CashPro® Online

Special Tax Payments Guide

Mexico
User guide

This manual contains proprietary and confidential information of Bank of America Mexico and was prepared by the staff of
Bank of America. This user guide may not be reproduced or disclosed to others in whole or in part without the written
permission of Bank of America. Permitted reproductions shall bear this notice and the Bank of America Mexico copyright
notice. The user of this user guide acknowledges the rights of Bank of America Mexico in the contents and agrees to maintain
this user guide and its contents in confidence.
“Bank of America” and “BofASecurities” are the marketing names used by the Global Banking and Global Markets divisions of
Bank of America Mexico Corporation. Lending, other commercial banking activities, and trading in certain financial instruments
are performed globally by banking affiliates of Bank of America Mexico Corporation, including Bank of America, N.A., Member
FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are
performed globally by investment banking affiliates of Bank of America Mexico Corporation (“Investment Banking Affiliates”),
including, in the United States, BofASecurities, Inc. and Merrill Lynch Professional Clearing Corp., both of which are registered
broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. BofASecurities, Inc. and Merrill
Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA.
Investment products offered by Investment Banking Affiliates:
Are Not FDIC Insured * May Lose Value * Are Not Bank Guaranteed.

© 2021 Bank of America Mexico Corporation. All rights reserved.

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Contents

Derechos, Productos y Aprovechamientos (DPA) ......................................................................................................... 3

Mexico City Tax Payments............................................................................................................................................. 6
Other Manual Tax Payments ......................................................................................................................................... 9
Appendices .................................................................................................................................................................. 13
Appendix A – Tax and Utility Payment Sample Invoices .......................................................................................... 13
Appendix B – State/Municipality Tax and Utility Service List................................................................................... 13
Appendix C – DPA Layout ........................................................................................................................................ 13
Appendix D – Cut-off times ..................................................................................................................................... 13
Appendix E – Glossary ............................................................................................................................................. 14

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Derechos, Productos y Aprovechamientos (DPA)

Use this option to execute your Derechos, Productos y Aprovechamientos (DPA) tax payment from a great variety of Mexican
Federal agencies. Please note that this option is only offered if the DPA does not contain fines or additional fees (recargos) and
because it is considered a special tax payment, your payment instruction has to be sent at least two days prior its desired
execution date.
Please consider that specifically for special tax payments, as the ones included in this guide, up to ten (10) payments can be
processed per client per day - special conditions shall apply and appear at the end of the section for your reference; kindly
contact your Treasury Sales Officer if you are in need of additional support.
Go to Payments > Payment Input
Select a MXN account held at Bank of America Mexico, the “Payment Entry” screen appears.
In the drop-down menu, choose “Domestic High Value (Wire)” as Payment Type. The SPEI entry screen appears.

Beneficiary Details section:

Beneficiary Account

Bank of America account #:

072180006960306343
Beneficiary Bank ID: 072

Beneficiary Information Beneficiary E-mail Beneficiary RFC

Beneficiary Name: Mandatory field, enter Write down “ND”. Field cannot be left in
Bank of America Mexico S.A. dg.mexico_ops_for_client_svcs@bofa.c blank.
Address: om; operationsinquiresmx@bofa.com
Pedregal 24, Lomas Virreyes, Mexico
City, Zip Code 11140.

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Payment Details section:

Credit Amount

Input the total DPA amount.

Reason for Payment Numeric Reference

In order to identify your DPA payment, please use the Periodo (1 digit) + Clave de Dependencia (2 digits)
information contained in your DPA invoice as follows to
create a capture line/reference:

“R” + Clave de Referencia (9 characters) + “D” + Cadena de

Dependencia (14 characters) + “Y” + Ejercicio (2 digits) + “S”
Subperiodo (4 digits)

For further details on how to create your capture line/reference in the Reason for Payment and Numeric Reference field, please
see the tables below:

