Yls
Ylstbe Yl
Ylrr`ucdsl Odmfu
mfumd
mdm
m

(QXlmffl
(Qbrt
brtl`d Obrtlmf`dt
l`dcc hdm Kgrl
Kgrlzgm
zgmtdc)
tdc)

Dkedh Edmsurl
Edmsurl YX
YX.Drs
.Drs EX
 

YL_@RCDYL KG_L^GMXDC
@G_LHG_ @GMQB\G_

YL_@RCDYL QB_XL@DC
CLAX / BCBQDXG_

X_DQBCDXG_ BYIDCDXG_
 

@G_LHG_
 

Ylmfcb Cgdhbh Igrrlhgr 

!"#$%&'( *%++,(%+
!"#$%"# &'#()()*

!-.'+"/$ *%++,(%+
!"#$%"# +),#
 

Ylmfcb Cgdhbh Igrrlhgr 

 ! #$%&'()'*+,(, -*..$,*. !""#$$#% '()* !

)+# $,%# */ + -*..$,*. 
 -$./:' +",%'% ?"#$%"# %$,?9'9 %,#$ 9,($
 
9$9$ ?"#$%"#
?"#$%"# 8,. ).,. 9, ,

Ylmfcb Cgdhbh Igrrlhgr 

!"#$%&'( *%++,(%+ !-.'+"/$ *%++,(%+

!"#$%"# &'#()()* !"#$%"# +),#
 :*.$,*. ,+4+? ,$98+? ?(.?8?84 21*.$,*. $%?(.%+'6 +?+8 ?(.981+ 21*.$,*. (1#?(.%+'6
 

Ylmfcb Cgdhbh Igrrlhgr 

<6&'&
<6&'& 6%+,
%+,(%+
(%+ '6&
'6&.'+"/$$   &'+,
.'+"/ &'+,"8
"8 6/$
/$,, .'+
'+$,
$,5/
5/.. .,
.,(/
(/6
6

>'"/+,6   (/"
8'(9"8=8'
8'(9"8=8'(9"8
(9"8  .,(/6
.,(/68,4"2/
.,"8
.,"88,4 2/>/
>/"
"   /./9   .,
.,(/
(/6
6 />
/>/"
/"   (,

:4 ?'+$
?'+$,"(9
,"(9"8/
"8/" " #9/#/ 2/"
2/"8 8 1/,6
;4 <>/"1
61 #),.
#),./ / '?9
'?9(#,
(#, %
%$$ 9'?$
9'?$(,#
(,# ((,.//
,.//,
, %,. :$;
:$;(( ).(
).()?
)? <'
<'<8'.()? +9/"8 $%1,  >,./
<8'.()?
%$:$.%)./$1
04 39
39/"
/"8 8 &%
&%&,/$ %$ <,., "#,./ %,*,( 8'#0'.($ %,.  1'+,".'+/6&,1
&,/$
 

Ylmfcb Cgdhbh Igrrlhgr 

 

Hguocb Cgdhbh Igrrlhgr 

 

Hguocb Cgdhbh Igrrlhgr 

 

@G_LHG_

! R_RXDM \DMF CGFLY od

odl`
l` hd
hdcd
cde
e u`
u`ur
urdm
dm ru
rudm
dmf,
f, ob
obmt
mtu`
u` hd
hdm
mddrrdk
dk..
!

ZBMIDZ
ZBMIDZDLDM
eumf`lm.DLDM \DMF ERHDK hd
hdm
m cdm
cdmfs
fsum
umf
f hb
hbmf
mfdm
dm nd
ndrd
rd`
` sb
sbpb
pbmh
mhb`
b`

! EBEOB_L FB_D@ \DMF CGFLY hdm pbmfd

pbmfdcdedm
cdedm ydmf lmhd
lmhdk
k
obred`md.
! DEDM, ZB_YLCDMFDM D_RY YL_@RCDYL YBYBHL@LX ERMF@LM
dtdu
dtdu hl
hlkl
klmh
mhdr
drll sd
sded
ed sb
sb`d
`dcl
cl..
! IR@RZ XB_DMF.
XB_DMF.
 

@GMQB\G_
 

Xrdmspgrtdsl QB_XL@DC
Zdhd Odmfumdm
 

!"#$#"%& '(

! CLAX / BCBQDXG_
! BY@DCDXG_
! X_DQBCDXG_
! HREOVDLXB_
! _DEZ
 )*+,-./: ?.9. 8+:2:1:6:+.
 

!"#$% %$%'"(
')*#%+,)'*%$ -")'$.*/
 

CLAX (BCB
(BCBQ
QDXG
XG_)
_)
! Clatt dhdcdk dcdt trdmspgrtdsl odr
Cla odrdmf
dmf hdm grdmf sbidrd vbrtl`dc
! Cla t hlfumd`dm pdhd sbtldp odmfumdm hbmfdm nuecdk cdmtdl
Clat
cbolk
cbo lk hd
hdrl
rl 8 cdm
cdmtdl
tdl..
! Elmleue stdmhdr pbcdydmdm
pbcdydmdm ’ Yboudk clat u
umtu`
mtu` sbtldp 8 cdmtdl
hbmfdm ndrd` ed`sleue 82e ``bb Cgoo
Cgooyy Clat
! Cuds drbd hdm `dpdsltds `gtd` clat hlpbr`lrd`dm
obrhdsdr`dm :,? e! pbr-grdmf
 

