LOCATION ( Two Wheeler ) Scooter ( Maximum) M/C Segment

Entire TN 45% 1+1 Rollover

Hyderabad 35% 1+1 Rollover
Kerala 35% 1+1 Rollover
Bangalore 30% 1+1 Rollover
R/o Karnataka 35% 1+1 Rollover
Mumbai,Pune, R/O, Maha, Ahmedb, R/o Guj 50% 35% 1+1 Rollover
Telengana 35% Rollover

Segment Up to 1 Lakhs Approval

Auto - PCV-3 Wheeler - Chennai 45% Single Case
E- Bike ( New , Roll Over , Renewal ) 35% Single Case
Up to 24999 25000-49999 Rs.50000 & Above
40.0% 42.500% 45.0%
30.0% 32.500% 35.0%
30.0% 32.500% 35.0%
25.0% 27.500% 30.0%
30.0% 32.500% 35.0%
45.0% 47.500% 50.0%
30.0% 32.500% 35.0%
Location (Private Car STP) Payout Age
Bangalore 45% No bar
Chennai 45% No bar
Delhi 45% No bar
hyderabad 45% No bar
Kolkatta 45% No bar
MUMBAI 45% No bar
Pune 45% No bar

Rangareddy, E G, W G Krishna , guntur , hyderabad, nellore 20% No bar

chittoor Nellore 20% No bar
MUMBAI PUNE 45% No bar
MUMBAI 30% No bar
Pune 30% No bar
Mumbai
Pune
bangalore, belgavi, mysuru, karnatakaothers (Noth UTTAR & DAKSHIN KAR( 15%
CC Petrol STP - Only Rollover cc Approval
Ab 1500 cc Petrol Rollover Single - Case
Ab 1500 cc Petrol Rollover Single - Case
Ab 1500 cc Petrol Rollover Single - Case
Ab 1500 cc Petrol Rollover Single - Case
Ab 1500 cc Petrol Rollover Single - Case
Ab 1500 cc Petrol & Diesel Rollover Single - Case
Ab 1500 cc Petrol & Diesel Rollover Single - Case
UPTO 1000 CC Rollover Single - Case
1000-1500cc Petrol Rollover Single - Case
1000-1500cc Petrol Rollover Single - Case
1000-1500 CC PETROL Rollover Single - Case
UPTO 1000 CC PETROL Rollover Single - Case
UPTO 1000 CC PETROL Rollover Single - Case
Single - Case
Single - Case
1000-1500CC DIESEL only stp Single - Case
LOCATIONTons payout Segment OD Discount Vehicle Age Approval
MUMBAI 12-25 TONS 30% Package Single Case
pune 12-25 TONS 20% Package Single Case
without a 12-25 TONS 25% Package Single Case
Ahmedabad 12-25 TONS 25% Package Single Case
kolkatta 12-25 TONS 15% Package Single Case
Jharkhand 12-25 TONS 30% Package Single Case
Nagaland 12-25 tons 15% Package Single Case
AP & Teleg0-2 tons 30% Package 80% Single Case
TN 0-2 tons 25% Package 65% Below 5 yrs Single Case
TN 0-2 tons 40% Package 65% Above 5yrs Single Case
KERALA 0-2 TONS 50% Package 65% Single Case
KARNATAK0-2 TONS 35% Package 65% Below 5 yrs Single Case
KARNATAK0-2 TONS 40% Package 65% Above 5yrs Single Case
MAH, GUJAR 0-2 tons 55% Package 65% Single Case
Aurangaba0-2 tons 50% Package 65% Single Case
kolkatta 0-2 tons 50% Package 65% Single Case
R/o bengal0-2 tons 50% Package 65% above 5 years Single Case
Bihar, Chat0-2 tons 50% Package 65% Single Case
Orissa 0-2 tons 40% Package 65% belo 5 yrs Single Case
Orissa 0-2 tons 50% Package 65% above 5 yrs Single Case
Delhi 0-2 tons 45% Package 70% Single Case
MP 0-2 tons 40% Package Single Case
PUNJAB 0-2 tons 35% Package Single Case
UK JAMMU0-2 tons 50% Package Single Case
HARYANA 0-2 tons ABOVE 10 YRS Single Case
MUMBAI 25 TO 40 TONS 30% Package 85% Single Case
kolkatta 25 TO 40 TONS 15% Package 85 Single Case
pUNE 25 TO 40 TONS 15% Package BEOW 10 YRS Single Case
R/O Mahar25 TO 40 TONS 10% Package BELOW 10 YRS Single Case
Gujarat 25 TO 40 TONS 20% Package Single Case
BIH,JH 25 TO 40 TONS 20% Package UPTO 10 YS Single Case
Nagaland 25 TO 40 TONS 20% Package Single Case
HP & JAM 25 TO 40 TONS 15% PACKAGE UPTO 10 YRS Single Case
Single Case
MUMBAI 7-12 tons 30% PACKAGE Single Case
pune 7-12 tons 15% PACKAGE Single Case
R/O Augang7-12 tons 15% PACKAGE Single Case
Guj 7-12 tons 20% PACKAGE Single Case
Jharkhand 7-12 tons 25% PACKAGE Single Case
Locations 0-2.5 TONS STP 0-2 STP 2 to 2.5 STP
R/O AP & TELENGANA 40%
HYDERABAD 30%
CHENNAI 40%
Salem 20%
R/o Tamil nadu except Salem 35%
Pondy 35%
Kerala 35%
Karnataka 35%
Mumbai 50% 40%
Pune 40% 35%
Aurangabad 40% 35%
R/o Maharastra (Pune & Aurangabad exclu) 50% 40%
Ahmedabad, R/o Guj 40% 35%
KOLKATA W.B 40% 35%
Bihar 40% 40%
chatisgarh, 40% 40%
Orissa 45% 40%
Jharkhand 40% 40%
DELHI 35% 35%
Haryana 35% 35%
MP 0% 35%
PUNJAB 35% 35%
JAIPUR RAJ 35% 35%
UP 35% 35%
UK 50% 35%
HP & JAMMU 50% 35%
GOA 35% 35%
MUMBAI UPTO 10 YEARS PACKAGE
KOLKATTA UPTO 10 YEARA PACKAGE ABOVE 40 TONS 15%
JHARKHAND ABOVE 40 TONS 20%

