Case

Case
1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document
95-2
67-7Filed
Filed
05/27/16
08/24/15Page
Page
164
1 of 191
2

EXHIBIT 7
Case
Case
1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document
95-2
67-7Filed
Filed
05/27/16
08/24/15Page
Page
165
2 of 191
2
Case
Case
1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document
95-2
67-8Filed
Filed
05/27/16
08/24/15Page
Page
166
1 of 191
6

EXHIBIT 8
Case
Case
1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document
95-2
67-8Filed
Filed
05/27/16
08/24/15Page
Page
167
2 of 191
6
Case
Case
1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document
95-2
67-8Filed
Filed
05/27/16
08/24/15Page
Page
168
3 of 191
6
Case
Case
1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document
95-2
67-8Filed
Filed
05/27/16
08/24/15Page
Page
169
4 of 191
6
Case
Case
1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document
95-2
67-8Filed
Filed
05/27/16
08/24/15Page
Page
170
5 of 191
6
Case
Case
1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document
95-2
67-8Filed
Filed
05/27/16
08/24/15Page
Page
171
6 of 191
6
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-9Filed
Filed
05/27/16
08/24/15Page
Page172
1 of
of10
191

EXHIBIT 9
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-9Filed
Filed
05/27/16
08/24/15Page
Page173
2 of
of10
191
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-9Filed
Filed
05/27/16
08/24/15Page
Page174
3 of
of10
191
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-9Filed
Filed
05/27/16
08/24/15Page
Page175
4 of
of10
191
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-9Filed
Filed
05/27/16
08/24/15Page
Page176
5 of
of10
191
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-9Filed
Filed
05/27/16
08/24/15Page
Page177
6 of
of10
191
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-9Filed
Filed
05/27/16
08/24/15Page
Page178
7 of
of10
191
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-9Filed
Filed
05/27/16
08/24/15Page
Page179
8 of
of10
191
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-9Filed
Filed
05/27/16
08/24/15Page
Page180
9 of
of10
191
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCF Document
Document95-2
67-9 Filed
Filed05/27/16
08/24/15 Page
Page181
10 of 191
10
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-10
Filed
Filed
05/27/16
08/24/15
Page
Page
1821of
of191
5

EXHIBIT 10
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-10
Filed
Filed
05/27/16
08/24/15
Page
Page
1832of
of191
5

September 13, 2012 WE ARE CANCELLING

THE REMAINING AMOUNT
OWED TO CHASE!
Teresa M Hancock
204 New Haven Ave Unit 8E
Derby, CT 06418-2150
Property Address: 204 New Haven Avenue 8E
Derby, CT 06418

Dear Teresa M Hancock:

We are writing to let you know that we are cancelling the amount owed to Chase on the loan referenced
below, totaling $28,209.15, as a result of a recent mortgage servicing settlement reached with the
states and federal government.

This means nothing more is owed on the loan and the debt will be cancelled. Nothing needs
to be signed or returned for this to happen.

As part of cancelling the amount owed, we will:

• Report the cancellation of the debt to the Internal Revenue Service.

If you have questions about how this affects your taxes, please contact your tax advisor.
• Report the cancellation of the debt to various credit bureau reporting agencies.
We do not know what, if any, effect this will have on your credit score.
• Release the lien held by Chase and forward the release to your county records office
for processing. Depending on your county’s procedures, this may take several months.
• No longer pay property taxes or insurance on the property if this was part of the mortgage.
The escrow account as well as any optional insurance product will close.
• Refund any remaining escrow balances on the account to you.
• No longer be responsible for securing the property and/or providing maintenance required
by the city if the property is vacant.

All you need to do:

• Contact your insurance company and/or taxing authority to make arrangements for paying any
remaining or new amounts due.
• Pay any taxes and/or insurance premiums associated with the property.
• Provide your address to your homeowners’ insurance agent, as well as your taxing authority, so
they will forward future bills and correspondence directly to your address.

If you have any questions, call us at 877-836-3040.

Sincerely,
Your account number:
100900427011269656

Patrick Boyle
Vice President
Please see important disclosures on the next page.

263549 DOJREC BK 1389

Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-10
Filed
Filed
05/27/16
08/24/15
Page
Page
1843of
of191
5

Keep this letter with your other mortgage documents for your records.

If you are represented by an attorney, please refer this letter to your attorney and provide us with the attorney’s
name, address and telephone number.

To the extent your original obligation was discharged, or is subject to an automatic stay of bankruptcy under
Title 11 of the United States Code, this notice is for compliance and/or informational purposes only and does
not constitute an attempt to collect a debt or to impose personal liability for such obligation.

2012 JPMorgan Chase & Co. JPMorgan Chase Bank, N.A. 17131 DOJ REC RR738 BK
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-10
Filed
Filed
05/27/16
08/24/15
Page
Page
1854of
of191
5

FREQUENTLY ASKED QUESTIONS

Q: Why are you cancelling the amount owed to Chase?
A: Chase and four other mortgage servicers have agreed to a mortgage servicing settlement with the
states and federal government. As part of the settlement, we are waiving the mortgage balance.
For more information, visit nationalmortgagesettlement.com.

