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GLOBAL MOBILE MONE

Date: March 2022 | Version: 1.0

ABOUT

The Global Mobile Money Dataset is a comprehensive set of global metrics for the industry which combines uniq
since its inception. For an interactive display of the data please visit GSMA's Mobile Money Metrics website from

DATA SOURCES

The Global Mobile Money Dataset employs a wide range of data sources that the Mobile Money programme has

The Mobile Money Deployment Tracker


The Global Adoption Survey of Mobile Financial Services
The GSMA Mobile Money Estimates & Forecasts

This workbook contains four datasets covering four main categories:

Availability: The number of live mobile money services worldwide between 2001-2021, broken down by region.
Agents: The number of registered and active agents through which customers access mobile money between D
Accounts: The number of registered and active mobile money accounts, representing the scale and uptake of m
Usage: The volume and value of transactions processed by the industry across different products between Dece

DEFINITIONS

The GSMA Mobile Money programme considers services that meet the following definitions a mobile money serv

• The service must be available to the unbanked, e.g. people who do not have access to a formal account at a fin

• The service must offer at least one of the following services: Storage of value; Domestic or international transfe

• The service must offer a network of physical transactional points outside bank branches and ATMs that make t

• The service must offer an interface for initiating transactions for agents or customers that is available on mobile

• Mobile banking services that offer the mobile phone as just another channel to access a traditional banking pro

• Payment services linked to a traditional banking product or credit card, such as Apple Pay and Google Wallet, a

Metric definitions
1. Live services
The cumulative number of live mobile money services that meet the definition set by the GSMA Mobile Money pr
2. Registered accounts
The cumulative number of customer accounts at the end of the months indicated.
Customers who have not been registered but perform transactions over the counter are NOT included.
Some mobile money services are being offered primarily over-the-counter (OTC). In such cases, a mobile money
mobile money account to use the service.
3. Active accounts
The number of customer accounts that have been used to perform at least one P2P payment, bill payment, bulk
remittances or airtime top up from account during at least 90 days or 30 days (as mentioned) prior to end of the i
Balance inquiries, PIN resets, and other transactions that do not involve the movement of value DO NOT qualify
4. Registered agents
The cumulative number of agent transactional outlets that have been registered as at the end of the months indic
5. Active agents
Active agent outlets are outlets that have facilitated at least one transaction within the past 30 days of the indicat
6. P2P transfer
Domestic transfers that were made between two customer accounts including OTC transactions, off-net/cross-ne
account transfers.
7. International remittance
International transfers that were made between customer accounts, regardless of whether they originated from a
8. Bills payment
Payments of bills using mobile money, regardless of whether they originated from an account or were made ove
9. Merchant payment
Movements of value from a customer to a merchant to pay for goods or services at the point of sale using a mob
10. Airtime top-up
Airtime top-ups funded from customer accounts.
Purchases of airtime that are funded by OTC payments are NOT included.
11. Bulk disbursement
Bulk payments such as salary payments, government or NGO transfers, regardless of whether they terminated in
12. Cash-in
Cash ins to customer accounts.
Over-the-counter P2P payments, bill payments, or airtime top ups are NOT included.
13. Cash-out
Cash-outs from customer accounts.
Over-the-counter collection of bulk payments or P2P payments are NOT included.

REPORTING CYCLE

Throughout the Global Mobile Money Dataset, data is presented either in a quarterly or monthly basis depending

1. Live services, registered accounts & agents:


Quarterly, reflecting the end of calendar quarters.
Active accounts (90 day) are quarterly figures but not cumulative.
2. Active accounts (30 day), active agents, volume and value of P2P transfer, international remittance, bi
Monthly figures

SCOPE

Regions covered*:
Sub-Saharan Africa
South Asia
Latin America and the Caribbean
East Asia and Pacific
Middle East and North Africa
Europe and Central Asia

Sub-regions covered within Sub-Saharan Africa*:


Eastern Africa
Central Africa
Southern Africa
Western Africa

* Where sharing such data does not reveal confidential information shared via past Global Adoption Surv
Note: For a full list of countries in each region and sub-region please see "Countries tab"
Mobile Money Estimates

Availability: number of services

Accessibility: agents

Adoption: accounts

Usage by region

Usage by product
Mobile Money Estimates

Contents

Links

Data and Graph

Data

Data

Data

Data
Availability of mobile money services, by
Timeframe: 2001 - 2021

Spread of live mobile money services by region

Regions 2001 2002 2003 2004 2005


South Asia 0 0 0 0 0
Sub-Saharan Africa 0 1 1 1 1
Latin America and the Caribbean 0 0 0 0 0
East Asia and Pacific 1 1 1 3 4
Middle East and North Africa 0 0 0 0 0
Europe and Central Asia 0 1 1 1 1
Total 1 3 3 5 6

Evolution of the mobile money landscape (includes info


oney services, by region
Back to Contents

2006 2007 2008 2009 2010 2011 2012 2013 2014


1 2 3 6 10 15 29 38 40
1 2 5 19 35 59 91 105 120
0 0 0 0 4 11 16 28 32
4 6 6 8 13 18 21 29 32
0 0 0 1 3 5 8 13 14
1 1 1 1 2 3 4 6 8
7 11 15 35 67 111 169 219 246

andscape (includes information on new services launched and services closed/merged each year)
2015 2016 2017 2018 2019 2020 2021
42 41 38 40 35 36 34
122 136 144 149 156 157 161
31 33 32 29 29 30 32
40 45 47 52 53 49 52
16 18 18 20 22 29 28
10 10 8 8 9 9 9
261 283 287 298 304 310 316

osed/merged each year)


Accessibility of mobile money services, by

Timeframe: Quarters ending in December and June between 2

Active agents
Regions Dec-06 Mar-07
East Asia and Pacific
Europe and Central Asia
Latin America and the Caribbean
South Asia
Middle East and North Africa
Middle East
Northern Africa
Africa
Eastern Africa
Central Africa
Northern Africa
Southern Africa
Western Africa
Sub-Saharan Africa
Global 29,108 31,565

Registered agents
Regions Dec-06 Mar-07
East Asia and Pacific
Europe and Central Asia
Latin America and the Caribbean
South Asia
Middle East and North Africa
Middle East
Northern Africa
Africa
Eastern Africa
Central Africa
Northern Africa
Southern Africa
Western Africa
Sub-Saharan Africa
Global 73,895 78,664

*Unique agent outlets


Regions Dec-06 Mar-07
East Asia and Pacific
Europe and Central Asia
Latin America and the Caribbean
South Asia
Middle East and North Africa
Middle East
Northern Africa
Africa
Eastern Africa
Central Africa
Northern Africa
Southern Africa
Western Africa
Sub-Saharan Africa
Global
money services, by region
Back to Contents
ember and June between 2011 and 2021

Jun-07 Sep-07 Dec-07 Mar-08 Jun-08 Sep-08 Dec-08

* Sharing regional breakdown before December 2011 is not possible due to


confidentiality restriction with the survey participants.

34,238 36,407 38,597 40,805 44,007 47,335 51,359

Jun-07 Sep-07 Dec-07 Mar-08 Jun-08 Sep-08 Dec-08

* Sharing regional breakdown before December 2011 is not possible due to


confidentiality restriction with the survey participants.

84,398 91,143 99,249 103,573 109,529 116,515 124,217

Jun-07 Sep-07 Dec-07 Mar-08 Jun-08 Sep-08 Dec-08

* Sharing regional breakdown before December 2011 is not possible due to


confidentiality restriction with the survey participants.
* Sharing regional breakdown before December 2011 is not possible due to
confidentiality restriction with the survey participants.
s

Mar-09 Jun-09 Sep-09 Dec-09 Mar-10 Jun-10 Sep-10

due to

57,831 63,324 71,950 89,237 100,685 148,311 162,508

Mar-09 Jun-09 Sep-09 Dec-09 Mar-10 Jun-10 Sep-10

due to

135,881 141,977 153,507 176,669 191,538 314,293 331,665

Mar-09 Jun-09 Sep-09 Dec-09 Mar-10 Jun-10 Sep-10

due to
due to
Dec-10 Mar-11 Jun-11 Sep-11 Dec-11 Mar-12 Jun-12
105,329 114,679 120,258
5,957 6,231 6,587
4,788 5,721 6,973
68,589 84,809 107,689
1,776 2,573 4,470
1,542 2,318 3,429
234 255 1,040
89,916 108,970 137,085
79,847 96,579 121,431
303 413 726
234 255 1,040
752 789 829
8,780 10,935 13,059
89,683 108,716 136,045
179,124 199,279 223,563 239,969 276,122 322,728 382,021

Dec-10 Mar-11 Jun-11 Sep-11 Dec-11 Mar-12 Jun-12


172,301 182,976 192,323
12,304 13,005 13,889
5,538 6,476 8,283
145,376 184,487 247,689
3,612 4,387 6,038
2,408 3,190 3,942
1,203 1,197 2,097
151,276 193,511 233,180
126,417 161,508 191,223
1,458 2,270 5,226
1,203 1,197 2,097
2,074 2,227 2,376
20,123 26,310 32,259
150,073 192,314 231,083
349,612 375,142 409,935 431,373 489,204 583,644 699,306

Dec-10 Mar-11 Jun-11 Sep-11 Dec-11 Mar-12 Jun-12


Sep-12 Dec-12 Mar-13 Jun-13 Sep-13 Dec-13
125,412 132,580 143,522 145,218 148,555 148,906
5,934 6,312 6,832 7,344 7,930 8,411
7,956 8,726 10,223 13,274 15,064 19,660
120,952 167,764 216,198 271,168 317,528 386,205
4,762 4,917 4,934 4,976 8,483 9,259
3,480 3,472 3,480 3,499 6,204 6,736
1,282 1,445 1,454 1,478 2,279 2,523
182,697 215,475 234,436 257,448 325,049 381,962
157,974 181,052 195,762 212,400 270,622 316,028
3,630 4,806 6,531 8,897 11,475 16,081
1,282 1,445 1,454 1,478 2,279 2,523
2,000 3,730 4,091 4,133 4,916 5,026
17,810 24,442 26,598 30,540 35,757 42,305
181,414 214,030 232,982 255,970 322,770 379,440
446,432 534,328 614,691 697,951 820,330 951,881

Sep-12 Dec-12 Mar-13 Jun-13 Sep-13 Dec-13


200,785 205,118 220,208 225,244 201,578 208,392
13,806 14,711 15,993 17,266 18,712 19,924
9,181 9,981 12,040 40,251 23,476 35,614
300,903 414,729 516,888 628,706 779,039 925,844
5,970 6,073 6,385 7,033 11,467 13,839
3,570 3,558 3,568 3,591 6,303 6,843
2,401 2,515 2,817 3,441 5,164 6,996
302,215 368,036 420,350 435,948 558,978 643,893
239,790 269,440 295,077 305,045 389,066 442,635
17,715 26,692 43,206 36,349 41,659 49,223
2,401 2,515 2,817 3,441 5,164 6,996
5,109 9,054 10,255 10,640 11,998 12,375
37,200 60,334 68,996 80,473 111,091 132,663
299,814 365,521 417,534 432,507 553,814 636,896
830,459 1,016,133 1,189,048 1,351,006 1,588,087 1,840,509

Sep-12 Dec-12 Mar-13 Jun-13 Sep-13 Dec-13


Mar-14 Jun-14 Sep-14 Dec-14 Mar-15 Jun-15
153,425 153,658 156,923 162,336 196,141 205,957
9,327 9,885 10,526 11,082 11,728 22,485
24,003 29,674 29,831 35,666 42,161 42,436
449,498 510,952 552,149 598,185 612,838 649,819
13,235 11,955 12,202 12,244 14,337 16,399
8,263 8,615 8,257 7,641 7,037 6,519
4,972 3,340 3,944 4,603 7,300 9,880
404,570 447,040 543,309 590,792 584,017 634,727
321,945 341,957 411,889 443,305 418,710 441,939
25,106 39,091 50,276 56,493 59,058 64,549
4,972 3,340 3,944 4,603 7,300 9,880
5,165 5,422 7,321 7,775 8,117 7,882
47,382 57,231 69,879 78,616 90,832 110,478
399,597 443,701 539,365 586,188 576,717 624,848
1,049,086 1,159,825 1,300,996 1,405,702 1,453,923 1,561,943

Mar-14 Jun-14 Sep-14 Dec-14 Mar-15 Jun-15


219,108 228,742 251,988 266,111 308,891 325,258
22,646 24,117 25,808 27,304 29,027 50,327
45,933 59,750 67,867 76,345 89,451 95,339
894,638 1,047,657 1,226,662 1,399,369 1,701,693 1,801,325
20,791 28,652 32,494 36,602 41,925 57,098
8,385 8,749 8,821 8,832 9,045 9,592
12,406 19,902 23,673 27,770 32,880 47,507
777,200 767,807 876,361 978,544 1,032,141 1,132,463
470,565 501,379 539,251 593,515 606,290 639,257
63,212 81,877 119,324 139,832 143,101 157,725
12,406 19,902 23,673 27,770 32,880 47,507
13,154 15,389 20,608 25,519 27,061 30,708
217,862 149,260 173,505 191,909 222,808 257,267
764,793 747,905 852,688 950,774 999,261 1,084,956
1,967,909 2,136,822 2,457,507 2,756,505 3,170,247 3,414,304

Mar-14 Jun-14 Sep-14 Dec-14 Mar-15 Jun-15


Sep-15 Dec-15 Mar-16 Jun-16 Sep-16 Dec-16
306,398 324,616 377,381 393,747 400,663 419,329
23,711 24,770 25,394 25,798 26,552 28,742
47,497 54,911 52,863 52,573 54,745 56,264
685,119 748,946 917,607 928,655 936,831 984,055
17,991 24,410 26,552 27,141 20,756 23,549
6,122 7,291 8,773 9,757 10,568 11,461
11,869 17,120 17,779 17,384 10,188 12,088
686,533 734,161 765,937 815,757 856,811 928,632
464,653 485,513 509,154 530,376 548,038 580,834
67,463 70,484 60,683 56,971 61,620 71,762
11,869 17,120 17,779 17,384 10,188 12,088
7,866 8,744 8,044 11,123 9,344 9,953
134,681 152,300 170,277 199,903 227,620 253,994
674,663 717,041 748,157 798,372 846,622 916,543
1,755,380 1,894,694 2,147,955 2,226,287 2,286,171 2,428,482

Sep-15 Dec-15 Mar-16 Jun-16 Sep-16 Dec-16


532,674 552,193 561,726 595,416 618,791 669,993
53,479 56,305 58,084 59,224 61,110 70,385
105,218 113,972 108,050 96,424 97,391 104,143
1,780,367 2,043,067 2,034,710 2,056,531 1,959,046 1,808,416
67,923 75,423 87,101 96,498 79,058 93,447
10,649 13,326 18,390 22,926 29,424 30,436
57,274 62,097 68,712 73,572 49,634 63,012
1,213,910 1,297,720 1,352,402 1,466,195 1,543,316 1,643,434
657,609 693,338 734,561 791,878 828,724 858,609
188,083 190,087 174,460 182,108 203,014 229,045
57,274 62,097 68,712 73,572 49,634 63,012
27,367 27,649 21,444 26,370 23,901 25,144
283,577 324,550 353,224 392,267 438,043 467,624
1,156,636 1,235,624 1,283,690 1,392,623 1,493,682 1,580,422
3,696,298 4,076,583 4,133,361 4,296,716 4,309,077 4,326,807

