-27 Male KENYA -

Phone Number(s) Website Email Address

254769555824

Postal Addresses
Postal Address Postal Code Town Country

P O BOX 05 40417 NTIMARU Kenya

Physical Addresses
Physical Address Plot Number Town Country

INTIMARU - NTIMARU Kenya


Key
Latest Record
Previous / Other Record
Verified Detail

RATING ANALYSIS
Metro-Score© Monthly Score Performance
900

752 800

700
754
726
698 698 698 698 698 698 698 698
736 752

600
The Metro-Score ranges from 200 to 900 with higher scores indicating better
credit quality than lower scores. A high score means that you can have favorable 500
terms from your lender.
400
Excellent 300
Good
200
Satisfactory
Fair 100
Poor
Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul
Default
Score Trend

200 400 500 600 700 800 900 The Score has increased from 736 to 752 by 16 point(s).

The Metro-Score 752 indicates Good credit quality UP


Metro-Score © Comparatives
Average Score Score Spread

Last 3 Months 726 Best Score 754

Last 6 Months 712 Worst Score 698

Last 12 Months 530 Standard Deviation 22.8


PPI©

M1
The PPi© ranges from M1 to M9 with lower digits indicating better payment performance.
The PPI© indicates the average delays beyond terms in meeting payment obligations and is often used to
determine terms.

0 10 20 30 40 50 60 70 80 90

M1 M2 M3 M4 M5 M6 M7 M8 M9
The metropol PPI © of M1 indicates an average late payment of days beyond terms based on credit experiences over the last 12 months.

Number of Reporting Institutions


Last 2 Months Last 3 Months Last 6 Months Last 12 Months

2 1 1 2

Credit Performance
Sector All Accounts Non Performing Accounts Performing With Default History Performing Without History Total Outstanding Total Overdue
Bank 10 0 0 10 29,822.30 9,758.00

MFB 0 0 0 0 0.00 0.00

Sacco 0 0 0 0 0.00 0.00

MFI 0 0 0 0 0.00 0.00

Insurance 0 0 0 0 0.00 0.00

Trade 0 0 0 0 0.00 0.00

Fintechs 0 0 0 0 0.00 0.00

Non Deposit
Taking 0 0 0 0 0.00 0.00
Saccos

Deposit
Taking 0 0 0 0 0.00 0.00
Saccos

DFIs 1 0 0 1 100,868.41 0.00

Total 11 0 0 11 130690 9758

Total Outstanding Balance Total Accounts


130,690.71 11

*Disputed Account(s)
Performing Account(s) Without Default History:

Account Information Terms Amounts Arrears Dates


32918588UG Type: Personal Loan Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 105,000.00 Current:0 2019-06-30
Higher Education Loans Board None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 100,868.41 Overdue Balance: 2019-01-31 00:00:00
DFI None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: 0.01 Overdue Date: 2019-01-31
Active 0.01 - Last Payment Date:
Account Name: Original Currency: KES 2017-01-04
12-Month Repayment Performance
0 - - - - - - - - - - -
Jan-19 Dec-18 Nov-18 Oct-18 Sep-18 Aug-18 Jul-18 Jun-18 May-18 Apr-18 Mar-18 Feb-18

Account Information Terms Amounts Arrears Dates


25476955582420201204 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 262.00 Current:0 2020-12-04
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2020-12-10 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-02-10
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 0 0 0 0 0 0 0 0 0 0
Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Sep-21 Aug-21 Jul-21 Jun-21 May-21 Apr-21 Mar-21

Account Information Terms Amounts Arrears Dates


25476955582420210103 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 207.00 Current:0 2021-01-03
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2021-01-09 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2021-02-18
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 0 0 - - - - - - - -
Feb-21 Feb-21 Jan-21 Jan-21 Dec-20 Nov-20 Oct-20 Sep-20 Aug-20 Jul-20 Jun-20 May-20

Account Information Terms Amounts Arrears Dates


25476955582420210120 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 295.00 Current:0 2021-01-20
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2021-02-10 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-02-10
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 0 0 0 0 0 0 0 0 0 0
Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Sep-21 Aug-21 Jul-21 Jun-21 May-21 Apr-21 Mar-21

