Key Fact Statement for Deposit Accounts

United Bank Limited Date Thursday, November 11, 2021

__________________ Branch
IMPORTANT: Read this document carefully if you are considering opening a new account. It is available in English. You may also use this document to compare
different accounts offered by other banks. You have the right to receive KFS from other banks for comparison.
City, ____________________

Account Types & Salient Features :

This information is accurate as of the date above. Services, fees and mark up rates may change on time to time basis i.e. monthly, semi annually etc. For updated fees/charges, you may visit our website or visit our branches.
Conventional
Particulars
UBL Freelance Digital Account
Currency (PKR, US, EUR, etc.) PKR/USD/AED/GBP,/Euro
To open NIL
Minimum Balance for Account
To keep NIL
Account Maintenance Fee NIL
Is Profit Paid on account (Yes/No) Subject to the applicable tax rate N/A
Indicative Profit Rate. (%) N/A
Profit Payment Frequency (Daily, Monthly, Quarterly, Half yearly and yearly) N/A
Provide example: (On each Rs.1000, you can earn Rs.------ on given periodicity) N/A
Premature/ Early Encashment/Withdrawal Fee (If any, provide amount/rate) N/A
Service Charges: IMPORTANT: This is a list of the main service charges for this account. It does not include all charges. You can find a full list at our branches, on our website at "www.ubldigital.com”. Please note that all
bank charges are exclusive of applicable taxes. * For Good Citizen Filer Customer, service charges will be free as per the product features. PS: For UBL Uniflex account Rs. 100/- pertransaction after 3 withdrawal in a
month.
Services Modes Conventional
Intercity 0.10% or Rs. 500/-Whichever is Higher
Cash Transaction Deposit
Intra-city Free
Intercity 0.20% or Min. Rs. 450/- Whichever is higher
Intra-city Free
Cash Transaction Withdrawal
Own ATM withdrawal Free
Other Bank ATM Rs. 18.75/- Per transaction
ADC/Digital Free
SMS Clearing Free
For other transactions Free
UBL VISA Classic Issuance Free
UBL VISA Classic Annual Rs. 1,600/-
UBL Premium Master Issuance Free
UBL Premium Master Annual Rs. 1,700/-
Debit Cards Union Pay Debit Card Issuance Free
(Issued on PKR A/c Only) Union Pay Debit Card Annual Rs. 1,600/-
Paypak Debit Card Issuance Free
Paypak Debit Card Annual 1200
Others Issuance As Per SOC
Others Annual As Per SOC
Issuance 25 leaves Free (Others Rs. 15/- per leaf)
Cheque Book
Stop Payment Rs. 500/-
Remittance (Local) Banker Cheque/ Pay Order/ Cashier's Cheque Rs. 375/-
Foreign Demand Draft 0.12% per USD 1000; Min USD 6, Max USD 30
Remittance Foreign
Wire Transfer As per SOC
Annual Free
Statement of Account Half Yearly Free
Duplicate Rs. 35/- Inc of Tax
ADC/Digital Channels As per SOC
Fund Transfer
Others As Per SOC
Internet Banking subscription (one-time & annual) N/A
Digital Banking
Mobile Banking subscription (one- time & annual) N/A
Normal Free
Clearing Intercity Free
Same Day Rs. 500/-
Closure of Account Customer request Free
You Must Know
Requirements to open an account: To open the account you will need to satisfy some identification requirements as per Unclaimed Deposits: In terms of Section 31 of Banking Companies Ordinance, 1962 all
Cheque Bounce: Dishonoring of Cheque is subject to a criminal trial in Pakistan. Accordingly, you should be writing Cheque deposits which have not been operated during the period of last ten years, except deposits in
with utmost prudence. Issuing a cheque dishonestly which gets dishonored on presentation is a criminal offence and is the name of a minor or a Government or a court of law, are surrendered to State Bank of
punishable under the law. Pakistan (SBP) by the relevant banks, after meeting the conditions as per provisions of law.
The surrendered deposits can be claimed through the respective banks. For further
Safe Custody: Safe custody of access tools to your account like ATM cards, PINs, Cheques, e-banking usernames, passwords; information, please contact branch where your account resides.
other personal information, etc. is your responsibility. Bank cannot be held responsible in case of a security lapse at the
customer’s end. Please note that United Bank Limited never calls customers and ask your personal details including but not Closing this account: In order to close the account please visit your branch.
limited to Password, Credit Card Pin, OTP etc. Please be cautious against such kind of messages.
How can you get assistance or make a complaint?
Record updation: Always keep profiles/records updated with the bank to avoid missing any significant communication. You
United Bank Limited, Complaint Management Unit, 1st Floor, UBL Warehouse Building
can contact your branch to update your information.
Maikolachi MT Khan Road, Karachi
What happens if you do not use this account for a long period?
Tel : 021-32446949
I ACKNOWLEDGE RECEIVING AND UNDERSTAND THIS KEY FACT STATEMENT
Customer Name:
Product Chosen: UBL Tezraftaar Asaan Digital Remittance Current
Mandate of account: Single/Joint/Either or Survivor:
Address

Contact No.: Mobile No. Email Address

Customer's Signature (All account holders's signoffs are required) Signature Verified (Name, Employee # and Functional Title)