Statement Period 05/13/22 TO 06/12/22

SANTANDER PREFERRED CHECKING

For your convenience our Customer Service Center is

available from 6 am - 10 pm EST, 7 days a week.
Call us at 1-877-768-2265
Hearing and speech impaired customers may use 7-1-1.
www.santanderbank.com

JEAN SINCERE JEAN MICHEL

ARMELIE P JEAN-MICHEL 0000
33 SUDAN ST APT 2 7 7 12
DORCHESTER MA 02125-7827

SANTANDER PREFERRED CHECKING Statement Period 05/13/22 - 06/12/22

JEAN SINCERE JEAN MICHEL Account # 2002479437

ARMELIE P JEAN-MICHEL

Balances
Beginning Balance $1,994.55 Current Balance $2,090.46
Deposits/Credits +$5,178.46 Average Daily Balance $2,122.98
Withdrawals/Debits -$5,082.55

Interest
Paid this Period * $0.02 Annual Percentage Yield Earned 0.01%
Earned this Period $0.02 Paid Last Year $0.18
Paid Year-To-Date $0.08
* The interest earned and the interest paid may differ depending on when interest is credited to your account.

Account Activity
Date Description Additions Subtractions Balance
05-13 Beginning Balance $1,994.55
05-16 CASH WITHDRAWAL SANTANDER N382 Everett /MA US $160.00 $1,834.55
05-16 BJS WHOLE 688 P Dedham /MA US CARD PURCHASE $60.31 $1,774.24
05-16 WALGREENS 405 B EVERETT /MA US CARD PURCHASE $32.92 $1,741.32
05-16 WALGREENS 405 B EVERETT /MA US CARD PURCHASE $18.05 $1,723.27
05-16 CAPITAL ONE MOBILE PMT220513 $1,045.00 $678.27
05-17 IDT BOSS INTL C NEWARK /NJ US CARD PURCHASE $10.00 $668.27
05-17 MONEYGRAM US 8006663947 /TX US CARD PURCHASE $123.99 $544.28
05-17 PLANET FIT CLUB FEES 617-287-8885 $19.99 $524.29
05-18 COMPASS GROUP PAYROLL ******91 $1,358.50 $1,882.79
05-18 IDT BOSS INTL C NEWARK /NJ US CARD PURCHASE $10.00 $1,872.79
05-18 IDT BOSS INTL C NEWARK /NJ US CARD PURCHASE $10.00 $1,862.79
05-19 WHITSONS RESOURC DIRECT DEP220519 *************CN $410.07 $2,272.86
05-20 STOP & SHOP 006 MALDEN /MA US CARD PURCHASE $29.89 $2,242.97
05-20 STOP & SHOP 006 MALDEN /MA US CARD PURCHASE $32.71 $2,210.26
05-20 STOP & SHOP 006 MALDEN /MA US CARD PURCHASE $5.59 $2,204.67
05-23 SPARKLING IMAGE MALDEN /MA US CARD PURCHASE $139.99 $2,064.68
05-23 IDT BOSS INTL C NEWARK /NJ US CARD PURCHASE $10.00 $2,054.68
05-23 IDT BOSS INTL C NEWARK /NJ US CARD PURCHASE $10.00 $2,044.68
05-23 A L PRIME DORCH DORCHESTER /MA US CARD PURCHASE $40.02 $2,004.66
05-23 Everett's Evere Brockton /MA US CARD PURCHASE $53.13 $1,951.53
05-23 Everett's Evere Brockton /MA US CARD PURCHASE $10.61 $1,940.92
05-23 Everett's Evere Brockton /MA US CARD PURCHASE $15.94 $1,924.98
05-23 CASH WITHDRAWAL VS085464 VS085464 MATTAPAN /MA US $20.00 $1,904.98
05-23 CASH WITHDRAWAL VS085464 VS085464 MATTAPAN /MA US $40.00 $1,864.98
05-23 HAPPY SUP 868 B DORCHESTER /MA US CARD PURCHASE $6.99 $1,857.99
05-23 BOSTON PIZZA AN DORCHESTER /MA US CARD PURCHASE $18.17 $1,839.82
05-23 CVS/PHARMACY #0 MATTAPAN /MA US CARD PURCHASE $32.39 $1,807.43

Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. ©2018 Santander
Bank, N.A. All rights reserved. Santander, Santander Bank, and the Flame Logo are trademarks of Banco Santander,
Page 1 of 4 S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their 2002479437
respective owners.
Account Activity (Cont. for Acct# 2002479437)
Date Description Additions Subtractions Balance
05-23 CASH WITHDRAWAL VS085464 VS085464 MATTAPAN /MA US $40.00 $1,767.43
05-23 CASH WITHDRAWAL SANTANDER N392 Dorchester /MA US $40.00 $1,727.43
05-23 ADVANCE AUTO PA DORCHESTER /MA US CARD PURCHASE $21.22 $1,706.21
05-23 TMOBILE*AUTO PA 800-937-8997 /WA US CARD PURCHASE $98.12 $1,608.09
05-24 ZELLE ODNER PLACY US CARD PURCHASE REFUND $500.00 $2,108.09
05-25 A L PRIME DORCH DORCHESTER /MA US CARD PURCHASE $50.10 $2,057.99
05-26 WHITSONS RESOURC DIRECT DEP220526 *************CN $504.87 $2,562.86
05-26 IDT BOSS INTL C NEWARK /NJ US CARD PURCHASE $10.00 $2,552.86
05-31 IDT BOSS INTL C NEWARK /NJ US CARD PURCHASE $10.00 $2,542.86
05-31 IDT BOSS INTL C NEWARK /NJ US CARD PURCHASE $10.00 $2,532.86
05-31 IDT BOSS INTL C NEWARK /NJ US CARD PURCHASE $10.00 $2,522.86
05-31 MONEYGRAM US 8006663947 /TX US CARD PURCHASE $726.99 $1,795.87
05-31 IDT BOSS INTL C NEWARK /NJ US CARD PURCHASE $10.00 $1,785.87
05-31 ICI CITY OF BOS BOSTON /MA US CARD PURCHASE $69.52 $1,716.35
06-01 COMPASS GROUP PAYROLL ******91 $373.54 $2,089.89
06-01 A L PRIME DORCH DORCHESTER /MA US CARD PURCHASE $50.31 $2,039.58
06-01 ICI*FEE BOSTON 866-342-9267 /MA US CARD PURCHASE $1.91 $2,037.67
06-01 CASH WITHDRAWAL SANTANDER N392 Dorchester /MA US $260.00 $1,777.67
06-02 WHITSONS RESOURC DIRECT DEP220602 *************CN $508.13 $2,285.80
06-02 CASH WITHDRAWAL SANTANDER N382 Everett /MA US $40.00 $2,245.80
06-03 ZELLE GESNER CEMESC US CARD PURCHASE REFUND $100.00 $2,345.80
06-06 A L PRIME DORCH DORCHESTER /MA US CARD PURCHASE $73.23 $2,272.57
06-06 CASH WITHDRAWAL SANTANDER N392 Dorchester /MA US $60.00 $2,212.57
06-06 TAMBOO BISTRO BROCKTON /MA US CARD PURCHASE $19.30 $2,193.27
06-06 NSA AMERICA FOO DORCHESTER /MA US CARD PURCHASE $26.31 $2,166.96
06-06 WALGREENS 1100 DORCHESTER /MA US CARD PURCHASE $15.93 $2,151.03
06-06 WALGREENS 1100 DORCHESTER /MA PURCHASE W/ CASHBACK $9.99 $2,141.04
06-06 STOP & SHOP 006 MALDEN /MA US CARD PURCHASE $33.52 $2,107.52
06-06 OPS*COINM 994 E MALDEN /MA US CARD PURCHASE $15.00 $2,092.52
06-06 EXTERNAL TRANSFER TO ACCT - Jean Michel $50.00 $2,042.52
06-07 OPS*COINMACH 99 MALDEN /MA US CARD PURCHASE $20.00 $2,022.52
06-07 AUTOZONE 5142 DORCHESTER /MA US CARD PURCHASE $10.61 $2,011.91
06-08 ZELLE ODNER PLACY US CARD PURCHASE REFUND $1,010.00 $3,021.91
06-08 A L PRIME DORCH DORCHESTER /MA US CARD PURCHASE $81.22 $2,940.69
06-09 WHITSONS RESOURC DIRECT DEP220609 *************CN $413.33 $3,354.02
06-09 Goodyear Goody MALDEN /MA US CARD PURCHASE $59.59 $3,294.43
06-10 MONEYGRAM US 8006663947 /TX US CARD PURCHASE $1,003.99 $2,290.44
06-10 EXTERNAL TRANSFER TO ACCT - Jean Michel $200.00 $2,090.44
06-10 INTEREST CREDIT FROM 05/13/2022 THROUGH 06/12/2022 $0.02 $2,090.46
06-12 Ending Balance $2,090.46