Reason for payment field

Code Length Type Details
R 1 Fixed Always “R”. It indicates that the following numbers are the Clave de
Referencia
Clave de Referencia 9 Numeric
Also known as “Reference Key”, it is a nine-digit reference
Reference Key
D 1 Fixed Always “D”. It indicates that the following numbers are the Cadena
de Dependencia
Cadena de Dependencia 14 Alphanumeric Also known as “Institution Reference”, is a fourteen-character
Institution Reference reference.
Y 1 Fixed Always “Y”. It indicates that the following numbers are the Year of
the tax payment
Ejercicio 2 Numeric The last two digits of the Year of the tax payment; i.e. To indicate
Year 2020, “20” is used. If no “Ejercicio” is indicated, please write “00”
instead
S 1 Fixed Always “S”. It indicates the date range in months of the tax payment
Sub-Periodo 4 Numeric The first two digits indicate the month that marks the beginning of
Sub-period (Months) the period, and the last two digits indicate the last month of the
period. See the Months of the Period codes table A below for more
details.
i.e. If it is a monthly payment for the month of June (month 06),
write down “0606”, if it is a 3-month payment from January (month
01) to March (month 03), kindly use “0103”

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Example of Reference for Payment field

R 2 4 4 0 0 0 1 9 9 D 0 0 0 0 5 8 3 2 9 E 0 0 0 2 Y 2 0 S 0 1 0 3
R Reference Key D Institution Reference Y Year S Sub-Period

Numeric Reference field

Code Length Type Details
Periodo (P) 1 Period It indicates the date range of the payment, either monthly (1), bi-
Date Range monthly (2), semiannual (6), among others. For more information,
See the Period Codes table B below for more details and to
Appendix A.
Clave de Dependencia (IC) 2 Numeric Also known as “Institution Code”, is a two-digit reference that
Institution Code indicates the tax authority that issued the DPA Invoice. To locate it
in your DPA invoice, please refer to Appendix A.
i.e. 55 for Comisión Nacional Bancaria de Valores

Example of Numeric Reference field

3 5 5
Date Range Institution Code

Table A – Months of the Period Codes Table B – Period Codes

Digits Month Digits Month Digits Period

01 Enero - January 08 Agosto – August 0 No Aplica Periodo – Period does not apply
02 Febrero -February 09 Septiembre –September 1 Mensual – Monthly
03 Marzo – March 10 Octubre – October 2 Bimestral – Bimonthly
04 Abril – April 11 Noviembre – November 3 Trimestral – Quaterly (3 months)
05 Mayo – May 12 Diciembre – December 4 Cuatrimestral – Quaterly (4 months)
06 Junio – June 0112 Del Ejercicio – Of the 6 Semestral - Semiannual
year 7 Del Ejercicio – Off the year
07 Julio - July 0000 No aplica periodo – Sub
period does not apply

*Note: Please refer to Appendix A to review an example of a DPA invoice

*Note: Important conditions that apply to the service:

• Maximum volume of 10 special tax payments per client per day. Additional volume will not be processed and funds
will be returned to your account.
• Service is available from 8:00 AM to 2:30 PM Central Time (Mexico City time) during working days
• Service is only offered if the DPA does not contain fines or additional fees (recargos). Kindly refer to “Other manual tax
payments” section if you have a DPA payment with fines or additional fees.
• Payments-on-behalf-of (POBO) are not accepted in this scheme. The payments will be applied on the name of the
account from where the funds are disbursed.
• Payment instruction has to be sent from your side at least two days prior its desired execution date.

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Mexico City Tax Payments

Use this option to execute your Mexico City tax payments regarding payroll, water supply rights, traffic fines and/or treasury
taxes. Please note that this option is only offered if the tax payment does not contain additional fees (in the case of a payroll
payment, Complimentary Payments are not accepted) and as a special tax payment, it has to be sent at least two days prior its
execution date.
Please consider that specifically for special tax payments, as the ones included in this guide, up to ten (10) payments can be
processed per client per day - special conditions shall apply and appear at the end of the section for your reference; kindly
contact your Treasury Sales Officer if you are in need of additional support.
Go to Payments > Payment Input
Select a MXN account held at Bank of America Mexico, the “Payment Entry” screen appears.
In the drop-down menu, choose “Domestic High Value (Wire)” as Payment Type. The SPEI entry screen appears.

