HOME EXPENSES Budget Actual Difference

Mortgage/Rent 11,700.00 11,700.00 -

Electricity 5,500.00 5,500.00 -
Gas/Oil 800.00 800.00 -
Water 342.00 342.00 -
Phone 500.00 600.00 (100.00)
Cable/Satellite 550.00 550.00 -
Internet 1,300.00 1,300.00 -
Furnishings/Appliances 1,700.00 1,700.00 -
Home Supplies 1,500.00 1,500.00 -
Maintenance 0.00 0.00 -
Improvements 0.00 20,000.00 (20,000.00)
Total HOME EXPENSES 23,892.00 43,992.00 (20,100.00)

DAILY LIVING Budget Actual Difference

Groceries 9,000.00 18,000.00 (9,000.00)
Personal Supplies 1,500.00 1,600.00 (100.00)
Clothing 20,000.00 (20,000.00)
Dining/Eating Out 520.00 0.00 520.00
Salon/Barber 200.00 100.00 100.00
Total DAILY LIVING 11,220.00 39,700.00 (28,480.00)

CHILDREN Budget Actual Difference

School Tuition 20,000.00 20,000.00 -
Total CHILDREN 20,000.00 20,000.00 -

TRANSPORTATION Budget Actual Difference

Vehicle Payments 5,000.00 5,000.00 -
Fuel 2,000.00 2,300.00 (300.00)
Repairs 1,000.00 1,000.00 -
Registration/License 1,500.00 1,500.00 -
Total TRANSPORTATION 9,500.00 9,800.00 (300.00)

HEALTH Budget Actual Difference

Medicine/Drugs 6,000.00 9,000.00 (3,000.00)
Total HEALTH 6,000.00 9,000.00 (3,000.00)

INSURANCE Budget Actual Difference

Auto 125.00 125.00 -
Health 1,200.00 1,200.00 -
Home/Rental 11,700.00 11,700.00 -
Life 2,000.00 2,000.00 -
Total INSURANCE 15,025.00 15,025.00 -
CHARITY/GIFTS Budget Actual Difference
Gifts Given 3,000.00 5,000.00 (2,000.00)
Religious Donations 500.00 1,125.00 (625.00)
Total CHARITY/GIFTS 3,500.00 6,125.00 (2,625.00)

SAVINGS Budget Actual Difference

Emergency Fund 3,000.00 5,000.00 (2,000.00)
Total SAVINGS 3,000.00 5,000.00 (2,000.00)

ENTERTAINMENT Budget Actual Difference

Toys/Gadgets 2,800.00 2,800.00 -
Vacation/Travel 3,000.00 8,000.00 (5,000.00)
Total ENTERTAINMENT 5,800.00 10,800.00 (5,000.00)

SUBSCRIPTIONS Budget Actual Difference

Internet 1,300.00 1,300.00 -
Total SUBSCRIPTIONS 1,300.00 1,300.00 -

PETS Budget Actual Difference

Food 1,200.00 1,200.00 -
Total PETS 1,200.00 1,200.00 -

Budget Actual

Total Expenses 100,437.00 160,862.00 (60,425.00)

Phone Increase load due to childrens' internet load at the province
Improvements Added siptik tank at new house

Groceries Increase due to food celebration

Personal supplies Increase due to vacation to province
Clothing Bought clothings
Dine out No Dine out
Salon/Barber Only Father had hair cut

Fuel Increase due to fuel on motors as they're used for transpo going to simbang gabi

Medicine/Drugs Increase due to Brother check up and medication

Gifts Given Increase due to more gifts bought as we had a reunion

Religious Donation Increase due to simbang gabi

Emergency Fund Increase due to less expense as we're usually at home

Vacation/Travel Increase due to gpong to province

Conclusion: Actual is bigger than budget due to Father's two bonuses 15th month pay and year end.
to simbang gabi

and year end.

Monthly Household Budget
https://www.vertex42.com/ExcelTemplates/monthly-household-budget.html © 2008-2020 Vertex42 LLC

Budget Actual

Total Expenses 151,495.00 203,800.00 (52,305.00)

HOME EXPENSES Budget Actual Difference SAVINGS Budget Actual Difference

Mortgage/Rent 11,700.00 11,700.00 - Emergency Fund 3,000.00 5,000.00 (2,000.00)
Electricity 5,500.00 5,500.00 - Car Replacement Fund -
Gas/Oil 2,000.00 2,300.00 (300.00) Retirement Fund 4,000.00 4,000.00 -
Water/Sewer/Trash 0.00 0.00 - Investments -
Phone 500.00 600.00 (100.00) Education Fund 20,000.00 20,000.00 -
Cable/Satellite 550.00 550.00 - Other -
Internet 1,300.00 1,300.00 - Other -
Furnishings/Appliances 1,700.00 1,700.00 - Total SAVINGS 27,000.00 29,000.00 (2,000.00)
Lawn/Garden 0.00 0.00 -
Home Supplies 1,500.00 1,500.00 - OBLIGATIONS Budget Actual Difference
Maintenance 0.00 0.00 - Student Loans -
Improvements 0.00 20,000.00 (20,000.00) Credit Card Debt -
Other 0.00 0.00 - Other Loans -
Total HOME EXPENSES 24,750.00 45,150.00 (20,400.00) Alimony/Child Support -
Federal Taxes -
DAILY LIVING Budget Actual Difference State/Local Taxes 3,500.00 3,500.00 -
Groceries 9,000.00 18,000.00 (9,000.00) Legal Fees -
Personal Supplies 1,500.00 1,600.00 (100.00) Other -
Clothing - Other -
Cleaning Services - Total OBLIGATIONS 3,500.00 3,500.00 -
Dining/Eating Out 520.00 0.00 520.00
Dry Cleaning -
Salon/Barber 200.00 100.00 100.00
Discretionary [Name 1] -
Discretionary [Name 2] -
Other -
Total DAILY LIVING 11,220.00 19,700.00 (8,480.00)