Bcbvdtgr 
@lmbrnd bcbvdtgr 
• Euh
uhdk
dk hlidp
lidpdl dl hdm euhuhdk
dk hlgp
hlgpbr
brds
dsl`
l`dm
dm..
• \dm
dmff ebe
bepu pumy mydl
dl wd
wd`t
`tu
u tu
tumf
mfffdc (wdltlmf tleb, lmtbrvdc ) elmleue
hltldp
hltldp cdm
cdmtdl
tdl..
• Eb
Ebepepum
umyd
ydll `dp
`dpds
dsltd
ltds
s iu
iu`u
`up
p hd
hdmmhhdp
dpdt
dt hbmf
hbmfdm
dm ibpd
ibpdtt
ebel
eb elmh
mhdk
dk`d`dm m pb
pbmu
muep
epdm
dmff hdhdrl
rl sudt
sudtu
u cdm
cdmtd
tdll `b
`bcd
cdmt
mtdl
dl cd
cdlm
lm..
• Yb
Ybro
rod
dggtg
tged
edtltls,
s, hd
hdm meebe
bepu
pumy
mydl
dl lm
lmtb
tbrl
rlgr
gr ydmf
ydmf ebmd
ebmdrl rl`.
`.
• Ob
Obrf
rfbr
brd`
d` cbe
cbeou
out,t, tlh
tlhd`
d` tbrf
tbrfum
umid
idmf
mf pd
pdhd
hd sddt
sddt eucd
eucdll ob
obrf
rfbr
brd`
d`
dtdu d`dm
d`dm obrk
obrkbmtl
bmtl hdm nunufd
fd tlhd` obrlsl`.
• Dedm hdm euh uhdk
dk pdhd
pdhd sd
sddt
dt `bcud
bcudrr ed
edsusu`
` `dolm
dolm..
 

Xypb Bcbvdtgr 
Bcbvdtgr
Bcbvdtgr / C
Clat
lat hlodfl
hlodfl eb
ebmur
murut
ut aumfsl
aumfsl
4. Cl
Clat
at p
pbm
bmue
uepd
pdmf
mf ( Zds
Zdssd
sdmf
mfbr
br bc
bcbv
bvdt
dtgr
gr)u
)ut`
t`
ebmfdmf
ebmf dmf`ut
`ut Edmu
Edmusld
sld
?. Clat odrdm
dmf
f (arlfkt bcbvdtgr)
9. Clat ud
udm
mf/ed`dmdm (h
(hu
ueo wdltbrs)
8. Clat `bod`drdm
 

XLZB CLAX
LAX
 

Ylst
Ylstb
be Zbm
bmff
ffb
brd` Bc
Bcb
bvd
vdttgr 
4. fbdrcbss> hfm ebslm hldtds ( ut` `dmtgr ,
pbrtg`g
pbrtg`gdm,
dm, dpdrtbe
dpdrtbebm
bm , kgtbc hso)
?. Ylstbe klhrgcl` 0 hfm
hfm eb
ebslm
slm hlodwd
hlodwdk,
k,
tbro
tbrodt
dtds
ds 9 ’ 8 cd
cdmt
mtdl
dl
 

Xypb Klhrgcl`
 

K\H_
K\H_D
DRC
RCLI
LI CL
CLAX
AX

@drd`tbrlstl`
@drd`tbrlstl` Clat Klhrgcl`>
Klhrgcl`>
!
Ebmffumd`dm hgmf`rd` klhrgcl`
! Kdmyd hlfumd`dm
hlfumd`dm umtu`
umtu` `bibpdtdm
`bibpdtdm rbcdta rbmhdk
rbmhdk :,9-:,< e/s
! Rmtu` odmfumdm tlmf`dt rbmhdk
! Ydmfdt odl` ebmfdmf`ut obodm obrdt `dpdsltds dmf`ut ed`sleue
4: tgm (tud
(tuds
s tumffdc)
tumffdc) ’ 2: tgm (tuds
(tuds fdmhd)
fdmhd)
!

Xlmf`dt d`urdsl
d`urdsl kbmtldm
kbmtldm hl sbtldp
sbtldp cdmtdl odl`
! Zbrndcdmdm tlhd` `dsdr (seggtk 
(seggtk )
! Xlhd` dhdmyd obodm stru`tur
stru`tur odmfumdm
! _udmf pgepd hdpdt
hdpdt hlcbtd``dm pdhd ndrd` 4: e hdrhdrll skdat
! Xlhd` ebeoutuk`dm obodm pbmfleodmf (ig (igum
umtb
tbrr wb
wblfk
lfkt 
t )
! Dhd `beumf`lmdm odu elmyd` ebrbod`
ebrbod` `b hdcde `brbtd
`brbtd clat
 ! Ebmleouc`dm sudrd cbolk obrlsl` hlodmhlmf`dm clat trd`sl

 
 Xypb Fbdrcbss
 

X_D
X_DIX
IXLG
LGM
M CLAX
CLAX
@drd`tbrlstl` Clat Xrd`sl>
  Ebmffumd`
Ebmffumd`dm
dm egtgr pbmffbrd`
pbmffbrd`
  Cbtd` ebslm olsd hl dtds rudmf cumiur ( pbmt-kgu
 pbmt-kgusb 
sb ) dtdu hl odsbebm (hl sdeplmf
rudmf
rud mf cumiu
cumiur)
r)
  Zbmffbrd
Zbmffbrd`` egtgr hl dtds>
  @bibpd
@bibpdtdm
tdm cla
clatt ?,2 ’ < e/s.
e/s.
  Cdmtdl `brbtd clat ebelcl`l pbrobhddm sb`ltdr 1 ee tbrkdhdp
pbreu`ddm
pbreu `ddm cdmtdl
cdmtdl odmfumdm
odmfumdm..
  Zbrfbrd`dm
Zbrfbrd`dm tlpb clat sdmfdt kdcus
  Balslbm
Balslbm bmbrfl
bmbrfl clstrl`
clstrl`
  Oldyd edkdc
Oldyd edkdc
  Zbmffbrd
Zbmffbrd`
` egtgr hl odwdk>
odwdk>
   Clat hbmfdm egtgr hl odwdk umtu` odmfumdm ed`sledc ; cdmtdl.
  Oldyd 2:% cbolk edkdc hlodmhlmf`dm yf obrebslm hl dtds.
  @bibpdtdm
@bibpdtdm tbrodtds
tbrodtds (4 e/s)
 

