Story

- Insurance Claim Company

Cover Page Clerical Home Maker Its been observed that Its been observed that As for random elective Its been observed that In Claim Freq category, In this line plot, it has In Rank Chart, its been Income for Female
Professional being su.. Claim Amount among .. in MINIVAN being the.. number of 64 related .. for Female gender, us.. SUV being coonsidere.. been observed that fo.. observed that Comme.. is higher based on ..

CAR CLAIM INSURANCE

Business Context
We are all aware that accidents are prone everywhere due to negligent driving or climatic conditions. An insurance company always needs to be prepared
to estimate the number of accidents and the claims that they can receive at a given point time. Also understanding the pattern of claims would help the
companies to frame different types of policies for the users providing better benefits and at the same time increasing the premium to the company.
Problem Statement:
Consider that you are a Lead Data Analyst at an Insurance Claims company that has provided you with the Car Insurance Claims dataset. You have been
given a task to explore the data, create different plots and interpret useful insights/findings. Your end goal here will be to create a storyboard that you
have to present to the Senior Management and the story has to have an end objective and should follow a logical flow to display that you are heading
towards achieving the end objective. This will help the Senior Management in taking some decisive actions on the current claims system in place. This
storyboard will be an open-ended story for you to explore various different features in the data and try to showcase different plots. Make sure to have
minimum clutter in the plots, follow a consistent color scheme across all the plots, and use proper colors to highlight a specific insight. Moreover, your
plots on all the dashboards should be interactive and responsive.
Story - Insurance Claim Company

Cover Page Clerical Home Maker Its been observed that Its been observed that As for random elective Its been observed that In Claim Freq category, In this line plot, it has In Rank Chart, its been Income for Female
Professional being su.. Claim Amount among .. in MINIVAN being the.. number of 64 related .. for Female gender, us.. SUV being coonsidere.. been observed that fo.. observed that Comme.. is higher based on ..

Education Occupation Education

<High School Blue Collar 17,885,913 All
Clerical
Student
Home Maker
Manager
Professional 152,472
Bachelors Professional 52,984,950
Blue Collar
Manager
Clerical
Home Maker
Student
High School Blue Collar 46,825,331 Occupation
Clerical
Professional Blue Collar
Manager
Student Clerical
Home Maker 1,864,714
Doctor
Masters Lawyer 63,940,383
Manager Home Maker
Professional
Home Maker Lawyer
Blue Collar
Doctor Manager
PhD 32,729,097
Manager Professional
Lawyer
Professional Student
Home Maker
Clerical
0M 5M 10M 15M 20M 25M 30M 35M 40M 45M 50M 55M 60M 65M 70M

Income
Story - Insurance Claim Company

Cover Page Clerical Home Maker Its been observed that Its been observed that As for random elective Its been observed that In Claim Freq category, In this line plot, it has In Rank Chart, its been Income for Female
Professional being su.. Claim Amount among .. in MINIVAN being the.. number of 64 related .. for Female gender, us.. SUV being coonsidere.. been observed that fo.. observed that Comme.. is higher based on ..

Mstatus Car Type

Gender No Yes Minivan
Panel Truck
Pickup
Sports Car
SUV
F 3,516,499 2,891,341 Van

Clm Amt

2,325,121 3,516,499

M 2,601,963 2,325,121

0M 20M 40M 60M 80M 100M 120M 140M 0M 20M 40M 60M 80M 100M 120M 140M

Income Income
Story - Insurance Claim Company

Cover Page Clerical Home Maker Its been observed that Its been observed that As for random elective Its been observed that In Claim Freq category, In this line plot, it has In Rank Chart, its been Income for Female
Professional being su.. Claim Amount among .. in MINIVAN being the.. number of 64 related .. for Female gender, us.. SUV being coonsidere.. been observed that fo.. observed that Comme.. is higher based on ..

