Hussnain Ahmad

US CITIZEN

Ventnor City, NJ 08406 | ahmad.hussnain936@gmail.com

PROFESSIONAL SUMMARY:

● 9+ years of diverse and extensive experience as Business Data Analyst in the Investment Management,
Brokerage, Risk and Regulatory Domain in the Financial Services and Capital Markets.
● Extensive knowledge of informal benchmarking, root cause analysis, problem analysis, and technology
analysis, and possess expertise in project planning, project design, requirements gathering, documenting
business process workflows, and creating functional specifications and UML diagrams.
● Have demonstrated experience of both the Capital Markets and used it effectively to help drive various projects
from the perspective of Credit Risk, Regulatory compliance risk management (Dodd Frank, Basel II and
III, EMIR, AML, OCC, OFAC) as well as ITIL.
● Experienced in Investment Management, Equities Trading, FX Trading, Fixed-Income Securities,
Derivatives with sound knowledge of financial concepts like Portfolio Management, Asset Management,
Financial Statement Analysis.
● Experience with various Trading Systems, The Financial Information eXchange (FIX) Protocols, Corporate
Bonds.
● Experience worked-on mortgage processing, third party mortgage lending and escrow payments.
● In depth knowledge in Software Development Methodologies like Waterfall, Agile-Scrum, and RUP.
● Specific expertise in eliciting and validating requirements, creating workflow diagrams and process
definition.
● Developed Use Cases and User Stories and maintained documentation regarding requirements.
● Experience helping define and drive application standards and best practices across the Appian /BPM
platform.
● Strong expertise in enabling BI Applications across ERP and CRM Analytics, and Financials Analytics.
● Experienced with Excel spreadsheet pivot tables, filters, VLOOKUP’s and macros for documentation and
reporting.
● Experience in Data Analysis, Data Visualization and Reporting in SAS, SQL, R, Python,
PowerPoint/Tableau.
● Experience in Data Mining, Data mapping and Data modeling, and used ETL tools like SSIS, Informatica,
etc.
● Experience in using SAS to read, write, import, and export to other data file formats, including
Spreadsheet, Microsoft Excel, and access tables.
● Experienced creating class diagrams and ER diagrams using SQL queries/filters.
● Experienced in execution of Data Conversion, Data Cleaning and Extractions, Data Governance, Data
Profiling, and standardization strategies and plans as several small tables are combined into one single data
repository system MDM (Master Data Management).
● Good experience in designing Wireframes,Prototypes using various tools, and application-related Reports
and Dashboards using Tableau and Power BI.
● Experienced in Data Migration, Data Integration and Metadata Management Services.
● Experienced in documenting requirements and preparing Business Requirements Document (BRD),
Functional Requirements Document (FRD), Requirement Traceability Matrix (RTM), Users Guides, etc.
● Experienced with process modeling techniques using UML, Use cases, data modeling, Entity Relationship
diagram, Data Flow Diagram and Activity flow diagrams.
● Hands-on- Experience on JIRA, an Agile project management tool.
● Fluent with ServiceNow Incident Management and Change Management (ITSM, Service Management and
ITIL)
● Extensive experience with MS Visio, MS Project and MS office tools Like MS-Word, PowerPoint, Excel, and
Access.
● Excellent analytics skills and a passion for data analytics.
● Ability to work in tight schedules and on different applications concurrently.
TECHNICAL SKILLS:

Methodologies & Tools: Business Objects, Cognos, Agile, Rational Unified Process (RUP), Rational RequisitePro,
Rational ClearQuest, UML, Use Cases, SDLC, MS Project, MS Visio, Rational Suite, Rose, RequisitePro, HP Quality
Center, MS Word, MS Excel, MS PowerPoint, MS Access
● Industry Knowledge: Detailed understanding of various securities – Securities Lending, Equity, Fixed
Income, Derivatives, Trade Processing, Payments and Transaction Processing
● Regulatory Knowledge:Dodd Frank, Basel II and III, EMIR, AML, OCC,Credit Risk, Market Risk, GAAP
● BI/ ETL Tools: Informatica, SQL Server Integration Services (SSIS), Data Stage
● Solutions/Platforms: Oracle Data Warehouse, SQL Server, Teradata, Amazon Cloud (AWS), MS Azure
● COTs Product: ServiceNow
● Bug Tracking/Reporting Tools: Test Director, Rational Clear Quest, HP Quality Center, Rally

