Cambridge Judge Business School

Executive Education

FINTECH INNOVATION:
DISRUPTING THE
FINANCIAL LANDSCAPE
 FinTech Innovation: Disrupting the Financial Landscape

OVERVIEW

“ What can we say about the future

of financial intermediaries? Simple.
Don't worry so much about a huge
competitor if you're a bank. These are
not the competitors who should worry
you. You should worry more about the
hundreds of tiny competitors who are
out there trying to eat your lunch.
“
Dr. Raghavendra Rau
Sir Evelyn de Rothschild Professor of Finance
Cambridge Judge Business School
Executive Education

New technologies like artificial intelligence and

blockchain are disrupting the financial services
industry at a rapid pace. In 2020, they helped to drive
transformation and venture capital investment in and perseverance as well as risk tolerance. Are you
FinTech to record levels: and your company prepared for the next phase of
finance?
• $105 billion globally, the third highest annual
growth ever for the market, according to a KPMG
The FinTech Innovation: Disrupting the
report.
Financial Landscape programme is designed to
provide the knowledge and expertise to help you
• $4.1 billion in the UK, the highest investment in
keep pace with change, so you can make the most
Europe and second only behind the U.S., according
of your opportunities in this multibillion-dollar
to a report by Innovate Finance.
market.

While opportunities for growth abound, the rapidly

evolving innovations in FinTech require flexibility

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 FinTech Innovation: Disrupting the Financial Landscape

KEY TAKEAWAYS

This programme delivers value by providing a broad view of FinTech and how
technology is influencing the ways data is used, misused, leveraged and shared by
financial intermediaries. Throughout this six-week programme, you will:

• Discover how digitisation is evolving the financial sector.

• Learn how technologies like AI, data analytics and blockchain can help improve financial
services and enhance revenue and profits.

• Analyse how various financial technologies are being used to address information
problems in the financial services industry.
 FinTech Innovation: Disrupting the Financial Landscape

WHO IS THIS PROGRAMME FOR?

This programme provides participants with a strategic overview of FinTech; an understanding of the impact of
technological advancements such as big data, AI and blockchain; and a deeper knowledge of how technology can
address information problems. Participants who will benefit most include:
• Mid- to senior-level banking and finance professionals
• CXOs of FinTech startups
• Trading strategists
• Consultants
• Compliance/regulatory professionals

Representative roles include:

• Finance Director • Startup Founding Partner • Algorithmic Trader

• VP of Finance • Startup CEO • FinTech Advisor
• Financial Planning Manager • Startup CFO • FinTech Consultant
• Finance Manager • Fund Manager • Associate FinTech Consultant
• Financial Analyst • Investment Director • FinTech Strategic Advisor
• Credit Analyst • Investment Strategist • VP/Audit & Compliance
• Economist • Portfolio Manager • Compliance Manager
• Management Accountant • Asset Manager • Risk Manager
• Investor • Venture Capitalist • Audit Manager
• Startup Managing Partner • Financial Advisor

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 FinTech Innovation: Disrupting the Financial Landscape
Fintech

PROGRAMME
WHO IS THIS PROGRAMME
FACULTY FOR?

Dr. Raghavendra Rau

Sir Evelyn de Rothschild Professor of Finance
MBA (IIM Bangalore), MSc, PhD (INSEAD)

Professor Rau is the Sir Evelyn de Rothschild Professor of Finance at Cambridge

Judge Business School and has also served as the President of the European
Finance Association, Principal at Barclays Global Investors and the Editor of
Financial Management. At Cambridge, he is a Founder and Director of the
Cambridge Centre for Alternative Finance (CCAF) and is a member of the
Cambridge Corporate Governance Network (CCGN). He is an Associate Editor of the
Journal of Corporate Finance, Journal of Banking and Finance, Financial Review and
the Quarterly Journal of Finance. His work has been covered frequently by The New
York Times, Financial Times, The Wall Street Journal and The Economist, among
others. His research interests focus on how investors and firms acquire and use
information.