Beneficiary Details section:

Beneficiary Account

Bank of America account #:

072180006960306343
Beneficiary Bank ID: 072

Beneficiary Information Beneficiary E-mail Beneficiary RFC

Beneficiary Name: Mandatory field, enter Write down “ND”. Field cannot be left in
Bank of America Mexico S.A. dg.mexico_ops_for_client_svcs@bofa.c blank.
Address: om; operationsinquiresmx@bofa.com
Pedregal 24, Lomas Virreyes, Mexico
City, Zip Code 11140.

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Payment Details section:

Credit Amount

Input the total Mexico City tax payment amount.

Note: Not applicable if additional fees are included

Reason for Payment Numeric Reference

In order to identify your Mexico City Tax payment, please use For Payroll - Number of taxed employees
the information contained in your invoice as follows to create a (Trabajadores gravados)
capture line/reference: For Water supply rights – last 4 digits of the 16-digit
water account number, populated without dashes.
“C” + Type of Tax (“P”, “W”, “F”, “T”) + Capture Line (20
characters) + “-” + Taxed remuneration (payroll) or 12 first digits
of the 16-digit water account number (water supply rights).

For further details on how to create your capture line/reference in the Reason for Payment and Numeric Reference field, please
see the tables below:

Reason for payment field

Code Length Type Details
C 1 Fixed Always “C”. It indicates that is a Mexico City Tax Payment
P, W, F, T, O 1 Alphanumeric Character defines type of Mexico City Tax Payment:
P – Payroll
W – Water Supply Rights
F – Traffic Fines
T – Treasury Tax
O – Others (
Capture Line 20 Alphanumeric Characters identifying the Tax Payment. Reference issued by Mexico
City Tax authority (Línea de captura)
Capture Line Breaker 1 Fixed Only for Payroll and Water supply rights. Always dash “-”
For Payroll: Taxed Variable Numeric For Payroll – Taxed Remuneration (Remuneración Gravada) from
Remuneration Mexico City Tax invoice
For Water supply For Water supply rights – First 12 digits of the 16-digit water
rights: Water account account number, populated without dashes.
number

Numeric reference field

Code
For Payroll: Number of
taxed employees
For Water supply
rights: Water account
number
Length Type Details
Variable Numeric For Payroll – Number of taxed employees (Trabajadores gravados)
For Water supply rights – last 4 digits of the 16-digit water account
number, populated without dashes.
For Traffic Fines – Fixed reference “0000049”
For Treasury Tax – Fixed reference “0000077”

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Example of Reason for payment field created with the instructions mentioned above:

Type of Tax Reason for payment field

Payroll CP88SAM076XNFR8YO89341-37189087
Water Supply CW82SAM076XNFR8YO89341-123456781234
Traffic Fine CF49SAM076XNFR8YO89341
Treasury Tax CT77SAM076XNFR8YO89341

Example of Numeric reference created with the instructions mentioned above:

Type of Tax Numeric reference

Payroll 2056835
Water Supply 5678
Traffic Fine 0000049
Treasury Tax 0000077

*Note: Please refer to Appendix A to review an example of a Mexico City tax invoice

*Note: Important conditions that apply to the service:

• Maximum volume of 10 DPA and CDMX payments per client per day. Additional volume will not be processed and
funds will be returned to your account.
• Service is available from 8:00 AM to 2:30 PM Central Time (Mexico City time) during working days
• Service is only offered if the Mexico City tax payment does not contain fines or additional fees (recargos) and the
payment belongs to one of the following sub-categories:
o Payroll
o Water
o Traffic Fines
o Treasury
• Kindly refer to “Other manual tax payments” section if you have a Mexico City tax payment with fines or additional
fees, or is not included in the sub-categories listed above.
• Payments-on-behalf-of (POBO) are not accepted in this scheme. The payments will be applied on the name of the
account from where the funds are disbursed.
• Payment instruction has to be sent from your side at least two days prior its desired execution date.