Car Type / Gender Gender

Minivan Panel Truck Pickup Sports Car SUV Van F
30M M

Blue Collar

25M
Occupation
All

20M
Lawyer

Professional
Income

15M Manager

Blue Collar Clerical

10M
Professional

Professional Blue Collar Doctor

Clerical Clerical Gender
5M
Lawyer F
Clerical
M

0M Student Highlight Occupation

Student Home Maker Student Home Maker Student
No items highlighted
F M F M F M F M F M F M
Story - Insurance Claim Company

Cover Page Clerical Home Maker Its been observed that Its been observed that As for random elective Its been observed that In Claim Freq category, In this line plot, it has In Rank Chart, its been Income for Female
Professional being su.. Claim Amount among .. in MINIVAN being the.. number of 64 related .. for Female gender, us.. SUV being coonsidere.. been observed that fo.. observed that Comme.. is higher based on ..

Car Type
SUV SUV SUV Van Van Van
Minivan
101131398 102970449 105807033 103490683
Panel Truck
Pickup
Sports Car
SUV
Van

Van
103299315 Van Clm Amt
101597061
0 8,633
SUV SUV SUV
105863684 107300241 102512651
Sports Car Minivan Top N Claims IDs
103069034 107018182 64

SUV
103790027 SUV SUV Panel Truck
104465490 103057855
 Story - Insurance Claim Company

Cover Clerical Home Maker Its been observed that Its been observed that As for random elective Its been observed that In Claim Freq category, In this line plot, it has In Rank Chart, its been Income for Female is SUV car
Page Professional being su.. Claim Amount among .. in MINIVAN being the.. number of 64 related .. for Female gender, us.. SUV being coonsidere.. been observed that fo.. observed that Comme.. higher based on BLUE.. type usa..

Gender Car Type

F M All

Private Private
Highly
Private
Private
Private
Private

Car Use
Commercial
Private Private Private

Car Use
Private
Private Commercial Commercial
Highly Highly Private
Private
Private Highly
Private Highly
Private
 Story - Insurance Claim Company

Clerica Its been observed that Its been observed that As for random elective Its been observed that In Claim Freq category, In this line plot, it has In Rank Chart, its been Income for Female is SUV car type usage Based
l Hom.. Claim Amount among .. in MINIVAN being the.. number of 64 related .. for Female gender, us.. SUV being coonsidere.. been observed that fo.. observed that Comme.. higher based on BLUE.. being the highest on .. upon the..

Clm Freq (bin) / Car Type Car Type

0K Minivan
2000 Panel Truck
1,831 Pickup
Sports Car
SUV
1500 Van
1,404

1,073
Clm Freq

Measure Names
1000 Clm Freq
868

480
500
382

0
SUV Minivan Pickup Sports Car Van Panel Truck
 Story - Insurance Claim Company

Its Its been observed that As for random elective Its been observed that In Claim Freq category, In this line plot, it has In Rank Chart, its been Income for Female is SUV car type usage Based upon the Old SUV car
been .. in MINIVAN being the.. number of 64 related .. for Female gender, us.. SUV being coonsidere.. been observed that fo.. observed that Comme.. higher based on BLUE.. being the highest on .. Claim Amount, SUVs .. type usa..

Gender Car Type Car Type

52.26% All
3M
Clm Amt
Clm Amt

2M
F 40,624 3,516,156
25.25%
1M
12.44%
0.33% 8.05% 1.68%
0M

3M
Clm Amt

2M
M 29.83%

36.66%
1M 15.73%
13.77%
3.12%
0M 0.89%

Minivan Panel Truck Pickup Sports Car SUV Van

 Story - Insurance Claim Company

Its As for random elective Its been observed that In Claim Freq category, In this line plot, it has In Rank Chart, its been Income for Female is SUV car type usage Based upon the Old SUV car type usage Female
been .. number of 64 related .. for Female gender, us.. SUV being coonsidere.. been observed that fo.. observed that Comme.. higher based on BLUE.. being the highest on .. Claim Amount, SUVs .. and its CLAIM AMOU.. makes o..

