Client's Name M/S. C.R. Travels & Tours Pvt. Ltd.

Address
Ward No 10
VDC/ Municipality Tokha
District Kathmandu
Registration No 130837/071/072
Registered Date 071/9/25
Issued Office Office of the Company Registrar, Kathmandu
Proprietor's Name Mr. Bishnu Prasad Khakurel
Contact No. 01-4152182, 01-4152181, 9803503571
Property To be mortgaged Land & Building

Client's/Owner's Name Mrs. Bimala Khakurel

Address
Ward No 7
VDC/ Municipality Koshidekha
District Kavrepalanchowk
Citizenship No 4/328
Issued Date 048/11/29
Issued Office District Administration Office, Kavrepalanchowk
Husband's Name Mr. Chandra Prasad Khakurel
Father In Law's Name Mr. Rup Narayan Khakurel
Contact No. 9851229021, 9818422157

Kathmandu Metropolitian City-6,

Location of Site Kathmandu District

Plot No 109
Municipality/ VDC 1 for
1 Municipality & 0 for VDC
Synopsis of Property Valuation Report
Letter of ADBL & Covering letter of consultant Engineer.
1. General Information
a. Name, Address and General Information of Client
b. Property to be mortgaged
c. Name , Address and General Information of Owner of Property
d. Location of Property
e. Total Area of Land
f. Parameter of Boundaries
g. Importance of Location
h. Description of Property
A) Land
B) Building
2. Legal Aspects of Property
3. Summary of Valuation of Property
4. Limiting Conditions
5. Remarks
6. Opinion
7. Site Measurement of Land (Area Calculation)
8. Methodology of Valuation
9. Location Map of the Property/ Triangulation
10. Copy of Government Rate and Guideline of Bank (ADBL)
11. Commitment of Property Owner and Client
Annex A: Photographs of Property
Annex B: Supporting Legal Documents
1. Copy of Company Registration Certificate of Client
2. Copy of Company PAN Certificate of Client
3. Copy of Citizenship Certificate of Owner/ Client
4. Copy of Title Deed Certificate (Lal purja)
5. Land Revenue Payment Receipt
6. Four Boundary disclosure
7. Trace Map
8. Original Blue Print
9. Copy of Construction Approval Certificate
10. Copy of Construction Completion Certificate
11. Copy of Approved Building Drawing
Synopsis of Property Valuation Report
1. General Information
a. Name, Address and General Information of Client

Client's Name : M/S. C.R. Travels & Tours Pvt. Ltd.

Address :
Ward No : 10
VDC/ Municipality : Tokha
District : Kathmandu
Registration No : 130837/071/072

Registered Date : 071/9/25

Issued Office : Office of the Company Registrar, Kathmandu

Proprietor's Name : Mr. Bishnu Prasad Khakurel

Contact No. : 01-4152182, 01-4152181, 9803503571

b. Property to be mortgaged : Land & Building

c. Name , Address and General Information of Owner of Property

1 Owner
Name : Mrs. Bimala Khakurel
Address
Ward No : 7
VDC/ Municipality : Koshidekha
District : Kavrepalanchowk
Citizenship No : 4/328
Issued Date : 048/11/29
Issued Office : District Administration Office, Kavrepalanchowk
Husband's Name : Mr. Chandra Prasad Khakurel
Father In Law's Name : Mr. Rup Narayan Khakurel
Contact No. : 9851229021, 9818422157
palanchowk
d. Location of Property

Plot No. : 109

Location

Ward No : 6
VDC/ Municipality : Kathmandu Metropolitian City-6, Kathmandu District
District : Kathmandu

Type of Location : Residential

Shape : Regular

Nearest Market : Kharibot Chowk

Distance from main road : 420m North-East from Kharibot Chowk Kapan

High Tension Line above the site : Not Seen

e. Total Area of Land

Ropani Anna Paisa Dama

As per Lalpurja : 0 4 3 1.00

As per Measurement : 0 3 3 1.82

(Refer to Attached Sheet. "Land Area Calculation")

Area Considered for Valuation : 0 3 3 1.82

f. Parameter of Boundaries
Certified By: Kathmandu Metropolitian City, ward Office-6, dated 2076/05/13 Ref: 650 -076/077.
Plot No: East West North South

109 Road Plot No. 206 Road Plot No. 105

76/077.
g. Importance of Location
The Property is located at Kathmandu Metropolitian City-6, Kathmandu District. The site
can be accessed from Kharibot Chowk Kapan and Travelling around 420m North-East
from Kharibot Chowk Kapan Via Simaltar Road, We can reach this Property.

