Proposal document -

Partnership For Insurance

SBIG’s Micro Insurance Products offering

Jan Rakshak Arogya Kutumb Pashu Sheep and

Group Sanjeevani Swasthya Rakshak- Goat- Micro
Personal Micro Bima (KSB) Micro Insurance
Accident Insurance Micro Insurance Product
Cover Product Insurance Product
Product
Jan Rakshak Group Personal Accident Product

Key Features: Personal Accident Pricing

Option Sum insured Price starts at

I 25000 Rs. 15

II 50000 Rs. 29

III 100000 Rs. 57

 Kutumb Swasthya Bima (KSB)

First of its kind product in industry for rural community, which offers access to qualitymedical advice.

Tele-consultation Benefit 24 DoctorTele-consultations

For all insured members -floater per annum

Hospitalization Benefit Not available

For all insured members - individual

Personal Accident Rs. 100,000/-

For Primary InsuredOnly Accidental Death and
Permanent Total Disablement

Base plan starts at a nominal premium of Rs 426 only

Hospital Daily Cash

• Fixed daily Cash benefit from Rs 500 to Rs

2000.
• Maternity included in Group policy.
• Coverage of 30 or 60 days.
Features
Premium starts
• Minimal Documentation. at Rs 250 only
• For claims, Upload Discharge summary for
no. of days admitted.
• Flat premium for all ages i.e. 18 to 60 years.
Process
Arogya Sanjeevani Product

Key Features

Coverage from Rs 1
Lakh to 5 Lakhs AYUSH Coverage Nursing & ICU charges Coverage for entire
family
Road ambulance
cover

Life-long renewability

Pre and Post No Medical check

No medical checkup Hospitalization up to 55 years
coverage
upto 55 years
 Cattle Insurance Product

Coverage: Death & Permanent Total Disability

Disease Accident Fire Storm/ Surgical Famine

Cyclone Operations
/Flood
Fully digitized paperless
Fully digitized Sum insured: process through “Cattle
paperless As per market value Suraksha App”
process
Policy period:
1 year to 3 years
Easy issuance
& Claims
settlement
process
Well established processes for after sale services & claims
support

Toll free contact centre, Rural Dedicated on ground rural Digital policy copy & renewal
Help Desk field team notices

24*7 grievance redressal Multi-channel renewal Auto renewal

support reminders processing capability
 Thank you

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