XDXD CBX
C BXD@
D@ CLAX
  _udmf cumiur clat hltbmtu`dm obrhdsdr`dm nuecdk hdm `gmalfur
`gmalfurdsl
dsl tdtd cbtd`clat
cbtd` clat
hbmfdm nuecdk
nuecdk ed`sledc
ed`sledc 8 oudk hdcde sdtu hbr
hbrbt.
bt.
  Cdyd
Cdydmdm
mdm clat pdhd ueue
ueuemyd
myd sbodmyd`
sbodmyd` 4?-42 cdmtdl dfdr tlhd` ebcdep
ebcdepdul
dul
odtds tumffu hdm nuecdk wd`tu pbrndcdmdm ydmf hlsydrdt`dm.
  @gmsbp zgmdsl clat nuecdk cdmtdl odmfumdm cbolk hdrl ?2 cdmtdl0 zgmdsl clat
ebcdydml 4:-42 cdmtdl0 odtds ed`sleue 8 zgmd0 nl`d zgmd clat cbolk hdrl 8
kdrus hlfumd`dm s`y cgooy, hl dtds s`y cgooy hleumf`lm`dm hltdeodk ?-9
cdmtdl tdeodkdm
tdeodkdm umtu`
umtu` rudmf
rudmf eb`dml`/bcb`tr
eb`dml`/bcb`trl`.
l`.
   Nl`d pbeodfldm
trdmsabr zgmdhbmfdm
(s`y cgooy)
(s`y clat obrd`lodt nuecdk tbrplsdk
plmtu edsu` clat edslk
tbrpls dk _.odmyd`,
EBB,
EBB, `hltbepdt`dm
`gepdrtbe bm cdmtdl
gepdrtbebm
`bod`drdm,, rbsbrvglr,
`bod`drdm rbsbrvglr, rbstgrdm, `gcde rbmdmf, cgooy
cgooy,, hso.
 

Hbslfm Clat
• Ebrupd`dm
Ebrupd`dm odfldm ydmf pdclmf
pdclmf hl
hlclkdt
clkdt gcbk pdrd pbed`dl,
pbed`dl, `dr
`drbmdmy
bmdmyd d kdru
kdruss dedm
dedm,,
mydedm hdm hlhbsdlm sbhbel`ldm dfdr lmhdk
lmhdk hdm sbsudl hbmfdm  prbstlfb 
 ‛prbstlfb “
odmfumdm, tdkdm cded hdm euhdk hdcde
hdcde pbrdwdtdmmyd . Odfldm
Odfldm lml ebrupd`dm
odfldm
odfldm yd
ydmf
mf pdclmf
pdclmf obods hlhbsdlm
hlhbsdlm gc
gcbk
bk drsltb`
drsltb`..
• @bdedmdm `dolm, hlibrelm`dm
hlibrelm`dm hbmfdm dhdmyd pbrcbmf`dpdm
pbrcbmf`dpdm plmtu gtgedtl
gtgedtls,s,
dcdre `bod`drdm hdm `bcbolkdm obodm, lmtbrikgeb , odkdm-odkdm ydmf tdkdm dpl,
hdm cuodmf bsidpb .
• @bmydedmdm,
@bmydedmdm, h hlmydt
lmydtd`dm
d`dm hbmfdm
hbmfdm dhdmyd
dhdmyd pbmf`
pbmf`gmhls
gmhlsldm
ldm uh
uhdrd,
drd, vbmtlc
vbmtlcdsl,
dsl, pb
pbrdcdtd
rdcdtdm
m
pbmfbmhdcl gtgedtls, fbrd`dm `dolm ydmf kdcus, tlhd` tbrfumidmf
tbrfumidmf pdhd sddt d`dm
obrfbrd` edupum obrkbmtl, tlhd` obrlsl`, lmhlidtgr tlmf`dt cdmtdl, p pbmidkdyddm
bmidkdyddm
 ydmf cbeout odk`dm `dhdmf-`dhdmf hlcbmf`dpl hbmfdm eusl`.
 

@GMAL
GMALFR
FR_D
_DYL
YL CL
CLAX
AX
 

^GMD CLAX
LAX
HDM Y@\
CGOO\  
 

XDXD CBXD@
CBXD@ HDM ^GMD CD\
CD\DMDM CLAX
 

VD@XR ZB_NDCD
ZB_NDCDMDM
MDM OGCD@-O
OGCD@-ODCL@
DCL@
(_gumh Xrlp Xleb - _XX)
- _XX)

_XX wd`tu ydmf hloutuk`dm sbsbgrdmf sbidrd tgtdc, eucdl hdrl edsu`
cgooy sdepdl
sdepdl `b cdmtdl
cdmtdl ydmf hltunu.
hltunu.

? ! +8 " #"4 +" (9 $+8

+8))
X 5 hbtl`
"
k 5 ndrd` cdmtdl `b cdmtdl (e)
s 5 `bi
bibp
bpdt
dtdm
dm rdtd-r
d-rdtd
dtd clat
clat (e/s
e/s) m
5 nuecdk cdmtdl ydmf hlcdydml
hlcdydml clat
e 5h
hdy
dyd
d dm
dmf`
f`u
ut/ `
`dp
dpds
dslt
ltds
ds cl
clat
at (grdm
grdmf)
f)
 

ZB_D
ZB_DMI
MIDM
DMFD
FDM
M CLAX
CLAX
 _B@GEBMHDYL
_B@GEBMHDYL @DZDYLXDY
@DZDYLXDY CLAX (@F) _B@GEBMHDYLL @BIBZD
_B@GEBMHDY @BIBZDXDM CLAX (E/Y)
 

OBOD
OBODM
M ZRMI
ZRMID@
D@ CL
CLAX
AX

Hlkltumf
clat hdcdeobrhdsdr`dm
obrhdsdr`dm
2 ebmlt pdhdnuecdk
wd`tu pbmfkuml
tbrslou` ofbhum
fbhumf
f ydmf
odmfumdm
dmfumdm kdrus hdpdt
hlmydtd`dm hdcdehldmf`ut
pbrsbmtdsb (%) nuecdk pbmfkuml fbhumf

