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Edelweiss Private Car Package Insurance - Policy Schedule
It won’t take long at all to go through your important policy details! Also, it would be great if you saved a soft copy to your phone.
#TakeUsForGranted to be there – we’re as close to you as we seem!
Intermediary Name:Policy Bazaar Insurance Web aggregator Pvt Ltd (2210000377)
Intermediary Reference Code:2210000377 Contact:1800-258-5970
Intermediary Sales Person's Name:NA
Intermediary Sales Person's Contact:NA
Policy Details
Policy Servicing Office:MUMBAI Policy No. 820030798
Period of Insurance: From [00:00] of 20/03/2020 to [23:59] of 19/03/2021
Insured’s Name: Mr. Anand Kumar Insured’s GST No.:NA
Insured’s Address: 1100, G-1 BLOCK PHASE 6 AYA NAGAR Delhi Delhi 110047
Insured’s ID: NA Policy Issued On: 19/03/2020
Co-insurance Details: NA Geographical Area: India
Proposal/Cover Note No.:PB1654PG002982944 Zone: A

We love your car, too.

Here are your car’s important details. Please check if you’ve provided the correct ones?
Vehicle Details
Seating
Registration Mark & Place of Year of Capacity
Engine No. Chassis No Make Model Variant CC
Registration Manufacture including
driver
DL01CP6529 SWIFT DZIRE
K12MN1242173 MA3EJKD1S00298907 MARUTI VXI 1197 2013 5
DELHI KB

Insured’s Declared Value

Year For the Vehicle For Trailers Non-electrical Accessories Electrical/Electronic Accessories Value of CNG /LPG Kit Total IDV
1st Year ₹209,085.00 ₹NA ₹0.00 ₹0.00 ₹0.00 ₹209,085.00

How have we worked out your premium?

‘Own Damage’, as the term suggests, covers harm or loss to your own vehicle. ‘Liability’ means the damage to
someone else.
A. Own Damage B. Liability
Base Premium on Vehicle and Accessories ₹ 3,603.58 Base Premium including Premium for ₹ 3,221.00
Vehicle Accessories ₹ 0.00 TPPD
Electrical & Electronic @ 4% (Endt. IMT–) ₹ 0.00 Trailers (Endt. IMT-) ₹ 0.00
Bi-fuel Kit (CNG/LPG) @ (Endt. IMT–) ₹ 0.00 CNG/LPG Bi-fuel Kit ₹ 0.00
Total ₹ 3,603.58 Geographical Area Extn. (Endt. IMT-) ₹ 0.00
Add: Total ₹ 3,221.00
a) Trailer ₹ 0.00 Add:
b) Geographical Area Extn. (Endt. IMT-) ₹ 0.00 PA
c) 30% for Imported Vehicles without Custom Duty (Endt.
₹ 0.00 a) PA Unnamed Passenger ₹ 0.00
IMT-
d) Fibre Glass Tanks ₹ 0.00 b) PA Owner Driver ₹ 220.00
e) 60% on OD Premium for Driving Tuition ₹ 0.00
f) For any other extras ₹ 0.00 Legal Liability
Subtotal (additions) ₹ 0.00 c) Legal Liability To Paid Drivers ₹ 0.00
Less:
g) Discount for Anti-theft Devices (Endt. IMT-) ₹ 0.00
h) 50% Discount for Vehicles specially designed/ modified g) For any other extras ₹ 0.00
for blind, handicapped and mentally challenged persons ₹ 0.00
(Endt. IMT- Subtotal (additions) ₹ 0.00
i) For any other Discount deduct $NCBPercentage$ for NCB ₹ 0.00 Total ₹ 220.00
Subtotal (deductions) Premium for Add-ons TOTAL LIABILITY PREMIUM ₹ 3,441.00
(I) Depreciation Protect ₹ 1,777.22
Total ₹ 1,777.22 ADD: CGST ₹ 0.00
TOTAL OWN DAMAGE PREMIUM ₹ 5380.80 SGST ₹ 0.00
PACKAGE PREMIUM (A+B) ₹ 8,822.00 IGST / UTGST@18% ₹ 1,588.00
Special Discount FINAL PREMIUM ₹ 10,410.00

Edelweiss Private Car Package Insurance | UIN : IRDAN159P0002V01201819 1

 No Claim Bonus:₹ 0.00 Compulsory Deductible:₹ 1000.00
Voluntary Deductible: ₹ 0.00 Additional Compulsory Deductible:₹ 0.00

P.A. Cover for Owner – Driver under section III (CSI) -₹ 220.00

We know you like a little extra!

