RETIREMENT PLANNER

Congratulations! At age 74, you will have a savings balance of $13585203,205

$12

$10

$8

$6

$4

$2

$0
23 24 25 26 27 28 29 30 31 32

INPUT
NOW AT RETIREMENT UNCERTAINTY (%)
Your current age 23 Annual pension benefit ($) 0 Investment return uncertainty 2.00%

Annual income ($) Rp60,000,000.00 Annual pension benefit increases (%) 0.00% Annual savings amount uncertainty 0.00%

nual inflation & income increases (%) Desired retirement age 55 Annual savings increases uncertainty 0.00%

Retirement savings balance ($) Rp 20,000,000 Number of years of retirement income 20 Annual pension benefit amount uncertainty 0.00%
Annual Pension benefit increases
Annual savings amount ($) Rp 48,000,000 Income replacement (%) 100.00% uncertainty
0.00%

Annual savings increases (%) 0.00% Investment return (%) 6.25%

 Investment return
(%)
6.25%

Chart Details
Desired
Age Salary Balance Interest (6,25%) Yearly savings retirement Pension income Year ending balance
income

23 Rp 60,000,000 Rp 20,000,000 Rp 1,250,000 Rp 48,000,000 Rp - Rp - Rp 69,250,000

24 Rp 60,000,000 Rp 69,250,000 Rp 4,328,125 Rp 48,000,000 Rp - Rp - Rp 121,578,125
25 Rp 60,000,000 Rp 121,578,125 Rp 7,598,633 Rp 48,000,000 Rp - Rp - Rp 177,176,758
26 Rp 60,000,000 Rp 177,176,758 Rp 11,073,547 Rp 48,000,000 Rp - Rp - Rp 236,250,305
27 Rp 60,000,000 Rp 236,250,305 Rp 14,765,644 Rp 48,000,000 Rp - Rp - Rp 299,015,949
28 Rp 60,000,000 Rp 299,015,949 Rp 18,688,497 Rp 48,000,000 Rp - Rp - Rp 365,704,446
29 Rp 60,000,000 Rp 365,704,446 Rp 22,856,528 Rp 48,000,000 Rp - Rp - Rp 436,560,974
30 Rp 60,000,000 Rp 436,560,974 Rp 27,285,061 Rp 48,000,000 Rp - Rp - Rp 511,846,035
31 Rp 60,000,000 Rp 511,846,035 Rp 31,990,377 Rp 48,000,000 Rp - Rp - Rp 591,836,412
32 Rp 60,000,000 Rp 591,836,412 Rp 36,989,776 Rp 48,000,000 Rp - Rp - Rp 676,826,188
33 Rp 60,000,000 Rp 676,826,188 Rp 42,301,637 Rp 48,000,000 Rp - Rp - Rp 767,127,824
34 Rp 60,000,000 Rp 767,127,824 Rp 47,945,489 Rp 48,000,000 Rp - Rp - Rp 863,073,314
35 Rp 60,000,000 Rp 863,073,314 Rp 53,942,082 Rp 48,000,000 Rp - Rp - Rp 965,015,396
36 Rp 60,000,000 Rp 965,015,396 Rp 60,313,462 Rp 48,000,000 Rp - Rp - Rp 1,073,328,858
37 Rp 60,000,000 Rp1,073,328,858 Rp 67,083,054 Rp 48,000,000 Rp - Rp - Rp 1,188,411,911
38 Rp 60,000,000 Rp1,188,411,911 Rp 74,275,744 Rp 48,000,000 Rp - Rp - Rp 1,310,687,656
39 Rp 60,000,000 Rp1,310,687,656 Rp 81,917,978 Rp 48,000,000 Rp - Rp - Rp 1,440,605,634
40 Rp 60,000,000 Rp1,440,605,634 Rp 90,037,852 Rp 48,000,000 Rp - Rp - Rp 1,578,643,487
41 Rp 60,000,000 Rp1,578,643,487 Rp 98,665,218 Rp 48,000,000 Rp - Rp - Rp 1,725,308,704
42 Rp 60,000,000 Rp1,725,308,704 Rp 107,831,794 Rp 48,000,000 Rp - Rp - Rp 1,881,140,499
43 Rp 60,000,000 Rp1,881,140,499 Rp 117,571,281 Rp 48,000,000 Rp - Rp - Rp 2,046,711,780
44 Rp 60,000,000 Rp2,046,711,780 Rp 127,919,486 Rp 48,000,000 Rp - Rp - Rp 2,222,631,266
45 Rp 60,000,000 Rp2,222,631,266 Rp 138,914,454 Rp 48,000,000 Rp - Rp - Rp 2,409,545,720
Chart Details
Desired
Age Salary Balance Interest (6,25%) Yearly savings retirement Pension income Year ending balance
income