Account Information Terms Amounts Arrears Dates


25476955582420210314 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 284.00 Current:0 2021-03-14
NCBA BANK KENYA PLC None Current Balance: Max:21 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2021-04-08 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-02-10
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 0 0 0 0 0 0 0 0 21 0
Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Sep-21 Aug-21 Jul-21 Jun-21 May-21 May-21 Apr-21

Account Information Terms Amounts Arrears Dates


25476955582420210518 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 425.93 Current:0 2021-05-18
NCBA BANK KENYA PLC None Current Balance: Max:76 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2021-06-10 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-02-10
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 0 0 0 0 76 47 15 0 - -
Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Sep-21 Sep-21 Aug-21 Jul-21 Jun-21 May-21 Apr-21
Account Information Terms Amounts Arrears Dates
25476955582420211031 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 41.30 Current:0 2021-10-31
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2021-11-10 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2021-11-10
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 - - - - - - - - - - -
Nov-21 Oct-21 Sep-21 Aug-21 Jul-21 Jun-21 May-21 Apr-21 Mar-21 Feb-21 Jan-21 Dec-20

Account Information Terms Amounts Arrears Dates


25476955582420211231 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 143.52 Current:0 2021-12-31
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2022-01-10 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-03-08
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 0 - - - - - - - - -
Mar-22 Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Sep-21 Aug-21 Jul-21 Jun-21 May-21 Apr-21

Account Information Terms Amounts Arrears Dates


25476955582420220227 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 182.93 Current:0 2022-02-27
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2022-03-08 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-04-08
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 - - - - - - - - - -
Apr-22 Mar-22 Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Sep-21 Aug-21 Jul-21 Jun-21 May-21

Account Information Terms Amounts Arrears Dates


25476955582420220426 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 275.17 Current:0 2022-04-26
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2022-05-06 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-06-06
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 - - - - - - - - - -
Jun-22 May-22 Apr-22 Mar-22 Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Sep-21 Aug-21 Jul-21

Account Information Terms Amounts Arrears Dates


AA22126YR35B Type: Personal Loan Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 30,000.00 Current:7 2022-05-06
KENYA COMMERCIAL BANK LIMITED None Current Balance: Max:7 Date First Reported:
Lender Type: Repayment Frequency (Period): 29,822.30 Overdue Balance: 2022-06-01 00:00:00
Banks 2 Last Payment Amount: 9,758.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: 9,734.20 Overdue Date: 2022-06-01
Active 9,734.20 2022-05-23 Last Payment Date:
Account Name: Original Currency: KES 2022-05-24
12-Month Repayment Performance
7 - - - - - - - - - - -
Jun-22 May-22 Apr-22 Mar-22 Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Sep-21 Aug-21 Jul-21

CREDIT EVENTS

CREDIT APPLICATIONS

Date Lender Type Facility Type Amount Status


2022-05-07 Banks Personal Loan 20,000 -

INQUIRIES
Inquiries History
Last 30 days 0

Last 60 days 0

Last 90 days 0

Last 180 days 0

Total Inquiries 0

INQUIRIES
Sector Lender Inquiry Reason Date Of Inquiry

GUARANTORS
Account Guarantor Name Guarantor Identity Amount
N/A N/A N/A N/A
No guarantor information.

BOUNCED CHEQUES
Bounced Cheque History
Last 30 days 0

Last 60 days 0

Last 90 days 0

Last 180 days 0

Total Bounced Cheques 0

DISCLAIMER:
The information provided in this report is for the purposes of decision making as stipulated in the Banking (Credit Reference Bureau) Regulations,
2020 only. It is not in any way METROPOL CREDIT REFERENCE BUREAU's opinion of the financial capability, solvency, integrity or intentions of any
persons mentioned herein. It therefore cannot be used to inform any level of decision making, positive or adverse, on any and all persons mentioned
herein, whether regarding current or potential credit lines. All parties given access to this information are bound to keep any and all information,whether
intentionally or accidentally accessed, strictly confidential. METROPOL CREDIT REFERENCE BUREAU does not warrant or guarantee any use of the
information contained herein.

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