ISO8583 Payments Switch

You might also like

Download as pdf or txt
Download as pdf or txt
You are on page 1of 12

10/26/22, 5:46 PM ISO8583 Payments Switch

ISO8583 Payments Micro Switch


Router

   BIN-prefix routing

Amount Micropayments Limits

Institution Merchant Acquirer

Error
Limits Frequency
   Cloud container
microservices switch

Interface and configure any payments


format

Integrate web services, clearing files, databases


Container orchestration software to ensure redundancy,
performance, service uptime

Leveraging microservices to have a lightning fast time to market

REQUEST LIVE DEMO    


DETAILS    
DOCS    
DOWNLOAD    
FAQ   

ISO8583 Payments Switch for any


payments
   10% of the cost
Buy a platform which has only the functionality you need. Save
money, time and infra
cost and buy what you use. No need to buy a
product which you use only 5% of

   Cloud and Containers


On-premise or in the cloud, use the newest container technologies
to go to production in
record time

   Maximum Service Uptime


Ensure Service uptime by leveraging the newest and best cloud
computing services,
simple, easy and cheap

   Ultra fast to
implement
POC takes a few hours, a running system can be up in about a
week. No need to plan it
all in advance, Incremental implementation
is possible

Switch POS, ATM, Web, Acquirer, Issuer


Route by Brand: Visa, MasterCard, Amex, Diners, JCB,
Discover
https://neapay.com/payments-switch-routing.html 1/12
10/26/22, 5:46 PM ISO8583 Payments Switch

Route terminals: ATM, POS, e-commerce


Switch to Converter for SQL, JSON, XML, other formats
Separate containers for separate functionality

In-house customizations of business logic, message format,


connections

Web services and clearing formats connected to ISO8583 interfaces

 
Go to list of features Customer support options
   

FEATURES
LIST SUPPORT OPTIONS

 
Technical Architecture overview Documentation, Get started guide
   

ARCHITECTURE DOCUMENTATION

https://neapay.com/payments-switch-routing.html 2/12
10/26/22, 5:46 PM ISO8583 Payments Switch

Switch, Router, Stand-in for payments  


Standalone server or microservices


Visa, MasterCard, Bank host, ATM, POS, e-commerce
Web services integration and clearing formats are just as
easy
to configure
We support files read and write as well as Web Services  
with
HTTP

Affordable and reliable


  Affordable - buy only the features you need
Reliable - leverage cloud and orchestration systems
Low maintenance - let the clouds do the work for you


Easy - Fast and easy deploy to cloud services
Deploy on Container
Registries , Azure
App Services , or
simple Aws
EC2
 
Free - So lightweight that it MUST run in the Free Tier of
the cloud

ISO8583 Switch Routing with containers  


Powerful scalable core: Docker, Kubernetes, any cloud

Scripting authorization logic per container instance

Configurable routing rules per container

https://neapay.com/payments-switch-routing.html 3/12
10/26/22, 5:46 PM ISO8583 Payments Switch


Easy scale each micro-service

out of the box Docker support

all the functionality of the Authorization host

 
Any Bank Switch
Back-end systems, host, fraud, cards and balances
systems

 Web services, XML, csv, clearing and NSK


enscribe files support
TCP/IP, HTTP, flat files and SQL connections
And for all you can customize the business logic
in-house
JavaScript transaction building logic!

