Name Symbol Last Chg. % Market Cap Vol.

Bank Central Asia BBCA 7500 -0.33% 924.56T 134.60M

Bank Yudha Bhakti BBYB 1325 -2.21% 9.52T 30.89M
Bank Mayapada MAYA 800 6.67% 9.47T 26.14M
Bank BRISyariah BRIS 2210 -1.78% 89.99T 63.81M
Bank Permata BNLI 1810 -0.82% 65.49T 717.50K
Bank Mnc Internasional BABP 256 -3.76% 6.43T 110.15M
Bank Mega MEGA 8500 -1.16% 59.19T 21.10K
Bank Harda Internasional Tbk PT BBHI 4830 5.23% 56.43T 8.00M
Bank Rakyat Persero BBRI 4400 -0.23% 539.43T 161.26M
Bank Windu MCOR 132 0% 5.01T 13.83M
Bank Rakyat AGRO 1990 0.25% 42.97T 24.59M
Bank Nationalnobu NOBU 1030 0% 4.57T 1.01M
Mnc Kapital Ind BCAP 106 -1.85% 4.46T 12.70M
Bank Multiarta Sentosa PT MASB 3500 0.57% 4.29T 4.80K
Bank Woori Indonesia SDRA 645 0% 4.21T 448.70K
Bank Mandiri Persero BMRI 7200 0.35% 335.75T 49.68M
Bank Net Indonesia Syariah Tbk PT BANK 2350 -0.84% 31.00T 7.02M
Bank Qnb Indonesia BKSW 185 0.54% 3.78T 14.12M
Bank Agris AGRS 206 -1.9% 3.67T 16.32M
Bank Bumi Arta BNBA 1545 -3.13% 3.57T 8.33M
Bank Pembangunan BEKS 81 2.53% 3.55T 1.18B
Bank Panin Syariah PNBS 90 1.12% 3.49T 56.89M
Bank Tabungan Pensiunan BTPS 3800 0% 29.27T 6.34M
Bank Danamon BDMN 2900 0% 28.34T 3.30M
Bank Cimb Niaga BNGA 1085 0% 27.05T 4.78M
Bank Maybank Indonesia BNII 344 -1.15% 26.22T 2.25M
Bank Tabungan BTPN 2900 0.35% 23.36T 55.60K
Bank Dinar Indonesia DNAR 244 -0.81% 2.81T 3.34M
Bank Of India Indonesia BSWD 1750 0% 2.44T 0:00
Bank Amar Indonesia AMAR 286 -0.69% 2.30T 1.78M
Bank Capital Indonesia BACA 322 -1.83% 2.28T 28.49M
Bank Artha Graha INPC 137 -0.72% 2.18T 5.15M
Bank JTrust Indonesia Tbk PT BCIC 210 9.95% 2.10T 89.95M
Bank Artos Indonesia ARTO 13825 2.98% 191.56T 29.05M
Bank Ina Perdana BINA 3470 -0.86% 19.62T 363.00K
Bank Pan Indonesia PNBN 820 -2.96% 19.55T 20.63M
Bank Tabungan Negara BBTN 1810 -1.63% 19.17T 61.94M
Bank Bisnis BBSI 6000 1.27% 18.16T 24.10K
Bank Sinarmas BSIM 870 -1.14% 17.15T 212.90K
Bank Bukopin BBKP 446 -1.33% 14.57T 157.41M
Bank Pembangunan BJBR 1470 -1.67% 14.46T 4.51M
Bank Negar BBNI 7225 2.12% 134.45T 64.09M
Bank Pembangunan Timur BJTM 775 -0.64% 11.64T 10.16M
Bank Ganesha Tbk PT BGTG 175 -2.23% 1.96T 43.76M
Bank Victoria BVIC 135 -1.46% 1.34T 4.88M
no

no

no

no
no

no
no

no
no
Symbol Company Price
BBCA Bank Central Asia Tbk. 7,500
BBRI Bank Rakyat Indonesia (Persero) Tbk. 4,400
BMRI Bank Mandiri (Persero) Tbk. 7,200
ARTO Bank Jago Tbk. 13,825
BBNI Bank Negara Indonesia (Persero) Tbk. 7,225
BRIS Bank Syariah Indonesia Tbk. 2,210
BNLI Bank Permata Tbk 1,810
MEGA Bank Mega Tbk. 8,500
BBHI Allo Bank Indonesia Tbk. 4,830
AGRO Bank Rakyat Indonesia Agroniaga Tbk. 1,990
BANK Bank Aladin Syariah Tbk. 2,350
BTPS Bank BTPN Syariah Tbk 3,800
BDMN Bank Danamon Indonesia Tbk. 2,900
BNGA Bank CIMB Niaga Tbk. 1,085
BNII Bank Maybank Indonesia Tbk. 344
BTPN Bank BTPN Tbk 2,900
PNBN Bank Pan Indonesia Tbk 820
BINA Bank Ina Perdana Tbk 3,470
BBTN Bank Tabungan Negara (Persero) Tbk. 1,810
BBSI Bank Bisnis Internasional Tbk 6,000
BSIM Bank Sinarmas Tbk. 870
NISP Bank OCBC NISP Tbk. 725
BJBR Bank Pembangunan Daerah Jawa Barat dan Banten Tbk 1,470
BBKP Bank KB Bukopin Tbk. 446
BJTM Bank Pembangunan Daerah Jawa Timur Tbk. 775
BBYB Bank Neo Commerce Tbk. 1,325
MAYA Bank Mayapada Internasional Tbk. 800
BBMD Bank Mestika Dharma Tbk. 2,120
BMAS Bank Maspion Indonesia Tbk. 1,600
BABP Bank MNC Internasional Tbk. 256
SDRA PT Bank Woori Saudara Indonesia 1906 Tbk. 645
MCOR Bank China Construction Bank Indonesia Tbk. 132
NOBU Bank Nationalnobu Tbk. 1,030
MASB Bank Multiarta Sentosa Tbk 3,500
BKSW Bank QNB Indonesia Tbk. 185
AGRS Bank IBK Indonesia Tbk. 206
BEKS Bank Pembangunan Daerah Banten Tbk. 81
BNBA Bank Bumi Arta Tbk. 1,545
PNBS Bank Panin Dubai Syariah Tbk. 90
DNAR Bank Oke Indonesia Tbk. 244
BSWD Bank Of India Indonesia Tbk. 1,750
AMAR Bank Amar Indonesia Tbk 286
BACA Bank Capital Indonesia Tbk. 322
INPC Bank Artha Graha Internasional Tbk. 137
BCIC Bank JTrust Tbk 210
BGTG Bank Ganesha Tbk. 175
BVIC Bank Victoria International Tbk. 135