Sep-15 Dec-15 Mar-16 Jun-16 Sep-16 Dec-16


Mar-17 Jun-17 Sep-17 Dec-17 Mar-18 Jun-18
415,245 434,479 465,193 503,711 547,079 568,456
29,465 31,155 32,837 33,545 32,413 32,960
57,896 69,155 64,914 67,441 77,848 79,478
841,633 891,255 939,847 1,016,705 1,146,574 1,085,790
24,381 24,186 24,467 25,756 27,544 29,442
11,677 11,332 11,517 12,761 13,870 14,858
12,704 12,854 12,950 12,996 13,674 14,583
982,266 1,063,702 1,149,548 1,227,056 1,304,224 1,388,665
605,281 650,259 680,737 715,539 741,934 787,792
82,789 100,419 120,793 137,425 145,197 156,492
12,704 12,854 12,950 12,996 13,674 14,583
10,164 11,367 10,533 10,052 11,173 11,605
271,328 288,803 324,535 351,045 392,246 418,192
969,562 1,050,848 1,136,598 1,214,061 1,290,550 1,374,082
2,338,181 2,501,078 2,663,856 2,861,219 3,122,008 3,170,208

Mar-17 Jun-17 Sep-17 Dec-17 Mar-18 Jun-18


664,432 695,900 752,754 824,475 902,737 950,096
71,713 75,578 79,490 81,033 79,727 80,947
105,858 118,717 104,706 110,831 125,881 131,961
1,943,722 2,155,197 2,433,309 2,699,368 3,047,181 2,816,038
93,935 89,346 94,695 109,894 97,321 99,387
28,655 26,985 27,431 29,877 31,281 33,243
65,280 62,360 67,264 80,017 66,039 66,144
1,710,775 1,820,949 2,063,156 2,204,720 2,283,178 2,353,918
907,520 962,670 1,066,798 1,109,824 1,176,287 1,224,617
223,050 255,012 318,195 354,363 323,717 345,789
65,280 62,360 67,264 80,017 66,039 66,144
26,366 27,674 28,712 28,053 30,139 34,139
488,560 513,232 582,187 632,463 686,995 683,229
1,645,495 1,758,588 1,995,892 2,124,703 2,217,138 2,287,774
4,525,156 4,893,325 5,460,846 5,950,303 6,469,985 6,366,202

Mar-17 Jun-17 Sep-17 Dec-17 Mar-18 Jun-18


Sep-18 Dec-18 Mar-19 Jun-19 Sep-19 Dec-19
594,118 610,049 641,297 586,230 634,710 672,051
34,625 36,176 38,828 41,500 43,662 45,484
80,930 79,595 79,406 80,477 84,537 89,606
1,128,244 1,218,531 1,217,488 1,209,104 1,138,902 1,178,086
38,953 41,410 43,024 42,617 46,714 50,840
15,981 17,900 18,744 19,035 21,468 24,236
22,971 23,510 24,281 23,582 25,246 26,604
1,501,746 1,606,425 1,661,740 1,748,630 1,829,724 1,918,190
809,601 890,003 902,145 945,027 973,568 980,545
165,489 175,445 187,353 205,307 211,363 237,369
22,971 23,510 24,281 23,582 25,246 26,604
12,902 13,876 15,129 16,376 17,380 18,333
490,783 503,590 532,833 558,338 602,167 655,339
1,478,775 1,582,914 1,637,459 1,725,048 1,804,478 1,891,586
3,355,644 3,568,675 3,657,502 3,684,976 3,753,001 3,927,653

Sep-18 Dec-18 Mar-19 Jun-19 Sep-19 Dec-19


1,038,713 1,080,735 1,162,374 1,121,679 1,156,536 1,176,165
85,008 88,876 95,115 101,448 106,420 110,269
135,417 116,625 115,637 118,609 115,207 120,232
2,803,936 2,731,810 2,775,231 2,843,719 2,773,225 3,009,115
136,587 143,887 146,022 147,599 159,186 169,753
35,438 38,685 39,708 40,562 44,194 48,190
101,149 105,201 106,313 107,037 114,992 121,563
2,658,028 2,839,855 2,966,113 3,209,367 3,541,699 3,744,771
1,253,158 1,338,295 1,401,044 1,497,549 1,627,882 1,700,733
363,502 359,916 439,257 484,479 516,864 546,372
101,149 105,201 106,313 107,037 114,992 121,563
37,134 39,755 42,146 45,547 46,949 48,918
903,084 996,687 977,353 1,074,756 1,235,012 1,327,185
2,556,879 2,734,653 2,859,799 3,102,330 3,426,707 3,623,208
6,756,539 6,896,587 7,154,178 7,435,384 7,737,281 8,208,741

Sep-18 Dec-18 Mar-19 Jun-19 Sep-19 Dec-19


Mar-20 Jun-20 Sep-20 Dec-20 Mar-21
685,990 712,496 747,240 793,419 841,677
46,968 48,131 48,709 49,522 51,479
91,855 92,307 108,888 112,447 129,869
1,234,832 1,303,849 1,305,196 1,373,881 1,211,635
53,677 52,339 52,821 58,536 51,637
25,953 24,153 26,888 29,732 31,997
27,724 28,186 25,933 28,804 19,640
1,994,612 2,147,744 2,317,782 2,419,299 2,574,942
992,998 1,054,910 1,140,515 1,156,663 1,226,419
250,097 268,615 272,691 286,646 305,610
27,724 28,186 25,933 28,804 19,640
19,846 20,445 21,603 23,314 24,759
703,947 775,588 857,039 923,872 998,515
1,966,888 2,119,558 2,291,848 2,390,495 2,555,302
4,080,210 4,328,679 4,554,703 4,778,299 4,841,598

Mar-20 Jun-20 Sep-20 Dec-20 Mar-21


1,227,443 1,266,612 1,315,287 1,367,626 1,420,022
114,094 116,894 118,430 120,789 125,479
125,258 126,689 145,950 149,267 170,281
3,268,413 3,555,047 3,745,619 3,962,857 3,869,264
171,677 164,801 164,204 169,698 170,475
47,067 41,460 47,616 51,062 54,274
124,610 123,341 116,589 118,637 116,201
4,004,813 4,258,656 4,454,481 4,699,612 4,974,029
1,784,845 1,856,652 1,933,049 2,011,201 2,126,361
561,219 582,881 557,005 587,650 612,573
124,610 123,341 116,589 118,637 116,201
52,034 54,646 58,586 62,398 65,771
1,482,106 1,641,136 1,789,252 1,919,727 2,053,123
3,880,203 4,135,315 4,337,892 4,580,976 4,857,829
8,787,088 9,365,359 9,827,383 10,351,214 10,613,349

Mar-20 Jun-20 Sep-20 Dec-20 Mar-21


625,369 648,511 676,313 704,020
82,244 85,194 86,784 88,305
105,243 107,212 109,288 110,864
1,359,755 1,400,662 1,406,838 1,432,029
130,200 127,988 135,749 145,843
39,487 36,043 40,191 48,488
90,713 91,945 95,558 97,355
2,504,550 2,573,597 2,715,393 2,838,285
1,130,399 1,081,827 1,120,519 1,157,335
356,208 362,275 366,939 380,924
90,713 91,945 95,558 97,355
35,029 37,278 44,576 46,907
892,202 1,000,273 1,087,801 1,155,763
2,413,838 2,481,652 2,619,835 2,740,930
4,716,650 4,851,220 5,034,807 5,221,990 -
Jun-21 Sep-21 Dec-21
886,276 955,856 1,031,449
52,715 53,869 54,974
138,807 148,754 157,766
1,219,423 1,263,457 1,308,623
54,302 56,801 62,519
34,460 37,862 42,492
19,843 18,938 20,026
2,735,669 2,892,145 3,040,792
1,305,679 1,383,357 1,459,559
321,491 339,280 355,781
19,843 18,938 20,026
26,611 27,874 29,266
1,062,046 1,122,695 1,176,159
2,715,826 2,873,206 3,020,766
5,067,351 5,351,943 5,636,096

Jun-21 Sep-21 Dec-21


1,466,730 1,558,666 1,658,609
128,357 130,952 133,465
180,293 191,714 201,919
3,991,972 4,112,947 4,250,095
174,962 165,129 183,701
56,869 58,213 67,513
118,093 106,916 116,188
5,293,135 5,579,790 5,881,659
2,288,291 2,418,975 2,562,302
638,246 679,734 713,389
118,093 106,916 116,188
70,017 73,145 76,549
2,178,487 2,301,019 2,413,231
5,175,042 5,472,873 5,765,472
11,117,356 11,632,281 12,193,261

Jun-21 Sep-21 Dec-21


- - -
Adoption of mobile money services, b
Timeframe: Quarters ending in December and Ju

Active accounts (30 day)

Regions Dec-06 Mar-07 Jun-07


East Asia and Pacific
Europe and Central Asia
Latin America and the Caribbean
South Asia
Middle East and North Africa
Middle East
Northern Africa
Africa
Eastern Africa
Central Africa
Northern Africa
Southern Africa
Western Africa
Sub-Saharan Africa
Global 221,464 255,927 333,218

Active accounts (90 day)

Regions Dec-06 Mar-07 Jun-07


East Asia and Pacific
Europe and Central Asia
Latin America and the Caribbean
South Asia
Middle East and North Africa
Middle East
Northern Africa
Africa
Eastern Africa
Central Africa
Northern Africa
Southern Africa
Western Africa
Sub-Saharan Africa
Global - - -

Registered accounts

Regions Dec-06 Mar-07 Jun-07


East Asia and Pacific
Europe and Central Asia
Latin America and the Caribbean
South Asia
Middle East and North Africa
Middle East
Northern Africa
Africa
Eastern Africa
Central Africa
Northern Africa
Southern Africa
Western Africa
Sub-Saharan Africa
Global - - -
oney services, by region
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g in December and June between 2011 and 2021

Sep-07 Dec-07 Mar-08 Jun-08 Sep-08 Dec-08

* Sharing regional breakdown before December 2011 is not possible due to


confidentiality restriction with the survey participants.

502,002 747,708 1,005,564 1,428,101 1,914,677 2,385,000

Sep-07 Dec-07 Mar-08 Jun-08 Sep-08 Dec-08

* Sharing regional breakdown before December 2011 is not possible due to


confidentiality restriction with the survey participants.

- - - - - -

Sep-07 Dec-07 Mar-08 Jun-08 Sep-08 Dec-08

* Sharing regional breakdown before December 2011 is not possible due to


confidentiality restriction with the survey participants.
* Sharing regional breakdown before December 2011 is not possible due to
confidentiality restriction with the survey participants.

- - - - - -
to Contents

Mar-09 Jun-09 Sep-09 Dec-09 Mar-10

e due to

3,033,795 3,768,092 4,334,224 5,160,083 6,102,561

Mar-09 Jun-09 Sep-09 Dec-09 Mar-10

e due to

- - - - -

Mar-09 Jun-09 Sep-09 Dec-09 Mar-10

e due to
e due to

- - - - -
Jun-10 Sep-10 Dec-10 Mar-11 Jun-11

7,879,285 9,512,798 10,472,734 11,785,114 13,172,205

Jun-10 Sep-10 Dec-10 Mar-11 Jun-11

- - - - -

Jun-10 Sep-10 Dec-10 Mar-11 Jun-11


- - - - -
Sep-11 Dec-11 Mar-12 Jun-12
1,147,912 1,183,031 1,219,392
191,857 206,154 223,184
535,139 632,363 795,200
240,388 359,058 657,784
47,348 69,119 338,230
43,333 64,524 300,859
4,015 4,595 37,370
14,002,872 15,539,639 18,198,929
13,558,273 14,958,489 17,455,186
3,982 8,761 16,123
4,015 4,595 37,370
29,179 35,311 43,996
407,424 532,483 646,253
13,998,858 15,535,044 18,161,558
14,536,998 16,161,501 17,984,769 21,395,348

Sep-11 Dec-11 Mar-12 Jun-12


2,075,041 2,205,723 2,368,085
321,254 348,851 380,799
778,473 865,267 1,219,187
397,978 640,975 1,225,073
78,126 96,848 811,369
71,468 89,268 770,593
6,659 7,579 40,776
16,542,425 18,510,976 21,537,149
15,820,711 17,560,467 20,339,722
9,741 21,904 39,006
6,659 7,579 40,776
78,449 92,639 111,759
626,866 828,386 1,005,886
16,535,767 18,503,397 21,496,373
- 20,186,640 22,661,061 27,500,886

Sep-11 Dec-11 Mar-12 Jun-12


16,634,728 16,219,682 15,441,502
988,955 1,051,761 1,125,239
1,921,494 2,293,038 2,747,146
1,740,339 2,189,025 3,531,472
2,970,482 3,896,615 5,692,294
2,920,826 3,843,539 5,602,356
49,656 53,076 89,938
47,374,586 53,700,383 60,422,889
39,836,904 44,189,814 49,229,726
256,116 379,399 684,275
49,656 53,076 89,938
463,200 541,375 625,960
6,768,709 8,536,718 9,792,990
47,324,930 53,647,306 60,332,950
- 71,580,928 79,297,428 88,870,604
Sep-12 Dec-12 Mar-13 Jun-13 Sep-13
644,039 813,730 605,058 1,001,869 1,046,291
217,107 230,656 250,232 269,542 291,319
900,846 1,175,384 1,449,304 1,715,020 2,975,859
934,456 1,328,908 1,944,216 2,733,574 4,011,992
671,723 826,473 592,250 653,600 2,482,558
616,943 755,553 517,649 580,667 2,347,155
54,780 70,920 74,601 72,933 135,403
19,720,046 22,652,017 24,145,013 25,300,349 28,790,326
18,631,339 20,965,249 21,991,289 22,531,666 25,293,292
105,187 138,939 221,280 348,048 425,879
54,780 70,920 74,601 72,933 135,403
76,719 160,945 252,293 380,562 446,651
852,021 1,315,964 1,605,550 1,967,139 2,489,100
19,665,266 22,581,098 24,070,412 25,227,416 28,654,923
23,033,438 26,956,249 28,911,471 31,601,020 39,462,943

Sep-12 Dec-12 Mar-13 Jun-13 Sep-13


1,404,306 1,627,117 1,665,168 1,960,592 1,983,323
334,011 355,037 385,190 414,917 448,396
1,422,325 1,742,429 2,103,178 2,531,380 3,891,471
1,797,555 2,492,444 3,462,734 4,626,373 6,673,200
1,186,463 1,383,116 1,414,598 1,532,919 4,938,633
1,113,566 1,277,598 1,307,059 1,401,634 4,692,236
72,897 105,517 107,540 131,285 246,397
23,966,855 27,581,470 30,876,890 33,206,432 37,703,672
22,175,711 24,920,384 27,406,173 28,667,321 31,751,471
156,260 232,642 352,461 578,614 904,582
72,897 105,517 107,540 131,285 246,397
170,748 323,263 516,130 766,841 881,734
1,391,239 1,999,664 2,494,586 3,062,372 3,919,488
23,893,958 27,475,953 30,769,350 33,075,148 37,457,276
30,038,617 35,076,096 39,800,219 44,141,328 55,392,298