Features
   Deploy
Payments Switch Router CICD deploy


Unpack and Run

any payments formats Could/platform independent


any connection type Java / Javascript
any message standard  
any cloud or local server
CICD enabled
   Run & Test
Autotest Autodeploy

  Incremental and Distributed functionality

Auto-test on CICD


Over 1000 TPS

     Analytics
Integrated or separate service

Log to files any message

TXT CSV XML HTML logs

HTML reports service

   Maintenance
Version control software

Siple Archive delivery or GIT

Configuration GIT or DB

In-house business logic updates

No delivery dependency

   Connectivity
Files binary ASCII EBCDIC

TCP/IP Web Services HTTP API

CSV files storage

https://neapay.com/payments-switch-routing.html 4/12
10/26/22, 5:46 PM ISO8583 Payments Switch

Databases SQL NoSQL Oracle

API, PSD2

   Messages
XML JSON ISO8583 ISO20022 SWIFT TLV CSV SQL

One instance or separate micorservices

Independently configurable

Flexible ISO8583 with XML CSV TLV

Powerful ISO8583 binary file

Conversion included ISO8583-XML-SQL-CSV

   Cryptography
EMV PIN MAC

Configurable cryptogram methods

Configurable PIN block methods

TLS SHA and other encryption standards

CONFIGURATION in-house CUSTOMIZATION in-house


options options
Vendor independent, on-premise configuration Vendor independent, on-premise configuration vis scripting
{javaScript}
Message format, fields and data type
Message building logic - Full control of values, format, even
Connection type, encoding of data
several formats per field
Logging and export
Message send and receive logic - Sync or Async, data-driven logic
ISO8583 data, fields
Data formatting to connections - Powerful scipting can be altered
to acheive the correct format
Card import handling Files, CSV, DB, MQ, API

Validation for Mandatory, Optional, Conditional Routing logic - configuration driven and editable by scripting,
can
route based in values, custom information
Validation for length and data type
Authorization logic - Simple and effective matching and decision
Clearing and settlement formats logic

Validation logic - Any aspect can be scripted to acheive the


needed validation

Conversion logic - When integrating with SQL, MQ, JSON or XML,


the conversion of the format is customizable

JavaScript scripts loaded by file, and fully controllable

https://neapay.com/payments-switch-routing.html 5/12
10/26/22, 5:46 PM ISO8583 Payments Switch

Support and flexible package options


Entry-level options allow small companies to gain access to the same
technologies as big companies. They also require you to pull up your
sleeves.

Big packages allow big companies to have fully


supported solutions and adhere to regulations. They also allow you to
sit back and relax
while we do everything.

Minimal 20 Basic 50 Corporate 200


10h of customization support (one day 50h of implementation support (one week 200h of implementation support (one
plus)
plus)
month plus)

Free
delivery of the Switch;
Free
delivery of the Switch;
Free
delivery of the Switch;

One interface customization


(limited to Full customization of one
interface (ready Full customization of several
interfaces
support time);
to test);
(ready to test);

Sample test cases


implementation;
Full test cases
implementation;
Full test cases
implementation;

Partial Implementation of more


interfaces Partial Implementation of more
interfaces
within the purchased support;
within the purchased support;

Support for
defects and changes
Support for
defects and changes

Training for the Switch within


support limit;
Training for the Switch within
support limit;

Documentation and guidance on changes Documentation and guidance on changes


within support limit;
within support limit;

48h response time for help and/or


defects
24h response time for help and/or
defects

Advanced Analytics reporting

Load
test enablement, with Advanced
Analytics

Out of the box solutions


No compromise, no risk, full solution. We customize, we set it up,
we test, we deliver the final solution. We even test remotely.

You just look at the reports. Or click and watch it test itself.

Mini 50 Regular 200 Dedicated 500


Out of the box Switch of your choosing;
Out of the box Switch of your choosing;
Out of the box Switch(s) of your choosing;

Customized
according to your interface;
Customized
according to your interface;
Customized
according to your interface(s);

Message Validations
according to the Message Validations
according to the Message Validations
according to the
interface;
interface;
interface;

Defect support and


training of the Switch; Defect support and
training of the Switch;
Defect support and
training of the Switch;

Documentation and guidance on


changes;
Documentation and guidance on
changes;
Documentation and guidance on
changes;

Remote testing with Web Interfaces;


Remote testing with Web Interfaces;