Locations 3 to 7 Tons STP Up to 50000 50000 - 1 Lakhs

AP & TELENGANA 20% 15.000% 17.50%
TAMIL NADU, 20% 15.000% 17.50%
Pondy 15% 10.000% 12.50%
KERALA 20% 15.000% 17.50%
KARNATAKA 20% 15.000% 17.50%
Maharastra 25% 20.000% 22.50%
Gujarat 25% 20.000% 22.50%
WB, BIHAR, CHATISGHARH, ORISA, JHARKKHAND 20% 15.000% 17.50%
DELHI 20% 15.000% 17.50%
HARYANA 20% 15.000% 17.50%
MP 20% 15.000% 17.50%
Jaipur 20% 15.000% 17.50%
Rajasthana 15% 10.000% 12.50%
UP 20% 15.000% 17.50%
UK, HP & JAMMU 20% 15.000% 17.50%
GOA 20% 15.000% 17.50%

Location 7-12 tons STP Approval

AP & Telengana 25% Single Case
Chennai ,CBE, MDU, SALEM TRICHY. Kanchipuram 25% Single Case
Pondy 25% Single Case
Entire Kerala 25% Single Case
Karnataka - Entire 25% Single Case
Entire Maharastra 30% Single Case
Entire Gujarat 30% Single Case
WB, ODISHA, Chatisgarh, Bihar, Jharkhand 30% Single Case
Delhi, 25% Single Case
North East 20% Single Case
Haryana 25% Single Case
M.P. 30% Single Case
RAJ, UP,UK,JAMMU HP 30% Single Case
GOA 30% Single Case
2.5 to 3 tons STP Approval
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
15% Single Case
15% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
20% Single Case
Single Case
Single Case
Single Case

