Exclusive RinggitPlus iPad Fiesta Flash Deal Campaign

Terms and Conditions

1. RinggitPlus Credit Card Campaign (“Campaign”) is organised by Jirnexu Sdn Bhd

(1081989-D), (“The Organiser”) shall commence on 25th January 2021, and be
available until 27th January 2021, both dates inclusive unless notified otherwise
(“Campaign Period”). The Organiser reserves the right to end the Campaign earlier
than 27th January 2021. Applications received after the Campaign has ended will not
be valid. All applicants are required to complete the application online on Citibank
website, which you will be redirected upon completed registration on RinggitPlus
website.

2. The Campaign is open to all visitors who:

2.1 Apply online at the Organiser's website ringgitplus.com for a Qualifying Citi Credit
Card (“Citi Credit Card”) as a Principal Cardholder (“Cardholder”), are approved,
receive, activate and spend minimum 8 Transactions (Retail Spend) with any one
(1) of the qualifying Citi Credit Cards below (Clause 2.2).

2.2 Qualifying Citi Credit Cards are:

• Citi PremierMiles MasterCard
• Citi Clear MasterCard
• Citi Prestige MasterCard
• Citi Cash Back Platinum MasterCard
• Citi Cash Back MasterCard
• Citi Business Platinum MasterCard
• Citi Rewards MasterCard
• Citi Simplicity Plus MasterCard
• Lazada Citi Platinum Credit Card

2.3 The following persons are NOT eligible to participate in this Campaign:
2.3.1 Permanent and/or contract employees of Citibank (including its
subsidiaries and related companies) and their respective immediate family
members;
2.3.2 Representatives and/or agents (including advertising and campaign
agents) of Citibank and their respective immediate family members;
Permanent and contract employees of Citibank Berhad and Jirnexu Sdn
Bhd;
2.3.3 Any Applicant or persons who had cancelled any of his/her Citibank credit
card and re-apply within twelve (12) months before the date of application
(Campaign Period);
 2.3.4 Present holders of any Citibank credit card(s) whether issued in Malaysia
or otherwise; and/or
2.3.5 Any person who has committed or suspected of committing any
misconduct, fraudulent or wrongful acts in relation to their Card
account(s), any facility, service, or accommodation granted by Citibank,
including Citibank Online (Website).

2.4 The Organiser reserves the right to approve or reject information submitted at the
website without assigning any reason.

3. To qualify for the annual fee waiver, principal and supplementary card application
must successfully be approved by Citibank based on the financial institution’s sole
discretion.

4. The Organiser offers an exclusive gift ("Campaign Gift") to visitors who are approved
by Citi, and subsequently activates and spend a minimum of 8 transactions (Retail
Spend) on the new card.

5. The “Retail Spend” means the purchase of any goods or services (Local or
International) with the use of the Card and may, at Citibank’s discretion, includes any
card transactions as may be determined by Citibank except for the following
transactions:

5.1 Instalments paid under Citibank’s Flexi Payment Plan, Credit Shield Plus,
Quick Cash, Balance Transfer, Balance Transfer via Instalment Plan and Cash
Advance;
5.2 Any disputed, cancelled, refunded, unauthorized or fraudulent purchase
transactions;
5.3 Payment of annual Citi Credit Card membership fees;
5.4 Interest payments, late payment fees, charges for cash withdrawals, Goods
and Service Tax or other taxes and any form of service/miscellaneous fees;
and /or
5.5 Transactions made by the Citibank Cardmembers with any merchant
associated with or controlled by them (whether as employee, employer,
shareholder or director); i.e. Transactions by a Citibank Cardmembers with
any corporation or business entity in which he/she is an employee, employer
or works with or has shares or interest in or is a director of.

6. Each Cardholder is eligible for only one Campaign Gift throughout the Campaign
Period, regardless of the number of approved Citi Credit Cards for the Cardholder
 during the Campaign Period. To qualify for the Campaign Gift, the Cardholder must
apply for a Citi Credit Card from the Organiser’s website during the Campaign Period,
subsequently activates and spend a minimum of 8 transactions on the new card
within 60 days from the Card Approval Date (“Eligible Cardholder”).

7. RinggitPlus Credit Card Campaign Special Terms and Conditions:

7.1 The Exclusive “RinggitPlus iPad Fiesta Flash Deal Campaign” is opened to
customers who applied for any of the Citibank product (Clause 2.2) via RinggitPlus
website during the campaign period, and successfully fulfil the requirements as stated
in the Campaign Terms and Conditions.