Followings are the some of the merits of the location

p
c The Considered Site is resindential area located in Simaltar Mitra Chowk.
p
c Approx. 420m North-East from Kharibot Chowk Kapan Via Simaltar Road.
p Access Road to the considered site is from North & East side which is Earthen Road
c of 32ft & 10ft wide respectively.
p Public Transportation is 5min walking distance from the considered site.
c
p
c Physical Infrastructure like Water Supply Line, Sewer Pipe Line, Telephone,Tv Cable,
Electricity Line are available in the considered site
 h. Description of Property

A. LAND

1 Type of ownership
: Single
2 Shape of the Land
: Plain
3 Level of the Land
: General
4 Topography of Land : Plain

5 Nature of soil : N/A

6 Access of the Land : 10' & 32' wide Road

7 Any Construction on the Land : RCC Building

8 Sewer facility on the Land : Yes

Water supply facility on that
9 Area : Yes

10 Electricity Supply on that Area : Yes

11 Nature of the Area : Residential

Whether the Land is located

12 below the high tension electric : No
line

Kathmandu Metropolitian City-

13 Address of the Land :
6, Kathmandu District

14 Positive Feature of Land : N/A

Any Negative Feature of The

15 : N/A
area
 B. BUILDING

1 Type of ownership : Single

2 Purpose of the Building : Residential
3 No of floor of the Building
Constructed : 3 Floor

4 Total Sq ft of Building In Dwg. : 2485.55

5 Type of the Building's Structure
: RCC Frame Structure

6 Thickness of Slab : 4"

7 Thickness of Wall : 9"
8 Height of each Floor of Building
: 9'
10 Total Height of Building : 33'
11 Breadth of Building : 28'-7"
12 Length of Building : 43'-7"
9 Type of Foundation of Building
: Isolated

10 Age of the Building : 0.3 Years

11 Expected life of Building : 45 Years

12 Any Construction on the Land :

Building
13 Sewer facility in the building : Yes
14 Water supply facility in the
Building : Yes
15 Electricity Supply in the Building
: Yes

Kathmandu Metropolitian City-

16 Address of the Building :
6, Kathmandu District
2. Legal Aspects of Property

A number of local people and landowners in the vicinity were interviewed and to the best of
our knowledge , no legal dispute has been recorded. Ownership of property has been
verified on the basis of Title Deed Certificate (Lalpurja), interview with Client and the Local
People during the field survey in Sep 01, 2019.

Following legally related documents have been checked and noted

which are provided by the bank & client as under:
Land
Land Ownership Document (Lalpurja)
a) Type of Ownership : Single
b) Ownership of Land : Freehold
Name of the Owner Mrs. Bimala Khakurel
c) :
d) Comments, if any : None
Land Revenue (Malpot)

a) Wheather the Current/Revenue has

been paid : Yes
b) Date of Payement of Receipt : 2076/05/13
c) Comments, if any : No

Land Registration Paper

a) Wheather Normal Sale/Gift : Sale
b) Date of Registration : 2066/09/14
c)
Wheather 6 Month 35 days in case
of Normal Sale and 2 years 35 days : Yes
in case of Gift has elapsed

d) Comments, if any : N/A

Maps of the Plots prepared by Government Survey Department

a) Whether the plots are indicated : Yes
b)
Whether access is clearly marked on Yes
the map prepared by Government
Survey Department
c) Whether the shape of the land in
the field tally with the map : Yes

d) Comments, if any : N/A

e) Whether the area of land increased

or decreased compared to the
recorded in the existing land
Ownership Document : Decreased
f) Comments, if any : N/A

Certificate of Parameters of
Boundary
a) Is the Parameters of Boundary
Available : Yes
b) Date of Certification 2076/05/13
c) Comments, if any : None

General
a) Whether free access to the property
is Available :
Yes
b)

Has whole or part of the land been : No

notified or acquisition for any other
purpose by the Government of any
other statutory body
c)
Whether the boundary of the : Yes
property is clearly defined at the site
d) Comments, if any : No
3. Summary of Valuation of Property
Mrs. Bimala
Owner : Date of Survey: 1-Sep-19
Khakurel

Type of Property to be mortgaged : Land & Building

Plot No : 109
Location : Kathmandu Metropolitian City-6,
Kathmandu District
Client : M/S. C.R. Travels & Tours Pvt. Ltd.

Area of the land Total Floor Area of the Building

R A P D Sqm
As per Lalpurja 0 4 3 1.00 153.02 As per Drawing 2485.55
As per measurement 0 3 3 1.82 122.85 As per Construction 2485.55
Area Considered 0 3 3 1.82 122.85 Area Considered 2485.55

Parameters of Four Boundary Accessability

Plot East West North South
The said site is linked via 32ft & 10ft wide Earthen road at
North & East Side respectively.The site can be accessed from
Plot No. Kharibot Chowk Kapan and Travelling around 420m North-
109 Road Road Plot No. 105 East from Kharibot Chowk Kapan Via Simaltar Road, We can
206 reach this Property.

