Case 1:15-cv-00293-LTS-RWL Document 424-31 Filed 09/30/19 Page 1 of 4

EXHIBIT 31
 Case 1:15-cv-00293-LTS-RWL Document 424-31 Filed 09/30/19 Page 2 of 4
From: eddie.s.guerrero@chase.com
To: Larry Schneider
Sent: 10/20/2008 10:52:10 PM
Subject: RE: Loan Pool

I haven't had a chance to look for anything. I will let you know.

Thank you,

Eddie S. Guerrero
Real Estate Recovery Supervisor
eddie.s.guerrero@chase.com
Direct 602.627.8140
Fax 602.680.1152
1.800.834.9218 Ext. 78140

"I find that the harder I work, the more luck I seem to have."
- Thomas Jefferson

"Larry Schneider''

To l<eddie.s.guerrero@chase.com>
"Larry Schneider"
cc

10/20/2008 02:22 PM Subject IRE: Loan Pool

Ok, let's see what happens. Anything else I should look at for regular note sales for this month?

Larry Schneider

S & A Capital Partners, Inc.

2101 NW Corporate Blvd

Suite 320

Boca Raton, FL 33431

Tel: (561 ) 893-9805

Fax : (866) 522-4547

From: eddie.s.guerrero@chase.com [mailto:eddie.s.guerrero@chase.com]

Sent: Monday, October 20, 2008 2:51 PM

Confidential Treatment Requested by JPMC JPMC-MRS-00000685

 Case 1:15-cv-00293-LTS-RWL Document 424-31 Filed 09/30/19 Page 3 of 4
To: Larry Schneider
Subject: Re: Loan Pool

Hey Larry,

I am having the data compiled for your review. You will have some competition on this as Vic is looking to have another potential
bidder look at it as well. If we do decide to sell the pool of loans it will most likely take place in November.

Thank you,

Eddie S. Guerrero
Real Estate Recovery Supervisor
eddie.s.guerrero@chase.com
Direct 602.627.8140
Fax 602.680.1152
1.800.834.9218 Ext. 78140

"I find that the harder I work, the more luck I seem to have."
- Thomas Jefferson

To
"Larry Schneider" cc
Subject Loan Pool
10/20/2008 10:43 AM

Hey Eddie,

I sent Jason most of what he requested.

I mentioned to you that it would only take about 3 business days for due diligence on the pool but the first time we do this it will
take additional time to set up the paperwork and finalize on all my obligations with my investor funding group as this is new to
them and they have attorney's I have to make happy. I have to submit projections to them based on the what I see in the loan
pool. Once I have those projections, it will be much easier for me going forward on the next few pools.

If there is any way to see what's in the pool today, it would help me in getting this done for month end.

Larry Schneider
S & A Capital Partners, Inc.
2101 NW Corporate BI\A'.l
Suite 320
Boca Raton, FL 33431
Tel: (561) 893-9805

Confidential Treatment Requested by JPMC JPMC-MRS-00000686

 Case 1:15-cv-00293-LTS-RWL Document 424-31 Filed 09/30/19 Page 4 of 4
Fax: (866) 522-4547

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