NAME STOCK SYMBOL EXCHANGE

AMMB AMMB Kuala Lumpur
RHB Bank RHBC Kuala Lumpur
AFFIN AFIN Kuala Lumpur
Hong Leong Bank HLBB Kuala Lumpur
CIMB Group CIMB Kuala Lumpur
Hong Leong Financial
HLCB Kuala Lumpur
Alliance Bank Malaysia
ALLI Kuala Lumpur
Malayan Banking MBBM Kuala Lumpur
Public Bank PUBM Kuala Lumpur
Change % Market Cap Liquidity (Rp) ROA ROE EPS
-25 (-0.33%) 915,317 B 517 B
-10 (-0.23%) 660,191 B 1,229 B
25 (+0.35%) 332,640 B 257 B
400 (+2.98%) 189,647 B 362 B
150 (+2.12%) 133,389 B 148 B
-40 (-1.78%) 89,986 B 85 B
-15 (-0.82%) 64,833 B 1B
-100 (-1.16%) 58,600 B 118 M
240 (+5.23%) 55,864 B 51 B
5 (+0.25%) 42,737 B 222 B
-20 (-0.84%) 30,807 B 87 B
0 (0.00%) 28,981 B 28 B
0 (0.00%) 28,060 B 16 B
0 (0.00%) 26,995 B 7B
-4 (-1.15%) 25,923 B 547 M
10 (+0.35%) 23,392 B 128 M
-25 (-2.96%) 19,547 B 6B
-30 (-0.86%) 19,424 B 5B
-30 (-1.63%) 18,976 B 53 B
75 (+1.27%) 17,978 B 284 M
-10 (-1.14%) 16,981 B 868 M
0 (0.00%) 16,469 B 886 M
-25 (-1.67%) 14,318 B 8B
-6 (-1.33%) 14,145 B 78 B
-5 (-0.64%) 11,521 B 7B
-30 (-2.21%) 9,831 B 131 B
50 (+6.67%) 9,371 B 7B
-20 (-0.93%) 8,584 B 40 M
150 (+10.35%) 7,038 B 62 M
-10 (-3.76%) 6,858 B 84 B
0 (0.00%) 5,471 B 753 M
0 (0.00%) 4,955 B 2B
0 (0.00%) 4,525 B 4B
20 (+0.58%) 4,294 B 254 M
1 (+0.54%) 3,743 B 4B
-4 (-1.90%) 3,601 B 5B
2 (+2.53%) 3,579 B 13 B
-50 (-3.13%) 3,533 B 9B
1 (+1.12%) 3,458 B 10 B
-2 (-0.81%) 3,362 B 3B
0 (0.00%) 2,430 B NA suspend
-2 (-0.69%) 2,275 B 564 M
-6 (-1.83%) 2,256 B 44 B
-1 (-0.72%) 2,170 B 3B
19 (+9.95%) 2,082 B 2B ??
-4 (-2.23%) 1,936 B 24 B
-2 (-1.46%) 1,275 B 1B

SECTOR INDUSTRY MARKET CAP

Financial Regional Banks 11.16B
Financial Regional Banks 23.96B
Financial Regional Banks 3.70B
Financial Regional Banks 38.89B
Financial Regional Banks 53.08B
Financial Regional Banks 20.84B
Financial Regional Banks 4.33B
Financial Money Center Banks 97.17B
Financial Money Center Banks 82.11B
NPM Z-SCORE
 LIST CSR BANK (LAPORAN TAHUNAN 2020)
BANK 2020 2019
1 BBCA Rp116.8 billion 122.8 billion
2 BBRI 264,14 M 226,58 M
3 BMRI 140,557,455,628 147,829,531,279
4 ARTO
5 BBNI 174,606,186,710 Rp148.399.311.763
6 BRIS syariah
7 BNLI 9,202 M 2,777 M
8 MEGA 36,86 M 17,65 M
Mega Peduli 31,59 M 1,65 M
Mega Berbagi 5,27 M 16 M
9 BBHI
10 AGRO Rp391.647.676 Rp918.853.960