CHILDREN Budget Actual Difference

Medical 3,000.00 3,000.00 - ENTERTAINMENT Budget Actual Difference
Clothing - Activities -
School Tuition 20,000.00 20,000.00 - Books -
School Lunch - Games -
School Supplies - Fun Stuff -
Babysitting - Hobbies -
Toys/Games - Media -
Other - Outdoor Recreation -
Total CHILDREN 23,000.00 23,000.00 - Sports -
Toys/Gadgets 2,800.00 2,800.00 -
TRANSPORTATION Budget Actual Difference Vacation/Travel 3,000.00 8,000.00 (5,000.00)
Vehicle Payments 5,000.00 5,000.00 - Other -
Fuel 2,000.00 2,300.00 (300.00) Total ENTERTAINMENT 5,800.00 10,800.00 (5,000.00)
Bus/Taxi/Train Fare - {42}
Repairs 1,000.00 1,000.00 - PETS Budget Actual Difference
Registration/License 1,500.00 1,500.00 - Food 1,200.00 1,200.00 -
Other - Medical -
Total TRANSPORTATION 9,500.00 9,800.00 (300.00) Toys/Supplies -
Other -
HEALTH Budget Actual Difference Total PETS 1,200.00 1,200.00 -
Doctor/Dentist 1,000.00 1,000.00 -
Medicine/Drugs 6,000.00 9,000.00 (3,000.00) SUBSCRIPTIONS Budget Actual Difference
Health Club Dues - Internet 1,300.00 1,300.00 -
Emergency 1,200.00 1,200.00 - Communication Expense 500.00 600.00 (100.00)
Other - Dues -
Total HEALTH 8,200.00 11,200.00 (3,000.00) Club Memberships -
[42] Other -
INSURANCE Budget Actual Difference Total SUBSCRIPTIONS 1,800.00 1,900.00 (100.00)
Auto 125.00 125.00 -
Health 1,200.00 1,200.00 - VACATION Budget Actual Difference
Home/Rental 11,700.00 11,700.00 - Travel -
Life 2,000.00 2,000.00 - Lodging -
Other - Food 2,000.00 5,000.00 (3,000.00)
Total INSURANCE 15,025.00 15,025.00 - Rental Car -
Entertainment -
EDUCATION Budget Actual Difference Other -
Music Lessons - Total VACATION 2,000.00 5,000.00 (3,000.00)
Tuition 20,000.00 20,000.00 -
Other - MISCELLANEOUS Budget Actual Difference
Total EDUCATION 20,000.00 20,000.00 - [42] Bank Fees 15,000.00 15,000.00 -
Postage -
CHARITY/GIFTS Budget Actual Difference Other -
Gifts Given 3,000.00 5,000.00 (2,000.00) Other -
Charitable Donations - Other -
Religious Donations 500.00 1,125.00 (625.00) Other -
Other - Other -
Total CHARITY/GIFTS 3,500.00 6,125.00 (2,625.00) Total MISCELLANEOUS 15,000.00 15,000.00 -
HELP
https://www.vertex42.com/ExcelTemplates/monthly-household-budget.html © 2008-2020 Vertex42 LLC

Intro
The purpose of this template is to help you define a monthly budget and
compare your budget to your actual income and expenses.

This worksheet uses a separate Table for each major budget category. This
allows you to insert and delete sub-categories easily.

Step 1 Update Budget Categories

You can modify the sub-categories within each table, but if you remove an
entire major category, then you will need to modify the formulas in the Budget
Summary table.

Step 2 Enter Budget Amounts

Enter values in the Budget column within each table.

If you are not sure how to set up your budget, read the article "How to Make a
Budget with a Spreadsheet" listed below.

Step 3 Enter Actual Amounts

You can either update the worksheet throughout the month, or wait until the
end of the month to enter the actual income and expenses.

Difference Column
The cells in the Difference column use conditional formatting to make negative
numbers red. If you spend more than you budgeted, the Difference between
the Projected and Actual values will be negative, and if your Actual income is
less than your Projected income, the Difference will be a negative number.

Budget Summary
The Monthly Budget Summary table totals up all your income and expenses
and calculates the Net as Income minus Expenses. If your Net is negative, that
means you have overspent your monthly budget.

Taking the Next Step

This worksheet is a simple way to create a monthly budget, but when you are
ready to move on to a more advanced budgeting tool, try our Money
Management Template listed below.

Related Templates and Resources

► Income and Expense Worksheet

► Money Management Template

► How to Make a Budget with a Spreadsheet

► 12 Principles of Personal Finance

Monthly Household Budget

By Vertex42.com
https://www.vertex42.com/ExcelTemplates/monthly-household-budget.html

© 2008-2020 Vertex42 LLC

This spreadsheet, including all worksheets and associated content is a

copyrighted work under the United States and other copyright laws.

Do not submit copies or modifications of this template to any website or

online template gallery.

Please review the following license agreement to learn how you may or
may not use this template. Thank you.

License Agreement
https://www.vertex42.com/licensing/EULA_privateuse.html

Do not delete this worksheet