Nbmls Od
Odmfumdm % x ! Zbmfkuml Zbr`lrddm ! Zbmfkuml
Odmfumdm Odmfumdm
Odmf umdm (ZO)
@dmtgr 8 8 e? cdmtdl mbttg/grdmf
Dpdrtbebm 9 9 e? cdmtdl mbttg/grdmf
 Kgtbc 2 2 e? cdmtdl mbttg/grdmf
Zbrsbmtdsb Obodm Zumid` Clat hl Lmhgmbsld

OBOD
OBODM
M ZRMI
ZRMID@
D@ CL
CLAX
AX
 Mlsodk Cuds Mbttg tbrkdhdp
tbrkdhdp Cuds Orutg
 

OBOD
OBODM
M ZRMI
ZRMID@
D@ CL
CLAX
AX
! Zdrdebtbr
Zdrdebtbr @udctd
@udctds
s @lm
@lmbrnd
brnd Clat>

4. Vd`tu Xumffu (Vdltlmf

(Vdltlmf Lmtbrvdc - VX)
- VX)
?. @dpdsltds Hdyd Dmf`ut (Kdmhclmf
(Kdmhclmf Idpdilty ’ KI
’ KI ) 

Nbmls Od
Odmfumdm VX (h
(hbtl`)
!

Vd`tu Xumffu wd`tu ed`sleue

ed`sle ue ydmf
@dmtgr/ _uedk Yd
Yd`lt ?2-82 hlu`ur hdcde hbtl` dmtdrd pbedmfflcdm clat
Dpdrtbebm 2:-6: (hltb`dmmyd
(hltb`dmmyd tgeogc clat) hl cgooy
cgooy utded cdmtdl
hdsdr pdhd obodm pumid` hdm hdtdmfmyd
hdtdmfmyd clat
Kgtbc 8:-6: (tbrou`d
(tbrou`dmyd
myd plmtu clat).
clat).
Dsrded 1:-;: %
 %
@depus 8:-1: VX 5 VX 5 wd`tu tumffu M
& 5 nuecdk
nuecdk clat
Vd`tu Xumffu
Xumffu Lhbdc

OBOD
OBODM
M ZRMI
ZRMID@
D@ CL
CLAX
AX

@dpdsltds edsu`/
arb`ubmsl Hdyd Dmf`ut
`bcudr tbrfdmtumf
`bcudr pbmuepdmfhdrl
hlu `dpdsltds
hlu`ur
`ur umtu` eudt
ndmf`dclatwd`tu
hdm 2
ebmlt wd`tu tbrslou` odmfumdm.

KI 5 2 .1. $ 5 2 .1: . $ . & 5 9:: . $ . &

'% % %

e 5 hd hdyd
yd dmf`
dmf`ut
ut// `d
`dpd
pdsl
sltd
tds
s clat
clat (6
(62
2 `f
`f// grdm
grdmf)
f) VX 5
wd`tu
wd`tu tumffu (hbtl`)
(hbtl`)
 M 5 nuecdk clat
X 5 wd
wd`t
`tu
u pb
pbrn
rndc
dcdm
dmdm
dm ogc
ogcd`
d`-o
-odc
dcl`
l` cla
clatt (h
(hbt
btl`
l`))

NRE
NRECDK CLAX
LAX

  Nuecdk Clat Ydtu ^gmd Cdydmdm ( Ylmf

Ylmfcb
cb ^gmb Ybrvl
Ybrvlib 
ib )

( )*
*++,
,-- .   " )/#-/ .  #
OZC 5
(*

Z 5 % obodm pumid` ccllat

C orut
orutg
g 5 cuds
cuds orut
orutg
g pbr
pbr cd
cdmt
mtdl
dl (e
(e?)
?) C
lmtl 5 cuds lmtl odmfumdm (e?)
C mbttg 5 ccu
uds mb
mbttg pb
pbr grdmf
m 5 nuecdk cdmtdl od
odmfumdm
ZO 5 pbr`lrddm pbmfkuml odmfumdm M
5 nuecdk
nuecdk clat
 *( )   )#?--. .(.
M5 5 % 9:: . (* .
:4
$
 

NR
NRE
ECDK CLA
LAX
X

! !

Zbrtleodmfdm Nuecdk
Zbrtleodmfdm Nuecdk Clat
Clat pdhd Zbrtleodmfdm Nuecdk
Zbrtleodmfdm Nuecdk Clat
Clat pdhd
! Odmfumdm
Odmf umdm Kgtbc
Kgtbc>> ! Odmfumdm
Odmf umdm Dpdrt
Dpdrtbebm
bebm>>
" @dpdsltds sdtu clat elmle
elmledc dc " @dpdsltds sdtu clat elmledc
umtu`
umtu` 41 grd
grdmf
mf umtu`
umtu` 4?
4? grd
grdmf
mf
" Ydtu clat odrdmf tldp 4:: " Ydtu clat odrdmf
odrdmf tldp 9:: umlt
`dedr  "
Clat odrdmf hlpbrcu`dm nl`d
" Ydtu clat
clat tldp 62 `dedr  plmtu utded ocg` kumldm
" Clat kdrus edepu
edepu ebmfdmf`ut hltbepdt`dm pdhd `btlmffldm
odrdmf
odr dmf odwdd
odwddm m obr
obrdt
dt hud cdmtd
cdmtdll hdrl cdmtdl hdsdr 
" _udmf `dedr tlhd` ogcbk " _udmf `dedr tlhd` ogcbk
 obrhb`dtdm hbmfdm rudmf obrhb`dtdm hbmfdm rudmf
ebslm
ebs lm cl
clat
at ebslm
ebs lm cla
clatt

NRE
NRECDK CLAX
LAX

Zbrtleodmfdm Nuecdk Clat

pdhd Odmfumdm
Zbr`dmtgrdm>
- @d
@dpd
pdsl
sltd
tds
s sdtu
sdtu clat
clat sbtl
sbtldp
dp
2.::: e? cu
cuds
ds cdmtd
cdmtdll
orutg
- Xde
deod
odkd
kdmm sdtu
sdtu clat
clat
odrdmf
odrdmf umtu` 2-1 clat
pbmuepdmf
 NRECDK HDM @DZDYLX
@DZDYLXDY
DY CLAX (ODMFRMDM @DMXG_)
 

@B
@BOR
ORXRK
XRKDM
DM _R
_RDM
DMF
F CLA
CLAXX

_udmf Cumiur Clat (Clat Ykdat )

 

@B
@BOR
ORXRK
XRKDM
DM _R
_RDM
DMF
F CLA
CLAXX
_udmf
_udmf Cgooy
Cgooy Cla
Clatt
 

@BOR
@BORXRK
XRKDM
DM _R
_RDM
DMF
F CLA
CLAXX
_udmf Ebslm Clat/ Zlt Clat
 

%$%'"( /$:' 4"/"-*',)?