Sep-12 Dec-12 Mar-13 Jun-13 Sep-13


13,431,053 14,100,179 13,279,484 13,337,053 14,795,894
1,018,954 1,080,683 1,171,772 1,260,647 1,376,293
2,862,559 3,582,910 5,247,359 5,937,857 7,676,998
4,959,831 7,604,451 10,178,115 13,456,164 18,907,777
33,509,854 33,983,180 34,104,655 34,254,206 35,362,862
33,372,442 33,782,458 33,844,743 33,896,605 34,912,410
137,413 200,723 259,912 357,601 450,452
64,850,411 73,600,487 82,647,715 89,157,633 101,878,797
51,953,008 56,991,820 62,756,376 65,383,572 74,814,895
1,726,189 2,685,725 3,690,158 4,757,866 6,026,489
137,413 200,723 259,912 357,601 450,452
861,099 1,222,403 1,699,929 2,473,952 3,528,821
10,172,703 12,499,816 14,241,340 16,184,642 17,058,140
64,712,998 73,399,764 82,387,803 88,800,032 101,428,345
120,495,250 133,751,168 146,369,188 157,045,959 179,548,170
Dec-13 Mar-14 Jun-14 Sep-14 Dec-14
1,029,821 1,139,690 1,379,293 1,668,526 1,985,878
309,229 335,112 355,935 379,877 400,795
3,116,911 3,658,112 4,010,980 3,710,015 4,077,019
5,940,124 6,866,352 8,501,462 9,940,983 11,933,755
3,365,822 4,385,557 4,691,168 5,167,609 5,874,796
3,195,598 4,188,668 4,456,608 4,891,648 5,536,458
170,224 196,889 234,560 275,961 338,338
32,236,760 34,417,192 37,863,794 42,068,388 46,748,857
27,671,395 29,153,916 31,260,832 33,304,589 35,686,236
635,798 874,575 1,352,060 2,259,740 3,264,834
170,224 196,889 234,560 275,961 338,338
476,575 493,810 540,086 678,833 693,517
3,282,767 3,698,002 4,476,256 5,549,266 6,765,932
32,066,536 34,220,303 37,629,234 41,792,427 46,410,519
45,828,442 50,605,125 56,568,071 62,659,437 70,682,761

Dec-13 Mar-14 Jun-14 Sep-14 Dec-14


1,988,163 2,227,299 2,640,570 3,151,166 3,678,967
475,998 514,566 546,411 583,035 615,002
4,502,372 5,048,345 5,636,075 5,868,927 6,595,930
8,964,576 10,587,461 11,940,398 13,871,892 16,843,124
6,133,589 7,721,885 7,859,118 8,411,745 9,421,039
5,835,191 7,403,303 7,495,522 7,991,331 8,930,656
298,398 318,582 363,596 420,414 490,383
42,021,397 46,529,191 52,163,042 57,878,509 62,745,704
34,797,087 37,773,273 41,366,115 44,582,941 46,204,918
1,025,975 1,423,032 2,196,460 3,367,412 4,625,665
298,398 318,582 363,596 420,414 490,383
928,568 948,456 1,027,453 1,276,076 1,405,506
4,971,368 6,065,849 7,209,418 8,231,667 10,019,233
41,722,999 46,210,610 51,799,446 57,458,095 62,255,322
63,787,697 72,310,166 80,422,018 89,344,860 99,409,383

Dec-13 Mar-14 Jun-14 Sep-14 Dec-14


15,785,839.0 17,149,888.0 19,412,298 22,011,348 24,718,920
1,474,949.0 1,669,675.0 1,784,709 1,914,618 2,029,806
9,148,716.0 10,550,308.0 12,003,827 10,883,727 12,303,112
25,291,569.0 30,364,143.0 35,791,573 41,696,939 50,333,919
35,903,620 36,391,533 36,862,509 37,270,792 37,811,354
35,152,500 35,401,614 35,596,393 35,699,517 35,857,214
751,120.0 989,920.0 1,266,116 1,571,275 1,954,140
113,130,139 125,161,041 135,531,463 156,536,488 170,521,652
80,845,206.0 87,729,688.0 92,700,183 103,068,053 108,761,295
7,259,632.0 8,711,243.0 9,856,488 13,388,466 15,598,888
751,120.0 989,920.0 1,266,116 1,571,275 1,954,140
4,321,526.0 4,960,773.0 5,706,029 6,918,861 7,937,173
19,952,654.0 22,769,417.0 26,002,645 31,589,833 36,270,157
112,379,018 124,171,121 134,265,346 154,965,214 168,567,512
199,983,710 220,296,667 240,120,262 268,742,638 295,764,623
Mar-15 Jun-15 Sep-15 Dec-15 Mar-16
2,206,467 2,378,409 2,702,011 3,203,996 3,551,836
425,144 727,277 782,782 829,629 860,738
4,894,882 4,545,371 5,264,149 5,274,080 5,626,752
12,314,946 15,085,105 18,290,102 20,955,651 23,405,030
6,731,657 7,693,536 8,655,256 8,867,010 9,899,426
6,318,248 7,171,417 8,095,052 8,163,588 9,168,880
413,409 522,119 560,204 703,421 730,546
48,776,786 52,874,417 58,910,247 61,054,408 61,447,799
36,373,210 39,075,903 43,737,213 44,447,700 43,953,888
3,680,798 3,710,699 3,310,143 3,017,285 2,797,723
413,409 522,119 560,204 703,421 730,546
786,089 841,664 889,811 1,009,431 976,605
7,523,280 8,724,032 10,412,876 11,876,571 12,989,038
48,363,377 52,352,298 58,350,043 60,350,987 60,717,253
74,936,473 82,781,995 94,044,343 99,481,352 104,061,036

Mar-15 Jun-15 Sep-15 Dec-15 Mar-16


4,074,274 4,379,744 4,851,403 5,740,490 6,361,961
652,258 1,126,687 1,216,413 1,291,901 1,344,154
6,900,358 7,145,488 7,960,385 8,764,572 8,260,815
18,035,920 21,519,471 26,985,068 30,676,042 34,319,441
10,768,184 12,328,890 14,089,741 12,391,175 13,436,977
10,189,864 11,665,610 13,313,154 11,480,821 12,422,439
578,320 663,280 776,587 910,355 1,014,539
66,912,324 72,739,496 79,470,491 84,800,343 86,219,146
48,262,020 51,655,558 56,528,676 59,096,961 58,418,412
5,264,001 5,437,795 4,957,451 5,483,195 5,536,333
578,320 663,280 776,587 910,355 1,014,539
1,496,960 1,589,095 1,669,564 1,839,286 1,627,821
11,311,023 13,393,768 15,538,213 17,470,546 19,622,042
66,334,004 72,076,216 78,693,904 83,889,989 85,204,607
106,764,997 118,576,497 133,796,914 142,754,169 148,927,955

Mar-15 Jun-15 Sep-15 Dec-15 Mar-16


26,495,922 27,798,721 29,685,991 31,916,853 33,859,895
2,160,344 8,822,945 9,456,785 9,933,877 10,131,960
13,103,981 13,485,455 14,568,449 16,399,872 16,633,120
58,989,720 69,154,787 88,407,867 101,080,081 112,496,859
38,461,215 39,461,350 39,818,096 41,331,056 41,641,577
36,007,609 36,106,860 36,148,455 36,299,127 36,489,145
2,453,606 3,354,490 3,669,642 5,031,929 5,152,432
177,202,590 194,270,024 219,819,560 237,266,692 246,424,834
107,650,327 113,217,338 128,186,185 136,947,586 143,973,736
16,853,030 18,936,423 20,677,198 20,852,402 20,200,745
2,453,606 3,354,490 3,669,642 5,031,929 5,152,432
8,964,470 9,949,990 10,710,719 11,508,218 9,246,501
41,281,157 48,811,783 56,575,818 62,926,558 67,851,419
174,748,984 190,915,534 216,149,919 232,234,763 241,272,402
313,960,165 349,638,793 398,087,107 432,896,502 456,035,814
Jun-16 Sep-16 Dec-16 Mar-17 Jun-17
4,477,595 6,017,347 7,892,937 9,629,390 11,552,585
880,499 913,784 1,546,917 1,705,115 1,928,785
5,673,536 6,065,286 6,468,546 6,857,404 6,646,586
25,276,531 25,711,771 31,794,748 33,971,159 39,019,278
9,025,342 9,295,363 9,333,372 10,592,676 10,117,354
8,255,515 8,448,499 8,376,330 9,639,321 9,147,477
769,827 846,864 957,042 953,355 969,876
66,009,728 69,591,507 75,536,897 79,889,163 83,801,490
46,864,758 48,033,840 50,546,774 52,949,351 54,662,974
2,691,576 3,135,251 3,815,959 4,889,817 5,689,274
769,827 846,864 957,042 953,355 969,876
1,133,887 1,211,546 1,189,965 1,266,453 1,326,649
14,549,680 16,364,006 19,027,156 19,830,187 21,152,718
65,239,900 68,744,643 74,579,855 78,935,808 82,831,614
110,573,404 116,748,193 131,616,375 141,691,552 152,096,201

Jun-16 Sep-16 Dec-16 Mar-17 Jun-17


8,151,844 10,744,825 13,467,273 15,866,507 18,792,662
1,378,870 1,436,138 2,997,471 3,337,445 3,790,569
8,646,970 8,796,136 9,883,693 9,830,273 10,413,274
37,249,963 39,746,469 48,272,639 52,786,684 59,525,262
13,379,184 14,478,586 15,175,235 16,684,836 17,336,733
12,234,469 13,214,584 13,734,541 15,134,250 15,681,183
1,144,715 1,264,002 1,440,694 1,550,586 1,655,549
91,654,755 97,340,231 104,416,060 110,967,535 117,619,249
61,835,756 63,976,205 66,867,415 69,927,139 73,066,227
4,701,598 5,166,500 6,070,800 7,265,508 8,774,938
1,144,715 1,264,002 1,440,694 1,550,586 1,655,549
1,867,269 1,925,932 1,797,792 1,918,339 2,035,395
22,105,417 25,007,592 28,239,359 30,305,963 32,087,139
90,510,040 96,076,229 102,975,366 109,416,949 115,963,699
159,316,870 171,278,383 192,771,677 207,922,695 225,822,198

Jun-16 Sep-16 Dec-16 Mar-17 Jun-17


39,821,035 46,045,700 52,110,669 54,756,647 61,664,222
10,304,843 10,611,385 13,962,280 14,647,523 15,605,682
18,143,912 16,869,897 18,840,064 19,566,194 19,703,225
122,922,293 136,004,883 159,254,493 176,671,647 197,575,135
42,579,074 43,434,772 43,895,651 44,686,071 45,383,904
36,717,211 36,957,572 36,626,052 36,826,321 37,036,970
5,861,863 6,477,199 7,269,599 7,859,750 8,346,934
269,671,424 285,108,468 295,886,377 313,282,131 333,212,040
158,342,813 167,934,281 173,198,425 180,366,956 190,478,402
21,684,246 23,685,084 24,125,267 27,646,531 30,961,642
5,861,863 6,477,199 7,269,599 7,859,750 8,346,934
9,424,322 8,116,481 5,328,528 5,762,620 6,235,456
74,358,179 78,895,423 85,964,558 91,646,275 97,189,605
263,809,561 278,631,269 288,616,778 305,422,381 324,865,106
497,580,718 531,597,905 576,679,935 615,750,463 664,797,273
Sep-17 Dec-17 Mar-18 Jun-18 Sep-18
13,824,422 17,149,584 20,429,777 22,638,101 24,463,549
2,167,642 2,352,155 2,514,063 2,675,427 2,889,543
7,545,193 7,522,616 7,917,713 7,922,186 8,490,649
41,759,308 42,791,027 45,960,521 48,692,263 54,422,883
10,917,018 10,892,215 10,705,908 11,090,444 11,093,769
9,909,635 9,908,708 9,704,702 10,080,965 10,096,356
1,007,384 983,507 1,001,206 1,009,479 997,414
88,294,567 96,190,295 98,924,528 104,630,635 108,495,897
56,993,801 61,106,796 62,357,745 65,927,616 67,588,927
6,676,127 7,403,534 8,015,811 8,658,714 9,884,713
1,007,384 983,507 1,001,206 1,009,479 997,414
1,380,444 1,330,253 1,413,090 1,539,715 1,685,877
22,236,812 25,366,206 26,136,676 27,495,111 28,338,966
87,287,184 95,206,789 97,923,322 103,621,157 107,498,483
163,500,766 175,914,385 185,451,303 196,639,576 208,858,876

Sep-17 Dec-17 Mar-18 Jun-18 Sep-18


22,253,758 26,972,023 32,301,060 36,096,523 38,674,266
4,263,167 4,621,570 4,941,051 5,224,807 5,587,269
11,521,186 11,885,237 12,165,900 12,825,201 13,485,864
64,762,864 64,857,715 71,661,916 77,394,034 81,929,821
17,463,469 17,794,893 18,765,761 18,250,029 18,309,442
15,790,099 16,106,114 17,007,477 16,449,071 16,499,577
1,673,370 1,688,778 1,758,284 1,800,958 1,809,865
122,979,678 130,470,323 135,160,741 142,359,297 149,181,259
75,407,056 79,218,822 80,401,036 84,383,015 88,063,968
10,150,070 10,838,199 11,606,853 12,597,067 13,275,326
1,673,370 1,688,778 1,758,284 1,800,958 1,809,865
2,167,412 2,002,620 2,140,778 2,327,859 2,537,596
33,581,770 36,721,905 39,253,790 41,250,399 43,494,504
121,306,308 128,781,545 133,402,457 140,558,339 147,371,393
241,570,752 254,912,982 273,238,145 290,348,933 305,358,056

Sep-17 Dec-17 Mar-18 Jun-18 Sep-18


71,637,103 81,528,563 96,836,476 106,244,119 112,153,191
16,576,152 17,247,263 17,366,104 17,688,760 18,202,575
20,936,175 22,376,491 23,508,286 25,488,709 26,188,573
219,999,096 227,018,907 251,881,137 275,880,261 299,598,846
45,621,486 46,403,832 46,864,758 47,351,070 47,237,107
37,232,325 37,459,445 37,638,383 37,868,975 37,664,914
8,389,161 8,944,387 9,226,375 9,482,096 9,572,193
343,633,037 364,877,405 381,754,826 402,297,724 410,782,364
189,631,824 197,556,552 204,115,974 214,031,993 223,012,697
34,601,056 39,479,265 41,565,728 41,360,434 34,846,738
8,389,161 8,944,387 9,226,375 9,482,096 9,572,193
6,560,588 6,352,745 6,719,002 6,967,631 7,519,062
104,450,408 112,544,456 120,127,747 130,455,570 135,831,674
335,243,876 355,933,018 372,528,451 392,815,628 401,210,171
710,013,888 750,508,074 808,985,213 865,468,548 904,590,463
Dec-18 Mar-19 Jun-19 Sep-19
28,048,566 30,729,084 31,283,395 35,828,236
3,040,376 3,258,268 3,486,974 3,738,086
8,388,786 7,824,390 8,285,874 8,869,672
56,108,205 58,007,748 58,247,856 53,039,019
11,105,542 11,093,293 11,103,402 2,244,565
10,119,328 10,137,915 10,162,710 1,248,673
986,214 955,378 940,693 995,891
116,804,612 117,216,187 121,804,941 126,849,400
72,628,616 71,857,337 73,611,938 76,101,464
10,370,119 11,216,938 12,383,216 12,533,188
986,214 955,378 940,693 995,891
1,777,814 1,834,252 1,949,018 2,093,036
31,041,848 31,352,281 32,920,076 35,125,821
115,818,398 116,260,808 120,864,248 125,853,509
222,509,873 227,173,591 233,271,750 229,573,086

