Republic of the Philippines

Department of Education
National Capital Region
DIVISION OF CITY SCHOOLS – MANILA
Manila Education Center Arroceros Forest Park
Antonio J. Villegas St. Ermita, Manila

HOME ECONOMICS 6
Family Resources: Let’s
set practical goals for
our activities!
Quarter 2 Week 1 Module 1
Most Essential Learning Competency:
TLE 6 HE OC 1 - Identify family resources and needs
(human, material, and non-material;
Enumerate sources of family income
Allocate budget for basic and social
needs:
__________________________________________________
 HOW TO USE THIS MODULE
Before starting the module, I want you to set aside other tasks
that will disturb you while enjoying the lessons. Read the
simple instructions below to successfully enjoy the objectives of
this kit. Have fun!
1. Follow carefully all the contents and instructions indicated in
every page of
this module.
2. Write on your notebook the concepts about the lessons. Writing
enhances learning, that is important to develop and keep in mind.
Perform all the provided activities in the module.
Let your facilitator/guardian assess your answers using the answer
key card.
Analyze conceptually the posttest and apply what you have learned.
Enjoy studying!

PARTS OF THE MODULE

Expectations - These are what you will be able to know after

completing the lessons in the module.
Pre-test - This will measure your prior knowledge and the
concepts to be mastered throughout the lesson.
Looking Back to your Lesson - This section will measure what
learnings and skills did you understand from the previous lesson.
Brief Introduction- This section will give you an overview of the
lesson.
Activities - This is a set of activities you will perform with a
partner.
Remember - This section summarizes the concepts and
applications of the lessons.
Check your Understanding - It will verify how you learned from
the lesson.
Post-test - This will measure how much you have learned from
the entire module.

2
LESSON 1: FAMILY RESOURCES

EXPECTATIONS

You will learn to manage family

resources applying the principles of home
management.
Specifically, this module will help you to
 define home management and relate it to
family resources and needs
 identify family resources and needs
 appreciate the importance of managing
family resources efficiently.

Let us start your

journey in learning more on
Family Resources. I am sure you
are ready and excited to answer
the Pretest. Smile and be
inspired!

3
 PRETEST
Directions: Write the letter of the correct answer.
1. Which best define family resources?
A. Those that the family possesses and uses in home-making activities to achieve
family goals.
B. Those that the family inherent or acquired.
C. Those that the family designed to simplify work.
D. Those that the family considered in effective management.
2. The following are list of resources. Which is not a human resources?
A. abilities and skills B. energy C. knowledge D. money
3. Needs are those things which the family needs to survive on a day-to-day basis.
A. basic needs B. income C. secondary D. expenditures
4. Which is not a factor to consider in effective management?
A. resources B. values and goals
C. skills and interest D. wants and leisure
5. Who are the important resources in home management?
A. father B. mother C. children D. all of the above

Very good! You finished answering the questions.

You may request your parent/guardian to check your work.
Good job! Continue learning.

LOOKING BACK TO YOUR LESSON

Visual Thinking Approach: Needs or Wants?

Directions: Analyze the picture based on its descriptions. Decide whether it expresses “My
Needs” or “My Wants” by writing your answer on the space provided.
Do you spend a lot on your needs or do you spend more on things you want but do not really need?

Children are provided with Children are enjoying Nutritious foods are important to
school supplies for their gaming gadgets. the health of the family.
studies.

Image source/s: sasd.k12.pa.us, pond5.com, clipart-library.com

4
BRIEF INTRODUCTION
Image source/s: pngegg.com, macrovector.com, clipart-library.co

Home Management is part of

Family life. It is all about managing
family resources so that the needs and
wants of each member is met and
satisfied. Parents are not the only ones
with the responsibility for managing the home. Everyone must be aware of
their duties and roles in this endeavor. Every member of the family has an
important role to play in effective home management. Sharing one’s skills,
attitudes, and knowledge makes the work easier and more effective.
Household activities should be managed properly to lessen unnecessary
labor and help speed up work and reduce stress.
Take these things into consideration:

Importance of Proper Time / Energy Management

Helpful Measures to Conserve Human Energy
Sources of Family Income
Principles of Budgeting Family Income
Factors to be Considered in Budgeting
Components or Elements of Family Budget