Car Use Car Type Car Use

6 Commercial
6 Private
Rank of Clm Amt

4 4
Commercial Car Use
Commercial
3
2 Private
2

0 1

6
5
Rank of Clm Amt

4
4
Private
3

2
2

0 1

Minivan Panel Truck Pickup Sports Car SUV Van

 Story - Insurance Claim Company

As for Its been observed that In Claim Freq category, In this line plot, it has In Rank Chart, its been Income for Female is SUV car type usage Based upon the Old SUV car type usage Female makes over Insights,
rando.. for Female gender, us.. SUV being coonsidere.. been observed that fo.. observed that Comme.. higher based on BLUE.. being the highest on .. Claim Amount, SUVs .. and its CLAIM AMOU.. 67% of Cumulative In.. Inferenc..

Gender Occupation Gender

F Blue Collar 55,831,408 1,864,605 All
Clerical 24,647,227 1,186,668
Doctor 20,072,837 93,346
Home Maker 7,731,497 892,096 Occupation
42,221,986 584,688 All
Lawyer
Manager 43,318,457 303,467
Professional 39,290,072 901,936
Student 2,331,428 581,034
M Blue Collar 53,605,084 2,027,407
Clerical 19,141,920 809,476
Doctor 12,656,260 49,178
Home Maker 353,904 18,142
Lawyer 30,137,062 238,246
Manager 44,899,363 297,483 Clm Amt
Professional 44,210,881 834,931
Student 1,755,796 652,221 18,142 2,027,407

0M 5M 10M 15M 20M 25M 30M 35M 40M 45M 50M 55M 60M 65M 0K 200K 400K 600K 800K 1000K 1200K 1400K 1600K 1800K 2000K 2200K

Income Clm Amt

 Story - Insurance Claim Company

Its been observed In Claim Freq category, In this line plot, it has In Rank Chart, its been Income for Female is SUV car type usage Based upon the Old SUV car type usage Female makes over Insights, Inferences
that for Female ge.. SUV being coonsidere.. been observed that fo.. observed that Comme.. higher based on BLUE.. being the highest on .. Claim Amount, SUVs .. and its CLAIM AMOU.. 67% of Cumulative In.. and Recommendation

Car Type Car Use

All
3M 1,061,966
Clm Amt

2M Car Use
730,333 Commercial
1,517,788 2,637,795
1M Private
1,145,422 930,794 1,320,840 787,910
0M

402
1500
Clm Freq

352
1000
708 1,429
500 1,052
704
0 382 365

100M
Income

50M 113,730,338
34,608,543 92,079,743

0M 34,470,570 30,007,544 35,793,178 23,403,301

Minivan Panel Truck Pickup Sports Car SUV Van
 Story - Insurance Claim Company

Its been observed In Claim Freq category, In this line plot, it has In Rank Chart, its been Income for Female is SUV car type usage Based upon the Old SUV car type usage Female makes over Insights, Inferences
that for Female ge.. SUV being coonsidere.. been observed that fo.. observed that Comme.. higher based on BLUE.. being the highest on .. Claim Amount, SUVs .. and its CLAIM AMOU.. 67% of Cumulative In.. and Recommendation

9.17% Car Type

16.55% Minivan
Panel Truck
Pickup
Sports Car
SUV
Van
8.21%

Oldclaim
30,807,104
32.64%
Car Type
Minivan
Panel Truck
Pickup

18.46% Sports Car

SUV
Van

14.97%
 Story - Insurance Claim Company

Its been observed In Claim Freq category, In this line plot, it has In Rank Chart, its been Income for Female is SUV car type usage Based upon the Old SUV car type usage Female makes over Insights, Inferences
that for Female ge.. SUV being coonsidere.. been observed that fo.. observed that Comme.. higher based on BLUE.. being the highest on .. Claim Amount, SUVs .. and its CLAIM AMOU.. 67% of Cumulative In.. and Recommendation