Dec-18 Mar-19 Jun-19 Sep-19


43,524,778 48,548,934 51,117,925 60,369,862
5,803,499 6,145,012 6,498,232 6,894,019
13,452,535 11,982,047 12,277,883 13,082,257
82,056,644 85,058,803 86,247,727 77,827,723
18,349,762 18,342,443 18,322,631 3,821,357
16,545,027 16,580,800 16,623,383 2,019,652
1,804,736 1,761,643 1,699,248 1,801,705
160,005,442 161,151,290 169,338,720 177,188,054
94,162,041 93,713,851 97,417,498 100,723,516
14,909,860 15,981,229 17,664,610 17,636,621
1,804,736 1,761,643 1,699,248 1,801,705
2,639,009 2,728,756 2,914,555 3,084,833
46,489,796 46,965,812 49,642,811 53,941,379
158,200,707 159,389,647 167,639,473 175,386,349
321,387,926 329,466,886 342,103,870 337,381,567

Dec-18 Mar-19 Jun-19 Sep-19


121,551,554 132,248,420 139,164,328 166,526,587
18,436,264 18,803,425 19,216,200 19,672,399
26,037,455 24,510,784 25,299,086 26,930,516
298,089,059 303,856,335 308,748,917 214,803,446
47,844,830 48,117,174 48,100,624 49,317,493
37,929,867 38,080,067 38,388,761 38,855,876
9,914,963 10,037,107 9,711,863 10,461,616
434,786,218 444,877,469 463,992,913 477,916,154
233,965,593 240,783,645 249,239,764 257,501,064
38,520,038 39,857,072 42,804,598 42,216,505
9,914,963 10,037,107 9,711,863 10,461,616
8,115,632 8,372,539 8,778,606 9,260,653
144,269,991 145,827,106 153,458,081 158,476,315
424,871,255 434,840,362 454,281,049 467,454,537
936,830,416 962,376,499 994,810,205 944,704,977
Dec-19 Mar-20 Jun-20 Sep-20
41,336,374 43,386,668 44,643,933 48,183,258
3,810,285 3,978,986 4,061,441 4,062,223
9,338,083 9,605,083 13,743,251 14,679,516
57,373,491 56,726,827 58,870,179 62,113,230
2,310,871 2,223,203 2,354,420 2,403,824
1,277,523 1,128,097 1,180,983 1,450,154
1,033,347 1,095,106 1,173,437 953,669
136,615,418 140,196,272 147,054,021 154,185,547
80,477,769 82,080,602 85,841,293 90,211,353
14,715,912 15,131,731 15,324,786 15,960,085
1,033,347 1,095,106 1,173,437 953,669
2,234,580 2,374,792 2,375,206 2,506,344
38,153,811 39,514,041 42,339,299 44,554,095
135,582,071 139,101,166 145,880,584 153,231,877
249,751,175 255,021,933 269,553,807 284,673,928

Dec-19 Mar-20 Jun-20 Sep-20


70,408,991 74,598,977 76,551,860 82,929,136
6,913,464 7,198,802 7,306,010 7,273,462
13,684,043 13,962,032 20,542,431 21,274,830
82,879,676 80,696,154 84,235,499 87,127,244
3,926,187 3,810,595 3,728,428 3,748,342
2,026,793 1,898,108 1,837,654 2,135,335
1,899,395 1,912,487 1,890,774 1,613,007
189,102,022 197,386,245 205,849,869 213,711,551
105,412,093 109,960,687 115,456,182 118,550,532
20,463,884 21,248,562 20,708,510 22,051,444
1,899,395 1,912,487 1,890,774 1,613,007
3,295,914 3,451,624 3,481,776 3,589,822
58,030,737 60,812,885 64,312,626 67,906,745
187,202,628 195,473,759 203,959,096 212,098,544
365,014,988 375,740,318 396,323,322 414,451,558

Dec-19 Mar-20 Jun-20 Sep-20


190,945,829 203,710,250 216,351,656 232,165,881
19,768,137 20,270,443 20,708,494 21,075,241
27,965,690 29,311,333 36,243,545 38,628,966
225,369,787 224,688,789 231,604,926 236,846,425
50,177,818 51,311,573 52,457,443 53,718,604
39,106,171 39,563,262 40,076,975 40,688,319
11,071,646 11,748,311 12,380,468 13,030,285
504,208,187 527,454,399 547,930,670 520,764,907
269,500,022 279,412,839 288,084,330 260,534,965
45,847,850 48,163,603 47,391,841 47,525,899
11,071,646 11,748,311 12,380,468 13,030,285
9,518,973 9,828,631 11,063,352 11,244,403
168,269,696 178,301,014 189,010,680 188,429,355
493,136,541 515,706,087 535,550,202 507,734,621
1,007,363,801 1,044,998,475 1,092,916,266 1,090,169,738
Dec-20 Mar-21 Jun-21 Sep-21
52,170,071 54,892,422 57,227,537 60,582,713
4,156,040 4,510,111 4,680,468 4,762,667
14,635,078 17,382,103 17,840,096 18,814,867
67,808,879 63,090,931 63,586,338 66,868,525
2,720,865 3,129,179 3,559,921 4,071,566
1,697,819 2,118,301 2,581,833 3,069,360
1,023,047 1,010,878 978,088 1,002,206
163,684,939 166,682,848 169,563,011 176,870,236
94,335,676 94,577,034 95,415,855 99,091,740
16,495,043 17,361,444 17,978,900 18,714,397
1,023,047 1,010,878 978,088 1,002,206
2,804,405 2,980,081 3,213,891 3,347,257
49,026,768 50,753,411 51,976,278 54,714,637
162,661,892 165,671,971 168,584,923 175,868,030
304,152,826 308,676,715 315,479,283 330,968,369

Dec-20 Mar-21 Jun-21 Sep-21


89,941,300 97,099,703 102,347,821 109,632,130
7,421,495 8,042,036 8,280,814 8,339,388
21,350,055 23,478,572 24,050,246 25,354,319
95,661,645 90,662,206 94,106,664 98,767,129
4,228,320 4,945,067 5,724,682 6,519,483
2,538,601 3,235,894 3,966,671 4,688,165
1,689,719 1,709,173 1,758,011 1,831,318
222,225,443 230,276,372 237,306,849 247,558,148
121,305,274 124,796,551 127,082,152 131,429,077
22,709,933 23,423,257 24,355,836 25,697,670
1,689,719 1,709,173 1,758,011 1,831,318
3,821,733 4,030,707 4,372,094 4,544,948
72,698,784 76,316,683 79,738,756 84,055,135
220,535,724 228,567,199 235,548,838 245,726,830
439,138,538 452,794,783 470,059,064 494,339,280

Dec-20 Mar-21 Jun-21 Sep-21


252,170,745 274,324,298 292,000,540 309,972,669
21,257,502 21,482,462 21,803,477 21,990,398
40,282,745 44,599,541 45,653,571 47,505,282
254,439,468 248,310,362 260,427,542 272,034,188
55,167,990 56,058,953 57,149,934 58,059,754
41,634,642 42,062,918 42,557,590 43,055,910
13,533,348 13,996,035 14,592,344 15,003,845
531,334,528 553,287,732 580,450,889 601,521,871
257,489,372 266,389,725 280,547,791 289,085,862
49,995,614 51,567,752 54,620,277 57,083,930
13,533,348 13,996,035 14,592,344 15,003,845
11,669,592 11,801,859 12,039,771 12,323,051
198,646,602 209,532,360 218,650,707 228,025,184
517,801,180 539,291,697 565,858,546 586,518,026
1,141,119,630 1,184,067,312 1,242,893,609 1,296,080,317
Dec-21
63,986,325
4,866,746
19,634,550
69,867,761
4,572,027
3,523,935
1,048,092
183,761,980
102,263,930
19,373,723
1,048,092
3,508,701
57,567,533
182,713,887
345,641,296

Dec-21
117,263,315
8,439,468
26,464,293
103,021,085
7,347,043
5,404,409
1,942,634
257,403,509
135,157,196
27,061,039
1,942,634
4,739,830
88,502,811
255,460,875
517,996,080

Dec-21
328,484,740
22,166,548
49,007,416
282,801,091
58,869,795
43,522,202
15,347,593
621,157,853
296,113,834
59,561,689
15,347,593
12,648,370
237,486,368
605,810,261
1,347,139,851
Usage of mobile money servi
Timeframe: Monthly data for March, June, Septe

Global total transactions by volume

Regions Dec-06
East Asia and Pacific
Europe and Central Asia
Latin America and the Caribbean
South Asia
Middle East and North Africa
Middle East
Northern Africa
Africa
Eastern Africa
Central Africa
Northern Africa
Southern Africa
Western Africa
Sub-Saharan Africa
Total 1,005,293

Global total transactions by value (USD)

Regions Dec-06
East Asia and Pacific
Europe and Central Asia
Latin America and the Caribbean
South Asia
Middle East and North Africa
Middle East
Northern Africa
Africa
Eastern Africa
Central Africa
Northern Africa
Southern Africa
Western Africa
Sub-Saharan Africa
Total 57,899,693

Global average value per transaction (USD)

Regions Dec-06
East Asia and Pacific
Europe and Central Asia
Latin America and the Caribbean
South Asia
Middle East and North Africa
Middle East
Northern Africa
Africa
Eastern Africa
Central Africa
Northern Africa
Southern Africa
Western Africa
Sub-Saharan Africa

Global average transaction per active account (30 day)

Regions Dec-06
East Asia and Pacific
Europe and Central Asia
Latin America and the Caribbean
South Asia
Middle East and North Africa
Middle East
Northern Africa
Africa
Eastern Africa
Central Africa
Northern Africa
Southern Africa
Western Africa
Sub-Saharan Africa
mobile money services - volume & value
hly data for March, June, September and December between 2006 and 2021

Mar-07 Jun-07 Sep-07 Dec-07 Mar-08

* Sharing regional breakdown before December 201


confidentiality restriction with the survey p

1,173,687 1,508,757 2,180,535 3,208,114 4,374,855

Mar-07 Jun-07 Sep-07 Dec-07 Mar-08

* Sharing regional breakdown before December 201


confidentiality restriction with the survey p

66,583,599 80,404,114 105,583,796 145,605,577 195,505,970

Mar-07 Jun-07 Sep-07 Dec-07 Mar-08


* Sharing regional breakdown before December 201
confidentiality restriction with the survey p

Mar-07 Jun-07 Sep-07 Dec-07 Mar-08

* Sharing regional breakdown before December 201


confidentiality restriction with the survey p
Back to Contents

Jun-08 Sep-08 Dec-08 Mar-09 Jun-09

akdown before December 2011 is not possible due to


lity restriction with the survey participants.

8,916,529 12,528,248 16,201,616 22,160,120 31,685,357

Jun-08 Sep-08 Dec-08 Mar-09 Jun-09

akdown before December 2011 is not possible due to


lity restriction with the survey participants.

273,368,446 375,034,082 480,082,151 621,484,269 897,402,654

Jun-08 Sep-08 Dec-08 Mar-09 Jun-09


akdown before December 2011 is not possible due to
lity restriction with the survey participants.

Jun-08 Sep-08 Dec-08 Mar-09 Jun-09

akdown before December 2011 is not possible due to


lity restriction with the survey participants.
Sep-09 Dec-09 Mar-10 Jun-10

38,854,635 48,492,408 59,844,518 78,841,194

Sep-09 Dec-09 Mar-10 Jun-10

1,128,148,810 1,337,257,844 1,653,294,300 2,122,683,568

Sep-09 Dec-09 Mar-10 Jun-10


Sep-09 Dec-09 Mar-10 Jun-10
Sep-10 Dec-10 Mar-11 Jun-11

96,180,413 106,114,690 121,910,081 141,036,355

Sep-10 Dec-10 Mar-11 Jun-11

2,525,699,813 2,725,542,014 3,076,714,111 3,360,636,183

Sep-10 Dec-10 Mar-11 Jun-11


Sep-10 Dec-10 Mar-11 Jun-11
Sep-11 Dec-11 Mar-12 Jun-12
7,002,674 6,839,315 7,325,451
760,480 812,919 876,151
1,368,769 1,666,843 2,195,166
10,871,298 13,324,098 16,561,235
243,495 238,234 536,194
228,834 221,625 394,136
14,661 16,609 142,059
172,967,954 195,454,250 215,021,345
170,633,249 192,495,678 210,971,879
36,969 56,355 143,865
14,661 16,609 142,059
75,439 100,207 135,953
2,207,636 2,785,401 3,627,590
172,953,294 195,437,641 214,879,287
163,571,017 193,200,010 218,319,050 242,373,486

Sep-11 Dec-11 Mar-12 Jun-12


396,426,206 380,741,654 401,060,962
10,982,803 11,616,828 12,330,657
63,656,933 73,251,949 83,178,942
167,229,880 236,768,028 318,894,551
3,813,221 4,352,941 12,521,722
2,128,355 2,541,893 9,014,063
1,684,866 1,811,049 3,507,659
3,567,503,799 4,057,679,958 4,315,236,629
3,506,031,067 3,977,975,841 4,207,365,691
659,728 1,253,737 3,367,944
1,684,866 1,811,049 3,507,659
1,413,597 1,778,391 2,337,561
57,714,540 74,860,941 98,657,774
3,565,818,933 4,055,868,910 4,311,728,970
3,715,719,595 4,207,927,975 4,762,600,310 5,139,715,805

Sep-11 Dec-11 Mar-12 Jun-12


56.6 55.7 54.7
14.4 14.3 14.1
46.5 43.9 37.9
15.4 17.8 19.3
15.7 18.3 23.4
9.3 11.5 22.9
114.9 109.0 24.7
20.6 20.8 20.1
20.5 20.7 19.9
17.8 22.2 23.4
114.9 109.0 24.7
18.7 17.7 17.2
26.1 26.9 27.2
20.6 20.8 20.1

Sep-11 Dec-11 Mar-12 Jun-12


6.1 5.8 6.0
4.0 3.9 3.9
2.6 2.6 2.8
45.2 37.1 25.2
5.1 3.4 1.6
5.3 3.4 1.3
3.7 3.6 3.8
12.4 12.6 11.8
12.6 12.9 12.1
9.3 6.4 8.9
3.7 3.6 3.8
2.6 2.8 3.1
5.4 5.2 5.6
12.4 12.6 11.8
Sep-12 Dec-12 Mar-13 Jun-13
6,296,182 6,941,264 6,832,677 7,374,331
907,563 968,124 1,052,746 1,136,682
2,885,928 4,141,717 5,901,600 7,554,065
17,869,126 25,033,004 37,364,160 47,015,144
6,546,289 17,901,062 43,331,053 77,078,568
6,351,029 17,669,533 43,100,279 76,793,557
195,260 231,528 230,774 285,011
234,745,212 285,484,649 283,627,230 293,613,280
229,176,162 276,215,642 271,876,724 277,771,045
633,190 723,651 1,048,625 1,834,912
195,260 231,528 230,774 285,011
244,817 469,101 645,902 987,863
4,495,782 7,844,726 9,825,204 12,734,449
234,549,952 285,253,121 283,396,455 293,328,269
269,055,040 340,238,291 377,878,691 433,487,059