Image source/s: familyresourcesinc.org

Family resources are those that the family possesses and uses in
home-making activities in order to resources include anything tangible and
intangible that help provide for the needs of its members. Like any other
resources, these are limited and family members need to work to sustain
them.
Types of Family Resources
 Human Resources: capabilities, intelligence/knowledge,
skills, talents, strength and energy
 Material Resources: tangible assests such as house and lot,
furniture and appliances, jewelry, automobiles and cash
 Non-material Resources: time, health and experiences

Tips in Managing Family Resources

 Use energy and time properly.
 Know how to budget money.
 Know how to use and take care of appliances and other
materials.
 Adapt a cheerful and positive attitude towards work.
 Assign responsibilities.
Make good use of community facilities

Effective use of resources starts with the home manager. The

members of the family are in turn, taught how to make use of
these resources in the most economical and effective way
possible.
5
 ACTIVITIES

Activity 1: (Critical Thinking)

Complete the graphic organizer below. Select from the words in the box.

Non-
Material
Human Material

Family
Resources

House & Lot Time

Strength/ Energy Jewelry

Skills /Abilities /Capabilities Cash

Appliances and furniture Health

Intelligence
Experiences

Health
Appliances

6
Activity 2: ( Character )

Place a check under a resource that you value for each row.

Legend:
T – Time S – Strength
M – Money C – Capability/Skill/Talent

Task T M S C

1.Working according to the given schedule.

2.Resting after the assigned task.

3.Arranging the dish garden in a creative way.

4.Saving a small portion of the allowance daily.

5..Multitasking (doing two or more tasks at the

same time)

Activity 3: ( Character )

Draw a or on the column appropriate to you.

Practices
1. Am I aware of the household work assigned to
me?
2. Do I accept wholeheartedly the work assigned to
me?
3. Do I do the work without complaining?
4. Do I realized that th is assignment is a
responsibility expected of me as a family member?
5. Do I volunteer to do other works that are not
assigned to me.
Score Sheet

5 3-4 2below
Very Good Good Need to excert effort
You are unselfish, You are still good although You need to excert effort
hardworking, and have a you need to study closely to correct your sad
very good attitude towards your sad answers and how answers to become a
work. you can improve them. better you.

7
REMEMBER THESE

Factors to consider in effective management are

available resources, skills, and interest of family
members, and family values and goals.

Family resources refer to the things that the family

possesses which they use in doing activities in
order to achieve family goals.

Types of family resources are human resources,

material resources and non-material resources.

Managing family resources can be done effectively

following a number of tips.

Prioritize the family needs over the family wants.

CHECKING YOUR UNDERSTANDING

UNUUUNUNUNDERSTANDING
Read each sentence carefully. Write True if it is correct and False if not.

1. Consider the health, age, and abilities of each member.

2. Everything has to be done every day.

3. Proper time and energy management promotes harmony and security to the family.

4. Allow members of the family to express their preferred task according to their
interests and skills.

5. Following the work schedule allows more time for leisurely activities.

8
POST-TEST
YUNUUUNU
Read the questions carefully. Encircle the letter of the correct answer.

1. The following are tips in managing resources effectively, except _________?

A. do all the responsibilities / chores at home.
B. use energy and time properly.
C. know how to budget money.
D. adapt a cheerful and positive attitude towards work.
2. The following are list of resources. Which is not a non-material resources?
A. experience B. health C. time D. money
3. What do you mean by budget?
A. A plan for determining the amount to be saved .
B. A plan for doing household chores.
C. A plan for making project.
D. A plan for spending and a plan for saving.
4. Doing work and easier means __________.
A. budgeting B. evaluating C. project plan D. work simplification
5. Which best define family resources?
A. Those that the family possesses and uses in home-making activities to
achieve family goals.
B. Those that the family inherent or acquired.
C. Those that the family designed to simplify work.
D. Those that the family considered in effective management.

LESSON 2: SOURCES OF FAMILY INCOME

EXPECTATIONS
You will learn to manage Sources of Income
applying the principles of home management.
Specifically, this module will help you to
• enumerate sources of family income
• use money wisely
• appreciate the importance of managing family
income efficiently.
Get ready to learn more!

9
 PRETEST

Directions: Write the letter of the correct answer.