Education Details : Bachelor in Business and Health Administration, 2012, Stockton University

PROFESSIONAL EXPERIENCE:

MidFirst Bank, Oklahoma City, OK May 2021 to Recent

Business Analyst
Project: AML, KYC
The project involved implementation of AML Software for comprehensive anti-money laundering monitoring
processes. To optimize AML processes for a risk-based approach to Charities and Non-Profit Organizations (NPOs)
consistent with the customer due diligence (CDD), KYC requirements contained in FinCEN’s CDD Final Rule. To
implement BSA/AML regulatory requirements, including CDD, identify fraud and money manipulations, enhance
compliance of programs for bank accounts held by Charity and NPO customers.
● SDLC Methodology Followed: Agile Scrum

Responsibilities:
● Conducted Discovery Sessions, Workshops, and Interviews with the SMEs, AML Officers, stakeholders to
gather requirements for complex business processes with focus on identification of suspicious patterns of
financial activities or transactions for filing of SARs or STRs.
● Performed Gap Analysis of customer due diligence checks and electronic verification, Automated Standard
operating workflow engine, Dissemination of AML policies and procedures.
● Conducted discovery sessions with SME’s, AML officers of the bank to access particular requirements and
used MS Visio to prepare visuals such as Process Flow, Data Flow, and Sequence diagrams to demonstrate how
the application addresses them efficiently and effectively.
● Prepared Data flow Diagrams to retrieve data from web services, microservices and APIs. of Data of
‘blacklists’ of high-risk customers from United State’s Specially Designated Nationals List, Sanction Lists to
identify blocked individuals and groups, Politically Exposed Persons and Groups (PEPGs).
● Created Data Mapping in MS Excel for source and target database, Coordinated with DBA to define ETL
strategy to Perform ETL operations by writing SQL queries for Data extraction in MS Excel and CSV format.
● Worked closely with the QA Team to identify the test cases that can be automated using tools such as JMeter,
LoadUi, IBM Rational Performance tester, and create POC test scripts.
● Prepared UAT Kick-off training material, Demo, Identified the UAT Testers such as SME’s, AML Officers,
Stakeholders, Users, Testers and communicated with them for participation, assisted the UAT testers during
execution.
● Participated in production support, analyzed the issue and comments in service ticket, performed root cause
analysis, and if application issue found then configured the application and performed the test or if coding issue
found then prepared tier3 service ticket for code correction.