11 BANK
12 BTPS
13 BDMN 5M 7,69M

14 BNGA 28,046 B 28,951 B

Qordhul Hasan Fund (CIMB16,4 B 14,397 B
15 BNII 11 B Rp 1,7 M dan RM 2,7juta (9,3 M rupiah)
16 BTPN 2,958 million 9,119 million
17 PNBN 40,76 M 2,23 M

18 BINA
19 BBTN 18.225 juta 6.942 juta
20 BBSI
21 BSIM Rp Rp.2.674.550.219 Rp3.578.336.681

22 NISP 3,791 M 3,209,789,459

23 BJBR Rp111.819.792.930. 1,538,449 Million

24 BBKP Rp2.207.735.780. 1,94 M

25 BJTM
26 BBYB
27 MAYA Rp12,30 miliar. Rp13,85 miliar.
 NAIK 16,57%
https://bankmandiri.co.id/web/ir/annual-reports

https://www.bni.co.id/Portals/1/BNI/Perusahaan/HubunganInvestor/Docs/AR-B

https://www.permatabank.com/sites/default/files/documents/pdf/PermataBan
https://bankmega.com/media/filer_public/a3/3e/a33e5ee8-bcef-4972-b7c1-d50

https://bankmega.com/media/filer_public/88/ea/88ead2d1-af9e-47c0-9fc5-c89

https://briagro.co.id/wp-content/uploads/2020/01/Annual-Report-BRI-Agro-201
https://briagro.co.id/wp-content/uploads/2021/04/AR-SR-BRI-AGRO-2020.pdf

https://www.danamon.co.id/-/media/ALL-CONTENT-ABOUT-DANAMON/LAPORA
https://www.danamon.co.id/-/media/ALL-CONTENT-ABOUT-DANAMON/LAPORA
https://investor.cimbniaga.co.id/misc/AR/AR-2020-EN.pdf

M 2,7juta (9,3 M rupiah) https://www.maybank.co.id/-/media/Downloaded-Content/Laporan-Tahunan/A

https://www.btpn.com/sr-btpn-bank-2020_english_1juni.pdf
https://www.panin.co.id/doc/cmsupload/documents/laporan/2019/lpaninbank_
https://www.panin.co.id/doc/cmsupload/documents/2020%20report/paninbank

https://www.btn.co.id/-/media/User-Defined/Document/Hubungan-Investor/ind

220,95 jt https://www.banksinarmas.com/id/public/upload/file/60ab2ae5e7c04_Laporan
https://www.banksinarmas.com/id/public/upload/file/60b4af706119a_AR-BSIM
https://www.ocbcnisp.com/asset/media/Feature/AboutOCBC/Hubungan-Investo
https://www.ocbcnisp.com/asset/media/Feature/AboutOCBC/Hubungan-Investo
https://www.bankbjb.co.id/tentang/ina/hubungan-investor/laporan-tahunan
https://www.bukopin.co.id/assets/files/AR_Bukopin_2019_030420pagi.pdf
https://www.bukopin.co.id/assets/files/KB_BUKOPIN_ANNUAL_REPORT_2020_(

https://www.bankmayapada.com/id/hubungan-investor/laporan-tahunan#lapor
unganInvestor/Docs/AR-BNI-TB-2020-Bahasa.pdf

uments/pdf/PermataBank_AR_2019_Final_08042020_0.pdf
5ee8-bcef-4972-b7c1-d501d52898a1/bank_mega_-_sr_-_2020_-_final_31_maret_-_lowres.pdf

d2d1-af9e-47c0-9fc5-c89661b7c57a/laporan_keberlanjutan_2019.pdf

nual-Report-BRI-Agro-2019.pdf
-SR-BRI-AGRO-2020.pdf

BOUT-DANAMON/LAPORAN-KEUANGAN/LAPORAN-KEBERLANJUTAN/Laporan-Keberlanjutan-2020-PT-Bank-Danamon-Indones
BOUT-DANAMON/LAPORAN-KEUANGAN/LAPORAN-KEBERLANJUTAN/Danamon-SR-2019-R1.pdf

ntent/Laporan-Tahunan/Annual-Report-Maybank-Indonesia-2020.pdf

aporan/2019/lpaninbank_sr_2019_final_hi_res637291077720875545.pdf
2020%20report/paninbank_sr_2020_final637580577629496634.pdf

nt/Hubungan-Investor/ind/Laporan-Tahunan/2020/AR-2020--BTN-160221--IND.pdf

60ab2ae5e7c04_Laporan%20GCG%20Bank%20Sinarmas%202020.pdf
60b4af706119a_AR-BSIM-2020.pdf
utOCBC/Hubungan-Investor/Laporan-Tahunan/2019/2019_Financial-Annual-Report.pdf
utOCBC/Hubungan-Investor/Laporan-Tahunan/2020/2020_annual-report_sustainability_report.pdf
estor/laporan-tahunan
019_030420pagi.pdf
ANNUAL_REPORT_2020_(IDN).pdf

or/laporan-tahunan#laporan-keberlanjutan
2020-PT-Bank-Danamon-Indonesia.pdf
 Nama Bank
1 BBCA
Net Income/Total Assets ROA
Net Income/Total Equity ROE
Net Earnings/Total Number of Shares Outstanding EPS
Net Income/Total Revenue NPM
ZSCORE
Leverage TD/TA
Tangibility LTA/TA
property, plant, and equipment Non current Asset
Total Asset

BRIS ROA
bank syariah indonesia ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