Sep-12 Dec-12 Mar-13 Jun-13


422,468,987 623,787,694 539,203,243 566,495,664
12,310,400 13,047,423 14,113,595 15,159,900
103,550,065 166,754,808 182,386,818 215,448,001
323,326,929 467,348,564 670,996,254 848,482,663
55,021,236 103,412,150 133,415,629 189,889,600
50,569,028 98,151,967 127,049,352 175,758,227
4,452,208 5,260,183 6,366,277 14,131,373
4,733,409,270 5,604,198,340 5,474,680,755 5,832,277,451
4,576,633,380 5,312,160,740 5,105,185,846 5,335,437,197
8,987,307 18,089,611 27,965,569 48,442,531
4,452,208 5,260,183 6,366,277 14,131,373
3,578,766 7,670,524 10,344,307 20,202,351
139,757,610 261,017,282 324,818,756 414,063,999
4,728,957,062 5,598,938,157 5,468,314,479 5,818,146,077
5,645,634,679 6,973,288,797 7,008,430,017 7,653,621,906

Sep-12 Dec-12 Mar-13 Jun-13


67.1 89.9 78.9 76.8
13.6 13.5 13.4 13.3
35.9 40.3 30.9 28.5
18.1 18.7 18.0 18.0
8.4 5.8 3.1 2.5
8.0 5.6 2.9 2.3
22.8 22.7 27.6 49.6
20.2 19.6 19.3 19.9
20.0 19.2 18.8 19.2
14.2 25.0 26.7 26.4
22.8 22.7 27.6 49.6
14.6 16.4 16.0 20.5
31.1 33.3 33.1 32.5
20.2 19.6 19.3 19.8

Sep-12 Dec-12 Mar-13 Jun-13


9.8 8.5 11.3 7.4
4.2 4.2 4.2 4.2
3.2 3.5 4.1 4.4
19.1 18.8 19.2 17.2
9.7 21.7 73.2 117.9
10.3 23.4 83.3 132.3
3.6 3.3 3.1 3.9
11.9 12.6 11.7 11.6
12.3 13.2 12.4 12.3
6.0 5.2 4.7 5.3
3.6 3.3 3.1 3.9
3.2 2.9 2.6 2.6
5.3 6.0 6.1 6.5
11.9 12.6 11.8 11.6
Sep-13 Dec-13 Mar-14
11,277,670 11,912,334 14,040,167
1,253,562 1,354,481 1,459,835
22,577,992 25,098,959 27,898,592
55,675,207 68,032,063 77,767,639
6,395,739 10,339,464 13,414,258
5,951,441 9,867,532 12,840,647
444,298 471,932 573,611
336,890,898 386,168,133 401,200,970
315,415,227 357,437,911 367,452,325
2,770,349 3,505,271 5,095,375
444,298 471,932 573,611
1,325,738 1,562,965 1,863,275
16,935,286 23,190,054 26,216,384
336,446,600 385,696,201 400,627,359
433,626,770 502,433,502 535,207,850

Sep-13 Dec-13 Mar-14


743,396,269 749,451,768 859,718,622
16,661,700 17,940,961 19,447,995
444,973,028 501,287,964 512,699,675
660,308,450 781,750,605 1,227,114,161
58,753,614 90,884,723 254,718,607
38,806,567 64,555,598 218,787,495
19,947,047 26,329,125 35,931,112
6,942,976,235 8,050,472,105 8,466,592,248
6,189,017,190 6,981,308,929 7,187,642,341
74,854,977 99,264,329 145,178,592
19,947,047 26,329,125 35,931,112
24,137,501 25,659,590 26,779,977
635,019,520 917,910,132 1,071,060,227
6,923,029,188 8,024,142,980 8,430,661,136
8,847,122,248 10,165,459,001 11,304,360,195

Sep-13 Dec-13 Mar-14


65.9 62.9 61.2
13.3 13.2 13.3
19.7 20.0 18.4
11.9 11.5 15.8
9.2 8.8 19.0
6.5 6.5 17.0
44.9 55.8 62.6
20.6 20.8 21.1
19.6 19.5 19.6
27.0 28.3 28.5
44.9 55.8 62.6
18.2 16.4 14.4
37.5 39.6 40.9
20.6 20.8 21.0

Sep-13 Dec-13 Mar-14


10.8 11.6 12.3
4.3 4.4 4.4
7.6 8.1 7.6
13.9 11.5 11.3
2.6 3.1 3.1
2.5 3.1 3.1
3.3 2.8 2.9
11.7 12.0 11.7
12.5 12.9 12.6
6.5 5.5 5.8
3.3 2.8 2.9
3.0 3.3 3.8
6.8 7.1 7.1
11.7 12.0 11.7
Jun-14 Sep-14 Dec-14
15,968,209 16,513,355 19,268,836
1,647,580 1,786,772 1,914,651
29,111,306 30,543,435 31,692,090
92,917,949 107,745,447 141,685,984
15,065,528 16,850,362 19,344,560
14,440,698 16,132,052 18,510,762
624,830 718,310 833,799
422,695,288 478,975,562 546,241,654
380,883,480 408,167,133 455,180,329
7,292,115 10,252,743 14,285,742
624,830 718,310 833,799
2,067,365 2,622,089 3,130,401
31,827,499 57,215,287 72,811,383
422,070,458 478,257,252 545,407,855
576,781,030 651,696,622 759,313,976

Jun-14 Sep-14 Dec-14


938,170,437 1,002,751,960 1,152,775,424
21,719,182 23,524,756 25,184,127
489,405,373 456,598,520 493,583,794
1,403,284,022 2,309,068,672 2,476,940,948
277,139,533 248,685,407 231,722,327
235,761,492 204,501,670 181,516,821
41,378,041 44,183,737 50,205,506
8,918,959,825 10,267,064,089 11,415,456,528
7,364,035,698 7,995,221,416 8,477,187,425
146,773,772 203,915,161 233,372,470
41,378,041 44,183,737 50,205,506
28,864,764 32,747,083 40,168,868
1,337,907,549 1,990,996,693 2,614,522,259
8,877,581,784 10,222,880,352 11,365,251,022
12,007,300,331 14,263,509,667 15,745,457,643

Jun-14 Sep-14 Dec-14


58.8 60.7 59.8
13.2 13.2 13.2
16.8 14.9 15.6
15.1 21.4 17.5
18.4 14.8 12.0
16.3 12.7 9.8
66.2 61.5 60.2
21.1 21.4 20.9
19.3 19.6 18.6
20.1 19.9 16.3
66.2 61.5 60.2
14.0 12.5 12.8
42.0 34.8 35.9
21.0 21.4 20.8

Jun-14 Sep-14 Dec-14


11.6 9.9 9.7
4.6 4.7 4.8
7.3 8.2 7.8
10.9 10.8 11.9
3.2 3.3 3.3
3.2 3.3 3.3
2.7 2.6 2.5
11.2 11.4 11.7
12.2 12.3 12.8
5.4 4.5 4.4
2.7 2.6 2.5
3.8 3.9 4.5
7.1 10.3 10.8
11.2 11.4 11.8
Mar-15 Jun-15 Sep-15
21,017,729 21,815,712 22,768,979
2,058,538 2,742,141 3,006,917
36,005,362 35,008,993 41,159,139
162,697,716 186,278,824 209,849,949
22,413,581 25,821,723 29,333,472
21,412,668 24,635,363 28,006,286
1,000,913 1,186,360 1,327,186
570,338,697 615,287,155 645,029,682
468,810,528 495,472,937 535,992,892
14,560,856 17,358,542 20,162,088
1,000,913 1,186,360 1,327,186
3,664,247 3,949,729 6,826,744
82,302,153 97,319,587 80,720,773
569,337,784 614,100,795 643,702,496
813,530,709 885,768,187 949,820,953

Mar-15 Jun-15 Sep-15


1,254,363,270 1,204,832,683 1,262,505,396
27,050,606 41,219,982 44,971,406
551,256,648 526,816,543 535,695,067
2,788,279,195 3,298,842,667 3,606,088,899
215,462,154 205,489,513 202,904,343
160,307,480 143,243,722 129,809,788
55,154,674 62,245,791 73,094,555
12,084,976,112 13,277,030,143 12,507,974,996
8,736,454,577 9,202,035,129 9,497,549,137
253,024,314 306,127,147 349,653,296
55,154,674 62,245,791 73,094,555
43,491,440 47,689,576 68,731,858
2,996,851,107 3,658,932,499 2,518,946,150
12,029,821,438 13,214,784,351 12,434,880,442
16,866,233,312 18,491,985,741 18,087,045,551

Mar-15 Jun-15 Sep-15


59.7 55.2 55.4
13.1 15.0 15.0
15.3 15.0 13.0
17.1 17.7 17.2
9.6 8.0 6.9
7.5 5.8 4.6
55.1 52.5 55.1
21.2 21.6 19.4
18.6 18.6 17.7
17.4 17.6 17.3
55.1 52.5 55.1
11.9 12.1 10.1
36.4 37.6 31.2
21.1 21.5 19.3

Mar-15 Jun-15 Sep-15


9.5 9.2 8.4
4.8 3.8 3.8
7.4 7.7 7.8
13.2 12.3 11.5
3.3 3.4 3.4
3.4 3.4 3.5
2.4 2.3 2.4
11.7 11.6 10.9
12.9 12.7 12.3
4.0 4.7 6.1
2.4 2.3 2.4
4.7 4.7 7.7
10.9 11.2 7.8
11.8 11.7 11.0
Dec-15 Mar-16 Jun-16
24,536,918 27,665,415 33,321,485
3,253,322 3,463,422 3,634,104
42,508,963 45,544,039 46,800,281
232,852,801 265,205,516 280,327,595
26,633,504 32,818,930 30,333,705
24,870,001 30,898,271 28,152,679
1,763,504 1,920,659 2,181,026
715,405,103 766,034,673 812,297,708
596,030,043 636,896,462 663,338,773
20,358,222 20,441,503 24,047,100
1,763,504 1,920,659 2,181,026
8,071,868 8,331,334 10,408,232
89,181,467 98,444,715 112,322,577
713,641,599 764,114,014 810,116,682
1,043,427,109 1,138,811,335 1,204,533,851

Dec-15 Mar-16 Jun-16


1,474,626,941 1,565,834,480 1,718,635,962
48,389,214 51,242,130 53,717,307
570,122,914 591,470,704 622,272,271
3,866,984,345 4,246,540,384 5,095,901,409
214,079,013 252,426,243 262,292,882
129,524,402 159,925,307 157,575,427
84,554,611 92,500,936 104,717,454
14,277,279,533 14,686,278,994 16,389,643,022
10,773,686,039 10,900,303,221 12,133,504,969
379,392,674 444,138,025 507,496,269
84,554,611 92,500,936 104,717,454
89,939,633 95,568,496 114,318,515
2,949,706,575 3,153,768,316 3,529,605,816
14,192,724,921 14,593,778,058 16,284,925,568
20,366,927,347 21,301,291,999 24,037,745,398

Dec-15 Mar-16 Jun-16


60.1 56.6 51.6
14.9 14.8 14.8
13.4 13.0 13.3
16.6 16.0 18.2
8.0 7.7 8.6
5.2 5.2 5.6
47.9 48.2 48.0
20.0 19.2 20.2
18.1 17.1 18.3
18.6 21.7 21.1
47.9 48.2 48.0
11.1 11.5 11.0
33.1 32.0 31.4
19.9 19.1 20.1

Dec-15 Mar-16 Jun-16


7.7 7.8 7.4
3.9 4.0 4.1
8.1 8.1 8.2
11.1 11.3 11.1
3.0 3.3 3.4
3.0 3.4 3.4
2.5 2.6 2.8
11.7 12.5 12.3
13.4 14.5 14.2
6.7 7.3 8.9
2.5 2.6 2.8
8.0 8.5 9.2
7.5 7.6 7.7
11.8 12.6 12.4
Sep-16 Dec-16 Mar-17
46,089,820 66,589,416 79,714,250
3,884,532 6,992,171 7,849,383
50,791,971 54,629,356 56,009,226
278,497,556 331,471,002 340,657,360
31,436,192 31,860,633 37,817,453
29,090,798 29,210,554 34,939,866
2,345,394 2,650,079 2,877,587
851,106,351 985,476,130 1,047,912,529
685,415,053 776,628,576 811,995,104
24,780,447 33,891,160 44,269,753
2,345,394 2,650,079 2,877,587
7,715,414 8,169,481 8,804,115
130,850,043 164,136,835 179,965,969
848,760,957 982,826,051 1,045,034,942
1,259,461,028 1,474,368,629 1,567,082,613

Sep-16 Dec-16 Mar-17


1,820,604,471 2,217,493,105 2,200,417,427
57,511,824 126,545,750 143,674,269
688,046,035 745,297,075 954,549,630
4,778,933,794 5,649,941,657 5,556,754,479
283,745,546 306,676,051 371,924,252
158,447,998 155,814,163 183,476,885
125,297,549 150,861,888 188,447,368
16,277,754,442 18,990,361,229 19,547,170,664
11,627,027,319 13,040,921,919 13,257,411,642
563,135,238 736,157,338 909,275,145
125,297,549 150,861,888 188,447,368
95,601,208 103,253,248 108,150,869
3,866,693,128 4,959,166,837 5,083,885,641
16,152,456,893 18,839,499,341 19,358,723,297
23,781,298,563 27,885,452,978 28,586,043,354

Sep-16 Dec-16 Mar-17


39.5 33.3 27.6
14.8 18.1 18.3
13.5 13.6 17.0
17.2 17.0 16.3
9.0 9.6 9.8
5.4 5.3 5.3
53.4 56.9 65.5
19.1 19.3 18.7
17.0 16.8 16.3
22.7 21.7 20.5
53.4 56.9 65.5
12.4 12.6 12.3
29.6 30.2 28.2
19.0 19.2 18.5

Sep-16 Dec-16 Mar-17


7.7 8.4 8.3
4.3 4.5 4.6
8.4 8.4 8.2
10.8 10.4 10.0
3.4 3.4 3.6
3.4 3.5 3.6
2.8 2.8 3.0
12.2 13.0 13.1
14.3 15.4 15.3
7.9 8.9 9.1
2.8 2.8 3.0
6.4 6.9 7.0
8.0 8.6 9.1
12.3 13.2 13.2
Jun-17 Sep-17 Dec-17
102,035,124 127,727,814 161,036,558
9,022,695 10,284,270 11,297,238
52,128,062 51,518,724 54,595,820
367,898,739 358,497,873 409,477,516
36,145,623 30,129,077 39,575,221
33,394,032 27,098,378 36,272,013
2,751,590 3,030,699 3,303,207
1,137,535,297 1,295,185,820 1,497,523,037
878,802,171 1,014,929,001 1,152,772,204
54,241,752 68,071,806 79,492,353
2,751,590 3,030,699 3,303,207
8,969,544 9,461,779 9,870,300
192,770,241 199,692,536 252,084,973
1,134,783,707 1,292,155,121 1,494,219,830
1,702,013,950 1,870,312,878 2,170,202,182

Jun-17 Sep-17 Dec-17


2,527,089,184 2,870,871,232 3,454,591,958
165,683,492 188,871,904 207,617,313
950,306,418 990,031,829 1,171,542,614
6,615,287,912 5,543,057,718 7,078,000,932
337,273,783 332,861,238 380,439,778
173,496,684 159,365,627 180,089,967
163,777,100 173,495,611 200,349,811
20,456,279,306 20,787,082,369 24,519,524,994
13,979,402,590 14,571,177,807 16,454,586,628
1,094,514,536 1,099,566,662 1,414,104,886
163,777,100 173,495,611 200,349,811
112,091,426 121,585,371 142,734,110
5,106,493,655 4,821,256,918 6,307,749,558
20,292,502,207 20,613,586,758 24,319,175,183
30,888,142,996 30,539,280,679 36,611,367,778