1. Which best define family income?

A. Money that an individual receives in exchange for providing goods or services.
B. Total income earned by all the members of the household.
C. Money income received over a certain period of time.
D. Those that the family considered in effective management.
2. The following are list of sources of family income. Which is not included.
A. Salary B. Bonuses C. Rentals D. Resources
3. What source of family income also called as “enjoyment income?”
A. Money income B. Real income
C. Psychic income D. Family income
4. How can you help your family in wise spending your family income?
A. Make a list of all the things needed at home before going to a store.
B. Buy first the things you wanted like “sitsirya” before buying things needed.
C. Don’t mind the qualities of the things you buy.
D. Go to the store that offers cheap merchandize but have low quality.
5. Inherited land, farm, and garden are example of what kind of family income?
A. Money income B. Real income
C. Psychic income D. Family income

LOOKING BACK TO YOUR LESSON

Group the following items according to family’s Needs and Wants

Needs Wants
Food New dress Vitamins
Books cellphone savings
Toy notebooks junkfood
New car

10
BRIEF INTRODUCTION

Today’s lifestyle
has changed.
From a home-
centered life to a
life practically
spent outside the
house. They
spend more time and activities outside. This explains
why mothers spend their time outside, earning a living
to help the father earn a living. As a result, family
income has become bigger and so are family
expenses. No matter how big or small the family
income is, the important thing is to make both ends
meet. This means balancing the income and
expenditures of the family. How is this done?
Image source/s: gograph.com
Income- money receives for providing goods or
Types of Family Income services.
1. Money Income Family income – total income earned by all the
2. Real Income members of the household.
3. Psychic Income Total income – consist of money income received over
Types of Expenses a certain period of time.
1. Fixed expenses Expenses – payments or reimbursements for services
2. Flexible expenses rendered and purchases made.
3. Occasional and emergency expenses

Money income- salary/wages, interest, profit, pension, dividends, rent, benefits

Real income- inherited land, garden, farm, community facilities
Psychic income – also called as enjoyment income: trips, invitation dinner, rewards

Sources of Family Income

Salary/Wages
Bonuses. commissions,
honoraria
Profits from business
Rentals from properties
Dividends

Image source/s: pinterest.com

11
 ACTIVITIES
Activity 1: Classify the following income according to the three types :

Monthly salary
•__________
Weekly wages
Money •__________
Orchard (farm)
Income •__________
Rice plantation
•__________
Trip to HongKong
• __________ Dividends
• __________ Vegetable garden
Real
Invitation to a
Income • __________ dinner
• __________ Interest from
deposits
•__________
Rent from apartment
Psychic •__________
Income •__________
•__________
Image source/s: gograph.com

Activity 2: (Creativity and Collaboration)

Read the situation below and follow the instructions.

Situation:
Every member of the family is considered an important resources in home management.
As a member of your family, you can do something that will augment your family income.
There are many ways that you can do especially this time of PANDEMIC where everybody is
at home.
Instructions:
1. Think of something to sell online.
Example: Selling foods (merienda, desserts), accessories (facial mask), old clothes,
bags or shoes (in good condition)
2. Do some research about your plan.
3. Be sure that all the materials/ingredients are available at home. Make use of what you
have at home.
The family
that works Stay
Goodluck and stay safe. together, stronger!

REMEMBER THESE
Money or family income should be manage wisely
in order to meet family needs well.
 Family income is divided according to expenses.
You’ve got to
 Follow helpful tips to ensure that family income is
tell your well-managed.
money what  Every member must also know the family income
to do or it is budgeted
will leave.  Through budgeting, family members learn to
spend money wisely, thus, saving money which
 could be used for other family needs.

12
 CHECKING YOUR UNDERSTANDING

Read and understand each sentence. Write A if you agree

and D if disagree.
1. Don’t let the members of the family know about the budget.
2. Make adjustments to your budget as necessary. Keep within the amount
allocated for budget items.
3. Choose a simple lifestyle that you can sustain with your earnings.
4. Buy only things that are wanted. Follow your market list.
5. Follow a shopping and marketing schedule

POST-TEST

Directions: Write the letter of the correct answer.

1. The income earned by all the members of the household is called __________.
A. Family income B. Real income
C. Profit D. Expenses
2. The following are types of sources of family income. Which is not included.
A. Money income B. Real income
C. Psychic income D. Family income
3. Which is classified as “enjoyment income?”
A. farm, inherited land B. trip to Hongkong, free dinner
C. bonuses, dividends, interest D. salary and wages
4. How can you help your family in wise spending your family income?
A. Go to a store where you can be assured of good quality and standard price
B. Buy fruits and vegetables that are not in season.
C. Don’t mind the qualities of the things you buy.
D. Do not compare the prices of the products to be bought.
5. This time of Pandemic, how can you help your family in managing your money
efficiently ?
A. I save a pat of my daily allowance for future use
B. I recycle my used notebooks, pens, etc so that I can use them again.
C. I avoid buying unnecessary things like toys, if we are out of the budget.
D. All of the above

13
LESSON 3: ALLOCATION OF BUDGET

EXPECTATIONS
You will learn to allocate budget applying the principles
of home management.
Specifically, this module will help you to
• Identify components of family budget
• allocate budget for basic and social needs
• appreciate the importance of allocating budget for basic
and social needs.
Your journey to
learn will
continue!