BBRI ROA
ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

BMRI ROA
PT Bank Mandiri Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset
 ARTO ROA
(bank jago) ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

BBNI ROA
PT Bank Negara Indonesia Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

BNLI ROA
PT BANK PERMATA TBK ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

MEGA ROA
PT Bank Mega Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
 Total Asset

BBHI ROA
ROE
EPS
net income/revenue NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

AGRO ROA
Bank Rakyat Indonesia Agroniaga (Bank BRI Agroniaga) ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

BANK ROA
ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

BTPS ROA
ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
 Total Asset

BDMN ROA
PT Bank Danamon Indonesia Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

BNGA ROA
Bank CIMB Niaga Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

BNII ROA
Bank Maybank Indonesia Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

BTPN ROA
Bank BTPN Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
 Non current Asset
Total Asset

PNBN ROA
Bank Pan Indonesia Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

BINA ROA
Bank Ina Perdana Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

BBTN ROA
PT Bank Tabungan Negara Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
adanya others Non current Asset
Total Asset

BBSI ROA
Bank Bisnis Internasional Tbk ROE
EPS
NPM
ZSCORE
TD/TA
 LTA/TA
Non current Asset
Total Asset

BSIM ROA
Bank Sinarmas Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

NISP ROA
Bank OCBC NISP Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
ga ada? Non current Asset
Total Asset

Others
Total Asset

BJBR ROA
Bank Pembangunan Daerah Jawa Barat dan Banten Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

BBKP ROA
 Bank KB Bukopin Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

BJTM ROA
Bank Pembangunan Daerah Jawa Timur Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

BBYB ROA
Bank Neo Commerce Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

MAYA ROA
Bank Mayapada Internasional Tbk ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset
 2020 2019 2018 2017 2016 2015 2014
 2.52%   3.11%   3.13%   3.11%   3.04%   3.03%   2.98% 
 14.70%   16.41%   17.05%   17.75%   18.33%   20.16%   21.22% 
 1100.43   1158.59   1048.68   945.45   835.76   730.83   668.66 
34.6% 36.9% 37.6% 36.4% 34.5% 31.3% 31.8%

 0.00   0.00   0.00   0.00   0.01   0.01   0.01 

2.04% 2.27% 2.34% 2.25% 2.51% 1.63% 1.60%
21,915 20,852 19,337 16,869 16,991 9,712 8,845
1,075,570 918,989 824,788 750,320 676,739 594,373 552,424

 0.43%  0.17%  0.28%  0.32%

 4.56%  1.45%  2.12%  3.88%
 25.05  7.62  10.97  25.54
5.71% 2.19% 3.43% 3.59%

 0.00   0.00   0.00   0.00 

0.75% 0.52% 0.58% 0.56%
435 224 221 178
57,716 43,123 37,915 31,543

 1.23%   2.43%   2.49%   2.57%   2.61%   2.89%   3.02% 

 9.45%   16.66%   17.68%   17.39%   17.89%   22.51%   24.85% 
 151.24   278.67   262.28   235.08   1061.88   1029.53   982.67 
15.2% 27.1% 28% 27.2% 27% 29.7% 32.3%

 0.00   0.00   0.00   0.00   0.00   0.00   0.00 

2.13% 2.22% 2.08% 2.20% 2.44% 0.92% 0.74%
32,185 31,433 26,915 24,746 24,515 8,039 5,917
1,511,805 1,416,759 1,296,898 1,126,248 1,003,644 878,426 801,955

 1.20%   2.08%   2.08%   1.84%   1.33%   2.23%   2.32% 

 9.05%   13.43%   13.81%   12.38%   9.18%   17.37%   19.36% 
 366.84   588.90   536.04   442.28   591.71   871.50   851.65 
17.6% 27.7% 28.3% 23.9% 17% 26.1% 28.7%

 0.00   0.00   0.00   0.00   0.00   0.01   0.01 

3.27% 3.38% 3.20% 3.26% 3.43% 1.07% 1.04%
46,728 44,612 38,443 36,619 35,663 9,762 8,929
1,429,334 1,318,246 1,202,252 1,124,701 1,038,706 910,063 855,040
  -8.70%   -9.23%   -3.50%   -1.04%   -4.30%   -0.04%   0.13% 
 -15.38%   -17.91%   -20.15%   -6.28%   -22.63%   -0.29%   1.08%
 -17.46   -101.11   -19.31   -7.24   -27.63   -0.32   11.73
-210.5% -231.8% -34.5% -11.3% -43.2% -0.3% 1.3%

 0.00   0.00   0.00   0.00   0.00   0.00   0.00

6.33% 5.22% 9.92% 8.00% 8.90% 2.82% 2.38%
138 69 66 67 69 21 20
2,180 1,321 665 837 775 746 841

 0.37%   1.82%   1.86%   1.92%   1.88%   1.78%   2.59% 

 2.98%   12.56%   13.89%   13.81%   13.01%   11.87%   18.25% 
 175.91   824.96   805.16   730.16   608.02   486.18   578.20 
5.4% 24% 25.1% 25% 23.1% 22.7% 31.1%

 0.00   0.00   0.00   0.00   0.00   0.00   0.00 

3.07% 3.14% 3.23% 3.22% 3.64% 4.08% 1.49%
27,362 26,525 26,127 22,805 21,972 20,757 6,222
891,339 845,605 808,572 709,330 603,032 508,595 416,574