Jun-17 Sep-17 Dec-17


24.8 22.5 21.5
18.4 18.4 18.4
18.2 19.2 21.5
18.0 15.5 17.3
9.3 11.0 9.6
5.2 5.9 5.0
59.5 57.2 60.7
18.0 16.0 16.4
15.9 14.4 14.3
20.2 16.2 17.8
59.5 57.2 60.7
12.5 12.9 14.5
26.5 24.1 25.0
17.9 16.0 16.3

Jun-17 Sep-17 Dec-17


8.8 9.2 9.4
4.7 4.7 4.8
7.8 6.8 7.3
9.4 8.6 9.6
3.6 2.8 3.6
3.7 2.7 3.7
2.8 3.0 3.4
13.6 14.7 15.6
16.1 17.8 18.9
9.5 10.2 10.7
2.8 3.0 3.4
6.8 6.9 7.4
9.1 9.0 9.9
13.7 14.8 15.7
Mar-18 Jun-18 Sep-18
193,229,190 216,813,236 239,498,984
12,121,261 13,048,084 14,237,131
57,337,916 57,868,984 60,702,356
451,283,099 449,925,064 475,942,544
39,184,006 41,427,603 47,787,680
35,663,781 37,649,065 44,069,523
3,520,225 3,778,538 3,718,156
1,543,015,183 1,615,885,669 1,665,054,550
1,163,089,777 1,230,205,687 1,245,762,229
85,516,163 88,273,959 92,677,036
3,520,225 3,778,538 3,718,156
10,486,808 10,615,706 11,850,132
280,402,211 283,011,780 311,046,997
1,539,494,959 1,612,107,131 1,661,336,394
2,292,650,431 2,391,190,103 2,499,505,089

Mar-18 Jun-18 Sep-18


4,045,646,713 4,354,775,051 4,583,369,936
223,432,685 239,191,810 258,677,573
1,172,676,875 1,246,984,206 1,269,676,868
8,448,190,633 9,307,628,925 8,279,328,647
422,811,935 444,794,454 610,636,656
186,728,646 198,199,431 356,619,098
236,083,289 246,595,023 254,017,558
26,535,013,849 27,400,582,176 29,116,499,171
17,948,660,643 19,059,641,471 19,449,450,987
1,789,089,981 1,732,352,653 1,734,008,971
236,083,289 246,595,023 254,017,558
145,775,093 153,385,609 166,618,621
6,415,404,844 6,208,607,420 7,512,403,033
26,298,930,561 27,153,987,153 28,862,481,612
40,611,689,402 42,747,361,599 43,864,171,293

Mar-18 Jun-18 Sep-18


20.9 20.1 19.1
18.4 18.3 18.2
20.5 21.5 20.9
18.7 20.7 17.4
10.8 10.7 12.8
5.2 5.3 8.1
67.1 65.3 68.3
17.2 17.0 17.5
15.4 15.5 15.6
20.9 19.6 18.7
67.1 65.3 68.3
13.9 14.4 14.1
22.9 21.9 24.2
17.1 16.8 17.4

Mar-18 Jun-18 Sep-18


9.5 9.6 9.8
4.8 4.9 4.9
7.2 7.3 7.1
9.8 9.2 8.7
3.7 3.7 4.3
3.7 3.7 4.4
3.5 3.7 3.7
15.6 15.4 15.3
18.7 18.7 18.4
10.7 10.2 9.4
3.5 3.7 3.7
7.4 6.9 7.0
10.7 10.3 11.0
15.7 15.6 15.5
Dec-18 Mar-19 Jun-19
273,471,317 313,007,961 328,013,894
15,112,826 16,235,313 17,458,812
42,127,646 41,510,889 42,102,350
504,885,641 569,415,276 566,323,826
48,855,286 53,646,117 54,521,987
44,811,190 49,367,481 50,154,041
4,044,096 4,278,635 4,367,946
1,856,921,117 1,871,059,218 1,887,944,749
1,351,780,297 1,346,503,856 1,342,255,308
113,330,431 123,573,607 138,940,414
4,044,096 4,278,635 4,367,946
12,854,305 13,090,981 13,126,249
374,911,987 383,612,139 389,254,833
1,852,877,021 1,866,780,582 1,883,576,804
2,737,329,737 2,860,596,137 2,891,997,673

Dec-18 Mar-19 Jun-19


5,244,924,117 6,087,936,756 6,464,400,808
272,169,721 293,370,835 313,182,270
1,331,560,345 1,241,861,994 1,326,564,866
9,192,923,124 9,789,719,196 9,600,643,254
654,164,379 676,281,090 697,675,567
378,882,141 388,349,650 398,074,892
275,282,238 287,931,440 299,600,674
34,025,828,453 33,888,319,209 33,225,584,386
21,869,199,536 21,694,067,548 20,726,222,294
2,151,258,588 2,157,014,974 2,283,132,908
275,282,238 287,931,440 299,600,674
200,007,347 189,718,064 195,083,274
9,530,080,744 9,559,587,184 9,721,545,236
33,750,546,215 33,600,387,769 32,925,983,712
50,446,287,901 51,689,557,640 51,328,450,478

Dec-18 Mar-19 Jun-19


19.2 19.4 19.7
18.0 18.1 17.9
31.6 29.9 31.5
18.2 17.2 17.0
13.4 12.6 12.8
8.5 7.9 7.9
68.1 67.3 68.6
18.3 18.1 17.6
16.2 16.1 15.4
19.0 17.5 16.4
68.1 67.3 68.6
15.6 14.5 14.9
25.4 24.9 25.0
18.2 18.0 17.5

Dec-18 Mar-19 Jun-19


9.7 10.2 10.5
5.0 5.0 5.0
5.0 5.3 5.1
9.0 9.8 9.7
4.4 4.8 4.9
4.4 4.9 4.9
4.1 4.5 4.6
15.9 16.0 15.5
18.6 18.7 18.2
10.9 11.0 11.2
4.1 4.5 4.6
7.2 7.1 6.7
12.1 12.2 11.8
16.0 16.1 15.6
Sep-19 Dec-19 Mar-20
370,073,197 414,993,350 429,823,828
18,880,290 19,442,257 20,225,641
43,456,828 47,463,977 47,476,336
573,073,800 628,098,384 626,205,730
10,713,547 10,217,639 9,293,069
5,853,745 5,329,461 3,873,916
4,859,802 4,888,178 5,419,153
2,144,151,039 2,260,652,699 2,268,383,914
1,457,328,462 1,469,628,452 1,486,804,827
139,062,967 165,045,604 177,866,974
4,859,802 4,888,178 5,419,153
19,209,172 20,553,857 20,915,067
523,690,636 600,536,607 577,377,893
2,139,291,237 2,255,764,521 2,262,964,761
3,155,488,899 3,375,980,127 3,395,989,364

Sep-19 Dec-19 Mar-20


7,170,560,568 8,147,585,278 8,579,559,128
340,071,929 349,940,712 355,021,050
1,211,378,617 1,418,390,978 1,345,396,338
9,984,469,659 10,718,024,713 10,651,879,663
663,096,280 700,564,760 740,969,199
329,402,329 343,252,053 333,397,734
333,693,950 357,312,707 407,571,465
31,978,322,136 35,269,608,349 33,218,770,399
19,439,609,517 19,946,649,821 19,927,134,995
2,409,625,161 2,865,276,455 2,769,800,467
333,693,950 357,312,707 407,571,465
196,238,767 222,792,372 216,154,491
9,599,154,740 11,877,576,994 9,898,108,981
31,644,628,185 34,912,295,643 32,811,198,935
51,014,205,239 56,246,802,083 54,484,024,313

Sep-19 Dec-19 Mar-20


19.4 19.6 20.0
18.0 18.0 17.6
27.9 29.9 28.3
17.4 17.1 17.0
61.9 68.6 79.7
56.3 64.4 86.1
68.7 73.1 75.2
14.9 15.6 14.6
13.3 13.6 13.4
17.3 17.4 15.6
68.7 73.1 75.2
10.2 10.8 10.3
18.3 19.8 17.1
14.8 15.5 14.5

Sep-19 Dec-19 Mar-20


10.3 10.0 9.9
5.1 5.1 5.1
4.9 5.1 4.9
10.8 10.9 11.0
4.8 4.4 4.2
4.7 4.2 3.4
4.9 4.7 4.9
16.9 16.5 16.2
19.1 18.3 18.1
11.1 11.2 11.8
4.9 4.7 4.9
9.2 9.2 8.8
14.9 15.7 14.6
17.0 16.6 16.3
Jun-20 Sep-20 Dec-20
438,687,862 472,946,003 519,442,100
20,562,096 20,847,863 21,762,246
59,899,878 62,384,951 67,804,977
655,826,004 698,420,429 741,697,016
11,025,196 12,212,785 13,959,149
4,927,256 6,654,386 7,963,344
6,097,940 5,558,399 5,995,805
2,300,817,875 2,494,971,161 2,887,856,249
1,504,387,980 1,663,867,765 1,925,196,213
188,554,422 204,021,333 231,329,425
6,097,940 5,558,399 5,995,805
22,102,385 21,834,238 25,104,858
579,675,147 599,689,426 700,229,949
2,294,719,935 2,489,412,761 2,881,860,444
3,480,720,972 3,756,224,793 4,246,525,932

Jun-20 Sep-20 Dec-20


9,218,266,228 9,829,606,953 11,619,847,223
366,665,211 368,945,731 383,349,289
1,763,273,873 1,917,393,141 2,204,412,233
11,324,289,128 12,373,139,206 13,059,966,997
804,585,805 712,269,228 802,787,463
362,152,494 489,762,483 560,794,929
442,433,311 222,506,745 241,992,534
38,317,980,503 44,293,297,511 52,095,433,364
23,188,464,787 27,160,442,690 32,021,434,363
2,965,322,303 3,506,938,476 4,184,891,987
442,433,311 222,506,745 241,992,534
231,538,820 304,366,309 383,656,833
11,490,221,281 13,099,043,291 15,263,457,647
37,875,547,191 44,070,790,766 51,853,440,830
61,352,627,436 69,272,145,025 79,923,804,035

Jun-20 Sep-20 Dec-20


21.0 20.8 22.4
17.8 17.7 17.6
29.4 30.7 32.5
17.3 17.7 17.6
73.0 58.3 57.5
73.5 73.6 70.4
72.6 40.0 40.4
16.7 17.8 18.0
15.4 16.3 16.6
15.7 17.2 18.1
72.6 40.0 40.4
10.5 13.9 15.3
19.8 21.8 21.8
16.5 17.7 18.0

Jun-20 Sep-20 Dec-20


9.8 9.8 10.0
5.1 5.1 5.2
4.4 4.2 4.6
11.1 11.2 10.9
4.7 5.1 5.1
4.2 4.6 4.7
5.2 5.8 5.9
15.6 16.2 17.6
17.5 18.4 20.4
12.3 12.8 14.0
5.2 5.8 5.9
9.3 8.7 9.0
13.7 13.5 14.3
15.7 16.2 17.7
Mar-21 Jun-21 Sep-21
526,529,616 550,620,504 585,796,127
23,208,501 24,161,178 24,872,309
76,689,168 76,825,540 82,131,115
696,131,993 706,935,525 757,186,895
16,248,941 18,805,523 21,400,074
10,084,017 12,485,735 15,008,284
6,164,924 6,319,787 6,391,790
2,916,781,035 2,939,202,757 3,105,346,526
1,912,493,043 1,930,686,208 2,031,534,666
237,263,252 238,134,178 248,398,423
6,164,924 6,319,787 6,391,790
25,608,321 26,015,834 27,333,404
735,251,496 738,046,749 791,688,243
2,910,616,112 2,932,882,969 3,098,954,736
4,249,424,330 4,310,231,240 4,570,341,256

Mar-21 Jun-21 Sep-21


11,357,897,599 10,989,545,410 11,978,728,147
415,088,543 433,583,679 447,857,723
2,374,220,763 2,374,562,127 2,545,213,052
12,022,398,879 12,492,220,188 13,385,548,475
975,339,801 1,085,520,256 1,196,353,320
669,305,894 777,007,705 884,062,906
306,033,907 308,512,551 312,290,414
53,873,198,764 56,048,776,150 60,103,903,427
31,537,982,238 32,514,879,449 34,379,332,094
3,998,445,902 4,017,439,028 4,238,742,765
306,033,907 308,512,551 312,290,414
377,612,279 383,045,758 408,870,292
17,653,124,437 18,824,899,365 20,764,667,862
53,567,164,857 55,740,263,600 59,791,613,013
80,712,110,442 83,115,695,259 89,345,313,730

Mar-21 Jun-21 Sep-21


21.6 20.0 20.4
17.9 17.9 18.0
31.0 30.9 31.0
17.3 17.7 17.7
60.0 57.7 55.9
66.4 62.2 58.9
49.6 48.8 48.9
18.5 19.1 19.4
16.5 16.8 16.9
16.9 16.9 17.1
49.6 48.8 48.9
14.7 14.7 15.0
24.0 25.5 26.2
18.4 19.0 19.3

Mar-21 Jun-21 Sep-21


9.6 9.6 9.7
5.1 5.2 5.2
4.4 4.3 4.4
11.0 11.1 11.3
5.2 5.3 5.3
4.8 4.8 4.9
6.1 6.5 6.4
17.5 17.3 17.6
20.2 20.2 20.5
13.7 13.2 13.3
6.1 6.5 6.4
8.6 8.1 8.2
14.5 14.2 14.5
17.6 17.4 17.6
Dec-21
621,389,424
25,635,019
87,695,192
805,776,524
24,217,299
17,569,824
6,647,475
3,262,492,441
2,125,485,491
257,999,009
6,647,475
28,856,567
843,503,899
3,255,844,966
4,820,558,424

Dec-21
13,006,900,398
463,456,129
2,732,932,180
14,193,952,195
1,299,284,992
977,502,005
321,782,987
63,785,747,458
36,048,585,284
4,447,060,456
321,782,987
437,322,387
22,530,996,344
63,463,964,471
95,160,490,365

Dec-21
20.9
18.1
31.2
17.6
53.7
55.6
48.4
19.6
17.0
17.2
48.4
15.2
26.7
19.5

Dec-21
9.7
5.3
4.5
11.5
5.3
5.0
6.3
17.8
20.8
13.3
6.3
8.2
14.7
17.8
Transaction volume by region, December 2021

Region
East Asia and Pacific
Europe and Central Asia
Latin America and the Caribbean
South Asia
Middle East and North Africa
Middle East
Northern Africa
Africa
Eastern Africa
Central Africa
Northern Africa
Southern Africa
Western Africa
Sub-Saharan Africa

Transaction value by region (USD), December 2021

Region
East Asia and Pacific
Europe and Central Asia
Latin America and the Caribbean
South Asia
Middle East and North Africa
Middle East
Northern Africa
Africa
Eastern Africa
Central Africa
Northern Africa
Southern Africa
Western Africa
Sub-Saharan Africa

Average value per transaction by region (USD), December 2021


Region
East Asia and Pacific
Europe and Central Asia
Latin America and the Caribbean
South Asia
Middle East and North Africa
Middle East
Northern Africa
Africa
Eastern Africa
Central Africa
Northern Africa
Southern Africa
Western Africa
Sub-Saharan Africa
Usage of mobile money services - Volume & value in December
Timeframe: Monthly data for December 2021

