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  • Retirement Calculator

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    kara Poosa
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    The document is a retirement corpus calculator that estimates the amount of money needed to be saved by a certain age to cover living expenses during retirement. It provides assumptions such as an annual retirement requirement of ₹12 lacs, 7% inflation rate, planning to retire in 28 years, and expected rate of return of 5.5% on investments. The calculator then shows the projected corpus size needed over 31 years of retirement is ₹360 lacs. It provides a year-by-year breakdown of the starting corpus, annual withdrawals, investment returns, and ending corpus balance.

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    The document is a retirement corpus calculator that estimates the amount of money needed to be saved by a certain age to cover living expenses during retirement. It provides assumptions such as an annual retirement requirement of ₹12 lacs, 7% inflation rate, planning to retire in 28 years, and expected rate of return of 5.5% on investments. The calculator then shows the projected corpus size needed over 31 years of retirement is ₹360 lacs. It provides a year-by-year breakdown of the starting corpus, annual withdrawals, investment returns, and ending corpus balance.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
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    Download as xlsx, pdf, or txt
    9 views2 pages

    Retirement Calculator

    Uploaded by

    kara Poosa
    The document is a retirement corpus calculator that estimates the amount of money needed to be saved by a certain age to cover living expenses during retirement. It provides assumptions such as an annual retirement requirement of ₹12 lacs, 7% inflation rate, planning to retire in 28 years, and expected rate of return of 5.5% on investments. The calculator then shows the projected corpus size needed over 31 years of retirement is ₹360 lacs. It provides a year-by-year breakdown of the starting corpus, annual withdrawals, investment returns, and ending corpus balance.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xlsx, pdf, or txt
    of 2

    RETIRMENT CORPUS CALCULATOR

    ASSUMPTIONS (ALL AMOUNTS IN LACS)


    ANNUAL REQUIREMENT 12
    INFLATION RATE 7.00%
    NUMBER OF YEARS BEFORE YOU RETIRE 28
    EXPECTED AMT IN FIRST YEAR OF RETIREMENT ₹79.79
    ANNUAL ESCALATION NEEDED 6.00%
    EXPECTED RATE OF RETURN ON ASSETS 5.50%
    NUMBER OF YEARS PLANNED -LIFE EXPECTANC 31
    CORPUS NEEDED ₹360.00

    INSTRUCTIONS
    ANNUAL REQUIREMENT DECIDE AND FILL
    INFLATION RATE KEEP IT DEFAULT
    NUMBER OF YEARS BEFORE YOU RETIRE DECIDE AND FILL
    EXPECTED AMT IN FIRST YEAR OF RETIREMENTAUTO
    ANNUAL ESCALATION NEEDED DEFAULT
    EXPECTED RATE OF RETURN ON ASSETS DECIDE
    LASTS ATAND FILL
    LEAST
    CORPUS NEEDED TILL YOU ARE 90
    YEAR CORPUS STARTWITHDRAWL RETURN CORPUS END
    1 ₹360.00 ₹79.79 ₹19.80 ₹300.01
    2 ₹300.01 ₹84.57 ₹16.50 ₹231.94
    3 ₹231.94 ₹89.65 ₹12.76 ₹155.05
    4 ₹155.05 ₹95.03 ₹8.53 ₹68.55
    5 ₹68.55 ₹100.73 ₹3.77 -₹28.41
    6 -₹28.41 ₹106.77 -₹1.56 -₹136.74
    7 -₹136.74 ₹113.18 -₹7.52 -₹257.44
    8 -₹257.44 ₹119.97 -₹14.16 -₹391.57
    9 -₹391.57 ₹127.17 -₹21.54 -₹540.27
    10 -₹540.27 ₹134.80 -₹29.71 -₹704.78
    11 -₹704.78 ₹142.88 -₹38.76 -₹886.43
    12 -₹886.43 ₹151.46 -₹48.75 -₹1,086.64
    13 -₹1,086.64 ₹160.55 -₹59.77 -₹1,306.95
    14 -₹1,306.95 ₹170.18 -₹71.88 -₹1,549.01
    15 -₹1,549.01 ₹180.39 -₹85.20 -₹1,814.59
    16 -₹1,814.59 ₹191.21 -₹99.80 -₹2,105.61
    17 -₹2,105.61 ₹202.68 -₹115.81 -₹2,424.10
    18 -₹2,424.10 ₹214.85 -₹133.33 -₹2,772.27
    19 -₹2,772.27 ₹227.74 -₹152.48 -₹3,152.49
    20 -₹3,152.49 ₹241.40 -₹173.39 -₹3,567.27
    21 -₹3,567.27 ₹255.88 -₹196.20 -₹4,019.36
    22 -₹4,019.36 ₹271.24 -₹221.06 -₹4,511.66
    23 -₹4,511.66 ₹287.51 -₹248.14 -₹5,047.31
    24 -₹5,047.31 ₹304.76 -₹277.60 -₹5,629.68
    25 -₹5,629.68 ₹323.05 -₹309.63 -₹6,262.36
    26 -₹6,262.36 ₹342.43 -₹344.43 -₹6,949.22
    27 -₹6,949.22 ₹362.98 -₹382.21 -₹7,694.41
    28 -₹7,694.41 ₹384.76 -₹423.19 -₹8,502.35
    29 -₹8,502.35 ₹407.84 -₹467.63 -₹9,377.82
    30 -₹9,377.82 ₹432.31 -₹515.78 -₹10,325.92
    31 -₹10,325.92 ₹458.25 -₹567.93 -₹11,352.09
    32 -₹11,352.09 ₹485.75 -₹624.37 -₹12,462.20
    33 -₹12,462.20 ₹514.89 -₹685.42 -₹13,662.51
    34 -₹13,662.51 ₹545.78 -₹751.44 -₹14,959.74
    35 -₹14,959.74 ₹578.53 -₹822.79 -₹16,361.05
    36 -₹16,361.05 ₹613.24 -₹899.86 -₹17,874.15
    37 -₹17,874.15 ₹650.04 -₹983.08 -₹19,507.27
    38 -₹19,507.27 ₹689.04 -₹1,072.90 -₹21,269.21
    39 -₹21,269.21 ₹730.38 -₹1,169.81 -₹23,169.40
    40 -₹23,169.40 ₹774.20 -₹1,274.32 -₹25,217.92

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