PRETEST
YUNUUUN
Directions: Write the letter of the correct answer.

1. A family should have a knowledge of this to know how much is spent for
family needs and where the income goes. What is it?
A. Planning B. Spending C. Saving D. Budgeting
2. These are factors that need to be considered when budgeting except for
one.
A. Size of the family B. Family income
C. Talents and abilities of each member D. Friends of the family.
3. These are items that are included in the budget except for one?
A. . Entertainment and Sports B. Shelter and education
C. Social needs D. Savings/emergency budget
4. What do you mean by budget?
A. A plan for determining the amount to be spent.
B. A plan for doing household chores.
C. A plan for making project.
D. A plan for spending and a plan for saving.
5. __________ has the biggest allocation in family budget
A. health care B. food C. clothing D. savings

14
LOOKING BACK TO YOUR LESSON

Match column A with column B. Write the letters only.

Column A Column B

1. Rice, coffee, bread A. Education

2. Deposits, investments, insurance B. Food
3. Under wears, jackets, t-shirts C. Health
4. Tuition fees, notebooks, school bag D. Savings
5. Doctor’s fee, medicines, laboratory tests E. Shelter
F. Clothing

BRIEF INTRODUCTION
Allocation of Family Budget
Allocation of Family Budget
A family budget may differ from one family size
and composition, family values and standards of
living.

Some families may spend more on food,

others on clothing and still others on education.
The values of the family influence its priorities.

Components or elements of a family budget

Food – groceries, raw and cooked food, staples, condiments, and spices
Shelter – if not renting, includes taxes, repair, and maintenance
Clothing – uniforms, clothes, and accessories
Education – tuition fees, books, daily food, transportation, allowances
Household operations – things needed in the house
Utilities – electric, water, and telephone bills, gas, salaries of helpers
Health – medicine, check-up
SAMPLE OF MONTHLY BUDGET
MONTHLY INCOME: PHP 25, 000.00 Recreation – family outings, outside
FAMILY MEMBERS : 4 dining, watching movies.
Item % of Budget Amount
Allotted Savings – the amount set aside or
Food 40 10,000.00 deposited in the bank
Education 16 4,000.00
Shelter 15 3,750.00
Utilities 12 3,000.00
Household Operation 6 1,500.00
Clothing 3 750.00
Recreation 3 750.00
Savings 5 1,250.00
Total 100 25,000.00

15
Activity 1: (Collaboration)

With the help of your family members, arrange the following components of budget
from the MOST important (bottom of the pyramid)to LEAST important (top of the
pyramid) .

Savings
Food
Clothing
Rest and recreation
Education
Shelter
Household operation
Maintenance and repairs
Medical/Dental Care
Utilities (water, electricity,
internet)

Activity 2: (Communication)

Read and answer.

Your mother is preparing a budget when she asked you

about your birthday. Knowing that the family finances is

limited because of quarantine brought by COVID 19

Pandemic, what can you suggest to lessen the expenses?

16
 REMEMBER THESE
Size and Composition of
Family

Family Values

Needs and Wants-prioritize

needs over wants.

Budget-amount of money set

aside for planned expenses.

Budgetting-wise use of family

resources

Allocation of Budget

Image source/s: bitmoji app, gograph.com, thefamilycollege.org, razee4kindergarten.blogspot.com,

pinterest.com, smithbell.com.ph, pinterest.co.uk

CHECKING YOUR UNDERSTANDING

UNUUUNUNUNDERSTANDING
Complete the sentence by filling out the blank. Choose the letter from the
list of words in the box.

1. __________ is the amount set aside or deposited in the bank.

2. __________ is the tuition fees, books, daily food, transportation
allowance of children.
3. __________ refers to family outings, outside dining, watching movies.
4. A __________ is the amount of money set aside for planned
expenses.
5. __________ is related to the wise use of family resources.