 0.36%   0.93%   0.59%   0.50%   -3.92%   0.14%   0.86% 

 2.06%   6.24%   4.01%   3.48%   -33.61%   1.31%   9.28% 
 25.73   53.50   32.14   26.69   -290.20   20.79   133.54 
5.5% 11.7% 7.4% 6% -41.3% 1.4% 9.4%

 0.01   0.03   0.06   0.09   0.08   0.09   0.08 

1.55% 1.52% 1.67% 1.66% 1.54% 1.49% 0.61%
3,074 2,451 2,552 2,461 2,554 2,724 1,129
197,726 161,451 152,893 148,328 165,528 182,689 185,350

 2.68%   1.99%   1.91%   1.58%   1.64%   1.54%   0.90% 

 16.52%   12.89%   11.60%   9.95%   9.44%   9.14%   8.61% 
 431.99   287.59   229.67   186.69   166.29   151.18   86.05 
37.4% 26.9% 23.6% 20.3% 18.8% 16.3% 10%

 0.00   0.00   0.00   0.00   0.00   0.00   0.00 

5.20% 5.86% 7.22% 6.68% 8.01% 8.46% 2.75%
5,833 5,907 6,045 5,496 5,651 5,769 1,830
112,203 100,804 83,762 82,297 70,532 68,225 66,648

 1.43%   -1.45%   -5.44%   0.42%   0.34%   -2.21%   0.62%

 10.66%   -12.19%   -36.60%   2.35%   1.86%   -12.23%   4.27%
 8.85   -8.73   -27.26   2.58   1.94   -12.60   5.30
22.8% -16.4% -55.4% 4.9% 3.3% -19.2% 5.6%

 0.00   0.00   0.00   0.00   0.00   0.00   0.00 

1.16% 1.31% 1.50% 1.34% 1.55% 1.59% 1.48%
30 33 34 33 32 33 30
2,587 2,527 2,264 2,459 2,058 2,079 2,021

 0.11%   0.19%   0.82%   0.95%   0.91%   0.96%   0.97% 

 0.73%   1.14%   4.62%   4.52%   5.32%   5.95%   6.86% 
 1.46   2.39   9.57   7.84   6.72   7.01   8.32 
1.6% 2.5% 12.3% 11.2% 10.7% 10.2% 10.4%

 0.02   0.04   0.04   0.07   0.00   0.00   0.00 

0.99% 0.97% 1.04% 1.78% 2.13% 2.83% 0.78%
277 262 259 264 242 237 50
28,015 27,068 24,828 14,811 11,378 8,365 6,385

 6.22%  10.80%  -9.78%  -0.77%

 7.00%  12.98%  -12.21%  -1.68%
 5.48  81797.20  -68481.77  -10353.74
143.5% 150.2% -105.3% -9.4%

 0.00  0.00  0.00  0.00

1.80% #VALUE! #VALUE! #VALUE! #DIV/0! #DIV/0! #DIV/0!
13  -  - -
721 716 662 1,276

 5.20%  9.10%  8.02%  7.32%

 14.54%  25.95%  24.15%  29.72%
 110.94  181.68  125.30  96.66
21.2% 31.4% 28% 23.1%

 0.02  0.00  0.00  0.00

2.02% 1.37% 1.47% 2.07% #DIV/0! #DIV/0! #DIV/0!
332 210 177 190
16,435 15,383 12,039 9,157

 0.50%  2.10%  2.10%  2.07%  1.53%  1.27%  1.33%

 2.34%  9.06%  9.49%  9.52%  7.43%  7.05%  7.94%
 103.10  416.78  409.21  384.11  278.52  249.70  271.69
5.4% 19.3% 20.4% 17.5% 12.4% 10.2% 11%

 0.01  0.01  0.01  0.00  0.00  0.00  0.00

1.05% 0.92% 1.02% 1.28% 1.44% 1.36% 1.27%
2,106 1,786 1,903 2,288 2,506 2,559 2,490
200,890 193,534 186,762 178,257 174,087 188,057 195,709

 0.72%  1.33%  1.31%  1.12%  0.86%  0.18%  1.00%

 4.90%  8.42%  8.80%  8.06%  6.09%  1.49%  8.23%
 80.07  145.04  138.56  118.48  82.83  17.02  93.21
9.7% 16.8% 17.2% 14.6% 9.8% 1.9% 11.3%

 0.01  0.02  0.02  0.01  0.03  0.03  0.03

3.36% 3.00% 3.08% 2.86% 3.11% 2.68% 2.21%
9,427 8,223 8,220 7,627 7,504 6,412 5,164
280,944 274,467 266,781 266,305 241,572 238,849 233,162

 0.73%  1.09%  1.24%  1.04%  1.17%  0.72%  0.49%

 4.72%  7.02%  8.88%  8.82%  10.25%  7.35%  4.84%
 16.62  24.18  28.79  26.63  28.76  16.81  10.31
10% 12.4% 15.3% 12.6% 14.5% 8.2% 5.3%

 0.12  0.15  0.16  0.17  0.13  0.16  0.18

3.44% 2.95% 2.73% 2.55% 2.34% 1.67% 1.72%
5,960 4,988 4,853 4,426 3,906 2,629 2,462
173,224 169,083 177,533 173,253 166,679 157,619 143,318

 0.96%  1.42%  1.93%  1.28%  1.92%  2.10%  2.47%

 5.60%  8.61%  10.83%  7.39%  11.06%  12.54%  15.69%
 214.67  315.69  336.37  209.05  300.00  291.40  317.28
12.2% 15.7% 16% 10.1% 13.7% 13.5% 15.2%