Functional Test cases included


Functional Test cases included

Regression Pack
included (up to 1000 test Regression Pack
included (unlimited packs)

cases)


Baseline and Verification
automatic for
regression and Functional tests

Advanced
Analytics reporting

Load test enablement, with


Advanced
Analytics

https://neapay.com/payments-switch-routing.html 6/12
10/26/22, 5:46 PM ISO8583 Payments Switch

ISO 8583 Switch Environment Visa, MasterCard, Amex


Switch with the standard ISO8583 based
Switch for all your connections: Visa, MasterCard, Bank host, ATM,
POS, e-commerce.
package

POS devices, network


various POS protocols, fixed message or
ISO0503 based

ATM devices, network


depending on the device handler, NCR,
NDC, Diebold

Clearing and
settlement
simple fixed formats configurable, as well
as XML or JSON

PSP, aggregators
usually via some form of ISO8583
implementation, easy to
configure

e-commerce gateways
they usually send some implementation of
ISO8583

e-commerce APIs
standard HTTP web service with XML or
JSON data

mobile commerce,
networks
networks usually come via ISO8583, while
devices may send any API
form

telephone, mail
simplified ISO8583 or customized
messages, SQL to database checks

international, SWIFT,
ISO20022
standard SWIFT or custom inter-bank,
payments, clearing, cash

ISO 8583 Switch Setup Layout Connections


SQL database or JSON format in javascript
file, easy version
control.

Messages
javascript JSON editing directly, or
database connection

Business logic
All routing logic is defined in javascript
scripts, all
versionable

Any number of scripts for separate routing


logic

All scripts pre-compiled and cached

neaPay Core

https://neapay.com/payments-switch-routing.html 7/12
10/26/22, 5:46 PM ISO8583 Payments Switch

The power of our Switch comes from its


script engine, with
support for
connections, message building and
formatting, its look
and feel are the UI
which makes it all easy, but its heart is the
controller which manages it all.

Visa Base I MasterCard Diners, Amex, POS, ATM and


Base II Acquirer Issuer JCB, CUP e-commerce
Acquirer Issuer Switch Switch Switch
Switch MasterCard Acquiring is just as Diners, Amex, JCB, China POS and e-commerce
easy. Load the BankNet Union Pay? For the engine it is transactions work just as
Acquiring from Visa can be
scripts,
as well as the a matter
of loading a different easily. Load the
scripts, or
easily Switchd by our neaPay
messages script and formatting make changes to match your
engine.
How does it work?
messages differently. custom interfaces, and then
Load the Visa scripts in our Point the Switch to your run it in the cloud or local.
Switch engine, the
Visa system and run transactions. Acquiring or issuing, that is
message format One by one,
in batches or in just an option. Each ATM vendor comes with
full it is all a matter of choice. a different format and it may
Make sure you point to the IP A switch of switches is ideal
All messages go
out in parallel be a
little more complicated.
and port you need and start when dealing with many
and can come back in any To be honest, if your vendor
firing
away those transactions formats.
Route payment
order. provides a
Switch for the ATM,
like they came from Visa. transactions based on any
use that one. If you need
Authorize in your
system and MasterCard Issuing works with configurable criteria something heavily
customized,
our scripts will wait for the the same scripts, but uses the then neaPay's engine will
response to validate. issuer
part of them. The logic definitely be able to do it.
in the scripts decides that Contact us and tell us what
Visa Issuer is loaded the same
when you select
the option to device you have, we might
way, just use authorization
listen as a server.
scripts for issuing, and select have the
scripts for it already.
the connection type to be a If not, it is never too late to
server.
The scripts know what write a new
one.
messages to wait for, process
and respond.

https://neapay.com/payments-switch-routing.html 8/12
10/26/22, 5:46 PM ISO8583 Payments Switch

Frequently asked questions 

WHAT SERVICE ARCHITECTURE IS USED

WHAT TECHNOLOGIES ARE USED

CAN I RUN MULTIPLE SIMILAR SERVICES

CAN THE CUSTOMER CHANGE THE CODE

HOW FAST IS THE NEAPAY SWITCH

OK, WHAT IS THE PRICE AND CAN I HAVE IT ON -PREMISE

Download ISO8583 Micro Switch Router


Watch this deployment video before you download Watch this test run video before your first run

neapay iso8583 simulator quick demo run under 1 minute neapay iso8583 simulator qu…
qu…

Only Logged in users can download.

