FINANCIAL REPORT ANALYSIS

HDFC
LIFE INSURANCE COMPANY LTD.

PRAYAS NANDA 12
 About The Company
HDFC Life Insurance Company Limited is a joint venture between HDFC Ltd.,
India’s leading housing finance institution and abrdn (Mauritius Holdings)
2006 Limited, a global investment company. Established in 2000, HDFC Life is
a leading long-term life insurance solutions provider in India, offering a
range of individual and group insurance solutions that meet various
customer needs such as Protection, Pension, Savings, Investment, Annuity
and Health. As on March 31, 2022, the Company had 39 individual and 13
group products in its portfolio, along with 7 optional rider benefits, catering
to a diverse range of customer needs. HDFC Life continues to benefit from
its increased presence across the country having a wide reach with 372
branches and additional distribution touch-points through several new tie-
ups and partnerships. The count of our partnerships is nearly 300,
comprising traditional partners such as NBFCs, MFIs and SFBs, and including
new-ecosystem partners. The Company has a strong base of financial
consultants.
 HDFC LIFE STRATEGY

1 2 3 4 5

FOCUS ON
DIVERSIFIED MARKET-LEADING REIMAGINING QUALITY OF

PROFITABLE DISTRIBUTION MIX INNOVATION INSURANCE BOARD

GROWTH AND

MANAGEMENT
ADDRESSING CUSTOMER NEEDS AT

EVERY STAGE OF LIFE

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 KEY HIGHLIGHTS
PRESS RELEASE - PERFORMANCE FOR THE FISCAL YEAR ENDED
MARCH 31, 2022 -:
BSE Code: 540777 NSE Code: HDFCLIFE
Sustained performance: 22% growth in VNB, NBM at 27.4%
Individual WRP growth of 16% resulting in industry market share
expansion by 10 bps to 9.3%
47% growth in protection new business premium; 24% growth in
annuity business
19.0% Operating RoEV (pre-EMR); Consolidated EV at Rs 32,958
crore
AUM crossed Rs 2 trillion mark, clocking 17% yoy growth
PAT at Rs 1,208 crore; Proposed Final Dividend of Rs 1.70 per
share 4
 OTHER HIGHLIGHTS
Overall Market Share: Amongst top 2 in terms of Overall New Business and
individual new business segment in private sector with market share at 21.0%
and 14.8% respectively
Ranked #1 within group new business segment in private sector with market
share of 27.9%
Product Portfolio: Continue to maintain a balanced product mix with share of
participating savings, non participating savings, ULIPs, protection and annuity
accounted for 30%, 33%, 26%, 6% and 5% of Individual APE respectively
Distribution Mix: Diversified distribution mix is evidenced by wide access to our
customers with nearly 300 partners and 1 lakh+ agents as on March 31, 2022,
further supplemented by 372 branches spread across the country 4
Assets Under Management: AUM of over Rs 2 lakh crore (Debt: Equity mix
63:37); over 98% of debt investments in G-Secs and AAA bonds

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 PERFORMANCE

BASED ON OVERALL APE 7

RS IN BN.
 PERFORMANCE

RS IN BN.
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WRP TRENDS

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BASED ON INDIVIDUAL WRP
RS IN BN
GROWTH RATE

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BALANCED PRODUCT MIX

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CP VOLUMES

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 DIVERSIFIED CHANNEL MIX

13
BASED ON INDIVIDUAL APE
NEW BUSINESS MARGIN

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RENEWAL PREMIUM AND

SOLVENCY POSITION

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 PROFITABLE GROWTH

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RS BN
 PRODUCT MIX ACROSS

AGE CATEGORIES

BASED ON

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INDIVIDUAL WRP
PRODUCT MIX ACROSS

KEY CHANNELS

BASED ON INDIVIDUAL APE

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PRODUCT MIX ACROSS

KEY CHANNELS

BASED ON INDIVIDUAL APE

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 PRODUCT MIX ACROSS

KEY CHANNELS

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BASED ON

INDIVIDUAL APE
 PROTECTION

GROWTH

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BASED ON APE, IN RS BN
ASSETS UNDER MANAGEMENT

RS BN

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 DEBT : EQUITY 68:38 71:39 64:36 63:37
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YEAR 19 20 21 22
THANK YOU