Citigroup, Tampa FL Jan 2020 – April 2021

Senior Business Analyst/Data Analyst – Trade Compliance
Project: Open Trades Completeness Coverage
Involved in the project for Gap Analysis and Risk Weighting of the gaps for Open Trades Completeness Coverage
to ascertain that the Trade Fraud program is in receipt of all Open Trades across Citigroup ICG (Brokerage,
Treasury and Markets) globally and to report to Senior Management for Compliance purposes before year end.
Responsibilities:
● Periodically present to Senior Management with the help of Microsoft PowerPoint the progress of the Gap
Analysis, Risks facing the projects, timelines etc.
● Responsible for designing the Functional Specification Documents for the Global Trade Repository (GTR)
project acrossDodd-Frank-CFTC and ESMA-EMIRwith constantly changing business requirements in a high
pressure environment, and against tight regulatory deadlines.
● Consolidate all available documents necessary for an internally supported middleware called GMART, the
Global Capital Markets Data Mart, built in need to report OTC derivatives trade activity to Citi’s platform as a
part of the Dodd-Frank regulatory requirements.
● Use IBM Cognos to perform analysis on Trade Coverage across regions, businesses and Legal Entities stored
within the Operations Data Warehouse and verifying those against the General Ledger source.
● Worked on Capital Management and Reporting System (CMRS).
● Designed and developed the business process work flows according to business needs using Appian BPM tool.
● Worked with the team to write user stories and update BPDs in Appian BPM.
● Use HP Quality Center for defect tracking and resolution.
● Hold weekly status meetings with Senior Management and maintain Risks and Issues Log Metrics in MS
SharePoint.
● Formulated a questionnaire to ascertain the Confirmation and Affirmations process for Open Trades across
Asset classes such as Fixed income, Cash Equities, Commodities, FX, FX options and OTC Derivatives to help
identify Gaps that could be a risk factor towards fraudulent trading and distributed that to Trade Operations
group globally.
● Perform data analysis using advanced techniques in Microsoft Excel and SQL queries in the Data Warehouse to
aid in the understanding of the current exposure and inventory of current trade feeds.
● Extracted raw data from an Oracle database and used SAS/Access to read it and run statistical analysis using
SAS.
● Worked with data architects, data modelers, and ETL developers to create data mapping documents.
● Reviewed the data model and reporting requirements for Cognos Reports with the Data warehouse/ETL and
Reporting team.
● Worked on generating ad hoc reports, tables and graphs for presentations and data modeling using SAS Web
Report Studio.
● Use SharePoint to collaborate and maintain project related documentation.
● Use JIRA for various Project and Change Management objectives.

TD Bank, Cherry Hill, NJ April 2018 - Dec 2019

Senior Business Analyst
Project: Loan Mortgage
System
The Project is to develop a loan pre-qualification system to let prospective customers compare rates, make quotes,
and perform assessments before trying to apply for loans. The system would also allow customers to initiate the
application process of appropriate loans. The project followed Waterfall methodology.

Responsibilities:
● The project involved enhancement of the automated Mortgage loan origination process, from
origination/opening a mortgage application through funding/closing.
● Interviewed business area experts, interacted with SMEs to elicit business goals and define goal-level
requirements.
● collaborated with mortgage bankers, personal bankers, investment analysts and accountants and analyzed risks,
documented Risk Logs and created Requirement Traceability Matrix (RTM).
● Created system requirement specifications (SRS), Systems Design Specifications (SDS) and System
Information sheets.
● Participated in JAD Sessions to resolve open issues, changed requests so that the application met the business
requirements and deadlines.
● Involved in Test Plan preparation and actively participated in Integrated Systems Testing (IST), User
Acceptance Testing (UAT) phases.
● Reported the bugs to the Developers (Onshore and Offshore) and participated in the defect remediation process.
First National Bank, Pittsburgh, PA Feb 2017 - March
2018 Business Analyst
Project: AML
End-to-End Anti Money Laundering (AML) Reconciliation
Global End-to-End (E2E) Anti Money Laundry (AML) Transaction Reconciliation Program provides additional
confidence in the completeness of data being monitored for AML through the implementation of various controls.
The program automates, personalizes and extends the one-time efforts of Baseline Reconciliation into a regular
process. The program lays out governance and ongoing roles and responsibilities for business operations and
technology. My key responsibilities included to investigate and asses alerts for potential money laundering risks in
the Bank, to insure efficient identification and monitoring of suspicious activities and transactions and to ensure
timely, efficient reporting of suspicious transactions to AML Compliance Officer and the Financial Intelligence
Centre.

Responsibilities:
● Translated user requirements into technical specifications and mapping the process design workflows for SDLC
with documenting and managing business requirements using waterfall and Agile methodology.
● Working on Lifecycle, Create and follow up on JIRA tickets for the change requests received from various
business partners. Test them in prestige and test to validate and bring them to closure.
● Implemented Front End to a Fixed Income Derivatives Trading System, including trade blotter and interfaces to
risk management, accounting, and middle and back office.
● Primarily involved in the Mutual Fund trading activities of Domestic and International Equity, Fixed Income,
Money Market, and Cash Investment.
● Collected business requirements to set rules for proper data transfer from Data Source to Data Target in Data
Mapping.
● Documented Business Requirements Document, Technical Specifications Documents, and data mapping
documents.
● Expertise in quote and trade related-data associated with equity, fixed-income, financial derivatives, currency,
and other investment instruments. The term market data traditionally refers to numerical price data, reported
from trading venues, such as stock exchanges. The price data is attached to a ticker symbol and additional data
about the trade.
● Create and track defects in JIRA. Responsible for retesting the functionality after the issue is fixed by the
Development Team.
● Managed requirement activities using an iterative and incremental methodology such as Agile using User
stories and Acceptance Criteria.
● Identified high-level requirements for developing and documenting detailed business requirements using Test
Director
● Generated reports and statistics, correct human errors, and explain changes and adjustments within the
production system