7.2 The Applicants are required to provide the Identity Card (MyKad) images (front
and back) during the application via Organiser’s website (RinggitPlus WhatsApp).

7.3 The Exclusive Campaign Gift as below.

SUG Tier SUG Criteria

First 15 Successful Applicants

Day 1 (25th January 2021)
Tier 1 iPad Pro (11 inch) First 15 Successful Applicants
Day 2 (26th January 2021)
First 15 Successful Applicants
Day 3 (27th January 2021)
Tier 2 Amazfit Bip For the Successful Applicant
who is not part of the criteria as
per Tier 1

7.4 The First 15 Successful Applicants from Day 1 to Day 3 is on a “first come first
serve” basis and is determined by the date and time of the online application via
RinggitPlus website ringgitplus.com for a Qualifying Product from Citibank
(Clause 2.2).

7.5 The Successful Applicant who is not part of the Tier 1 clause will be entitled to the
Tier 2 gifts (as listed in the table above).

7.6 Selection of the Tier 1 winners which is for 3 consecutive days will be done by
RinggitPlus, upon receiving the Successful Applicants list from Citibank, in which
the list of winners will be announced and published on RinggitPlus Facebook page,
by 31st May 2021.
 7.7 The Organiser’s will provide Successful Tier 1 Exclusive Campaign Gift winner an
email with the gift claim instructions upon receiving the Approval List from
Citibank. The Successful Winners will be responsible to fill in the accurate details
in the given form for the Organiser’s to arrange a delivery of the Campaign Gift.

7.8 The remaining winners for the Tier 2 Exclusive Campaign Gift (Amazfit Bip) will
receive an email instruction from the Organiser’s. The Eligible Cardholder who
have receive the instructions will be responsible to provide the accurate details for
the Organiser to arrange delivery of the gift.

7.9 RinggitPlus reserves the right to halt the campaign gift fulfilment and disqualify
applicants who have failed to fulfil the Campaign Terms and Conditions, or
applicants who falls under the following categories:

• applicants who have cancelled the approved credit card within 6 months
from the Gift Claimed Date
• applicants who have an outstanding/arrears balance more than 90 days on
the approved credit card
• applicants who have lost or replaced the approved credit card within 6
months from the Gift Claimed Date

8. Only Cardholders who fulfil the RinggitPlus Credit Card Campaign Special Terms and
Conditions shall be eligible for a Campaign Gift. The Organiser reserves the right to
disqualify applicants who have failed to fulfil the Special Offer Terms and Conditions
and/or who have submitted incomplete or inaccurate data, without prior notice.

9. The Successful Applicant will receive an email with gift claim instructions from the
Organiser’s within a period of 90 days once Citibank has provided the Organiser’s
with the Approval list of the Successful Cardmembers.

10. Campaign Gift is subject to availability. In the event of unforeseen circumstances, the
Organiser reserve the right to substitute alternative gifts of equivalent or greater value
with no notice.

11. Campaign Gift cannot be transferred to other parties, is not refundable and not
exchangeable for cash, credit, or other goods.

12. By applying at ringgitplus.com, all customers consent bank to share the application
status, activation status and any qualifying criteria with the Organiser for the
Campaign fulfilment purpose. And any other purposes to which the entrant has
consented, such as the Terms and Conditions, Personal Data and Information Notice,
and Privacy Policy published at ringgitplus.com.
13. By accepting the offer each eligible person agrees to be bound by these terms and
conditions.

13.1 The Organiser reserves the right to cancel, terminate or suspend the Campaign
without notice. Any cancellation, termination or suspension of the Campaign by
The Organiser shall not entitle the applicant to any claim or compensation
against The Organiser for any loss or damage incurred by the applicant as a direct
and indirect result of such cancellation, termination or suspension.

13.2 The decisions of the Organiser in relation to every aspect of the Campaign,
including but not limited to the type of Campaign Gift, shall be deemed final and
conclusive under any circumstance and no complaint from any applicant will be
entertained. The decisions of The Organiser are final, conclusive, and binding and
no further appeal, enquiry and/or correspondence will be entertained.

13.3 The terms and conditions herein contained shall be governed by and construed
in accordance with the laws of Malaysia.

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