FINANCIAL LITERACY

FORMULA TO SUCCESS
BE DO HAVE

“How you do anything is how you do everything.

Your “character” or “nature” just refers to how
you handle all the day-to-day things in life, no
matter how small.”

- Derek Sivers

“Success is 80% psychology and 20% skill”

- Tony Robbins

5 Simple Steps to Achieve Financial Freedom

Managing
1. Improving Cash Flow
2. Getting out of Debt Jar Management System
3. Build an Emergency Fund
4. Life Insurance
5. Investment

Growing

Speculative

 Stocks
 Networking
 Business
 Real
 Cryptocur
 Forex

Growth Investments
PILLARS OF FINANCIAL PLANNING
 Bonds
Earning  Treasury
 Bills
 Mutual
 FINANCIAL LITERACY
 Funds
 UITF

Protection

 PhilHealth
 SSS
 HMO
 Insurance (Variable or Traditional)

How to be Money Smart During this Pandemic

DOs

 Budget your expenses

 Pay off your debts
 Save money
 Replenish emergency fund
 Increase your passive income

DON’Ts

 Don’t quit your job

 Don’t spend beyond your needs
 Don’t be an impulsive buyer