First Citizens, Atlanta, GA Sep 2015 – Jan 2017

Business Analyst
First Citizens Bank is converting Cash management operations (CMO) system from legacy system to a web-based
application. Conversion involves transfer of accounts, logic and database. New platform facilitates customers to
access their various accounts from like accessing Personal & Checking accounts, Demand Deposit Accounts &
NOW Accounts checking balances, payment processing, loan payments and transfer of funds between the accounts
of its customers.

Responsibilities:
● Involved in business analysis and project management, coordinating between the team members, addressing
budget issues and creating test plans according to the business requirements.
● Translated user requirements into technical specifications and mapping the process design workflows for SDLC
with documenting and managing business requirements using waterfall and Agile methodology.
● Performed Requirements Decomposition to create functional specifications
● Acquired extensive knowledge of financial products, services & terms during day-to-day tasks, such as -
Exchange Traded Derivatives (Futures, Options, Single Stock Equities, Commodities & FX Currency)
● Implemented Front End to a Fixed Income Derivatives Trading System, including trade blotter and interfaces to
risk management, accounting, and middle and back office.
● Primarily involved in the Mutual Fund trading activities of Domestic and International Equity, Fixed Income,
Money Market, and Cash Investment.
● Managed requirement activities using an iterative and incremental methodology such as Agile using User
stories and Acceptance Criteria.
● Gathered business requirements through interviews, surveys, and observing from account managers and UI
(User Interface)
● Understand and articulate business requirements from user interviews and then translate requirements into
functional and technical specifications.
● Extensively worked on the ETL mappings, analysis and documentation of OLAP reports requirements.
● Interacted with fixed income business heads to finalize the Business Requirements for the Risk Management
process.
● Generated requirements for Capital Markets - Fixed Income Investment Management Business, Portfolio
Management, Hedge funds, corporate actions, Brokerage and Trading Model within the scope of both the Front
and Middle Office.
● Extremely proficient in using agile and waterfall methodologies, Performed roles of scrum master following
sprint sessions and used JIRA extensively to write concise user stories and precise acceptance criteria which is
used by developers and testers as a key input for development.
● Collaborated with Quality Assurance Analyst in Rational Clear Quest to track defects and used Rational Clear
Case to maintain consistency in the builds.

RBS Securities Inc.(Now NatWest Markets Securities Inc), Stamford, CT Aug 2014 – Jul 2015
Business System Analyst
Project: Risk & Regulatory Compliance.
The goal of the project was building a Centralized Counterparty Reference Data and a Security Master Reference
Database that would form a basis aggregation for Regulatory Reporting.