 0.09  0.13  0.03  0.05  0.06  0.07  0.12

1.29% 1.04% 1.75% 1.74% 1.79% 1.08% 0.97%
 2,358 1,894 1,787 1,660 1,632 876 730
183,166 181,631 101,919 95,490 91,371 81,040 75,015

 1.42%  1.57%  1.50%  1.13%  1.21%  0.77%  1.37%

 7.02%  8.02%  8.25%  7.10%  7.61%  4.96%  11.23%
 128.83  137.70  129.22  100.15  99.86  58.41  97.80
19.3% 19.7% 18.5% 11.5% 14.4% 9.3% 16.7%

 0.14  0.14  0.17  0.09  0.11  0.07  0.08

4.74% 4.88% 4.95% 4.54% 4.95% 4.99% 1.45%
10,326 10,313 10,261 9,688 9,852 9,134 2,502
218,067 211,287 207,204 213,542 199,175 183,121 172,582

 0.23%  0.14%  0.30%  0.59%  0.77%  0.81%  0.79%

 1.59%  0.58%  0.94%  1.52%  3.78%  5.28%  5.07%
 3.43  2.61  4.18  6.73  6.69  8.04  7.31
4.5% 2% 4.1% 7.4% 7.5% 7.5% 8.4%

 0.00  0.00  0.00  0.00  0.00  0.00  0.00

1.13% 0.42% 0.49% 0.29% 0.17% 0.14% 0.05%
95 22 19 9 4 3 1
8,438 5,262 3,854 3,123 2,359 2,082 1,952

 0.44%  0.07%  0.92%  1.16%  1.22%  1.08%  0.77%

 8.02%  0.88%  11.78%  13.98%  13.69%  13.35%  9.14%
 151.31  19.76  265.15  285.88  247.30  174.91  105.57
6.4% 0.8% 12.8% 15.7% 15.3% 12.4% 8.7%

 0.14  0.17  0.15  0.18  0.17  0.15  0.12

1.61% 1.73% 1.64% 1.85% 2.18% 0.90% 1.03%
5,818 5,401 5,018 4,837 4,659 1,553 1,488
361,208 311,777 306,436 261,365 214,168 171,808 144,576

 2.44%  2.33%
 3.49%  4.44%
 11.62  9.95
37.4% 28.1%

 0.00  0.00
11.87% 17.82% #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!
171 170
1,441 954

 0.27%  0.02%  0.16%  1.05%  1.19%  0.66%  0.73%

 1.96%  0.11%  1.04%  6.58%  8.28%  5.05%  4.90%
 6.79  0.40  3.28  20.73  24.30  13.08  11.03
3.6% 0.2% 1.6% 10.3% 12.9% 7.8% 8.6%

 0.00  0.00  0.00  0.00  0.00  0.00  0.00

3.55% 3.83% 3.94% 3.75% 3.34% 3.72% 0.00%
1,584 1,399 1,212 1,139 1,042 1,036
44,612 36,560 30,749 30,404 31,193 27,886 21,260

 1.02%  1.63%  1.52%  1.41%  1.30%  1.25%  1.29%

 7.05%  10.62%  10.80%  9.99%  9.18%  9.15%  8.94%
 91.59  128.10  114.97  189.65  156.01  130.82  116.12
16.8% 21.8% 21.6% 19.7% 17.5% 16.3% 16.8%

 0.01  0.01  0.01  0.00  0.02  0.03  0.03

0.08% 0.09% 0.09% 0.09% 0.09% 0.09% 0.08%
157.003 161.142 151.672 134.367 117.746 111.470 84.598
206,305 180,707 173,583 153,774 138,196 120,480 103,123

49.302 19.565 21.911 19.407 20.45 9.01 18.525

206.305 180.707 173.583 153.774 138.196 120.480 103.123

 1.20%  1.26%  1.29%  1.05%  1.13%  1.55%  1.47%

 14.11%  13.00%  13.78%  12.04%  11.99%  17.85%  15.85%
 171.49  158.42  157.36  125.00  119.06  142.02  115.11
13.4% 12.9% 13% 10.5% 10.8% 13.7% 12.7%

 0.07  0.07  0.07  0.08  0.05  0.04  0.05

0.00% 0.00% 0.00% 0.00% 0.00% 1.18% 0.92%
1,045
140,934 123,536 120,191 114,980 102,318 88,697 75,837

 -4.07%  0.22%  0.20%  0.13%  1.03%  1.02%  0.92%

 -38.55%  2.44%  2.21%  2.01%  11.43%  12.79%  10.65%
 -99.65  18.57  16.27  14.89  119.58  105.70  79.73
-61.4% 2.8% 2.4% 1.4% 11.6% 11.6% 10.2%

 0.05  0.04  0.07  0.06  0.04  0.04  0.04

0.00% 0.00% 3.61% 3.22% 0.00% 0.00% 0.00%
3,448
79,939 100,264 95,644 107,135 105,406 94,367 79,051

 1.78%  1.79%  2.01%  2.25%  2.39%  2.07%  2.47%

 14.88%  14.99%  14.88%  14.83%  14.26%  14.05%  15.54%
 99.16  91.75  84.14  77.42  68.80  59.29  62.95
24.5% 23.6% 24.2% 23.7% 21% 18.8% 23%