Value of the Property:

S.N Particulars Market Value (NRs) Bank Value (NRs) On the basis of the details provided by
Client and Field verification, Bank Value
1 Land 10,036,000 8,414,000 of property to be mortgaged is valued
15,203,000.00 In Words: NRs. One Crore
2 Building 6,789,124 6,789,000 Fifty Two Lakh And Three Thousands
only.
Total Amount 16,825,124 15,203,000

Access Road
✘ Earthen Road Pitched Road
Foot Trail

Width of the Road: 32 & 10 Ft

Remarks:
The Considered Site is resindential area located in Simaltar Mitra Chowk.

Approx. 420m North-East from Kharibot Chowk Kapan Via Simaltar Road.

Access Road to the considered site is from North & East side which is Earthen Road of 32ft & 10ft wide respectively.

Public Transportation is 5min walking distance from the considered site.

Physical Infrastructure like Water Supply Line, Sewer Pipe Line, Telephone,Tv Cable, Electricity Line are available in
the considered site
 Valuation Of Property

Owner : Mrs. Bimala Khakurel Date of Survey: 1-Sep-19

Type of Property to be motgaged : Land & Building

Plot No : 109
Location : Kathmandu Metropolitian City-6, Kathmandu District
Client : M/S. C.R. Travels & Tours Pvt. Ltd.
Value of Land
Plot Area of Land
S.N Particulars No: (Anna) Rate per Aana Amount Remarks
Total Government value of
1 3.86 1,200,000.00 4,632,000 Rs 12 Lakh Per Aana as
land per gov Rate

109
2 Total Market Value of Land 3.86 2,600,000.00 10,036,000 As from Local People
and the judgement
of the valuator
Sum of 30% of SN1
Bank Value of Land 8,414,800 and 70% of SN2
Average Rate of Land per Anna (Taking weightage 30% of Gov Rate
and 70% of market Rate) 2,180,000.00

30% Of Government Value Of Land 1,389,600.00 Value of Land is as it is as previous

Valuation Report of Land. Only
70% Of Market Value Of Land 7,025,200.00 Valuation of Building is done in this
Valuation Report.
Total Bank Value of Land 8,414,800.00

Value of Building :
Structural System RCC
SN Particulars Unit Quantity Rate Amount Remarks
1 Ground Floor Sqft 861.07
2 First Floor Sqft 861.07
3 Second Floor Sqft 763.41
Total Floor Sqft 2485.55
As Per Municipal Approval Sqft 2485.55 2500.00 6213875.00
Total Cost of Civil Works 6,213,875.00
Sanitary and Electrical @ 10 % of Civil works 621,387.50
Total Cost of the Building 6,835,263
Value of Building NRs: 6,835,262.50
Life of Building Considered : 45 yrs
Age of Building 0.3 yrs
Depreciation Rate : 2.3%
Total Depreciation 0.00675
Amount of Depreciation NRs: 46,138
Net Value of Building NRs: 6,789,124
Average Rate of the floor per sqft (After necessary addition
& deduction) NRs: 2,731
Abstract of Valuation
Bank Value of Land : 8,414,800
Value of Land is as it
is as previous
Valuation Report.
Say 8,414,000
Bank Value of Building : 6,789,124
Say 6,789,000
Total Bank Value of the Property ( Land & Building) : 15,203,000
On the basis of the details provided by Client and Field verification, Bank Value of property to be mortgaged is
valued 15,203,000.00 In Words: NRs. One Crore Fifty Two Lakh And Three Thousands only.
4. Limiting Conditions
a)      The opinion of Value Stated is based on the facts and assumptions identified in this
report. The valuator takes no responsibility for changes in market conditions.

b) The opinion of value stated is based on the information that has been available to the
valuator at the time; the valuation analysis has been conducted. The Value of the Property
may change substantially with time and Valuator reserves the right to alter the Opinion of
Value Stated if relevant information is available later.

5. Remarks

1 The Considered Site is resindential area located in Simaltar Mitra Chowk.

2 Ownership of the land is Free Hold and is in the name of Mrs. Bimala Khakurel.

3 Approx. 420m North-East from Kharibot Chowk Kapan Via Simaltar Road.

4 Access Road to the considered site is from North & East side which is Earthen Road of
32ft & 10ft wide respectively.

5 The considered Property lies in Kathmandu Metropolitian City-6, Kathmandu District.

6 Public Transportation is 5min walking distance from the considered site.

7 Physical Infrastructure like Water Supply Line, Sewer Pipe Line, Telephone,Tv Cable,
Electricity Line are available in the considered site

To the best of our knowledge , all matter of factual nature discussed in this Report are true
and correct. No important factors have been intentionally overlooked or withheld.