Responsibilities:
● Coordinated and hosted meetings with multiple cross-functional groups involving Users, Technology Leads and
Business Managers from distinct Business Groups to understand business requirements, formulate a solution
and discuss timelines.
● Worked on the upgradation of customer-centric Master Data Management solution embracing coexistence hub
pattern using IBM Infosphere Master Data Management Server.
● DataStage enhanced processes and techniques for data synchronization leading across multiple heterogeneous
systems. - Used Agile Scrum Framework.
● Worked closely with the source system providers for Customer Reference Data and the data modeler to
brainstorm the data model and build mapping logic.
● Developed Functional Specifications for the calculation of Haircuts based on Own Estimates Approach which
involved data analysis in Excel to verify the Fair Value (Mark to Market) of the Repo Style, secured lending
Transactions and OTC Credit Derivative Transactions which is an important component in this process.
● This analysis helped to include these products which are part of the US Broker Dealer in a feed to the Risk
Calculation engine for inclusion in the overall Group Risk Calculations.
● Due to a process reengineering effort, helped analyze and validate the different components of the Profit and
Loss Attribution Report such as the impact of interest rate changes, market to market price changes, impact of
time, volatility and sensitivities.
● Gathered and Documented the Business Requirements and Functional Specifications for the Standardized
Market Risk Calculator for the US Investment Bank as part of the Dual Reporting Requirement.
● This included enumerating the steps for calculating Interest Rate PRR (Position Risk Requirement) for Fixed
Income Products such as Government Bonds, Bills, Treasuries, Mortgage-Backed Securities, and Equity PRR
 for equity products such as Equity, Preferred Stock and Convertibles and Option PRR for options on Equities,
options on Interest Rate Futures and on securitizations
● This involved various calculations of the data sent back by calculating using Formulae for various input
parameters like Exposure, Repo Collateral, Haircut, applying appropriate Exchange Rates, excluding certain
trade types and then performing the reconciliation.

TD Ameritrade, Jersey City, NJ Feb 2013 – July 2014

Jr. Business Systems Analyst
The project was to support and implement an end-to-end Front and Middle Office trading system for derivative
trading and risk management consisting of Forwards, Swaps, CDS, Futures, OTC and exchange traded options for
hedging as well as speculative trading. SWIFT messaging was used to establish a global communications link for
data processing and a common language for international financial transactions. The system integrated the front
office (Deal Capture, Contract Management) and mid-office (Credit control, Risk Management), by incorporating
Charles River’s IMS into Equity and Derivative trading to realize Straight through Processing.

Responsibilities
● Worked on Agile(Scrum) methodology to implement the project in OTC of Fixed Income products.
● Created Epics and User Stories, grooming User Stories that can be delivered in sprints for all impacted
functional areas and walkthroughs with SMEs and the team.
● Participated in Daily Agile Scrum “Stand-up”, Biweekly Sprint Planning and Retrospective Sessions and
updated the team on the status of upcoming User Stories.
● Engaged with product owners to groom user stories, acceptance criteria, sprint backlog, use case, use case
models and acceptance testing.
● Create user stories using Jira.
● Conducted controlled Brainstorming sessions with the Project focus group.
● Gathered Business requirements by conducting JAD sessions and documenting them.
● Responsible for gathering requirements, creating artifacts - use cases, system architecture document,
supplemental requirements document, architecture diagrams; verifying technical production infrastructure;
designing and executing performance tests; and documentation.
● Conducted interviews sessions with stakeholders for requirements and business process Model (BPMN).
● Performed GAP analysis and prioritized requirements according to actual business needs in alignment with
product release roadmap.
● Worked with the developers to create Data Mapping Documents for Direct BAI, SWIFT, Non-BAI Controlled
Disbursement and Shared Draft Products. Mapping required fields off the customer reports to the source tables
in Electronic Window (EW).
● Coordinated in implementing a project for Fixed Income Securities like different kinds of Bonds, Default
swaps, and Interest Rate swaps for Exchange as well as Off-Exchange Trading.
● Performed Functional Testing, UAT Testing, Integration Testing, Compatibility Testing, Regression Testing on
Broker portal and General Application and reported the bugs to the developer using JIRA.
● Extensively used MS Visio to create use case diagrams, state diagrams and collaboration diagrams.
● Facilitated the User Acceptance Testing (UAT) of the application by working with users and documenting gaps
in the beta version of the application.
● Performed Data Validation running SQL against new data source Teradata, Integration and UAT Testing.
● Extensively used SQL queries to filter data, perform analysis and manage provider tables used for evaluation.
● Created reports using SQL to extract the data and using Excel to format the data for analysis, manipulation and
dissemination to business users.
● Created reports in MS Excel using pivot tables, vlookups and VBA Macros.
● Perform Data Analysis and Data Validation by writing SQL queries against the Oracle database.
● Interpreted Data Models and the SQL scripts to develop Source to Target Data Mapping.