Q: What are the benefits of cancelling the amount owed?

A: Nothing more is owed on the account.

Q: What are the effects of cancelling the amount owed?

A: The cancellation of the debt will be reported to the credit bureaus, but we do not know the impact,
if any, this will have on your credit score. Cancelling the amount owed on the account may also
have tax implications. Please consult with your tax advisor to discuss those possible implications.

Q: Will Chase release the lien on the property?

A: Yes. We will release the lien held by Chase and forward the release to your county records office
for processing. Depending on your county’s procedures, this may take several months.

Q: Do I need to sign and return anything to accept this offer?

A: No action is needed on your part. Keep this letter with your other mortgage documents for
your records.

Q: What if I do not want the mortgage balance cancelled?

A: There are no closing costs or fees for this change. It is part of the mortgage servicing settlement
with the states and federal government. However, if you don’t want the debt cancelled, you must
call us at the telephone number listed on the front of the letter by October 1, 2012.

17131 DOJ REC RR738 FAQ

263549 DOCREC FAQ 1389

Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-10
Filed
Filed
05/27/16
08/24/15
Page
Page
1865of
of191
5
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-11
Filed
Filed
05/27/16
08/24/15
Page
Page
1871of
of191
3

EXHIBIT 11
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-11
Filed
Filed
05/27/16
08/24/15
Page
Page
1882of
of191
3
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-11
Filed
Filed
05/27/16
08/24/15
Page
Page
1893of
of191
3
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-12
Filed
Filed
05/27/16
08/24/15
Page
Page
1901of
of191
2

EXHIBIT 12
Case
Case1:15-cv-00293-LTS-JCF
1:15-cv-00293-LTS-JCFDocument
Document95-2
67-12
Filed
Filed
05/27/16
08/24/15
Page
Page
1912of
of191
2
Case 1:15-cv-00293-LTS-JCF Document 95-3 Filed 05/27/16 Page 1 of 3

EXHIBIT C
 Case 1:15-cv-00293-LTS-JCF Document 95-3 Filed 05/27/16 Page 2 of 3

Larry Schneider

Subject: FW: Payments (MRS SALE)

Importance: High

From: Launi L Solomon [mailto:launi.l.solomon@chase.com]

Sent: Friday, December 18, 2009 1:55 PM
To: Angelique Reynoso
Cc: Larry Schneider
Subject: Payments (MRS SALE)

I have pulled a report of the pmts due to you since the Feb sale.

There are issues due to dupe acct # project or something Larry Sandra says you know about? So some
of these accts your groups cant find under certain acct #'s because we changed theM???

Anyway, Im going thru to see what is valid and what is not - I will send updates as I know.

For your benefit, Im going thru the largest pmts first to get them going.

Here is your first one I just ordered

ACCOUNT NUMBER . 19044379

MORRISON,BRANDEN T

$20,000 pmt on 5/26/09, this was a settlment negotiated - so please close after you post this money as
a SIF.

Please let me know if you find this acct, it may be one of the ones you cant locate, but it is yours.

Loss Recovery Support Supervisor

Chase Home Finance
480-902-6950
602-914-7348

This transmission may contain information that is privileged, confidential, legally privileged, and/or exempt
from disclosure under applicable law. If you are not the intended recipient, you are hereby notified that any
1
 Case 1:15-cv-00293-LTS-JCF Document 95-3 Filed 05/27/16 Page 3 of 3
disclosure, copying, distribution, or use of the information contained herein (including any reliance thereon) is
STRICTLY PROHIBITED. Although this transmission and any attachments are believed to be free of any virus
or other defect that might affect any computer system into which it is received and opened, it is the
responsibility of the recipient to ensure that it is virus free and no responsibility is accepted by JPMorgan Chase
& Co., its subsidiaries and affiliates, as applicable, for any loss or damage arising in any way from its use. If
you received this transmission in error, please immediately contact the sender and destroy the material in its
entirety, whether in electronic or hard copy format. Thank you.

2
Case 1:15-cv-00293-LTS-JCF Document 95-4 Filed 05/27/16 Page 1 of 9

EXHIBIT D
Case 1:15-cv-00293-LTS-JCF Document 95-4 Filed 05/27/16 Page 2 of 9
Case 1:15-cv-00293-LTS-JCF Document 95-4 Filed 05/27/16 Page 3 of 9
Case 1:15-cv-00293-LTS-JCF Document 95-4 Filed 05/27/16 Page 4 of 9
Case 1:15-cv-00293-LTS-JCF Document 95-4 Filed 05/27/16 Page 5 of 9
Case 1:15-cv-00293-LTS-JCF Document 95-4 Filed 05/27/16 Page 6 of 9
Case 1:15-cv-00293-LTS-JCF Document 95-4 Filed 05/27/16 Page 7 of 9
Case 1:15-cv-00293-LTS-JCF Document 95-4 Filed 05/27/16 Page 8 of 9