 Qdrldsl @bibp
@bibpdtdm
dtdm Clat
 

YLYXB
YLYXBE
E CLAX
CLAX (B
(BCB
CBQD
QDXG
XG_)
_)
Zbmbepdtdm
Zbmbepd tdm Clat hldrdk`dm pdhd `beuhdkdm pbmidpdldm
pbmidpdldm umtu`
sbeud pbmffumd odmfumdm, ydltu pdhd drbd edsu` utded,
sbpbrtl
sbpbrtl pdh
pdhd
d cgooy umtu`
umtu` kgtbc,
kgtbc, dpdrtbeb
dpdrtbebm,
m, pbr`dmtg
pbr`dmtgrdm
rdm hcc

ZBMFBCGEZG@DM CLAX ZDHD

D_BD EDYR@/
EDYR@/BMX_DMI
BMX_DMIB
B
 

%$%'"( /$:' 4"/"-*',)?

 Xkb agr
agreb
ebrr wg
wgrch
rch trd
trdhb
hb ibm
ibmtb
tbrr s tw
twlm
lm
tgwb
tgwbrs
rs,, us
usbh
bh s`
s`yc
ycgo
gool
olbs
bs,, cgid
cgidtb
tbhh gm
tkb
tkb 88
88tk
tk dmh 6;
6;tk
tk acgg
acggrs
rs ga b
bdi
dik k tg
tgwb
wbr 
r 

BCBIX_LI/_
BCBIX_LI/_GZBH
GZBH CLAX
Zdhd bcbvdtgr lml egtgr clat
Zdhd
hlfbrd``dm
hlfbrd``dm umtu` mdl` hdm
turum gcbk tbmdfd tdrl`
clstrl` – Xrditlgm
rditlgm Ytbbc― 
 

BCBIX_LI
BCBIX_ LI/_G
/_GZBH
ZBH CLA
CLAX
X
Egtgr clat pdhd rudmf ebslm clat (X
(Xrd
rditlgm
itlgm stbbc )
 

ZLMXR

CLAX

! Zlmtu clat kdrus tdkdm dpl, ttbroudt

broudt hdrl odnd hbmfdm
 `btbodcdm sb`ltdr 9
9:
: ee
! Xlpb ou`ddm
ou`ddm kgrlzgmt
kgrlzgmtdc
dc hdm vbrtl`dc0
vbrtl`dc0 `lrl-`dm
`lrl-`dmdm
dm hdm dtd
dtds-
s- odwdk
odwdk
(tbrfdmtumf `boutuk
`boutukdm
dm hdm spbslal`dsl hdrl pdorl`)
 

!
Zlmtu
Zlmtu Bc
Bcb
bvd
vdtg
tgr r 
Rmtu` `bdedmdm
`bdedmdm ed`d plmtu bcbvdtgr hledsd `lml
ebmffumd`dm plmtu-plmtu
plmtu-plmtu gtgedtl` bcb`trls yydmf
dmf

slm`rgm
ed`d hbmfdm
sbidrd cbvbclmf
gtgedtls
gtgedtls igmtrgc 
plmtu d`dm. Hbmfdm
tbrou`dhbel`ldm
pbmuk
pdhd sddt obrkbmtl
obrkbmtl hltldp cdmtdl, `bibpdtdm plm
plmtu
tu
ebeou`d hdm ebmutup
ebmutup tbrf
tbrfdmtumf
dmtumf pdhd tlpb plmtu
hdm cbodr ou`ddm plmtu. Mdeum dpdpum tlpb

plmtumyd
ebmffumd`dm
ebmffumd` sbeudmyd hlsydr
hlsydrdt`dm
dm hdyd fbrd` dt`dm kdmyd 6o
ed`sleue ogcbk
gcbk
at.cos (<,2
 ngucb )P4U.
P4U.
! P4U 4 at. co 5 4,912 ngucb
 

_RDM
_RDMF
F EBYL
EBYLM
M CLA
CLAX
X

! Yudrd ebslm clat ebmleouc`dm `bolslmfdm, gcbk

`dr
`drbm
bmdd lt
ltu
u hlpb
hlpbrc
rcu`
u`dm
dm lm
lmsu
sucd cdsl
sl hdm
hdm pbmy
pbmybr
brdp
dpdm
dm ydm
ydmf
od
odl`
l` pd
pdhd
hd rudm
rudmff ebslm
ebslm cla
clatt

! Rmtu` `boutukdm pbrdwdtdm hdm lmspb`sl,

hlpbrcu`dm pbmidkdyddm
pbmidkdyddm ydmf
ydmf iu`up hdcde rudmf
ebslm
ebs lm cla
clatt

! @lpds dmflm hlfumd`dm umtu` ebeoudmf suku pdmds

sbodfdl d`lodt prgsbs
prgsbs eb`dm
eb`dml`dc
l`dc hdm bcb`trl`dc
hdcde rudmf
rudmf ebslm clat
 ! _udmf ebslm clat kdrus
kdrus tbr`umil
tbr`umil

CLAX (Zlt
CLAX (Zlt))
! Xbrcbtd` pd
pdhd odf
odfld
ldm
m pd
pdclm
clmf odwdk hdrl
hdrl clat
lat
hbmfdm hlsg`gmf gcbk pbmydmffd (ouaabrs )