A. Recreation D. budgeting
B. Education E. savings
C. Budget F. health

17
POST-TEST
YUNUUUNU
Directions: Write the letter of the correct answer.

1. Some say that __________ is a “time for spending and a time for saving.”
A. Budgeting B. Spending C. Saving D. Planning
2. Which is a factor in allocation of budget .
A. Size of the family B. Family standards
C. Family values D. All of the above.
3. Which component of a budget refers to the money set aside or deposited
in the bank??
A. . Utilities B. Shelter C. Savings C. Household operations
4. What do you mean by budget?
A. A plan for determining the amount to be spent.
B. A plan for doing household chores.
C. A plan for making project.
D. A plan for spending and a plan for saving.
5. Some families may spend more on food, others on clothing and still
others on education. This mean that the __________ of the family
influence its priorities.
A. health B. values C. wants D. shelter

Congratulations!
You finished the module with flying colors!

18
 Management and Development Team
Schools Division Superintendent: Ma. Magdalena M. Lim, CESO V
Chief Education Supervisor: Aida H. Rondilla
CID Education Program Supervisor: Ariel D. Tosio
CID LR Supervisor: Lucky S. Carpio
CID-LRMS Librarian II: Lady Hannah C. Gillo
CID-LRMS PDO II: Albert James P. Macaraeg
CID Supervisor In-Charge of Home Economics: Carmelina DM. Tan, PSDS
Writer: Janet C. Recio
Reviewer/Validator: Lolita Rabago, PSDS

REFERENCES
YUNUUUNUN
PRINTED BOOKS

Life Skills through TLE6, Gloria A. Peralta Odd, et al, pp. 97-10
Technology and Livelihood Education 6, Susana V. Guinea, et al, pp. 119-125
Learning and Living in the 21st Century 6, Leonora D. Basbas Ph.D., 27-57

WEBSITES

Welcome to Family Resources - Pinellas and Manatee County. (2020, October 15).
Retrieved November 02, 2020, from https://familyresourcesinc.org/
CBC. (n.d.). Retrieved November 02, 2020, from http://www.cbcbrewer.org/
Alamy. (n.d.). Retrieved November 02, 2020, from http://www.alamy.com/
GoGraph. (n.d.). Retrieved November 02, 2020, from http://www.gograph.com/
PNGEgg. (n.d.). Retrieved November 02, 2020, from http://www.pngegg.com/
MacroVector. (n.d.). Retrieved November 02, 2020, from
http://www.macrovector.com/
GoGraph. (n.d.). Retrieved November 02, 2020, from http://www.gograph.com/
Clipart Library. (n.d.). Retrieved November 02, 2020, from http://www.clipart-
library.com/
The Family College. (n.d.). Retrieved November 02, 2020, from
http://thefamilycollege.org/
Razee4kindergarten. (n.d.). Retrieved November 02, 2020, from
http://www.razee4kindergarten.blogspot.com/
Pinterest. (n.d.). Retrieved November 02, 2020, from http://pinterest.com/
Pinterest. (n.d.). Retrieved November 02, 2020, from http://pinterest.co.uk/
Smithbell. (n.d.). Retrieved November 02, 2020, from http://smithbell.com.ph/

19
KEY TO CORRECTIONS
LESSON 1 Activity 1
Human Non- Material
Material
Pretest Looking Strength Time House&lot
1.A Back Energy health Appliances&
2.D 1.My Needs Skills Furnitures
3.A 2.My Wants abilities cash
4.D 3.My Needs capabilities jewelries
5.D

Activity 2 Checking your Post test

1.T Understanding 1.A
2.S 1.True 2.D
3.C 2.False 3.D
4.M 3.True 4.D
5.T 4.True 5.A
5.True

LESSON 2

Pretest Looking Back Checking your

1.A Needs Wants Understanding
2.D Food Toy 1.D
3.C Books New dress 2.A
4.A Notebooks Cellphone 3.A
5.B Vitamins New car 4.A
savings junkfoods 5.A
Activity 1
Money Real Psychic Post test
Monthly salary Orchard farm Trip to 1.A
Weekly wages Rice plantation Hongkong 2.D
Dividends Vegetable garden Invitation to 3.B
Interest from deposits A dinner 4.A
Rent from apartment 5.D

LESSON 3

Pretest Looking Checking your Post test

1.D Back Understanding 1.A
2.D 1.B 1.E 2.D
3.A 2.D 2.B 3.C
4.D 3.F 3.A 4.D
5.B 4.A 4.C 5.B
5.C 5.D
20