[September 8, 2022]

Dear Sir/Madam:

Please be informed that I, Caesaria E. Andaya, hereby authorize Mr./Ms. William

Caesar E. Andaya, My son whose signature appears below, regarding the
settlement of last payment of my Consolidated Loan and to get the Certification of
Full Payment of the said loan.

Attached are copies of our government-issued IDs and company IDs for your
reference.

Thank you.

Very truly yours,

CAESARIA E. ANDAYA

Authorized Representative:

WILLIAM CAESAR E. ANDAYA