I did internship program in PT.

Asuransi Kredit Indonesia (Askrindo) Branch office Balikpapan through

PMMB (Program Magang Mahasiswa Bersertifikat) Program which held by Forum Human Capital
Indonesia. This program were done for increase professional skill aspect for create excellent human
resources with has capable competency and create human resources that global competitive. I did
Internship program start from march 4th until September 4th 2019. When I was on PMMB Program in
PT. Askrido, i was placed on Underwriting Section. Underwriting Section is section which has task and
function are check the analysis of the application submitted by the principal whether it is in accordance
with the company's operational standards, make sure if application date which were submitted right,
make sure if the company which were given guarantee not in black list and the last is If the data is
suitable, a feasibility analysis of the principal is carried out. Before i started working,i had been given
direction fron underwriting section staff about my job speciffically are filling source analysis form (FSA),
filling SB/KBG form, filling policy register, making consumptive credit formula, separate consumptive
credit policy, filling SPKMGR (Surat Pernyataan Kesediaan Membayar Ganti Rugi) list and the last filling
company profile list. Practice direction were held by staff for the writer can know and realize policy
publishing process.

Saya melaksanakan Program Magang di PT. Asuransi Kredit Indonesia Kantor Cabang Balikpapan dalam
rangka Program Magang Mahasiswa Bersertifikat (PMMB) yang diadakan oleh Forum Human Capital
Indonesia (FHCI). Saya melaksanakan program tersebut dari Tanggal 4 Maret sampai dengan 4
September 2019. Saya ditempatkan di Bidang Underwriting. Bidang Underwriting adalah bidang yang
memiliki tugas dan fungsi yaitu mengecek apakah analisa dari permohonan yang diajukan oleh principal
apakah sesuai dengan SOP (standar Operasional Perusahaan), Memastikan bahwa data permohonan yang
diajukan benar, Memastikan perusahaan yang dijamin tidak termasuk dalam daftar hitam oleh oblige,
Apabila semua data sesuai dilakukan analisis kelayakan dari principal. Sebelum saya memulai kegiatan,
saya telah diberikan pengarahan dari staff Bidang Underwriting mengenai pekerjaan saya yang terdiri dari
Mengisi Formulir Sumber Analisa (FSA), Mengisi formulir SB/KBG, Melakukan register polis, Membuat
rumus Kredit Konsumtif, Memisahkan polis kredit konsumtif, Melakukan register SPKMGR dan yang
terakhir adalah Melakukan register company profile. Pengarahan Praktik Kerja dilakukan Oleh Staff
sehingga saya dapat mengerti dan memahami proses penerbitan polis.