Page 2 of 4 2002479437
 W hat You Need to Know About Overdrafts and Overdraft Fees

Overview
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your
overdrafts in two different ways:
1. We have standard overdraft practices that come with your account.
2. We also offer an overdraft protection plan, which allows you to link other deposit accounts, such as a savings account, to cover
overdrafts in your checking account. This plan may be less expensive than our standard overdraft practices. To learn more, ask us
about this plan.
This notice explains our standard overdraft practices.

W hat are the standard overdraft practices that come with my account?
We do authorize and pay overdrafts for the following types of transactions:
∙ Checks and other transactions made using your checking account ∙ Recurring Debit Card transactions
number
∙ Automatic bill payments ∙ Online Banking payments and transfers

We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):
∙ ATM transactions
∙ One-time Debit Card purchases

W e pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of
transaction. If we do not authorize and pay an overdraft, your transaction will be declined.
W hat fees will I be charged if Santander pays an overdraft?
Under our standard overdraft practices:
∙ We will charge you a fee of up to $35 each time we pay an overdraft (maximum of three (3) per Business Day).
∙ We will only charge you an overdraft fee if the balance on your account is overdrawn by more than $100.
∙ An additional one-time fee of $35 will be charged on the sixth (6th) Business Day after your account has been overdrawn by any
amount for five (5) consecutive Business Days. This charge generally applies to checking, savings, and money market savings accounts.
See the Fee Schedule for details.

W hat if I want Santander to authorize and pay overdrafts on my ATM and one-time Debit Card transactions?
If you want us to authorize and pay overdrafts on ATM and one-time Debit Card transactions, visit a Santander branch or call our Customer
Service Center at 877-768-2265.
Can I change my mind later?
If you tell us that we are permitted to pay any overdrafts caused by ATM or one-time debit transactions, you can always change your mind and
tell us you no longer want us to do this.

You can visit any Santander branch or call us at 877-768-2265 to tell us you no longer want us to pay these types of overdrafts .

Page 3 of 4 2002479437
In Case of Errors or Questions About Your Electronic Transfers Telephone us at the Customer Service Center phone
number shown on the top of your statement or write us at the address listed below as soon as you can, if you think
your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt.
FOR DEBIT CARD ISSUES: FOR ALL OTHER ELECTRONIC TRANSFER ISSUES:
Santander Bank Santander Bank
Attn: Card Disputes Team Attn: Client Relations
MAI MB3 02 05 10-421-CR1
P.O. Box 831002 P.O. Box 12646
Boston, MA 02283-1002 Reading, PA 19612-2646

We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.

(1) Tell us your name and account number (if any).

(2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why
you need more information.

(3) Tell us the dollar amount of the suspected error.

We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will
credit your account for the amount you think is in error, so that you will have the use of the money during the time it takes us to
complete our investigation.

IN CASE OF ERRORS OR QUESTIONS ABOUT OTHER TRANSACTIONS ON YOUR STATEMENT

You must contact us within thirty (30) days after you receive your statement if you think a transaction, other than an electronic transfer, shown
on your statement is wrong or if you need more information about the transaction.

You may contact your nearest branch or our Customer Contact Center at 1-877-768-2265. Hearing and speech impaired customers may use
7-1-1 or their preferred relay service. We will investigate your dispute and tell you the results of that investigation.

Page 4 of 4 2002479437