 0.00  0.00  0.00  0.00  0.00  0.00  0.00

1.44% 1.33% 1.55% 0.00% 0.00% 0.00% 0.00%
1,206 1,023 972
83,619 76,715 62,689 51,519 43,033 42,804 37,998

 0.29%  0.31%  -3.02%  0.29%  1.64%  0.73%  0.44%

 1.42%  1.69%  -22.82%  2.13%  10.57%  6.80%  4.36%
 2.38  2.60  -26.38  3.07  16.19  9.89  5.37
10% 7.4% -47.8% 4.7% 27.5% 14.5% 9.5%

 0.00  0.00  0.00  0.00  0.00  0.00  0.00

4.08% 2.40% 2.54% 2.06% 2.25% 2.34% 0.00%
221 123 115 103 93 80
5,421 5,124 4,534 5,005 4,135 3,418 2,692

 0.07%  0.57%  0.50%  0.90%  1.35%  1.38%  1.20%

 0.50%  4.28%  4.05%  7.91%  11.63%  14.22%  15.27%
 9.39  77.30  68.59  137.30  166.73  151.55  125.22
1.2% 5.9% 5.5% 9.7% 13.6% 13% 12.2%

 0.04  0.06  0.06  0.05  0.03  0.04  0.05

1.46% 1.46% 1.70% 1.74% 0.00% 0.00% 1.60%
1,351 1,365 1,480 1,304 577
92,518 93,409 86,972 74,746 60,839 47,306 36,174
 in Billion ALTMAN ZSCORE
2013 2012 2011 2010 Z=
 2.87%   2.65%   2.83%   2.61%
 22.32%   22.62%   25.76%   24.86% X1 =
 578.13   475.43   438.83   343.92  X2 =
34.7% 33.5% 44% 41% X3 =
X4 =
 0.01   0.01   0.01   0.01  X5 =
1.50% 1.45% 1.09% 1.05%
7,440 6,407 4,145 3,407
496,305 442,994 381,908 324,419

 3.41%   3.39%   3.21%   2.84%

 26.96%   28.83%   30.30%   31.28%
 865.22   757.26   611.41   930.10
35.9% 37.7% 31.3% 25.7%

 0.01   0.01   0.01   0.01

0.63% 0.51% 0.39% 0.39%
3,973 2,804 1,853 1,569
626,183 551,337 469,899 404,286

 2.48%   2.44%   2.22%   2.08%

 20.82%   20.79%   19.82%   22.55%
 780.16   664.46   524.83   446.23
33.2% 33.3% 29.8% 26.4%

 0.01   0.02   0.02   0.03

1.04% 1.10% 1.19% 1.23%
7,646 7,003 6,590 5,527
733,100 635,619 551,892 449,775
#DIV/0! #DIV/0! #DIV/0! #DIV/0!

 2.34%   2.11%   1.95%   1.65%

 19.02%   16.21%   15.44%   12.39%
 485.52   377.84   312.40   220.03
32.3% 29.5% 26.7% 20.3%

 0.01   0.00   0.00   0.00

1.43% 1.38% 1.36% 1.54%
5,514 4,592 4,053 3,838
386,655 333,304 299,058 248,581

 1.04%   1.04%   1.14%   1.36%

 12.22%   10.95%   12.66%   12.68%
 161.66   128.15   128.06   111.15
13.3% 13.6% 13.5% 15.2%

 0.08   0.09   0.07   0.06

0.66% 0.57% 0.72% 1.04%
1,093 749 731 764
165,834 131,799 101,324 73,813

 0.79%   2.11%   1.73%   1.84%

 8.58%   21.99%   22.01%   21.80%
 75.36   377.79   294.40   299.19
10.8% 24.7% 20.7% 23.3%

 0.00   0.03   0.03   0.04

2.85% 2.89% 2.98% 3.01%
1,892 1,887 1,846 1,555
66,476 65,219 61,909 51,597

 0.00
0.79% #DIV/0! #DIV/0! #DIV/0!
13
1,638

 1.02%   0.82%   0.94%   0.46%

 6.27%   8.88%   9.45%   5.04%
 7.04   9.13   9.08   4.09 
12.5% 10.4% 9.5% 3.8%

 0.00   0.00   0.00   0.00

0.57% 0.25% 0.32% 0.39%
29 10 11 12
5,124 4,040 3,481 3,054

#DIV/0! #DIV/0! #DIV/0! #DIV/0!

#DIV/0! #DIV/0! #DIV/0! #DIV/0!

  2.19%  2.58%  2.35%  2.52%
 12.93%  14.08%  13.02%  16.17%
 421.68  418.57  348.08  354.49
19.4% 20.6% 19.3% 19%

 0.00  0.00  0.00  0.01

1.19% 1.35% 1.34% 1.50%
2,199 2,096 1,899 1,771
184,237 155,791 141,934 118,207

 1.96%  2.14%  1.90%  1.78%

 16.60%  18.76%  17.34%  18.61%
 170.40  168.44  126.30  107.06
24% 26.2% 21.5% 20.5%

 0.04  0.03  0.04  0.07

2.06% 1.94% 1.99% 2.00%
4,518 3,821 3,311 2,867
218,866 197,412 166,801 143,653

 1.10%  1.04%  0.70%  0.71%

 12.65%  12.72%  8.59%  7.35%
 25.34  21.47  11.89  9.44
14% 12.8% 8.2% 7%

 0.17  0.17  0.18  0.04

1.56% 1.67% 1.79% 2.03%
2,199 1,931 1,701 1,527
140,547 115,773 94,919 75,130

 3.06%  3.35%  3.00%  2.42%

 21.51%  25.59%  24.92%  19.84%
 364.90  338.85  247.20  738.77
19.5% 21.3% 18.8% 14.9%