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 FinTech Innovation: Disrupting the Financial Landscape

SYLLABUS

Module 1: Digital Transformation in Financial Services

Examine the transformation of financial services and the changing roles of financial intermediaries.
Discover the disruptive technological forces that are driving financial innovation and review
examples of alternative lending.

Module 2: Big Data & AI in Financial Services

Gain a better understanding of big data and imperfect information as well as data analytics
and its applications in finance. Learn about AI in finance and identify opportunities where AI can
have an impact, including insurance and investment.

Module 3: Smart Contracts & Blockchain

Explore the evolution of trust in financial technology and the types of technology that
enable trust (without knowing your counterparty). Get more information on topics including
distributed ledger, blockchain cryptography, hashing, mining and smart contracts.

Module 4: Asymmetric Information & Risk Valuation

Learn about asymmetric information and its two principal problems: moral hazard and adverse
selection. Then get an introduction to credit risk, review companies using financial technology
to reduce their risks, and understand the five Cs of credit, credit risk valuation and factors
that predict risk.

Module 5: Behavioural Biases & Nudge Solutions

Delve into behavioural biases — including loss aversion, mental accounting and reference
points — and their impact on financial decision-making. Then broaden your knowledge of advising
using behavioural bias data and nudge solutions for tax and fiscal policy.

Module 6: Governance, Privacy and Discrimination Concerns with

Data and Future of FinTech
Examine the problem of poor data and algorithms, see how companies are using data to influence
customer behaviour, and dive further into topics including discrimination, data monitoring and social
credit systems. Finally, consider the future of financial innovations, from how data is used to the
impact of AI.

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 FinTech Innovation: Disrupting the Financial Landscape

FINTECH EXAMPLES

Social Credit Systems

Why would Chinese citizens sign up to have an algorithm score how valuable they
are as a human being?

Digital Disruptors
Discover how the competitive landscape has changed for financial services firms
like Wells Fargo.

P2P Lending Models

Explore how organisations like Kiva provide funding for the unbanked.

Smart Contract Technology

Discover how the largest crowdfunding in history, for the DAO, raised over $150M
only to fail due to a recursive call bug.

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 FinTech Innovation: Disrupting the Financial Landscape

ASSIGNMENTS

Designed to reinforce key concepts, the assignments are interspersed between the online videos and
prompt participants to brainstorm, discuss and reflect on the programme content.

Weekly Assignments
Various learning tools will strengthen your understanding; you will receive
personalised feedback on the final assignment.

Readings
Dive deeper into the subject matter through open source articles, papers and
research material.

Discussions
Explore the topics covered in weeks 1–5 in greater detail with your cohort of
FinTech professionals from across the globe.

Brainstorming and Polling

Advance your understanding each week through crowdsourcing activities and
questionnaires.

Knowledge Checks
Each week, you will have the opportunity to evaluate your mastery of the
material with a self-review quiz.

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 FinTech Innovation: Disrupting the Financial Landscape

THE LEARNING EXPERIENCE

Over the course of the six-week programme, lessons are delivered through a variety of engaging formats
and interactions. Here is what participants can expect:

Orientation
The first week is orientation week. You will be introduced to the other participants in
the class from across the world and you will learn how to use the learning
management system and other learning tools provided.

Video Lectures
The recorded video lectures are conducted by Cambridge Judge Business School
faculty.

Live Webinars
During the programme, three live webinars will be conducted by Cambridge Judge
Business School faculty, usually between 1 p.m. and 3 p.m. UTC on Tuesdays or
Wednesdays.

Q&A Sessions
In addition to the live webinars, Cambridge Judge Business School Executive
Education faculty also conduct Q&A sessions every week or every alternate week to
help participants clarify any questions they may have about the content.

Follow-Up
A programme support team will follow up through emails and via phone calls with
participants who are unable to submit their assignments on time.

Continuous Programme Access

You will continue to have access to the programme videos and learning material for
up to 12 months from the programme start date.

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 FinTech Innovation: Disrupting the Financial Landscape

CERTIFICATE

Upon successful completion of the programme, participants will be awarded a digital Certificate of
Completion by Cambridge Judge Business School Executive Education.

