TEMITOPE OLUMIDE SOLADOYE

Gbagada, Lagos ♦ +234 8123690601 ♦ tolumidesoladoye@gmail.com

PROFESSIONAL SUMMARY
Certified Assessor with over a decade of experience overseeing bank operations, credit administration, micro-lending,
fundamentals of credit risks and strategies. Supportive and communicative professional polished in providing banking
services to individuals and corporate customers, including opening accounts and upselling financial services. In-depth
knowledge of available bank products and services paired with outstanding customer service abilities.

SKILLS
• Certified Assessor. • Financial Services
• Relationship Building & Management • Revenue Generation
• Data Analyst • Proficient in MS Office
• Team Leadership • Creative Thinking
• Cost & Budget Analysis • Organizational Skills
• Risk Analysis • Problem Solving
• Customer Service Awareness • Relationship Management
• Presentation Skills • Negotiations
• Relationship Management
• Verbal/Written Communication
• Strong Team-Builder
• Product Training
• Sales Expertise
• Communication Skills
• Teamwork & Collaboration
• Good Leadership Skills

WORK HISTORY
SME Relationship Mgt/Agribusiness Assessment, – Oniru, Lekki. 06/2021 Till Date.
PearlMutual Consulting Limited
• Generate new business and referral client in partnership.
• Checking the proper use of the funds disbursed.
• Monitor issues carefully and reaching out to clients to provide immediate resolutions and maintains
satisfaction.
• Interviewing applicants to determine financial eligibility and feasibility of granting loans and finding applicants
need.
• Carrying out risk assessment by collecting detailed information on each client through meetings and field
visits.(Business, customers, guarantors ) and loan appraisal( Financial analysis, repayment capacity).
• Provide technical oversight of agribusiness projects, monitoring progress against contract deliverables and
providing guidance to project staff.
• Conducting assessments, market studies, agribusiness planning and evaluations.
• Communicate regularly with clients to understand needs, evaluate current situation and offer product services
for solution.
Branch Manager, Accion Microfinance Bank Limited – Baruwa 01/2019 to 05/2021.
• Drive team to manage business relationships and handle clients' activities appropriately.
• Present periodic business performance review to the executive management.
• Oversee lending, liability drive and ensure performance of risk asset portfolios.
• Boost branch sales by developing and deepening customer loyalty through incentive programs.
• Provide leadership and direction to grow team portfolio and increase revenue.
• Protect company assets with strategic risk management approaches.
• Perform routine closings, maintains clean, accurate and accessible records, and kept close eye on transaction updates
throughout each quarter.
• Actively worked to build branch credibility and develop relationships to increase community and industry visibility
and overall profitability.
• Develop strategies to grow client base and implement appropriate sales plans to target prospective customers.

Commercial Supervisor, Accion Microfinance Bank Limited – Baruwa 07/2015 to 12/2019

• Managed loan applications with Loan Officers.
• Loan monitoring to ensure performance.
• Review and approvals of loan applications, disbursement, and monitoring.
• Existing and New Clients' engagements to ensure service delivery.
• Delinquency loan management to track, classify and recommend for recovery.
• Drive team to ensure the performance of risk assets and improvements.
• Reviewed and edited loan agreements to promote efficiency and accuracy.
• Recommended loan approvals and denials based on customer loan application reviews.

Loan Officer, Accion Microfinance Bank Limited 05/2012 to 07/2015

• Compiled database of loan applicants' credit histories, corporate financial statements, and other financial
information.
• Recommended loan approvals and denials based on customer loan application reviews.
• Originated, reviewed, processed, closed, and administered customer loan proposals.
• Closely monitored performance of current portfolio of specialty loans and made changes to achieve performance
targets.
• Maintained compliance with laws and regulations governing commercial loans.

Customer Service Officer (NYSC), First Bank Nigeria – Owerri 01/2010 to 01/2011
• Managed customers' inquiries, complaints, and cross-sell products.
• Cross-sold wide range of services and products to increase new business and expand existing customer relationships.
• Helped customers prepare documents required to complete transactions and process requests.
• Completed timely and efficient administrative functions, including receiving and sorting mail, preparing packages
for delivery, and scanning documents.

EDUCATION
• MBA: Marketing & General Management, 2019 Business School of Netherlands - Buren
• Bachelor of Science: Economics, 2006 Ahmadu Bello University - Zaria

AFFILIATIONS
• Risk Management Association of Nigeria - Member
• Institute of Credit Administrators of Nigeria - Member

TRAININGS
• SCOPEinsight Training (Assessor)
• Environmental and Social Risk Management in Agriculture Development Programs (ESMS)
• Fundamentals of Credit Management
• Fundamentals of Risk Management
• Understanding Banking Operations
• Strategies & Implementations
• Leadership skills for Microfinance Mid-Level Managers

LANGUAGE PROFICIENCY
• English, Yoruba, Hausa.