 0.14  0.15  0.16  0.18

1.08% 0.83% 1.01% 1.06%
 755 489 471 366
69,665 59,090 46,651 34,523

 1.38%  1.42%  1.47%  1.30%

 12.18%  12.85%  12.85%  11.55%
 93.82  87.49  75.99  58.71
18.9% 19.8% 20.6% 15.4%

 0.11  0.15  0.14  0.12

1.49% 1.42% 1.45% 1.62%
2,441 2,114 1,805 1,763
164,056 148,793 124,754 108,948

 0.56%  0.87%
 4.60%  9.80%
 4.95  102.56
5.5% 8.6%

 0.00  0.00
0.14% 0.26% #DIV/0! #DIV/0!
2 4
1,402 1,512

 1.19%  1.22%  1.26%  1.34%

 13.52%  13.27%  15.28%  14.21%
 147.86  131.70  126.60  105.11
14.5% 15.5% 14.8% 14.1%

 0.13  0.13  0.12  0.12

1.16% 1.42% 1.68% 2.12%
1,523 1,583 1,497 1,451
131,170 111,749 89,121 68,386
#DIV/0! #DIV/0! #DIV/0! #DIV/0!

 1.27%  1.50%  0.68%  0.91%

 8.03%  12.48%  8.70%  11.17%
 16.86  22.16  12.41  13.98
15.9% 15.7% 8.6% 11.1%

 0.00  0.00  0.00  0.00

0.00% 0.00% 0.00% 0.00%

17,447 15,152 16,659 11,232

 1.17%  1.16%  1.26%  0.72%

 8.47%  10.23%  11.42%  7.08%
 99.60  107.08  106.88  55.20
18.6% 18.6% 18% 9.6%

 0.05  0.04  0.05  0.07

0.08% 0.08% 0.08% 0.08%
80.467 66.120 49.986 37.434
97,525 79,142 59,834 44,475

17.058 13.022 9.848 7.041

97.525 79.142 59.834 44.475

 1.93%  1.68%  1.77%  2.05%

 20.54%  19.96%  17.90%  17.84%
 141.59  123.00  99.24  91.81
16.9% 17.6% 16.1% 18.2%

 0.07  0.07  0.10  0.08

1.04% 0.79% 1.01% 1.26%
699 735 560 549
70,958 70,841 54,449 43,446

 1.34%  1.26%  1.29%  1.04%

 15.01%  16.66%  16.91%  17.07%
 109.37  104.20  92.79  80.07
15.7% 16.3% 16.1% 12.9%

 0.04  0.05  0.00  0.00

0.00% 0.00% 0.00% 0.00%

69,458 65,690 57,183 47,489

 2.49%  2.49%  3.46%

 14.41%  13.21%  26.39%
 55.26  48.58  72.08
24.3% 25.1% 31.2%

 0.00  0.00  0.00

0.80% 0.70% 0.71% #DIV/0!
263 204 176
33,047 29,112 24,847

#DIV/0! #DIV/0! #DIV/0! #DIV/0!

 1.60%  1.53%  1.32%  0.76%

 15.97%  14.26%  10.30%  5.19%
 110.79  85.16  55.40  24.89
17.1% 16.8% 13.5% 7.3%

 0.06  0.00  0.07  0.09

0.00% 0.00% 0.00% 0.00%

24,016 17,167 12,951 10,102

 1.2X1 + 1.4X2 + 3.3X3 + 0.6X4 + 1X5
Working Capital/Total Assets working capital = current asset - current liability
Retained Earnings/Total Assets retained earnings = retained earnings - dividen
EBIT/Total Assets EBIT = operating profit
Market Capitalisation/Total Liabilities
Sales/Total Assets

((ROA + Equity) / Assets)) / Standard Deviation (ROA)

Current Assets = total placement with….. + to

Current Liabilities = total deposits from custome
set - current liability
balance sheet
earnings - dividen
income statement

tal placement with….. + total loans

tal deposits from customer
NAME STOCK SYMB EXCHANGE SECTOR INDUSTRY MARKET CAP
AMMB AMMB Kuala Lumpur Financial Regional Ba11.16B
RHB Bank RHBC Kuala Lumpur Financial Regional Ba23.96B
AFFIN AFIN Kuala Lumpur Financial Regional Ba3.70B
Hong Leong Bank
HLBB Kuala Lumpur Financial Regional Ba38.89B
CIMB Group CIMB Kuala Lumpur Financial Regional Ba53.08B
Hong Leong Financial
HLCB Kuala Lumpur Financial Regional Ba20.84B
Alliance BankALLI
Malaysia Kuala Lumpur Financial Regional Ba4.33B
Malayan Banking
MBBM Kuala Lumpur Financial Money Cente97.17B
Public Bank PUBM Kuala Lumpur Financial Money Cente82.11B

2020 2019 2018

AMMB ROA
AMBANK ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

RHB Bank ROA

ROE
EPS
NPM
ZSCORE
TD/TA
LTA/TA
Non current Asset
Total Asset

AFFIN
Hong Leong Bank

CIMB Group

Hong Leong Financial

Alliance Bank Malaysia

Malayan Banking

Public Bank
2017 2016 2015 2014 2013 2012 2011
2010