Parag Parikh Conservative Hybrid Fund

An open ended hybrid scheme investing predominantly in debt instruments

NFO Opens 07th May 2021 NFO Closes 21st May 2021
We prefer to launch a new scheme if...

We can add value to the There is a need in the

end investors market for a product from
our fund house

02 04

01 03
We can provide some We are excited to put
differentiation/ our own money in such
simplification to the a scheme
category or asset classes
Why we are launching a Debt Fund now

Nothing could happen

toNothing couldthe
a debtcould
fund, happen
Nothing
to a debt fund, the
What will be the return biggest
happen misconception
to a debt
biggest misconception Kitna milega to risk
or Kitna Milega? fund, the biggest kya hai?
misconception

Our experience during Liquid A myth existed for very long Paradigm shift
Fund Launch
 Debt is a very complex asset class which The mandate permits us flexibility to
1 is not very easy to understand for invest across various categories of 3
majority of the people Debt securities

A simpler and unambiguous Our deep knowledge of

debt product was the need of equities could prove to be 4
2
the hour handy while choosing stocks

It permits us to offer our

5 investors exposure in an
emerging asset class like REITs
and InvITs
Presenting...
Parag Parikh Conservative Hybrid Fund
An open ended hybrid scheme investing predominantly in debt instruments
Features of Parag Parikh Conservative Hybrid Fund (PPCHF)

It is a Scheme which can invest 75-90% of the

corpus in debt securities… with the remainder
in equities, REITs / InvITs, etc

It is 'conservative' in the sense that most of the

corpus is invested in a mix of accrual and duration
instruments without taking on excessive credit risk

It is 'hybrid' owing to the inclusion of three

different asset classes within one Scheme
 Structure of Parag Parikh Conservative Hybrid Fund

Debt & Money

Market instruments &

Equities & equity

related instruments
# Regular Income & Capital Appreciation

Units of (REITs/InvITs)*

# There is no assurance that the investment objective of the Scheme will be realized and the
scheme does not assure or guarantee any returns.
* Real Estate Investment Trusts / Infrastructure Investment Trusts
PPCHF could be considered by investors who are:

Desiring diversified asset allocation within one

scheme

Preferring to outsource the task of managing

the complexities involved in debt investing

Who are not attempting to try to profit from every

movement in interest rates through active trading in
debt securities

Investors should consult their financial advisers if in

doubt about whether the product is suitable for them
Who should think twice before investing...

Avid timers of the interest-rate cycle

Investors who are uncomfortable with volatility in the

NAV

Investors seeking returns akin to those provided by

equity schemes

Investors who may need to withdraw their money within

a few months
 An open-ended hybrid scheme investing predominantly in debt
Type of Scheme instruments

To generate regular income through investments predominantly in

Investment debt and money market instruments. The Scheme also seeks to
generate long term capital appreciation from the portion of equity
Objective
investments under the scheme.#

Entry Load Exit Load

Before 365 days*

Nil - First 10% of units After 365 days*
NIL 1% - Beyond 10% NIL

Total Expense Ratio - 0.30% p.a.

* From the date of allotment of units

# There is no assurance that the investment objective of the Scheme will be realized and the scheme does not assure or
guarantee any returns.
Asset class allocation

Debt securities
(including securitized debt) &
75 to 90 %*
Money Market instruments

Equities & Equity related

10 to 25 %* instruments

Units issued by REITs and

0 to 10 %* InvITs

* % of net assets
Debt Portfolio drivers...

Portfolio will comprise of a combination of ‘accrual’ and ‘duration’

securities

Predominance of Sovereign, State Government and high quality

PSU securities and AAA papers

Limited ‘corporate credit-risk’ related exposure

Focus on providing reasonable returns with low volatility

Equity methodology...

Preference for stocks with relatively high dividend-yield

Preference for stocks with relatively high dividend-yield

Focus
Focus onon choosing
choosing stocks
stocks possessing
possessing a ‘margin-of-safety’
a ‘margin-of-safety’
Real Estate Investment Trusts (REITs) / Infrastructure Investment
Trusts (InvITs)

Units of REITs and InvITs primarily strive to provide in providing

regular income to investors - In the form of rent or dividends

In addition, there is scope for capital appreciation owing to any impending

increase in the value of the assets represented by those units
Investment Team

Combined experience of
35+ years in managing
money
How to invest...

Various available modes of investing

Forms available at...

CAMS centre across India

PPFAS presence in Mumbai, Delhi, Bengaluru,

Chennai, Pune, Hyderabad and Kolkata

BSE Star MF, NSE NMF & MF Utilities

Invest Online through our SelfInvest App,

Websites - Forms on https://amc.ppfas.com/
 Ways to Invest
Offline Mode Online Mode

Click here Click here

For SID and other scheme related information, please visit

amc.ppfas.com/ppchf
Note: The product labelling assigned during the NFO is based on internal assessment of the scheme
characteristics or model portfolio and the same may vary post NFO when the actual investments are made.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Thank you