46 Rp 60,000,000 Rp2,409,545,720 Rp 150,596,608 Rp 48,000,000 Rp - Rp - Rp 2,608,142,328

47 Rp 60,000,000 Rp2,608,142,328 Rp 163,008,895 Rp 48,000,000 Rp - Rp - Rp 2,819,151,223
48 Rp 60,000,000 Rp2,819,151,223 Rp 176,196,951 Rp 48,000,000 Rp - Rp - Rp 3,043,348,174
49 Rp 60,000,000 Rp3,043,348,174 Rp 190,209,261 Rp 48,000,000 Rp - Rp - Rp 3,281,557,435
50 Rp 60,000,000 Rp3,281,557,435 Rp 205,097,340 Rp 48,000,000 Rp - Rp - Rp 3,534,654,775
51 Rp 60,000,000 Rp3,534,654,775 Rp 220,915,923 Rp 48,000,000 Rp - Rp - Rp 3,803,570,698
52 Rp 60,000,000 Rp3,803,570,698 Rp 237,723,169 Rp 48,000,000 Rp - Rp - Rp 4,089,293,867
53 Rp 60,000,000 Rp4,089,293,867 Rp 255,580,867 Rp 48,000,000 Rp - Rp - Rp 4,392,874,734
54 Rp 60,000,000 Rp4,392,874,734 Rp 274,554,671 Rp 48,000,000 Rp - Rp - Rp 4,715,429,405
55 Rp - Rp4,715,429,405 Rp 294,714,338 Rp - Rp60,000,000 Rp - Rp 4,950,143,742
56 Rp - Rp4,950,143,742 Rp 309,383,984 Rp - Rp60,000,000 Rp - Rp 5,199,527,726
57 Rp - Rp5,199,527,726 Rp 324,970,483 Rp - Rp60,000,000 Rp - Rp 5,464,498,209
58 Rp - Rp5,464,498,209 Rp 341,531,138 Rp - Rp60,000,000 Rp - Rp 5,746,029,347
59 Rp - Rp5,746,029,347 Rp 359,126,834 Rp - Rp60,000,000 Rp - Rp 6,045,156,182
60 Rp - Rp6,045,156,182 Rp 377,822,261 Rp - Rp60,000,000 Rp - Rp 6,362,978,443
61 Rp - Rp6,362,978,443 Rp 397,686,153 Rp - Rp60,000,000 Rp - Rp 6,700,664,596
62 Rp - Rp6,700,664,596 Rp 418,791,537 Rp - Rp60,000,000 Rp - Rp 7,059,456,133
63 Rp - Rp7,059,456,133 Rp 441,216,008 Rp - Rp60,000,000 Rp - Rp 7,440,672,141
64 Rp - Rp7,440,672,141 Rp 465,042,009 Rp - Rp60,000,000 Rp - Rp 7,845,714,150
65 Rp - Rp7,845,714,150 Rp 490,357,134 Rp - Rp60,000,000 Rp - Rp 8,276,071,284
66 Rp - Rp8,276,071,284 Rp 517,254,455 Rp - Rp60,000,000 Rp - Rp 8,733,325,740
67 Rp - Rp8,733,325,740 Rp 545,832,859 Rp - Rp60,000,000 Rp - Rp 9,219,158,598
68 Rp - Rp9,219,158,598 Rp 576,197,412 Rp - Rp60,000,000 Rp - Rp 9,735,356,011
69 Rp - Rp9,735,356,011 Rp 608,459,751 Rp - Rp60,000,000 Rp - Rp 10,283,815,761
Chart Details
Desired
Age Salary Balance Interest (6,25%) Yearly savings retirement Pension income Year ending balance
income

70 Rp - ### Rp 642,738,485 Rp - Rp60,000,000 Rp - Rp 10,866,554,246

71 Rp - ### Rp 679,159,640 Rp - Rp60,000,000 Rp - Rp 11,485,713,887
72 Rp - ### Rp 717,857,118 Rp - Rp60,000,000 Rp - Rp 12,143,571,005
73 Rp - ### Rp 758,973,188 Rp - Rp60,000,000 Rp - Rp 12,842,544,193
74 Rp - ### Rp 802,659,012 Rp - Rp60,000,000 Rp - Rp 13,585,203,205
Chart Details
Desired
Age Salary Balance Interest (6,25%) Yearly savings retirement Pension income Year ending balance
income
Chart Details
Desired
Age Salary Balance Interest (6,25%) Yearly savings retirement Pension income Year ending balance
income