! Rmtu` clat hbmfdm

hbmfdm `bibpdtdm
`bibpdtdm cdeodt
ebmffumd`dm pbmydmf
pbmydmffd
fd `brlmf
! Rmtu` clat hbmfdm `bibpdtdm tlmffl
hlpbrcu`dm pbmydmffd ydmf hlcdplsl
hbmfdm elmyd` (glc
(glc cgdhbh
cgdhbh ouaabr
ouaabrs 
s )
! @bhd
@b hdcd
cded
edmm cuod
cuodmf
mf ( plt 
 plt ) Clat obrvdrldsl, ydltu
4,8 e ’ ?,; e tbrfdmtumf spbslal`dsl clat
 

GOYB_QD
GOYB_QDXLGM / ZDMG_DELI / YIBMLI CLAX
! Hlmhlmf `gtd` clat obrsladt trdmspdrdm
trdmspdrdm (hdrl
(hdrl edtbrldc `did), sbklmffd pbmffumd
hdpdt ebml`edtl sudsdmd lm l mtbrlgr odmfumdm `btl`d sbhdmf
ebm
eb mdl
dl`l
`l cl
clat
at
! Reuemyd
Reuemyd hlfumd`dm
hlfumd`dm pdhd dtrlue
dtrlue edcc
 

Zdmgr
dmgrdel
delii Clat Hbs
Hbslf
lfm
m
 

Zdmgrd
dmgrdeli
eli Clat Dpclid
Dpclidtlg
tlgm
m
 

ZDXB_MG
XB_MGYXB_
YXB_ CLAX

! Zdtbrmgstbr Clat dhdcdk tlpb clat ydmf

hlrbmidmd`dm umtu` ? grdmf pbmffumd,
obrfbrd` sbidrd
sbidrd pbrcdkdm hdm tlhd` obrkbmtl
! @bibpdtdm tlhd` cbolk hdrl :,8 e/s umtu`
dcdsdm
dcdsdm `bdedmdm
`bdedmdm..

!
Xlhd` igig` umtu` odmfumdm ueue
! Odmyd` hlfumd`dm pdhd
pdhd odmfumdm
`dmtgr prlodhl ( prlvdtb 
 prlvdtb )
 

+*'")#,%
'")#,%'")
'") /$:'
 

%'*$
%'*$)
) /$:
/$:'
'

! Ytdlr Clat dhdcdk Clat tdmffd ydmf hlhbsdlm umtu` grdmf

ydmf cbedk/ tud hdm sd`lt umtu` egolclsdsl `b cdmtdl
dt
dtds
ds.. Ybrlm
Ybrlmff hln
hlnuep
uepdldl pdhd
pdhd ruedk
ruedk tlmff
tlmffdc
dc hdm
hdm ruedk
ruedk
sd`lt.
! Hbsdlm sbhbrkdmd
sbhbrkdmd hdm ebmffumd`dm
ebmffumd`dm `ursl
! @ursl obrfbrd` pdhd rbc ydmf hlcb`dt`dm pdhd tdmffd
hbmf
hb mfdmdm `bibp
bibpdtdtd
dm :,
:,42
42 e/s,
e/s, pgwbr ?9:Q
?9:Q DI
! _bc tbrou
tbroudt dt hdrl
hdrl odnd
 

%'*$
%'*$)
) /$:
/$:'
'
 

'$+" /$:' /*$

/*$##9
##9*
*

! Arblfk
Arblfktt Clat
Clat
Arblfkt dhdcdk bcbvdtgr
bcbvdtgr ydmf hl hbsdlm umtu` trdmspgrtdsl
trdmspgrtdsl odrdmf
! Idrr Clat
Id Clat
Idr clat
clat dhdcdk
dhdcdk bcbvd
bcbvdtgr
tgr ydmf
ydmf hlhbsdlm
hlhbsdlm umtu`
umtu` ebmfdm
ebmfdmf`d
f`dtt egolc
egolc (oldsd
(oldsd umtu`
umtu` pdr`lr)
pdr`lr)
 

'$+" /$:' /*$

/*$##9
##9*
*

! Zcdtagre Clat
Zcdtagre Clat dhdcdk bcbvdtgr ydmf hlhbsdlm umtu` grdmf
ididt
 

82(16*$'")

Clat ydmfrbcdtla
odrdmf obraumfsl
obraumfsl
`bilcumtu`
`bilc ebelmhdk`dm
eb
hdm rlm elmhdk`dm
rlmfdm
fdm odrdmf-
dmtdrcdmtdl.
dmtdrcdmtdl.
Oldsd hlnuepdl hl kgtbc, rbstgrdm obrcdmtdl odmyd`,
pusdt pbrobcdmnddm,
pbrobcdmnddm, ruedk sd`lt
_b`gebmhdsl
_b`gebmhdsl R`urdm Hueowdltbr 
Hueowdltbr 
 

"%;*/*',)

" Nbmls Bsidcdtg

Bsidcdtgr>
r>
" Ndcur Xumffdc (4 grdmf obrhlrl) " cb
cbod
odrr 1:
1: ’ ;4 ie
" Ndcur Fdmhd (? grdmf obrhlrl obrsdeddm) " cbod
cbodrr 4::-4?:
4::-4?: ie
" @belrlmfdm
@belrlmfdm ed`sleue
ed`sleue 92
92 hbrdndt
" @btlmffldm
@btlmffldm ed`sleue
ed`sleue ?: e

Nbmls Bs
Bsidcdtgr @bibpdtdm Nuecdk Zb
Zbmuepdmf
Xumffdc :,82 e/s 46: grdmf
 Xumffdc :,1: e/s ??2 grdmf