Airtime top-up Bill payment Bulk disbursement


167,774,983 34,275,306 10,976,614
9,136,388 2,649,497 304,032
15,111,201 6,404,046 9,661,966
255,776,888 53,468,342 22,897,214
12,902,011 2,623,109 368,305
10,522,492 2,123,869 368,305
2,379,519 499,240 -
847,139,142 287,741,054 160,784,675
478,210,932 258,127,780 64,378,640
108,794,915 4,181,991 2,043,545
2,379,519 499,240 -
10,670,762 2,541,507 199,864
247,083,014 22,390,536 94,162,627
844,759,623 287,241,814 160,784,675
1,305,461,095 386,662,113 204,992,806

Airtime top-up Bill payment Bulk disbursement


242,064,323 796,410,368 472,983,088
23,834,210 32,080,666 30,998,247
13,664,375 107,442,475 401,738,635
172,299,815 555,241,308 885,542,130
26,646,082 43,245,515 110,695,039
22,133,218 35,373,616 110,695,039
4,512,864 7,871,899 -
585,417,535 3,864,559,022 3,914,602,535
249,959,933 3,342,628,527 3,630,180,129
77,338,685 44,371,295 81,609,600
4,512,864 7,871,899 -
9,189,647 12,980,372 12,949,930
244,416,407 456,706,930 189,862,875
580,904,671 3,856,687,124 3,914,602,535
1,059,413,476 5,391,107,456 5,816,559,674

ber 2021
Airtime top-up Bill payment Bulk disbursement
1.4 23.2 43.1
2.6 12.1 102.0
0.9 16.8 41.6
0.7 10.4 38.7
2.1 16.5 300.6
2.10 16.66 300.55
1.90 15.77 -
0.7 13.4 24.3
0.52 12.95 56.39
0.71 10.61 39.94
1.90 15.77 -
0.86 5.11 64.79
0.99 20.40 2.02
0.7 13.4 24.3
e & value in December 2021 - Regional Level

Cash-in Cash-out International remittance


127,360,149 27,699,265 344,316
7,143,352 4,286,437 55,686
18,115,162 12,502,752 126,300
123,911,340 77,141,217 239,585
2,393,094 1,656,980 360,387
1,372,538 1,064,320 359,818
1,020,556 592,660 569
495,064,290 432,256,440 10,072,216
271,609,720 235,328,729 4,692,717
54,034,362 46,821,285 251,306
1,020,556 592,660 569
5,720,942 4,552,474 81,670
162,678,709 144,961,292 5,045,954
494,043,734 431,663,780 10,071,647
772,966,831 554,950,430 11,197,922

Cash-in Cash-out International remittance


1,489,296,827 1,037,907,051 79,445,790
175,755,901 112,225,355 4,601,841
710,381,087 673,660,307 20,237,115
3,248,162,678 2,193,473,765 33,238,317
216,495,544 180,401,198 93,062,362
161,933,876 105,268,719 92,989,455
54,561,668 75,132,478 72,907
18,241,039,318 11,862,219,797 1,230,682,316
8,648,097,522 5,466,342,382 594,796,784
1,602,345,285 1,474,525,925 32,865,901
54,561,668 75,132,478 72,907
143,238,869 119,363,599 4,075,891
7,792,795,976 4,726,855,412 598,870,834
18,186,477,651 11,787,087,319 1,230,609,410
24,026,569,689 15,984,754,995 1,461,194,834
Cash-in Cash-out International remittance
11.7 37.5 230.7
24.6 26.2 82.6
39.2 53.9 160.2
26.2 28.4 138.7
90.5 108.9 258.2
117.98 98.91 258.43
53.46 126.77 128.13
36.8 27.4 122.2
31.84 23.23 126.75
29.65 31.49 130.78
53.46 126.77 128.13
25.04 26.22 49.91
47.90 32.61 118.68
36.8 27.3 122.2
Back to Contents

Merchant payment P2P transfer


111,633,705 141,325,086
858,739 1,200,887
612,508 25,161,258
63,903,867 208,438,071
769,940 3,143,471
766,190 992,292
3,750 2,151,179
184,638,034 844,796,589
144,652,784 668,484,190
9,142,366 32,729,238
3,750 2,151,179
622,938 4,466,411
30,216,197 136,965,571
184,634,284 842,645,410
362,413,043 1,221,914,183

Merchant payment P2P transfer


613,180,066 8,275,612,885
32,574,021 51,385,888
13,890,630 791,917,555
761,755,868 6,344,238,315
22,283,759 606,455,495
22,249,260 426,858,821
34,499 179,596,673
4,600,296,618 19,486,930,316
1,497,943,432 12,618,636,574
208,948,717 925,055,049
34,499 179,596,673
16,774,350 118,749,729
2,876,595,619 5,644,892,291
4,600,262,119 19,307,333,643
6,043,946,463 35,376,943,780
Merchant payment P2P transfer
5.5 58.6
37.9 42.8
22.7 31.5
11.9 30.4
28.9 192.9
29.04 430.17
9.20 83.49
24.9 23.1
10.36 18.88
22.85 28.26
9.20 83.49
26.93 26.59
95.20 41.21
24.9 22.9
Measure Geo_view Geo_name Attribute Unit Metric 01/03/2001 01/06/2001
Active ServicRegion Middle East anActive ServicServices Mobile Money Services
Active, 30-d Region Middle East anActive, 30-daAccounts Mobile Mo 0 0
Active, 30-d Subregion Middle East Active, 30-daAccounts Mobile Mo 0 0
Active, 30-d Region Middle East anActive, 30-daAgents Mobile Mo 0 0
Active, 30-d Subregion Middle East Active, 30-daAgents Mobile Mo 0 0
Active, 90-d Region Middle East anActive, 90-daAccounts Mobile Mo 0 0
Active, 90-d Subregion Middle East Active, 90-daAccounts Mobile Mo 0 0
Airtime USD Region Middle East anAirtime USD Mobile Mon 0 0
Airtime USD Subregion Middle East Airtime USD Mobile Mon 0 0
Airtime Vol Region Middle East anAirtime Volume Mobile Mon 0 0
Airtime Vol Subregion Middle East Airtime Volume Mobile Mon 0 0
All USD Region Middle East anAll USD Mobile Mon 0 0
All USD Subregion Middle East All USD Mobile Mon 0 0
All Volume Region Middle East anAll Volume Mobile Mon 0 0
All Volume Subregion Middle East All Volume Mobile Mon 0 0
Bill paymentRegion Middle East anBill payment USD Mobile Mon 0 0
Bill paymentSubregion Middle East Bill payment USD Mobile Mon 0 0
Bill paymentRegion Middle East anBill payment Volume Mobile Mon 0 0
Bill paymentSubregion Middle East Bill payment Volume Mobile Mon 0 0
Bulk paymenRegion Middle East anBulk paymenUSD Mobile Mon 0 0
Bulk paymenSubregion Middle East Bulk paymenUSD Mobile Mon 0 0
Bulk paymenRegion Middle East anBulk paymenVolume Mobile Mon 0 0
Bulk paymenSubregion Middle East Bulk paymenVolume Mobile Mon 0 0
Cash-in at a Region Middle East anCash-in at agUSD Mobile Mon 0 0
Cash-in at a Subregion Middle East Cash-in at agUSD Mobile Mon 0 0
Cash-in at a Region Middle East anCash-in at agVolume Mobile Mon 0 0
Cash-in at a Subregion Middle East Cash-in at agVolume Mobile Mon 0 0
Cash-in at Region Middle East anCash-in at A USD Mobile Mon 0 0
Cash-in at Subregion Middle East Cash-in at A USD Mobile Mon 0 0
Cash-in at Region Middle East anCash-in at A Volume Mobile Mon 0 0
Cash-in at Subregion Middle East Cash-in at A Volume Mobile Mon 0 0
Cash-in USD Region Middle East anCash-in USD Mobile Mon 0 0
Cash-in USD Subregion Middle East Cash-in USD Mobile Mon 0 0
Cash-in Vol Region Middle East anCash-in Volume Mobile Mon 0 0
Cash-in Vol Subregion Middle East Cash-in Volume Mobile Mon 0 0
Cash-out at Region Middle East anCash-out at USD Mobile Mon 0 0
Cash-out at Subregion Middle East Cash-out at USD Mobile Mon 0 0
Cash-out at Region Middle East anCash-out at Volume Mobile Mon 0 0
Cash-out at Subregion Middle East Cash-out at Volume Mobile Mon 0 0
Cash-out at Region Middle East anCash-out at USD Mobile Mon 0 0
Cash-out at Subregion Middle East Cash-out at USD Mobile Mon 0 0
Cash-out at Region Middle East anCash-out at Volume Mobile Mon 0 0
Cash-out at Subregion Middle East Cash-out at Volume Mobile Mon 0 0
Cash-out US Region Middle East anCash-out USD Mobile Mon 0 0
Cash-out US Subregion Middle East Cash-out USD Mobile Mon 0 0
Cash-out Vo Region Middle East anCash-out Volume Mobile Mon 0 0
Cash-out Vo Subregion Middle East Cash-out Volume Mobile Mon 0 0
IR received Region Middle East anIR received USD Mobile Mon 0 0
IR received Subregion Middle East IR received USD Mobile Mon 0 0
IR received Region Middle East anIR received Volume Mobile Mon 0 0
IR received Subregion Middle East IR received Volume Mobile Mon 0 0
IR sent USD Region Middle East anIR sent USD Mobile Mon 0 0
IR sent USD Subregion Middle East IR sent USD Mobile Mon 0 0
IR USD Region Middle East anIR USD Mobile Mon 0 0
IR USD Subregion Middle East IR USD Mobile Mon 0 0
IR Volume Region Middle East anIR Volume Mobile Mon 0 0
IR Volume Subregion Middle East IR Volume Mobile Mon 0 0
Merchant paRegion Middle East anMerchant paUSD Mobile Mon 0 0
Merchant paSubregion Middle East Merchant paUSD Mobile Mon 0 0
Merchant paRegion Middle East anMerchant paVolume Mobile Mon 0 0
Merchant paSubregion Middle East Merchant paVolume Mobile Mon 0 0
P2P B2M US Region Middle East anP2P B2M USD Mobile Mon 0 0
P2P B2M US Subregion Middle East P2P B2M USD Mobile Mon 0 0
P2P B2M Vo Region Middle East anP2P B2M Volume Mobile Mon 0 0
P2P B2M Vo Subregion Middle East P2P B2M Volume Mobile Mon 0 0
P2P M2B US Region Middle East anP2P M2B USD Mobile Mon 0 0
P2P M2B US Subregion Middle East P2P M2B USD Mobile Mon 0 0
P2P M2B Vo Region Middle East anP2P M2B Volume Mobile Mon 0 0
P2P M2B Vo Subregion Middle East P2P M2B Volume Mobile Mon 0 0
P2P off-net Region Middle East anP2P off-net USD Mobile Mon 0 0
P2P off-net Subregion Middle East P2P off-net USD Mobile Mon 0 0
P2P off-net Region Middle East anP2P off-net Volume Mobile Mon 0 0
P2P off-net Subregion Middle East P2P off-net Volume Mobile Mon 0 0
P2P on-net Region Middle East anP2P on-net USD Mobile Mon 0 0
P2P on-net Subregion Middle East P2P on-net USD Mobile Mon 0 0
P2P on-net Region Middle East anP2P on-net Volume Mobile Mon 0 0
P2P on-net Subregion Middle East P2P on-net Volume Mobile Mon 0 0
P2P USD Region Middle East anP2P USD Mobile Mon 0 0
P2P USD Subregion Middle East P2P USD Mobile Mon 0 0
P2P Volume Region Middle East anP2P Volume Mobile Mon 0 0
P2P Volume Subregion Middle East P2P Volume Mobile Mon 0 0
Registered ARegion Middle East anRegistered Accounts Mobile Mo 0 0
Registered ASubregion Middle East Registered Accounts Mobile Mo 0 0
Registered ARegion Middle East anRegistered Agents Mobile Mo 0 0
Registered ASubregion Middle East Registered Agents Mobile Mo 0 0
01/09/2001 01/12/2001 01/03/2002 01/06/2002 01/09/2002 01/12/2002 01/03/2003
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01/06/2003 01/09/2003 01/12/2003 01/03/2004 01/06/2004 01/09/2004 01/12/2004
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01/03/2005 01/06/2005 01/09/2005 01/12/2005 01/03/2006 01/06/2006 01/09/2006
0
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01/12/2006 01/03/2007 01/06/2007 01/09/2007 01/12/2007 01/03/2008 01/06/2008
0 0
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01/09/2008 01/12/2008 01/03/2009 01/06/2009 01/09/2009 01/12/2009 01/03/2010
0 1
0 0 23491 25323 27125 28615 30480
0 0 23491 25323 27125 28615 28299
0 0 470 497 523 543 642
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0 0 29364 33581 38222 42825 47953
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0 0 23491 25323 27125 28615 31461
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0 0 897364 1015189 1134486 1239682 2525734
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0 0 46982 54171 61487 68186 86746
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0 0 2349 2787 3259 3724 4619
0 0 2349 2787 3259 3724 3965
0 0 187930 208547 228176 242397 236386
0 0 187930 208547 228176 242397 236386
0 0 470 521 570 606 591
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0 0 253705 312521 374329 433609 768828
0 0 253705 312521 374329 433609 463500
0 0 4228 5295 6449 7597 9350
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4354629 4422061 4473556 4535029 4876449 4846366 4881611
4354629 4422061 4473556 4535029 4876449 4846366 4881611
21259089 21230273 21053901 21035831 22270765 21786626 21593406
21029407 20981966 20849833 20820947 22056159 21596483 21434080
123776 124707 124782 125620 133977 132036 131819
122173 122977 123344 124107 132463 130680 130672
165699 471208 976550 1760130 3100869 4535864 6919577
118859 420262 921796 1695039 3031924 4462327 6843567
14335 14087 19618 26828 39504 65068 72678
6927 6104 12727 19374 32044 57395 65569
2252375 580167 3477953 9570409 6345604 144953929 161776530
2108725 411451 3243393 8815275 5416977 144077349 160944096
3877 4002 5000 12937 16041 30531 34999
1867 1931 2265 3328 5115 20292 25467
144191 562786 839790 707888 374452 1188826 1185504
25965 431366 642789 471649 90016 899349 483592
2481 3622 4991 5960 5012 7849 13216
216 1347 1926 1952 543 3231 1358
10855 8691 5313 8120 9085 237828 213039
1 819 10 1062 432 37769 52376
315 269 191 250 271 4543 4622
1 7 5 11 4 291 291
37108939 40420949 47783772 53610166 55933261 60628602 72331963
2722214 2117486 3026446 3610744 4358469 7639647 9456640
531264 569532 648730 717889 752619 802804 920911
29503 25555 33489 44715 55827 77652 79341
39516359 41572592 52106828 63896583 62662402 207009186 235507037
4856906 2961122 6912638 12898729 9865893 152654114 170936703
537937 577424 658912 737036 773944 845727 973748
31586 28839 37685 50006 61490 101465 106457
45383904 45621486 46403832 46864758 47351070 47237107 47844830
37036970 37232325 37459445 37638383 37868975 37664914 37929867
89346 94695 109894 97321 99387 136587 143887
26985 27431 29877 31281 33243 35438 38685
01/03/2019 01/06/2019 01/09/2019 01/12/2019 01/03/2020 01/06/2020 01/09/2020
22
11093293 11103402 2244565 2310871 2223203 2354420 2403824
10137915 10162710 1248673 1277523 1128097 1180983 1450154
43024 42617 46714 50840 53677 52339 52821
18744 19035 21468 24236 25953 24153 26888
18342443 18322631 3821357 3926187 3810595 3728428 3748342
16580800 16623383 2019652 2026793 1898108 1837654 2135335
52073450 52851881 7652178 7551471 8024935 10188147 12323199
49440421 50081918 4871155 4587206 4308937 6089780 8344970
48520931 49245167 5484635 4839215 3945472 4797049 5727653
46843970 47532238 3752720 3030073 1815999 2420972 3480931
676281090 697675567 663096280 700564760 740969199 804585805 712269228
388349650 398074892 329402329 343252053 333397734 362152494 489762483
53646117 54521987 10713547 10217639 9293069 11025196 12212785
49367481 50154041 5853745 5329461 3873916 4927256 6654386
11831725 12426757 15647767 16316813 12776987 16433266 20290398
9248342 9711913 12491544 12763884 8918255 11617030 14793928
964211 996886 1191692 1322884 957041 1026621 1156260
812831 837143 1011436 1116817 728966 744307 858492
25660819 26693626 33548072 35859733 47481488 54794679 66612024
25660819 26693626 33548072 35859733 47481488 54794679 66612024
66035 67149 101245 97954 122830 151259 184621
66035 67149 101245 97954 122830 151259 184621
164969679 170424986 132288804 141901400 159704622 174100053 92548074
75636477 78966745 30772400 33470132 36588232 44116576 55675511
2075497 2104196 1555761 1353343 1396370 1592355 1421633
1127056 1157219 289631 316145 347339 395605 522096
11893135 12164603 12476946 13295152 14262643 15521934 16709229
11893135 12164603 12476946 13295152 14262643 15521934 16709229
43541 44608 45829 48915 52562 57351 62048
43541 44608 45829 48915 52562 57351 62048
176862814 182589589 144765750 155196553 173967266 189621987 109257304
87529612 91131348 43249346 46765284 50850875 59638510 72384740
2119038 2148804 1601590 1402258 1448932 1649706 1483681
1170597 1201827 335460 365060 399901 452956 584144
132228846 138790043 155780766 165306725 191423436 210895176 78397625
12581987 13540235 14819077 16438201 18705118 26200201 40540365
577143 586403 639244 694919 779305 956464 788043
60766 68828 81001 102111 137892 232085 347224
5970088 6284826 6588312 7292412 9006388 12295892 14700513
5580049 5893127 6152399 6842038 8426690 11412110 13470285
88667 92171 98611 110141 128464 167722 200989
83774 87258 93123 104179 121276 157393 186918
138198935 145074869 162369079 172599137 200429824 223191068 93098137
18162036 19433362 20971476 23280240 27131808 37612312 54010649
665810 678574 737854 805060 907769 1124186 989032
144539 156086 174124 206290 259168 389478 534143
16971735 17182672 17439353 18415823 19579547 22377314 25204458
16842848 17078959 17365730 18343239 19505500 22305264 25134227
65048 66195 67606 71867 76924 88493 100363
64108 65459 67026 71299 76356 87942 99811
5058736 5593846 6800360 8602196 11937563 18223902 24489831
5058736 5593846 6800360 8602196 11937563 18223902 24489831
22030471 22776519 24239713 27018019 31517111 40601216 49694289
21901585 22672806 24166090 26945436 31443064 40529165 49624058
135562 139392 144533 156077 171728 199206 226678
134622 138657 143953 155509 171160 198654 226125
9377533 11751367 14639052 11464098 9202212 12341015 11789737
9300847 11671974 14549674 11367664 9088471 12223382 11772404
95200 109681 209401 224558 220019 313304 372341
89051 104268 204059 218852 213619 306854 369644
159907537 158828136 167277598 175023058 145447465 124614989 150916143
159127766 157974463 166352538 174176053 144122816 123065448 148991430
35141 37869 44439 52573 62977 87739 106812
25748 29257 35236 43803 49787 73782 92549
1348333 1604952 1760863 1397673 1741879 1716451 813506
783304 905186 947399 520831 698736 642225 761552
11587 13811 18026 17226 20196 20627 2135
1491 1421 3517 1470 1312 1033 1180
268529 367561 488998 493342 524400 4470467 7367067
70658 160039 185533 201679 376336 3253538 4917855
5353 5999 8349 7775 5489 47774 76561
610 754 1373 1630 2636 25660 39225
78720944 82710310 90707209 97644863 109855633 126612520 190107425
7124261 7638259 8069502 6784043 8976950 12686424 57548872
1027249 1078655 1171781 1292059 1430615 1607727 1887012
77986 85241 90624 92003 108537 162302 283332
240245343 243510959 260234669 274558936 257569377 257414427 349204141
167105989 166677947 175554972 181682606 154174838 139647636 212219710
1079330 1136334 1242595 1369632 1519278 1763866 2072520
105835 116673 130749 138906 162272 262777 416286
48117174 48100624 49317493 50177818 51311573 52457443 53718604
38080067 38388761 38855876 39106171 39563262 40076975 40688319
146022 147599 159186 169753 171677 164801 164204
39708 40562 44194 48190 47067 41460 47616
01/12/2020 01/03/2021 01/06/2021 01/09/2021 01/12/2021
29 28
2720865 3129179 3559921 4071566 4572027
1697819 2118301 2581833 3069360 3523935
58536 51637 54302 56801 62519
29732 31997 34460 37862 42492
4228320 4945067 5724682 6519483 7347043
2538601 3235894 3966671 4688165 5404409
14171628 17343147 20119764 23277132 26646082
10051850 13037823 15939677 18998956 22133218
6478065 7929785 9482368 11139534 12902011
4164885 5697815 7268033 8883346 10522492
802787463 975339801 1085520256 1196353320 1299284992
560794929 669305894 777007705 884062906 977502005
13959149 16248941 18805523 21400074 24217299
7963344 10084017 12485735 15008284 17569824
22244740 27395306 32513944 37626757 43245515
16069922 20499082 25288271 30196816 35373616
1275201 1636667 1961849 2293234 2623109
935540 1238424 1536330 1834731 2123869
77161166 85375351 95591852 103507346 110695039
77161166 85375351 95591852 103507346 110695039
203944 237034 300701 339317 368305
203944 237034 300701 339317 368305
108205387 137595714 149169068 170162460 192728226
67688084 81750079 96649437 116377440 138166559
1678215 1759666 1896066 2081552 2301865
675521 777452 920529 1096049 1281308
18011790 19263732 20831946 22310770 23767318
18011790 19263732 20831946 22310770 23767318
67205 72107 78781 85090 91230
67205 72107 78781 85090 91230
126217177 156859445 170001014 192473230 216495544
85699874 101013811 117481383 138688210 161933876
1745420 1831772 1974848 2166642 2393094
742726 849559 999310 1181139 1372538
88695574 121083475 120956043 138232273 155007815
48125826 51785796 57940577 69926748 81998494
890747 990482 1038792 1160722 1306227
396083 454244 516445 621931 741140
15484842 17319892 19975838 22591709 25393383
14177274 15744027 18225560 20653898 23270225
225401 252149 283967 316547 350753
209955 233155 262155 291900 323180
104180416 138403367 140931881 160823983 180401198
62303101 67529824 76166137 90580646 105268719
1116148 1242630 1322758 1477269 1656980
606038 687399 778600 913831 1064320
28278073 30858489 33511429 36212093 38954318
28208973 30793509 33442629 36142140 38881412
113389 123699 134318 145122 156095
112836 123174 133771 144569 155526
30804627 34381618 38240356 42156711 45735195
30804627 34381618 38240356 42156711 45735195
59082700 68717892 77070372 85188229 93062362
59013600 68652912 77001572 85118276 92989455
255962 277188 304418 331991 360387
255409 276663 303870 331437 359818
14964097 15229419 17723634 20413028 22283759
14947605 15194587 17694222 20380693 22249260
544958 516022 590342 675993 769940
542153 512722 587130 672542 766190
180290860 234408813 281896690 321835635 354413000
178272571 232187910 279662096 319498824 351970737
126025 149225 168170 189196 208114
110108 132238 151740 171780 189907
1125416 1773486 2196570 2720271 3247782
1086256 1545607 2027376 2525952 3038754
2441 6648 6317 7576 8677
1716 2428 3184 3978 4806
7784484 13951256 22526524 14350182 10084796
4505418 5314473 6876264 8342709 9876630
88267 96700 242505 149671 80354
41828 43618 54605 65748 76874
195564780 215882318 224948011 234137530 238709916
51683567 58954515 63278856 66224479 61972700
2122718 2325270 2451247 2629652 2846326
358998 406117 502231 610437 720706
384765540 466015873 531567795 573043617 606455495
235547812 298002505 351844592 396591965 426858821
2339450 2577842 2868239 2976096 3143471
512650 584401 711760 851942 992292
55167990 56058953 57149934 58059754 58869795
41634642 42062918 42557590 43055910 43522202
169698 170475 174962 165129 183701
51062 54274 56869 58213 67513
List of Countries, by Region and Subr

