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富国 feb2012 - 120402143919 - phpapp01 PDF
富国 feb2012 - 120402143919 - phpapp01 PDF
富国 feb2012 - 120402143919 - phpapp01 PDF
Primary account number: 693183105 ■ January 26, 2012 - February 23, 2012 ■ Page 1 of 7
Questions?
MR JESS CHINCHILLAS Available by phone 24 hours a day, 7 days a week:
MRS SUE ELLEN CHINCHILLAS 1-800-742-4932
PO BOX 460776 TTY: 1-800-877-4833
ESCONDIDO CA 92046-0776 En español: 1-877-727-2932
Online: wellsfargo.com
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Portland, OR 97228-6995
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You and Wells Fargo
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Account options
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Thank you for being a Wells Fargo customer. We appreciate your business and A check mark in the box indicates you have these
convenient services with your account. Go to
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understand that you are entrusting us with your banking needs. Let us assist you
wellsfargo.com or call the number above if you have
in finding the right accounts and services to help you reach your financial goals.
questions or if you would like to add new services.
Please visit us online at wellsfargo.com, call us at the number at the top of your
statement, or visit any Wells Fargo store - we'd love to hear from you! Online Banking ✓ Direct Deposit ✓
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As a reminder, Wells Fargo may assess the following fees to your checking account for international transactions made with your debit
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card.
(Please note that the ATM owner or operator may also charge a fee.)
- International Purchase Transaction: 3% of the transaction amount is charged for each purchase made with your debit card in a foreign
currency that has been converted into a U.S. dollar amount by a network
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(114)
Sheet Seq = 0010670
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Sheet 00001 of 00004
Primary account number: 693183105 ■ January 26, 2012 - February 23, 2012 ■ Page 2 of 7
- Over-the-Counter Cash Disbursement: 3% of the transaction amount for each cash withdrawal at a non-Wells Fargo Bank outside the
U.S.
For fee waiver details, refer to your applicable Wells Fargo Account Fee & Information Schedule.
If you have questions, please contact your local banker or call the phone number at the top of your statement. Thank you. We
appreciate your business.
Summary of accounts
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Complete Advantage Checking 2 693183105 992.51 901.23
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Wells Fargo Money Market Savings 5 1914935539 18.89 93.90
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Total deposit accounts $1,011.40 $995.13
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®
Complete Advantage Checking
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Activity summary Account number: 693183105
Withdrawals/Subtractions - 3,565.29
For Direct Deposit and Automatic Payments use
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Overdraft Protection
Your account is linked to the following for Overdraft Protection:
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■ Savings - 000001914935539
Interest summary
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Primary account number: 693183105 ■ January 26, 2012 - February 23, 2012 ■ Page 3 of 7
Transaction history
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Rent
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2/6 Check Crd Purchase 02/02 IN-N-Out Burger 000000 San Marcos 12.18
CA 434256xxxxxx5824 036240014325313 ?McC=5814 90
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2/6 POS Purchase - 02/06 Mach ID 000000 Costco Whse #10 San 74.07
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Marcos CA 5824 00382037695809664 ?McC=5300
2/6 POS Purchase - 02/06 Mach ID 000000 Sprouts Farmers 36.31
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Escondido CA 5824 00462037733726010 ?McC=5411
2/6 POS Purchase - 02/06 Mach ID 000000 Smart & Final C Escondido 110.94 980.78
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CA 5824 00382037766173164 ?McC=5411
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2/7 Bill Pay Jesus Bautista on-Line Cv #300 on 02-07 80.00
2/7 Bill Pay Rhoescondido POA on-Line xxxx60586 on 02-07 205.00
2/7 Bill Pay Champagne Villag on-Line Xxxce #300 on 02-07 264.46 431.32
2/8 US Treasury 303 Xxsoc Sec 020812 Sue E Chinchillas 750.00
2/8 POS Purchase - 02/08 Mach ID 000000 Kaiser 08092470 San 25.00
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2/10 Bill Pay Delgadodirecttv on-Line xxx Xxxxxcable on 02-10 34.76 427.84
2/13 4160 Check 143.00 284.84
2/15 US Treasury 303 Xxsoc Sec 021512 Jesus J Chinchillas 1,549.00
2/15 Check Crd Purchase 02/14 Vesta *AT&T 866-608-3007 OR 25.00 1,808.84
446024xxxxxx6507 046240005151835 ?McC=4814 01
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The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.
Summary of checks written (checks listed are also displayed in the preceding Transaction history)
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Number Date Amount
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4160 2/13 143.00
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You have made an important decision in choosing the Wells Fargo ExpressSend service to send money home. Whether you are
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supporting family, responding to an emergency, or celebrating a special occasion, the ExpressSend service provides peace of mind
when your loved ones are counting on you. For even more convenience - simply sign in to Wells Fargo Online to make your next
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ExpressSend transfer.
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The monthly service fee on your Complete Advantage Checking account can be waived when you complete the package
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requirements with three or more qualifying linked accounts or services AND have one of the following: maintain a $7,500 minimum
daily balance in deposit or qualifying credit accounts, including a Credit Card, or have a linked Wells Fargo Home Mortgage. If the
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monthly service fee is not waived by the above options, this fee can be discounted by $2.00 per month, when you receive online only
statements for this account. Please contact a personal banker or visit a Wells Fargo store if you have additional questions.