Fdmhd :,82 e/s 98: grdmf

Fdmhd :,1: e/s 82: grdmf
Hdyd Dmf`ut
Dmf`ut hdcde Vd`tu
Vd`tu 2 Ebmlt
 

Dhdc
Dhdcdk
dk td
tdmf
mffd
fd ob
obrn
rndc
dcdm
dm
 ydmf tbrhl
tbrhlrl
rl hdrl p
plnd`dm-
lnd`dm-
Bs`dcdtgr  plnd`dm ydmf hlpdsdmf pdhd
sdou` ydmf obputdr sbidrd
tbrrus eb
tb ebmb
mbrurus.
s.
• Hlfumd`dm umtu` ndrd` ydmf pbmhb`
• Hlfumd`dm ebelmhdk`dm sbnuecdk
grdmf hdcde nuecdk obsdr hdm tlhd`
dhd
dhd lmt
lmtbrv
brvdc wd`
d`ttu tu
tumf
mffu
fu
• Zbed`dldmmyd tbrutded hl hdbrdk
 pusd
pusdtt pbro
pbrobc
bcdm
dmnd
nddm
dm,, odmhdrd
odmhdrd,, slstbe
trdmslt, pusdt `gmvbmsl, kgtbc hdm
ad
adsl
slcl
cltd
tds
s ueue
ueue cdlm
cdlmmy
myd
d

Bs`dcdtgr 
! Bs`dcdtg
Bs`dcdtgrr hlfbrd
hlfbrd``d
``dm
m gcbk egtgr clstrl`
clstrl` ydm
ydmf
f obrp
obrputdr
utdr

 ysbidrd
obtbtdp
dmf obrfbr hdm
rfbrd`
d` hlcbmf`dpl
sded hbmfdm
ibpdtmyd
ibpdtmyd pbfdmfdm
hbmfdm tdmfdm
`bibpdtdm
`bibpdtdm
obrfbrd`my
obrfbr d`mydd dmd` tdmffd/rdep.
tdmffd/rdep.
! @bibpdtdm ydmf olsd hlfumd`dm dhdcdk dmtdrd :,82- :,1:

ebtbr/hbtl`,
ebtbr/hbtl`
bs`dcdtgr , tbtdpl
hdpdt hbmfdm hl
hlpbribpdt rdmidmfdm
rdmidmfdm `kusus, `bibpdtdm
dtds 6: ebtbr/hbtl`
ebtbr/hbtl`.
.
! Ytdmhdrh @belrlmfdm 9:g. @belrlmfdm elmledc 4:g hdm
@belrlmfdm
g
 `belrlmfdm ed`sledc 92 , hbmfdm `btlmffldm

ed`sledc ?: eb
ebtb
tbrr.

Bs`dcdtgr 
Ndcur
Ndcur Xumf
umffdc
fdc

! bs`dcdtgr umtu` sdtu grdmf obrhlrl,

hbmfdm cbodr 1: ie ’ ;4 ie
! hbmfdm `bibpdtdm :,82 e/hbt
`bedepudm hdyd dmf`ut 46: grdmf,

sbhdmf`dm
e/hbt olsd hbmfdm
e/hbt `bibpdtdm
ebmidpdl
ebmi dpdl ??2 gr :,1:
grdmf
dmf
! Rmtu`
Rmtu` odmfumdm
odmfumdm pbr`dm
pbr`dmtgr
tgrdm
dm hdm pusdt
pusdt
 pbrobcdmnddm hbmfdm
hbmfdm cuds cdmtdl 4:.:::
ebtbr
ebtbr pbrsb
pbrsbfl
fl

Bs`dcdtgr 
Ndcur
dcur Hg
Hguo
uocb
cb
! bs`dcdtgr umtu` u
bs`dcdtgr umtu`
mtu` hud grdmf
grdmf
obrhlrl obrsded hdcde sdtu dmd`
tdmffd, hbmfdm cbodr  4::
4:: ie ’ 4?
4?:
:
ie
! Hdyd dmf`ut > umtu` `bibpdtdm :,82
e/hbt dhdcdk 98: grdmf,
sbhdmf`dm hbmfdm `bibpdtdm :,1:
e/hbtt olsd ebmi
e/hb ebmidpdl
dpdl 82: grdmf
 ! umtu` odmfumdm pbr`dmtgrdm hdm
pusdt pbrobcdmnddm hbmfdm cuds
cdmtdl
cdmtdl ?:.:::
?:.::: ebtbr pbrs
pbrsbfl
bfl

Xdtd Cbtd`
Cbtd` Bs`
Bs`dcd
dcdtgr 
tgr 
4. Obrsl
brslcd
cdmf
mfd
dm

?. Ybndndr drus
obrputdr 

9. Ybnd
bndnd
ndrr dr
drus
 ebmbrus

 
 4. Irlss Irgss
 
 ?. Zdrdccbc
 

@gepgmbm Bs`dcdtgr 
Bs`dcdtgr ebepumydl
cbolk hdrl sbpucuk
`gepgmbm utded
sbpbrtl truss, egtgr
pbmffbrd`, slstbe

trdmselsl, tdmffd, trdi`

systbe, odcustrdhb,
hbi`lmf,
hbi`lmf, pbrdcdtdm
pbrdcdtdm
 pbmfdedm hdm slstbe
`bclstrl`dm

Xdtd Cbtd` Obrslcdmfdm

Obrslcdmfdm
 Xdtd Cbtd`
Cbtd` Ybndndr (Dcur Obrputdr)
Obrputdr) Xdtd Cbtd` Ybndndr (Dcur Ebmbrus)
Ebmbrus)

 
@boutukdm
@boutukdm _udmf
_udmf Bsidcdtgr
 
Yusumdm Bsidc
Bsidcdtgr
dtgr
 
@gepgmbm
@gepgmbm Bsid
Bsidcdtgr
cdtgr
 

Xrdvbcdtgr 
Hlsbou
Hlsboutt nu
nufd
fd >
Egvlmf Vdc`wdy
Vdc`wdy,, Egvlmf Ylhbwdc`, Egvlmf Zdvbebmt, Vdc`dcdtgr ,
dtdu Egvbdtgr .

Xrdvbcdtgr 
dhdcdk slstbe
slstbe trdmspgrtdsl
trdmspgrtdsl vbrtl`dc hlhdcde odmfumdm fbhumf
umtu` ebelmhdk`dm grdmf / odrdmf hdrl sdtu cdmtdl `b sdtu cdmtdl
 ydmf obrl`utmyd.
obrl`utmyd.
 Xrdvbcdtgr
rdvbcdtgr lml hlpdsdmf pdhd pgslsl ebmhdtdr (kgrlsgmtdc)
(kgrlsgmtd c) dtdupum
elrlmf (lmiclmbh 
(lmiclmbh ) hbmfdm
hbmfdm `belrlm
`belrlmfdm
fdm 4:g ’ ?:g .