6. Opinion

In our opinion, the Property may be taken as mortgage for the Bank value recommended in
the Property Valuation Report. However, all the remarks made above shall be taken into
consideration and all Legal Documents shall be scrutinized by Legal Expert.

The said properties have been verified after visiting the site and measuring it as shown by
the Client for the purpose of mortgaging it in M/S Agricultural Development Bank Ltd.
11. Commitment of Property Owner and Client

We are fully responsible for the information and legal document provided to prepare this
valuation report. We are commited, and there is no legal complication. It is not being
acquired by government, and it is not a prohibited area for construction, I also declare that
the valuation is acceptable to me regarding the value of my property and other relevant

Signature
Mrs. Bimala Khakurel
Property Owner
 7. Site Measurement of Land (Area Calculation)
The Land area is calculated in accordance to the measurement taken in the field and reference
from the government survey sheet(blue print) and trace map. The land area is also referred to
from the approved architectural drawing of building.
Triangulation method is adopted for the determination of the actual area of land. The
dimension of land is given in the separate sheet, which is attached along with this report in
the Appendix
Mathematically, the area A of a triangle is given by
A= ` √s(s-a)(s-b)(s-c)

A. Total Land area as per Measurement or Trace paper: 0.5

Total area
Triangle Side a Side b Side c S=(a+b+c)/2 Land in Ana
in Sqft.

Plot No. 109 1

A 37.88 36.29 51.33 62.75 686.62 2
B 33.00 38.54 51.33 61.44 635.73 3.86 3
Total = 1322.35 4
TOTAL = 1322.35 5
Area in Sqm. 122.85 6
7
8
B. Total Land area as per Lalpurja: 9
Land Information Land Area 10
Area in Anna Area in Sqft. 11
Location Plot no.
Ropani Anna Paisa Dam

Kathmandu
Metropolitian
City-6, 109 0 4 3 1.00 1647.08
Kathmandu
District

1647.08
Area in Sqm. = 153.02

Area as per measurement : 1322.35 Sqft

Area as per Lalpurja : 1647.08 Sqft
Area considered for Valuation : 1322.35 Sqft
 20.84
0.875 0.291667

0.33333333 0.541667

0.08 0.333333 0.625

0.17
0.25 0.5
0.33 0.583333
0.42
0.50
0.58 382.455
0.67 28
0.75 101.265
0.83 149.3
0.92
4878.6

4.81342287

8115.76
590746.1
 Details of Land Description of the Building
Owner of the
S.N. Location of Property
property Area Sq.
Plot no. Amount Status Area Sq. ft.
mt.

Kathmandu
Mrs. Bimala
1 Metropolitian City-6, 109 122.85 8,414,000 At Present 2485.55
Khakurel
Kathmandu District

Length Breadth
Value of Land is as it is as Previous Valuation Report. Valuation of
Building is prepared recently on this Valuation Report. 43'-7" 28'-7"

Total amount of Land 15,203,000.00

ption of the Building

Amount

6,789,000

Height

33'

15,203,000.00
 Tentative Estimate for Building Project
Estimation for Completion Progress upto date Required Amount for
Particulars Unit
Quantity Rate Amount Quantity Rate Amount Completion
Ground Floor Sqft 861.07 3500.00 3,013,745.00 861.07 1200.00 1,033,284.00 1,980,461.00
First Floor Sqft 861.07 3300.00 2,841,531.00 861.07 0.00 0.00 2,841,531.00
Second Floor Sqft 763.41 3300.00 2,519,253.00 763.41 0.00 0.00 2,519,253.00
Total Floor Sqft 2485.55 2485.55
Total of Civil Cost 8,374,529.00 1,033,284.00 7,341,245.00
Electrical & Sanitary Cost @ 10% of Civil Cost 837,452.90 103,328.40 734,124.50
9,211,981.90 1,136,612.40 8,075,369.50

Total Estimated amount for the Project 9,211,981.90

In words NRs. Fifty Eight Lakh Forty Nine Thousand One Hundred Eighty Four Only.
Required amount for completion of remaining works 8,075,369.50
In words Nrs. Forty Two Lakh Sixty Eight Thousand Four Hundred Eighty Four Only.
13.94817 21.67
6.606707
15.39329
7.696646
7.317073

36