“A STUDY ON ROLE OF MONEY MARKET IN

THE FINANCIAL SECTOR”

A PROJECT SUBMITTED TO

UNIVERSITY OF MUMBAI FOR PARTIAL COMPLETION OF THE DEGREE

OF

BACHELOR IN COMMERCE (ACCOUTING AND FINANCE)

UNDER THE FACULTY OF COMMERCE

BY
SAMUEL DILIP CEREJO

Under the Guidance of

PROF. VIKRAM TRIVEDI

ST. GONSALO GARCIA COLLEGE

OF
ARTS AND COMMERCE
VASAI (W), PALGHAR-401201
MARCH- 2021-2022
 DECLARATION

I the undersigned MR. SAMUEL DILIP CEREJO here by, declare that the work
embodied in this project work titled “A STUDY ON ROLE OF MONEY
MARKET IN THE FINANCIAL SECTOR”, forms my own contribution to the
research work carried out under the guidance of PROF. VIKRAM TRIVEDI is a
result of my own research work and has not been previously submitted to any other
University for any other Degree or Diploma to this or any other University.
Wherever reference has been made to previous works of others, it has been clearly
indicated as such and included in the reference.
I, here by further declare that all information of this document has been obtained
and presented in accordance with academic rules and ethical conduct.

____________________________
SIGNATURE OF THE STUDENT
SAMUEL DILIP CEREJO

____________________________
CERTIFIED BY
PROF. VIKRAM TRIVEDI

ST. GONSALO GARCIA COLLEGE OF ARTS AND COMMERCE

VASAI (W), PALGHAR-401201
 CERTIFICATE

This is to certify that MR.SAMUEL DILIP CEREJO has worked and duly
completed his project work for the degree of BACHELOR IN COMMERCE
(ACCOUNTING & FINANCE) under the faculty commerce in the subject of
ACCOUNTING & FINANCE and his project is entitled.
“A STUDY ON ROLE OF MONEY MARKET IN THE FINANCIAL
SECTOR” under my guidance.
I further certify that the entire work has been done by the learner under my
guidance and that no part of it has been submitted previously for any degree or
Diploma of any University.
It is his own work and the facts reported by his personal findings and investigation.

_____________________________ ___________________________________

PRINCIPAL CO-ORDINATOR
(DR. SOMNATH VIBHUTE) (PROF. MRS. RUBINA D’MELLO)

_________________________ ______________________________
PROJECT GUIDE SIGNATURE OF THE
(PROF. VIKRAM TRIVEDI) EXTERNAL EXAMINER

Date of Submission:
 ACKNOWLEDGMENT

To list who all have helped me is difficult because they are so numerous and the depth is
so enormous. I would like to acknowledge the following as being idealistic channels and
fresh dimensions in the completion of this project.

I take this opportunity to thank the UNIVERSITY OF MUMBAI for giving me chance to
do this project.

I would like to thank my PRINCIPAL, DR SOMNATH VIBHUTE for providing the

necessary facilities required for completion of this project.

I take this opportunity to thank our COORDINATOR, PROF. RUBINA D’MELLO for
her moral support and guidance.

I would also like to express my sincere gratitude towards my project guide PROF.
VIKRAM TRIVEDI whose guidance and care made the project successful.

I would like to thank my COLLEGE LIBRARY, for having provided various reference
books and magazines related to my project.

Lastly, I would like to thank each and every person who directly or indirectly helped me in
the completion of the project especially MY PARENTS AND PEERS who supported me
throughout my project.
 EXECUTIVE SUMMARY

A well regulated financial sector is essential in globalize economy. Financial innovation

has contributed in the economic development. A financial institution is an institution that
provides financial services for its clients or members. Probably the most important
financial service provided by financial institutions is acting as financial intermediaries.
Most financial institutions are highly regulated by government.

The definition of money for money market purposes is not confined to bank notes but
includes a range of assets that can be turned into cash at short notice, such as short-term
government securities, bills of exchange, and bankers’ acceptances This paper analyses the
real effects of financial markets subsequent to financial liberalization in an economy with
risk averse savers and learning by lending. Transition from full financial repression to full
financial liberalization might initially slow down the growth process or even induce a
recession, whenever the initial level of valuable investments known by the financial
intuitions is sufficiently scanty. However, lending activity leads to accumulation of
information (learning by lending) regarding valuable investments. The purpose of this
paper is to advocate and encourage financial markets in the overall development of the
economy.
 INDEX:

SR. CONTENTS PG.

NO. NO.
1. INTRODUCTION 1
1.1 Meaning
1.2
1.3
2.

3.

4.

5.

6.
A STUDY ON ROLE OF MONEY MARKET IN THE FINANCIAL SECTOR

CHAPTER 1: INTRODUCTION

TYBAF 1 ST, GONSALO GARCIA COLLEGE

A STUDY ON ROLE OF MONEY MARKET IN THE FINANCIAL SECTOR

TYBAF 2 ST, GONSALO GARCIA COLLEGE