Indonesia Multifinance 2015

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MARKPLUS POWER LUNCH SESSIONS

Indonesia Multifinance 2015


Presented by:
Andrew F. Erlangga
4C Diamond Model
Value-migrator
CHANGE
Certain/Uncertain Important/Unimportant
Technology

Pol-Leg Economy Soc-Cul

Market

Value-supplier Value-demander
COMPETITOR CUSTOMER
Winner, Loser, Emerging Commited, Lost, New

Value-decider
COMPANY
Existing-competence, Risk-attitude, Strength -possibilities
Goverment Spending
Inflation
Opportunities for Business Development
Infrastructure Development
Global Economy
National Economy
Decision Making Process
Stagnant Growth of 2015 Market

GAIKINDO
Relatively flat at 1,2 million unit of sales

ASTRA GROUP
Stagnant at 1,3 million unit of sales

INDOMOBIL
A little increase due to contribution of LCGC

Source: various sources


The Top 5 Brands in Indonesia

Source: Frost & Sullivan’s Advent of Fuel Efficient Cars in ASEAN, March 2014
Respect The Competitor

UNRELATED UNRELATED
POTENTIAL COMPETITORS FROM POTENTIAL
COMPETITION RELATED FIELDS COMPETITION
INDIRECT

DIRECT

UNRELATED UNRELATED
POTENTIAL POTENTIAL
COMPETITION COMPETITION
CONSUMER BEHAVIOR
Dealer and End-Customer
Consumer Protection Index amongst
Multifinance Company
46 45
44
43

38

33 33 33

Overall Financial Solicitation Application Account Data Complaint Dispute


Index education and inquiry Handling Protection Handling Resolution
Customer Path in Multifinance : Door Knob

A1 A2 A3 A4 A5

AWARE APPEAL ASK ACT ADVOCATE

ASK < ACT ACT > ADVOCATE


In multifinance, customers often In multifinance, customers seldom
purchase without asking for advocates a brand due to:
information due to: • Having low brand attachment
• Having prior expectation and
preference
The Real Challenges

FEARLESS

FOCUSED

FATEFUL
andrew.erlangga@markplusinc.com

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