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For customers with Wells Fargo debit, check or ATM cards issued in IN, MN, OH and SD: Starting February 1, 2012, you can begin to use
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your card to make purchases where you enter your Personal Identification Number (PIN) to authorize your purchase. Refer to the
applicable account agreement for more information, or contact the customer service number on your statement.
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We would like to inform you about changes to your Wells Fargo ExpressSend Terms and Conditions.
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Effective 01/18/2012, Section 10 of the Terms and Conditions is revised as follows: The first sentence "The minimum amount you can
send using either the account-based or the cash-based Option is $25." is deleted and replaced with "A minimum transfer amount
applies to ExpressSend, and is subject to change at any time." For current transfer limits, speak with a Wells Fargo Banker, call us at
800-556-0605 or check the Frequently Asked Questions section of our website at wellsfargo.com/expresssend.
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Primary account number: 693183105 ■ January 26, 2012 - February 23, 2012 ■ Page 5 of 7
®
Direct Deposit Advance Lender - Wells Fargo Bank, N.A.
Activity summary
Current advance credit limit $500.00
Current repayment method Automatic Deduction
Previous statement outstanding balance* $0.00
Current statement outstanding balance* $0.00
*Balance includes advance(s), Advance Fee(s) and late fee(s), if applicable.
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first full statement period of current calendar year.
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*Other fee(s) include Payment by Mail set-up fee and late fee , if applicable.
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■ Use the Direct Deposit Advance service to access up to $500 prior to receiving your recurring direct deposit income. Just use
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wellsfargo.com or call the Wells Fargo Phone Bank. The Direct Deposit Advance service is an expensive form of credit intended to meet
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short-term and emergency borrowing needs.
You may want to consider our Payment Plan feature which is available at no additional cost. If your account is in the Automatic
Deduction repayment method and qualifies, this plan allows you to pay back your outstanding advance(s) in $100 increments from each
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qualified direct deposit - instead of the full repayment. This may allow you to repay your outstanding advance over a period of time,
while adjusting your monthly budget. Certain restrictions apply; call a Phone Banker today to see if your account qualifies for this
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feature.
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For complete details, see the Direct Deposit Advance Service Agreement and Product Guide and any amendment or addendum
available at your nearest store location or go online at wellsfargo.com/checking/direct-deposit-advance/index.
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Wells Fargo Money Market Savings
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Interest summary
Interest paid this statement $0.01
Average collected balance $55.09
Annual percentage yield earned 0.23%
Interest earned this statement period $0.01
Interest paid this year $0.01
Total interest paid in 2011 $0.35
Transaction history
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xxxxxx3105
2/23 Interest Payment 0.01 93.90
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Ending balance on 2/23 93.90
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Totals $75.01 $0.00
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The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.
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Primary account number: 693183105 ■ January 26, 2012 - February 23, 2012 ■ Page 7 of 7
Worksheet to balance your account General statement policies for Wells Fargo Bank
Follow the steps below to reconcile your statement balance with your ■ To dispute or report inaccuracies in information we have furnished to a
account register balance. Be sure that your register shows any interest Consumer Reporting Agency about your accounts. You have the right to
paid into your account and any service charges, automatic payments or dispute the accuracy of information that Wells Fargo Bank, N.A. has
ATM transactions withdrawn from your account during this statement furnished to a consumer reporting agency by writing to us at Wells Fargo
period. Servicing, P.O. Box 14415, Des Moines, IA 50306-3415. Please describe the
A Enter the ending balance on this statement. $ specific information that is inaccurate or in dispute and the basis for the
dispute along with supporting documentation. If you believe the
B List outstanding deposits and other information furnished is the result of identity theft, please provide us with
credits to your account that do not appear on an identity theft report.
this statement. Enter the total in the column
■ In case of errors or questions about your electronic transfers,
to the right.
telephone us at the number printed on the front of this statement or write
us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as
Description Amount
you can, if you think your statement or receipt is wrong or if you need more
information about a transfer on the statement or receipt. We must hear
from you no later than 60 days after we sent you the FIRST statement on
which the error or problem appeared.
1. Tell us your name and account number (if any).
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2. Describe the error or the transfer you are unsure about, and explain as
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clearly as you can why you believe it is an error or why you need more
Total $ + $
information.
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3. Tell us the dollar amount of the suspected error.
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C Add A and B to calculate the subtotal. = $
We will investigate your complaint and will correct any error promptly. If
D List outstanding checks, withdrawals, and we take more than 10 business days to do this, we will credit your account
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other debits to your account that do not appear for the amount you think is in error, so that you will have the use of the
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on this statement. Enter the total in the column money during the time it takes us to complete our investigation.
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to the right. ■ In case of errors or questions about your Direct Deposit Advance
®
service
Number/Description Amount
If you think your bill is wrong, or if you need more information about a
transaction on your bill, write us at Wells Fargo Bank, P. O. Box 6995,
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problem appeared. You can telephone us, but doing so will not preserve
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your rights.
In your letter, give us the following information:
1. Your name and account number
2. The dollar amount of the suspected error
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3. Describe the error and explain, if you can, why you believe there is an
error. If you need more information, describe the item you are unsure
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about.
You do not have to pay any amount in question while we are investigating,
but you are still obligated to pay the parts of your bill that are not in
question. While we investigate your question, we cannot report you as
delinquent or take any action to collect the amount you question.
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Total $ - $
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