Date

Your Name

completed

FINTECH INNOVATION: DISRUPTING THE

FINANCIAL LANDSCAPE

Cambridge Judge Business School

Executive Education
University of Cambridge

Allison Wheeler Heau Jane Davies

Director of Open Programmes Director
Cambridge Judge Business School Cambridge Judge Business School
Executive Education Executive Education
University of Cambridge University of Cambridge

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 FinTech Innovation: Disrupting the Financial Landscape

ABOUT CAMBRIDGE JUDGE BUSINESS SCHOOL

Founded in 1990, Cambridge Judge Business School is part of the Faculty of Business and Management
at the University of Cambridge. In 1991 sponsorship from Sir Paul and Lady Judge provided the funds that
enabled construction of a building for the newly established school. One of Britain’s most brilliant and
innovative architects, John Outram, was chosen to design the building, which has been widely acclaimed
for its boldly imaginative and colourful design.

The reputation of Cambridge Judge Business School has grown rapidly, and today it is internationally
celebrated as a provider of stimulating management education, with a particular emphasis on
entrepreneurship and innovation management. With a world-class faculty of over 50 members and a
philosophy of collaboration, the School is a place where people from many disciplines meet and share
ideas—policy makers, entrepreneurs, leaders of industry, regulators, not-for-profit organisations and
academics. One of the main strengths of Cambridge Judge Business School is its position at the heart of a
vibrant entrepreneurial community—the so-called Silicon Fen or Cambridge Cluster. Cambridge, and the
area surrounding it, is home to a multitude of high-tech businesses, and the School benefits from this
proximity by drawing on experienced business founders who can act as role models to aspiring
entrepreneurs and business leaders.

Alumni: Cambridge Judge Business School’s global community has over 6,200 members in more than 100
countries worldwide, a truly international and dynamic network.

Cambridge Judge Business School Executive Education

Cambridge Judge Business School Executive Education offers a wide range of open enrolment and
customised programmes. These programmes are designed for organisations, business professionals,
managers, leaders and executives from many different functions who strive for professional and personal
growth. Programmes are developed to help executives and organisations from both the private and the
public sectors achieve operational excellence and results.

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Cambridge ideas
have changed the
world. Over 100
Nobel Prizes have
been awarded
to Cambridge
alumni.
 FinTech Innovation: Disrupting the Financial Landscape

PROGRAMME FEE AND DURATION

Upon successful completion of the programme, participants will be awarded a digital

Certificate of Completion by Cambridge Judge Business School Executive Education.

USD 2,000
6 Weeks, Online

Singapore residents who wish to enrol in this programme will be charged GST.

PREREQUISITES

in English. All videos are recorded in English. All assignments are written in
?
English and are required to be responded to in English.

The programme requires you to have a device and 1 Mbps (or faster) internet
connection. The device on which you access the programme should support
one of the following browsers: Chrome 71, Firefox 64, IE 11, Edge 42, Safari 11.

ABOUT EMERITUS

Cambridge Judge Business School Executive Education is collaborating with online education provider
Emeritus to offer a portfolio of high-impact online programmes. These programmes leverage Cambridge
Judge Business School’s thought leadership in technical practice developed over years of research,
teaching and practice.

By collaborating with Emeritus, we are able to broaden access beyond our on-campus offerings in a
collaborative and engaging format that stays true to the quality of Cambridge Judge Business School
Executive Education.

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Schedule a call with a
Programme Advisor to
learn how this programme
can help you

SCHEDULE A CALL

Apply for the programme here

APPLY NOW

This programme is being delivered in

collaboration with Emeritus.

Prospective participants with

questions on the programme are
encouraged to contact Emeritus
for further information.

Email: cambridge@emeritus.org
Call: +44 122 858 5700

Cambridge Judge Business School

Executive Education
University of Cambridge
Trumpington Street
Cambridge CB2 1AG
United Kingdom

The organisers reserve the right to change

any details of the programme without notice.
© JBS Executive Education Limited has
copyright of all original material contained in
this brochure.