Above 1 Lakh
20.00%
20.00%
15.00%
20.00%
20.00%
25.00%
25.00%
20.00%
20.00%
20.00%
20.00%
20.00%
15.00%
20.00%
20.00%
20.00%
 12-25 tons 25-40 tons
Location (STP) 12-25 tons 25 to 40 tons Up to 1 Lakh Above 1 Lakh Up to 1 Lakh Above 1 Lakh
Chennai 20 to 22.5% 20 to 22.5% 20% 22.50% 20% 22.50%
Coimbatore 20 to 22.5% 20 to 22.5% 20% 22.50% 20% 22.50%
Salem 20 to 22.5% 20 to 22.5% 20% 22.50% 20% 22.50%
Madurai 20 to 22.5% 20 to 22.5% 20% 22.50% 20% 22.50%
Tiruchy 20 to 22.5% 20 to 22.5% 20% 22.50% 20% 22.50%
Kanchipuram 20 to 22.5% 20 to 22.5% 20% 22.50% 20% 22.50%
Rest of Tamil Nadu 20 to 22.5% 20 to 22.5% 20% 22.50% 20% 22.50%
Pondicherry 20 to 22.5% 20 to 22.5% 20% 22.50% 20% 22.50%
Hyderabad 30% 30% 27.50% 30.00% 27.500% 30.0%
Rest of AP & T 30% 30% 27.50% 30.00% 27.500% 30.0%
Mumbai 40% 40% 37.50% 40.00% 37.500% 40.0%
Pune 40% 40% 37.50% 40.00% 37.500% 40.0%
Aurangabad 40% 40% 37.50% 40.00% 37.500% 40.0%
Rest of Maharashtra 40% 40% 37.50% 40.00% 37.500% 40.0%
Ahmedabad 40% 40% 37.50% 40.00% 37.500% 40.0%
Rest of Gujarat 40% 40% 37.50% 40.00% 37.500% 40.0%
Delhi 20% 20% 17.50% 20.00% 17.500% 20.0%
Kolkata 35% 35% 32.50% 35.00% 32.500% 35.0%
Rest of WB 35% 35% 32.50% 35.00% 32.500% 35.0%
Punjab 15% 25% 12.50% 15.00% 22.500% 25.0%
Haryana 20% 20% 17.50% 20.00% 17.500% 20.0%
Rajasthan 20% 20% 17.50% 20.00% 17.500% 20.0%
Uttar Pradesh 20% 20% 17.50% 20.00% 17.500% 20.0%
Uttarakhand 25% 25% 22.50% 25.00% 22.500% 25.0%
J&K 25% 25% 22.50% 25.00% 22.500% 25.0%
Bihar 30% 30% 27.50% 30.00% 27.500% 30.0%
Chhattisgarh 30% 30% 27.50% 30.00% 27.500% 30.0%
Jharkhand 30% 30% 27.50% 30.00% 27.500% 30.0%
Odisha 30% 30% 27.50% 30.00% 27.500% 30.0%
Nagaland 35% 35% 32.50% 35.00% 32.500% 35.0%
Kerala 20 to 22.50% 20 to 22.50% 20.00% 22.50% 20.000% 22.5%
 Private Car - Entire Tamilnadu & Pondicherry
GWP / Month Total Pay out - OD
Up to 30000 19.50%
30001 to 99999 21%
1.Lakh to 2.49 Lakhs 22.50%
2.5 Lakhs to 3.49 Lakhs 25%
3.5 Lakhs to 5 Lakhs 27.50%
5.01 Lakhs to 10 Lakhs 30%
Above 10 Lakhs 35.00%