REGISTER
SIGN IN

Java is required to run the product. Please follow this guide to


Download/Check Java version

Switch - articles

https://neapay.com/payments-switch-routing.html 9/12
10/26/22, 5:46 PM ISO8583 Payments Switch

Java version for neapay products PCI compliant with neapay switch Deploy the Payments Switch Router
in a test environment

Instructions how to check for the PCI compliant with neapay switch
correct java version, To deploy and Steps and procedure: Configuration Deploy then neaPay Payments
Run the required java version ... parameters to acheive service PCI switch router to easily route
DSS compliance
  ... transactions based on BIN/prefix,
amount, merchant, originating or
destination insytitution, node.
1. As a
container orchestration with Docker-
compose
2. As separate services
managed as stand-alone. ...

Asking for defects support for the neaPay products: converter, switch, issuer, simulator

If you need help deploying, running, configuring, customizing the payments converter, switch, Issuer, simulator or any custom
product we have delivered, you can count on our support.
Paid or free users, all are welcome to ask for support. Please follow the
support guidelines. ...

Are you ready to start or need help?

Ready to start your next project with us?


Give us a call or send us an email and we will get back to you as
soon as possible!


Get a free quote, Ask for details, Get
guidance

CONTACT
US


Download and Use the software yourself

DOWNLOAD SOFTWARE


Read Documentation and Start guides

GET
STARTED

https://neapay.com/payments-switch-routing.html 10/12
10/26/22, 5:46 PM ISO8583 Payments Switch


  Company
  Contact

Payments Solutions. Made Simple


Cloud based payments products and services


Simple ISO8483 conversion to JSON, SQL, TLV, SWIFT or any custom


format

Integration with Base24, Alaric, Postilion, Way4 and other


payment systems.

ISO8583 Simulator

ISO8583 Converter

Switch Router

Authorization Host

Cards Issuing Host

POS Device Simulator

HSM Simulator

ISO20022 Simulator

Payments Acquiring

Web Api Test Simulator

Free Payments Simulator

Online Tools
ISO8583 Message Configurator

ISO8583 Message Builder

ISO8583 Message Decoder

ISO8583 Message Parser-Legacy

ISO8583 Bitmap fields decoder

EMV Tags List Reference

EMV CHIP Terms Definitions

PIN block calculator

Cryptogram ARQC calculator

MAC Calculator

HSM Keys Compose

EMV TLV Decoder

DES/3DES Encrypt/Decrypt

Card Generator Validator

Card Data Generator

Track1 Track2 Generator

CVV CVC iCVV CVV2 CVC2

HEX to Decimal converter

BCD Decoder to Decimal

HEX to ASCII converter

License   Cookies   Policies   Help

Payments Services
Consultancy Services

Testing services

Web API Payments

Cloud Payments

Payments Message Conversion

https://neapay.com/payments-switch-routing.html 11/12
10/26/22, 5:46 PM ISO8583 Payments Switch

Training Services


  
  
  
 

Amsterdam Training Center


Hoogoorddreef 9, 1101 BA Amsterdam

Almere, Netherlands

Copyright © 2012-2022 neaPay. The neaPay brand, web site data


and content, products, training and material are all reserved, under
ownership.
All Rights Reserved. Content cannot be reproduced
without written accord from neaPay.

https://neapay.com/payments-switch-routing.html 12/12

You might also like