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Other Manual Tax Payments

Use this option to execute your payments that meet the following criteria:
• It is a DPA Payment with fines or additional fees
• It is a DPA Payment paid on-behalf of an individual 1
• It is a Mexico city tax payment that is not one of the next sub-categories:
o Payroll
o Water supply rights
o Traffic fines
o Treasury tax
• It is a Mexico city tax payment with fines or additional fees
• It is a Social Security payment processed in a SUA scheme 2

Please consider that specifically for special tax payments, as the ones included in this guide, up to ten (10) payments can be
processed per client per day - special conditions shall apply and appear at the end of the section for your reference; kindly
contact your Treasury Sales Officer if you are in need of additional support.
Go to Payments > Payment Input
Select a MXN account held at Bank of America Mexico, the “Payment Entry” screen appears.
In the drop-down menu, choose “Domestic High Value (Wire)” as Payment Type. The SPEI entry screen appears.

1
Only applicable for payments that are paid on a strictly business-need basis. Special conditions may apply.
2
We highly recommend a migration to a SIPARE scheme, please get in touch with your fiscal advisor for more information
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Beneficiary Details section:

Beneficiary Account

Bank of America account #:

072180006960306343
Beneficiary Bank ID: 072

Beneficiary Information Beneficiary E-mail Beneficiary RFC

Beneficiary Name: Mandatory field, enter Write down “ND”. Field cannot be left in
Bank of America Mexico S.A. dg.mexico_ops_for_client_svcs@bofa.c blank.
Address: om; operationsinquiresmx@bofa.com
Pedregal 24, Lomas Virreyes, Mexico Attach Mexico City Tax or DPA receipts,
City, Zip Code 11140. DPA Layout (for up to 10 DPA) or SUA
File

Payment Details section:

Credit Amount

Amount of each single Tax/SUA/DPA payment

Capture line or Reference line

Reason for Payment Numeric Reference

Mandatory field. 7-digit Payment Reference. “0000001” is recommended.

*MUST NOT contain special characters.
For DPA Payments, it is necessary to include the first 7 digits
For SUA and Mexico City Tax Payments: of your Bank of America 8-digit account, i.e: Your account
• Enter capture Line or Reference Number. number is 12345678 / Numeric Reference must be 1234567
For DPA payments:
• The reason for payment must contain “DPA –NAME OF
THE AUTHORITY”, for example “DPA –GOBIERNO DE
JALISCO”

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Attaching Files
How to attach files in CashPro Online:
Select icon

Attaching Files

Select “SEND COPY TO BENEFICIARY”

then “ATTACH FILE” getting from
government web site,

Social Security authority (File with

extension SUA or invoice) or DPA
document (client must also include DPA
Layout file in XML format in the first of
the ten DPA payments)

“ADD NOTE” as appropriate

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Important notes:

• A DPA Layout will only be used by clients in need to process up to 10 DPA payments per day (special
conditions may apply). Client is solely responsible for the information provided in the DPA layout. If the
amount that appears in the DPA layout is not the same as the amount in this payment, the DPA will not be
processed and the funds will be returned to your account in a maximum of 2 working days.

Client must attach the DPA Layout on the first DPA payment, next to the DPA document (“hoja de ayuda”).

Please refer to annex C to download the DPA Layout.

• It is mandatory to send a separate email from your company account including the receipt (invoice or hoja
de ayuda) of the Mexico City tax to pay or social security file with the SUA extension at the following
addresses:
o dg.mexico_ops_for_client_svcs@bofa.com
o operationsinquiresmx@bofa.com

• Cut-off time is 2:30 PM CST (Mexico City Time) – If the payment is received after cut-off time, it will be
taken into account the next working day. Please consider that this type of payments must be instructed
from your side two working days prior the desired execution date.

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Appendices
Appendix A – Tax and Utility Payment Sample Invoices

Appendix B – State/Municipality Tax and Utility Service List

In order to review the complete service list of Tax and Utility Payments that can be paid using this solution, please refer to the
attached State/Municipality Tax and Utility Service List – please note that new services are updated on a monthly basis. If you
require to pay a specific service that is not included in the list, please contact our Customer Support Team.

Appendix C – DPA Layout

Appendix D – Cut-off times

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Appendix E – Glossary

Code Description
BAMSA Bank of America Mexico
BANXICO Mexico Central Bank
MXN Mexican Peso
SPEI Sistema de Pago Electrónico Interbancario
SPID Sistema de Pago Interbancario en Dólares
TEF Transferencia Electrónica de Fondos
USD US Dollar

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