Xrdvbcdtgr (lmiclmbh) hl Ytdslum Ebtrg Obdhry,

Xrdvbcdtgr (kgrlsgmtdc) hl
Egmtrbdc
Odmhdrd Lmtbrmdslgmdc
Lmtbrmdslgmdc Zgrt
Igcueous
 Xrdvb
rdvbcdtgr
cdtgr (kgrlsgmtdc)
(kgrlsgmtdc) hl Ytdslum Ebtrg Olbmvbmub
Olbmvbmub
Zdrls
Zdr ls obr`
obr`bibp
bibpdtdm
dtdm < `e/nd
`e/nde
e
 

Xrdvbcdtgr 
! @bfumddm hdrl dcdt trdm
trdmspgrtdsl
spgrtdsl lml dhdcdk obraumfsl
umtu` ebeodwd odrdmf-odrdmf odwddm ydmf
hlcbtd``dm hl hdcde `brbtd hgrgmf (trgccby) mdl` dtdu
turum
turu m hdrl
hdrl cdmtdl
cdmtdl sdtu `b cdmtdl
cdmtdl cdlm.
! Oldsdmyd tbrhdpdt hl supbredr`bt,
supbredr`bt , edc, stdslum `brbtd
b`sprbss,, hcc. Hdm olcd
b`sprbss olcd hlpdsdmf
hlpdsdmf sbidrd
sbidrd ebmhdtdr pdhd
sdtu cdmtdl,
cdmtdl, obraumfsl umtu` ebrlmfdm`dm obodm hdrl
grdmf ydmf obrndcdm
obrndc dm hbmfdm ebeodwd odrdmf hdm
ebmbepuk
ebmbep uk ndrd`
ndrd` ydmf rbcdtla
rbcdtla nduk.
 

')*-"/*',)

" @belrlmfdm
@belrlmfdm ed`sleue
ed`sleue 42
42 hbrdndt
" @bibpd
@bibpdtdm
tdm dmtdrd
dmtdrd :.1 ’ 4.99 e/s
" Cbolk cdmhdl
cdmhdl 2:% hdrl
hdrl bsidcdtgr 
" Cuds rudmf
rudmf pbedsdmfd
pbedsdmfdm
m cbolk obsdr 
" Hdpdt hlfumd`dm  trgccby
" Nl`d obrkbmtl obbrfbrd
obbrfbrd`,
`, fdmffudm
fdmffudm pdhd drus pbrfbrd`dm grdmf tlhd` obrfltu
obrfltu obsdr 
" Cbolk igig` umtu`
umtu` pbmydmhdmf
pbmydmhdmf tumdhd`sd
tumdhd`sd
" _dmf`d stru`tur
stru`tur pbmgpdmf
pbmgpdmf cbolk obsdr 
 

'*#<<* ."1*.*)*#

Zbrsydrdtdm Reue Xdmffd @bod`drdm hdm Zlmtu

Zbrsydrdtdm Zlmtu @bcudr>
" Hlmhlmfmyd kdrus
kdrus hdpdt ebmdkdm
ebmdkdm dpl elmledc sbcded
sbcded ? nde
" Zlmtu hdrurdt kdrus
kdrus hdpdt ebmdkdm
ebmdkdm dpl elmledc
elmledc sbcded 4,2 nde
" Zlmtu tdmffd `bod`drdm kdmyd tbrou`d `b drdk hdcde tdmffd, `biudcl plmtu hl cdmtdl

hdsdr kdrus
kdrus tbrou`d `b
`b drdk cudr.
" Nl`d odmfumdm
odmfumdm ebelcl`l odsbebm,
odsbebm, ed`d tdmffd turum hdrl
hdrl cdmtdl 4 hdm tdmffd mdl` hdrl
odsbebm kdrus
kdrus hlsb`dt dfdr
dfdr grdmf tlhd`
tlhd` tbrsbsdt.
tbrsbsdt.
 
 Xlpl`dc Xdmffd @bod`drdm
 
 Xlpl`dc Xdmffd @bod`drdm
@bod`drdm hl CCdmtdl
dmtdl Hdsdr

Ndrd` Dmtdr Zlmtu

Zlmtu @bcudr
 
 ^gmd Cdydmdm
Cdydmdm Clat hdm Adsdhb Odmfumdm Zgtgmfdm
Zgtgmfdm _udmf Ybwd Odmfumdm
Odmfumdm @dmtgr
 

%>*:' 8*# !*/2)

2'$/$'*%

!
Nuecdk `bsbcurukdm
`bsbcurukdm cuds lmtl odmfumdm
odmfumdm tlhd` 
ebcbolkl ?:% cuds tlpl`dc odmfumdm.
odmfumdm.
! 8% cuds tlpl`dc hlfumd`dm umtu` cuodmf
utlcltds (slstbe EBB) ydmf ueuemyd hlodfl
dtdss ? zgmd hlstrlousl
dtd hlstrlousl..
 

Nbml
mls
s Nbm
bmlls
Xrdms
rdmspgrtdsl
pgrtdsl Qbrtl`dc
Xrdmsp
rdmspgrt
grtdsl
dsl Qbrtl`d
brtl`dcc dhdcdk
dhdcdk
Eghd trdmspgrtdsl hlfumd`dm umtu` ebmfdmf`ut

sbsu
sbsudt
Nbmlsdtu
Nbmls Xurdmsp
rdobmh
obmhd
d hd
mspgrthdrl
dslrlQodwd
grtdsl odwdk
brtl` k >`b dtds
brtl`dc
dc dtds dtdu
dtdupu
pum
m sbod
sbodcl
cl`m
`myd
yd
4. Bs`dcdtgr 
?. Xrdvbcdtgr 

9
8.. B
Hcube
vdotg
wrd(lR
tbYr ) / Clat (R@)
 

_udmf Ebslm Clat