Birth Car Type

275,845 Minivan
Panel Truck
250K Pickup
214,664 Sports Car
203,599 SUV
200K
179,194 Van

159,578
Clm Amt

150K
129,061 125,420
113,323 118,389
116,871
91,783 93,695 87,437 117,454 93,690
100K 88,830
78,122 105,909
66,833 80,139 64,482
83,355
52,893 54,373 55,437 53,964
45,059 46,575 44,916
50K 37,579 33,742
32,363 42,429
21,767 17,001
12,127 25,073
17,338 25,206 24,958 3,444 6,142
0 0 18,582 17,561
13,723
0K 0
5,391 0 0 0 5,411 7,168 6,597 12,284 0 10,204 0 0 0 0 2,214 0 0 0
06,654
4,798
1930
1931
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 Story - Insurance Claim Company

Its been observed In Claim Freq category, In this line plot, it has In Rank Chart, its been Income for Female is SUV car type usage Based upon the Old SUV car type usage Female makes over Insights, Inferences
that for Female ge.. SUV being coonsidere.. been observed that fo.. observed that Comme.. higher based on BLUE.. being the highest on .. Claim Amount, SUVs .. and its CLAIM AMOU.. 67% of Cumulative In.. and Recommendation

Gender Car Type Car Use

109,768,445 100.00% Commercial
99.07% Private
77.81%
100M
67.33% 80.98%
Income

F Measure Names
48,763,773
50M 42,605,281 % of Total Running S..

24,672,656 KPI - Pareto

20.71%
7,455,564 Insignificant
0M 2,179,193
Significant
100.00%
83.74% Significance
100M 89,476,237 100%
84.38%
Income

65.04%
M
50M 43.28% 39,943,431
45.72% 38,673,277
32,291,377

5,053,470 1,322,478
0M
Minivan SUV Pickup Van Sports Car Panel Truck
 Story - Insurance Claim Company

Its been observed In Claim Freq category, In this line plot, it has In Rank Chart, its been Income for Female is SUV car type usage Based upon the Old SUV car type usage Female makes over Insights, Inferences
that for Female ge.. SUV being coonsidere.. been observed that fo.. observed that Comme.. higher based on BLUE.. being the highest on .. Claim Amount, SUVs .. and its CLAIM AMOU.. 67% of Cumulative In.. and Recommendation
Insights/Inferences:

1. SUV car type usage being the highest on Private Car Use in comparison to Commercial Car Use, and the Claim Amount is also highest for SUVs Car Type. Most Least
observed for PANEL TRUCK only in Commercial Car Use, no private Car use found. The Claim AMount is alos lowest for PANEL TRUCK. Females being the highest Gender
on usage of SUVs.

2. Based on UrbanCity section, Gender both Male and Female considerably & Car Use- Commercial and Private, Claim Amount is highest in urban regions(HIGHLY
URBAN/URBAN). Females being the highest on SUVs usage and Males being highest on MINIVAN. Car Usage of Commercial and Private ranges differently based upon
Car Type and Gender.
..

Recommendations:

1. The Insurance company management should come up with some Business driven decisions in the Car Insurance policy based on various Sections and parts such as the
Insurance premium has to be high for the selective customers who are Single, Seperated, Divorced and have No family (No kids or Parents), Should give more
preferences to Commercial Car Use areas, Occupation - Doctor, Home Maker, Student and retain old Occupational parts like Blue Collar, Professional, Clerical.

2. There should be some policy renewal benefits and services need to be given to customers like Customers who have Parents and Kids and as compared to Male, Female
got good amount of Claim Insurance facilities in each and every sections based upon analysis, Male need to be given as well the same amount of Insurance services with
cashback offers and incentives.
..