List Country name Region

1 Afghanistan South Asia


2 Albania Europe and Central Asia
3 Angola Sub-Saharan Africa
4 Argentina Latin America and the Caribbean
5 Armenia Europe and Central Asia
6 Bangladesh South Asia
7 Belize Latin America and the Caribbean
8 Benin Sub-Saharan Africa
9 Bolivia Latin America and the Caribbean
10 Botswana Sub-Saharan Africa
11 Brazil Latin America and the Caribbean
12 Burkina Faso Sub-Saharan Africa
13 Burundi Sub-Saharan Africa
14 Cambodia East Asia and Pacific
15 Cameroon Sub-Saharan Africa
16 Central African Republic Sub-Saharan Africa
17 Chad Sub-Saharan Africa
18 Colombia Latin America and the Caribbean
19 Congo Sub-Saharan Africa
20 Congo, Democratic Republic Sub-Saharan Africa
21 Côte d'Ivoire Sub-Saharan Africa
22 Dominican Republic Latin America and the Caribbean
23 Egypt Middle East and North Africa
24 El Salvador Latin America and the Caribbean
25 eSwatini Sub-Saharan Africa
26 Ethiopia Sub-Saharan Africa
27 Fiji East Asia and Pacific
28 Gabon Sub-Saharan Africa
29 Gambia Sub-Saharan Africa
30 Georgia Europe and Central Asia
31 Ghana Sub-Saharan Africa
32 Guatemala Latin America and the Caribbean
33 Guinea Sub-Saharan Africa
34 Guinea-Bissau Sub-Saharan Africa
35 Guyana Latin America and the Caribbean
36 Haiti Latin America and the Caribbean
37 Honduras Latin America and the Caribbean
38 India South Asia
39 Indonesia East Asia and Pacific
40 Iran Middle East and North Africa
41 Iraq Middle East and North Africa
42 Jamaica Latin America and the Caribbean
43 Jordan Middle East and North Africa
44 Kazakhstan Europe and Central Asia
45 Kenya Sub-Saharan Africa
46 Kyrgyzstan Europe and Central Asia
47 Laos East Asia and Pacific
48 Lesotho Sub-Saharan Africa
49 Liberia Sub-Saharan Africa
50 Madagascar Sub-Saharan Africa
51 Malawi Sub-Saharan Africa
52 Malaysia East Asia and Pacific
53 Maldives South Asia
54 Mali Sub-Saharan Africa
55 Mauritania Sub-Saharan Africa
56 Mauritius Sub-Saharan Africa
57 Mexico Latin America and the Caribbean
58 Mongolia East Asia and Pacific
59 Morocco Middle East and North Africa
60 Mozambique Sub-Saharan Africa
61 Myanmar East Asia and Pacific
62 Namibia Sub-Saharan Africa
63 Nepal South Asia
64 Nicaragua Latin America and the Caribbean
65 Niger Sub-Saharan Africa
66 Nigeria Sub-Saharan Africa
67 Pakistan South Asia
68 Papua New Guinea East Asia and Pacific
69 Paraguay Latin America and the Caribbean
70 Peru Latin America and the Caribbean
71 Philippines East Asia and Pacific
72 Qatar Middle East and North Africa
73 Russian Federation Europe and Central Asia
74 Rwanda Sub-Saharan Africa
75 Samoa East Asia and Pacific
76 Senegal Sub-Saharan Africa
77 Seychelles Sub-Saharan Africa
78 Sierra Leone Sub-Saharan Africa
79 Singapore East Asia and Pacific
80 Solomon Islands East Asia and Pacific
81 Somalia Sub-Saharan Africa
82 South Africa Sub-Saharan Africa
83 South Sudan Sub-Saharan Africa
84 Sri Lanka South Asia
85 Sudan Sub-Saharan Africa
86 Tajikistan Europe and Central Asia
87 Tanzania Sub-Saharan Africa
88 Thailand East Asia and Pacific
89 Togo Sub-Saharan Africa
90 Tonga East Asia and Pacific
91 Tunisia Middle East and North Africa
92 Turkey Europe and Central Asia
93 Uganda Sub-Saharan Africa
94 United Arab Emirates Middle East and North Africa
95 Vanuatu East Asia and Pacific
96 Vietnam East Asia and Pacific
97 Zambia Sub-Saharan Africa
98 Zimbabwe Sub-Saharan Africa
by Region and Subregion

The GSMA uses the United Nations geoscheme, which divides the countries o
regional and subregional groups. It was devised by the United Nations Statis
(UNSD) based on the M49 coding classification.
Subregion

Southern Asia
Southern Europe
Central Africa
Latin America and the Caribbean
Western Asia
Southern Asia
Latin America and the Caribbean
Western Africa
Latin America and the Caribbean
Southern Africa
Latin America and the Caribbean
Western Africa
Eastern Africa
South-Eastern Asia
Central Africa
Central Africa
Central Africa
Latin America and the Caribbean
Central Africa
Central Africa
Western Africa
Latin America and the Caribbean
Northern Africa
Latin America and the Caribbean
Southern Africa
Eastern Africa
Melanesia
Central Africa
Western Africa
Western Asia
Western Africa
Latin America and the Caribbean
Western Africa
Western Africa
Latin America and the Caribbean
Latin America and the Caribbean
Latin America and the Caribbean
Southern Asia
South-Eastern Asia
Middle East
Middle East
Latin America and the Caribbean
Middle East
Central Asia
Eastern Africa
Central Asia
South-Eastern Asia
Southern Africa
Western Africa
Eastern Africa
Eastern Africa
South-Eastern Asia
Southern Asia
Western Africa
Western Africa
Eastern Africa
Latin America and the Caribbean
Eastern Asia
Northern Africa
Eastern Africa
South-Eastern Asia
Southern Africa
Southern Asia
Latin America and the Caribbean
Western Africa
Western Africa
Southern Asia
Melanesia
Latin America and the Caribbean
Latin America and the Caribbean
South-Eastern Asia
Middle East
Eastern Europe
Eastern Africa
Polynesia
Western Africa
Eastern Africa
Western Africa
South-Eastern Asia
Melanesia
Eastern Africa
Southern Africa
Eastern Africa
Southern Asia
Eastern Africa
Central Asia
Eastern Africa
South-Eastern Asia
Western Africa
Polynesia
Northern Africa
Western Asia
Eastern Africa
Middle East
Melanesia
South-Eastern Asia
Eastern Africa
Eastern Africa
, which divides the countries of the world into
d by the United Nations Statistics Division
.

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