So, here are the Add-Ons that you have chosen with your policy.

Depreciation Protect

Did you love someone else before we met?

It’s OK, we’ll deal with it. Here are the details of your last insurer.
Previous Insurer: National Insurance Company Limited
Previous Policy No.: 36140031186100360310 Expiry on: 19/03/2020
Who’s your nominee?
It’s always good to have a Nominee, and you did the right thing by naming one. Given below are the details.
Name and Age of Nominee:Ashok Kumar and 52 Relationship with Insured: Father
Name of Appointee (If Nominee is minor):NA
Relationship of Appointee with Nominee:NA

Red, orange or green?

What kind of loss/damage is covered, and what isn’t? As a thumb rule here are a few things you should remember.
● Calculation of Depreciation:
If the loss/damage to your vehicle is partial, here's how we calculate the depreciation (unless it’s covered in your Add-ons).
- For Rubber/Nylon/Plastic parts, Tyres & Tubes, Batteries and Air Bags: 50%
- For Fibre Glass parts: 30%
- For everything made of glass: Nil
Depreciation for all other parts, including wooden ones, is up to a maximum of 50%, depending on how old the car is. If you need to have your car painted, depreciation of 50%
will apply only on the cost of materials. If you get one combined bill for painting, we'll consider 25% of the total bill amount as material cost, and apply depreciation on it.
● Use of the vehicle:
Your Policy covers the use of your vehicle for any purpose except Motor Trade, Hiring or Reward, Carrying Goods (other than samples or personal luggage), Organized Racing,
Pace making, Speed Testing, Reliability Trials etc.
● Who can drive?
The driver can be anybody including the insured, provided he/she holds an effective driving license at the time of the accident and is not disqualified from holding a license.
However, the driver must satisfy the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.
● Loss/damage to others:
Section II-1 (i) of your policy, covers you for liability in case of loss/damage to someone else’s property, or unlimited liability for injury/death to other third parties in case you have
an accident.
This is most important! Slow down here
Although we’d love to cover your vehicle without exception, we can’t. Your policy covers loss to your vehicle only if all the terms are met.
And any payment we make because of terms appearing in this Schedule or to comply with the Motor Vehicles Act, 1988, is recoverable from you. You should definitely read the
clause, ‘Avoidance of certain terms and right of recovery’ in your Policy Wording.

Warranted that the Assured named herein/owner of the vehicle insured holds a valid Pollution Under Control (PUC) Certificate on the date of commencement of the Policy and
renews and maintains valid and effective PUC Certificate during the duration of the Policy period. If the PUC is not found valid on the date of loss, the company shall repudiate any
claim made under the Policy.
Subject to Endt. Nos. & Memorandum..... printed/attached here

Hypothecated with .............................................................

Date of duly signed proposal 19/03/2020

In Witness whereof this Policy has been signed at MUMBAI on date 19/03/2020
Receipt No. PB17632879 Date 19/03/2020
Consolidated Stamp duty Paid vide Letter of Authorisation No. CSD/406/2019/1685/19 dated 08-Apr-2019 at General Stamp Office, Mumbai.
Received premium payment of Rs 10,410.00 Vide instrument / reference number 820030798 Dated 19/03/2020 against receipt number 820030798
It is certified that your Policy and this Schedule have been issued according to the provisions of Chapter X and Chapter XI of the Motor Vehicles Act, 1988.

For Edelweiss General Insurance Company Limited

Address of Issuing Office: Mumbai HO
Date of Issue:19/03/2020

Authorized Signatory

Tax is not payable under reverse charge by the recipient

GST Registration No.:27AAECE2328J1ZO HSN/SAC Code:9971 Description of Goods or Service:General Insurance Service
Place of Supply State:Maharashtra Code:27

Edelweiss General Insurance Company Limited, Corporate Office: 5th Floor, Tower 3, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla (West), Mumbai - 400070,
Registered Office: Edelweiss House, Off CST Road, Kalina, Mumbai -400 098, IRDAI Regn. No.: 159, CIN: U66000MH2016PLC273758, Reach us on: 1800 12000, Email:
support@edelweissinsurance.com, Website: www.edelweissinsurance.com, Issuing/Corporate Office: +91 22 2286 4400, Grievance Redressal Officer: +91 22 4931 4422,
Dedicated Toll-Free Number for Grievance: 1800 120 216216. Trade logo displayed above belongs to Edelweiss Financial Services Limited and is used by Edelweiss General
Insurance Company Limited under license.

Edelweiss Private Car Package Insurance | UIN : IRDAN159P0002V01201819 2