An overview of the strongest Credit Card proposition in Pakistan!

Visa MasterCard Amex

Description
Classic Ultra Cashback Gold Platinum Premier Platinum Optimus Gold
Annual Fee Basic: 2,500 Basic: 4,999 Basic: 7,000 Basic : 13,000 Free Basic: 7,500 Basic: 7,500
Spend based criteria PKR 75,000
PKR 15,000 PKR 40,000 PKR 80,000 No PKR 40,000 No
(in 2 months) (1st Year Annual fee only)
Orbits 1 on PKR 200 No 1 on PKR 200 No
Accelerated Orbits - - 2X on FCY 2X on FCY + Ecom -
250 Orbits + 50%
5% cashback first 3
Sign-up bonus 100 Orbits - 250 Orbits 500 Orbits 1000 Orbits cashback Netflix + 0%
months
BTF first 3 months
7% Cashback on Unlimited Cashback
selected categories 1% domestic spend
Cashback program No No
PKR 12,000 yearly/ 1.5% international
PKR 1000 monthly* spend
Alliances Discount Upto 20% Upto 20% Upto 20% Upto 30% Upto 40% Upto 30% Upto 30%
Dedicated helpline
Helpline 24/7 helpline Dedicated helpline (0800 22225) 24/7 helpline
(111 226 111)
Jetsetter- 3X (Redemption Value on hotel
Travel Program No No No No No
booking, class upgrade, airline tickets)
Concierge services No No No Yes Yes Yes Yes

Shapes No No No 5 visits/50k spend Up to 7 free visits 5 visits/50K spend 5 visits/50k spend

CIP Lounge No No No Free Visit Free Visit Free visit Free Visit
Majestic Lounge No No No Free Visit Free Visit Free visit Free Visit
Intl Lounges No No No Up to 6 free visits Yes No
Premier Lounge No No No Yes Yes Yes Yes
*Fuel, Super market, Clothing, Airline, Hospital, Hotel