.

..
0
 WHAT
MONEY
FOLLOWS

How ToStopChasi
ngMoney
AndStartAtt
racti
ngI
t

EmmanuelAkpe

1
2
 CONTENT

I
ntr
oduc
tion.
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.6

Chapt
er1:MoneyFol
lowsPer
sonalDevel
opment
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..8

Chapt
er2:MoneyFol
lowsThos
eWhoLear
nAboutMoney.
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Chapt
er3:I
fYouDoWhatI
sHar
d,MoneyWi
llFol
low.
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..13

Chapt
er4:MoneyFol
lowsHi
ghI
ncomeSki
ll
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Chapt
er5:MoneyFol
lowsCompet
enc
e..
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Chapt
er6:MoneyFol
lowsTheCour
ageous
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.20

Chapt
er7:MoneyFol
lowsCons
ist
enc
y..
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.22

Chapt
er8:MoneyFol
lows"
Save-
iour
s".
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.24

3
Chapt
er9:MoneyFol
lowsThos
eWhoUnder
standI
nves
ting.
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.26

Chapt
er10:MoneyFol
lowsRi
ghtAs
soc
iat
ion.
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.28

Chapt
er11:MoneyFol
lowsThos
eWhoUnder
standAndUs
e
Lever
age.
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.30

Chapt
er12:MoneyFol
lowsThos
eWhoChas
ePeopl
e..
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..33

Chapt
er13:MoneyFol
lowsSpeed.
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..36

WhatDoIDoFr
om Her
e?.
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4
5
 I
NTRODUCTI
ON

Wewer
enots
entt
oear
tht
ochas
emoney.Wewer
enotbr
oughther
e
t
owor
kandwor
kformoneyal
lourl
ivesandt
henr
eti
reanddi
e.

No.
..

Wewer
esenther
etol
iveal
if
eofpur
pos
e.Thepur
pos
eofl
if
eist
o
l
iveal
if
eofpur
pos
e.Moneyi
sonl
yaf
uelt
hathel
psusener
gis
eour
l
if
etol
ivet
hatl
if
eofpur
pos
e.

Noonebuysac
arbec
aus
eoff
uel
.Youbuyac
arf
ori
ttot
akeyout
o
di
ffer
entdes
tinat
ions
.Int
hes
amel
ight
,noones
houl
dcomet
oli
fet
o
c
has
emoneybutt
ous
emoneyasaf
uelt
oimpac
tthewor
ld.

Themaj
ori
tyoft
hewor
ldc
has
emoney,aver
yfew per
sonshave
moneyf
oll
ow t
hem.Iam oneoft
hos
epeopl
e.Mypr
ayeri
sthatatt
he
endoft
hisbook,youwi
llj
oint
hisc
ommuni
tyofmoneymagnet
s.
Amen.

Ther
ear
ethi
ngst
hatmus
tbei
npl
aceandal
ignmentf
ormoneyt
o
f
oll
ow you.That
'swhatIhavewr
itt
endowni
nthi
sbook.Fr
om

6
per
sonaldevel
opmentt
ohi
ghi
ncomes
kil
ls,at
tent
ion,c
ompet
enc
e.
Thi
sbooki
ssweet
.

Myc
ouns
eli
sthatyoudon'
tjus
treadt
hisbookanddonot
hing.Read
i
tandt
akeac
tion.Themanwhoknowsanddoesnott
akeac
tioni
sno
di
ffer
entf
rom t
heonewhodoes
n'tknow atal
l.

Cheer
stobec
omi
ngamoneymagnet
!!

7
 CHAPTER1

MONEYFOLLOWSPERSONALDEVELOPMENT

Thef
irs
tthi
ngmoneyf
oll
owsi
sPERSONALDEVELOPMENT.Money
f
oll
owswhoyoubec
ome.I
fyoubec
omer
ichi
nsi
de,moneynat
ural
ly
r
unt
oyou.I
fyouar
epoori
nsi
de,youwi
llbepoorout
side.

Mos
tpeopl
eas
kmewhatt
heyneedt
oDOt
omakemoney.Idon'
t
al
wayshaveagoodans
wert
othatques
tion.

I
nst
eadofas
kingwhatyoumus
tDO,It
hinkt
hebes
tques
tioni
stoas
k
whoImus
tBEt
obec
omeweal
thy.

Yous
ee,moneyi
swhatyouat
trac
tbyt
heper
sonyouc
hoos
eto
BECOME.

Mos
tpeopl
ethi
nkt
heyhavet
oDOs
omet
hing,t
hent
heywi
llHAVE
moneyandBECOMEs
ucc
ess
ful
.

That
'snott
hec
orr
ectpat
ter
n.

8
Youhavet
ofi
rstBEt
heper
sonwhoc
anat
trac
tweal
th,t
henyouc
an
DOs
omet
hingandt
henyouc
anHAVEmas
siveweal
th.

Thi
siswhywear
ecal
ledhumanBE-
INGSandnothumanDO-
INGS.

Youhavet
obeBEt
henyouc
anDO.

Foc
usonbec
omi
ngt
hebes
tver
sionofyour
sel
fbyc
ont
inuousgr
owt
h
anddevel
opment
.

Thenyouwi
llhavet
hewi
llpowert
otakemas
siveac
tion.

Andyouwi
llATTRACTmas
siveweal
th.

Apos
tleJ
oshuaSel
mans
aidi
tbes
t;"
Themoneyyouar
elooki
ngf
ori
s
al
sol
ooki
ngf
oryou,i
thasnots
eent
hever
sionofyoui
tisl
ooki
ng
f
or"

Whenyoudec
idet
ogr
ow up,youwi
lls
tayup,butwhenyoudec
idet
o
j
umpup,youwi
llal
waysc
omedown.

9
Foc
usoni
mpr
ovi
ngyour
sel
fandmoneywi
llmakeyouaf
ocusf
or
c
omi
ngnat
ural
lyt
oyou.

10
 CHAPTER2
MONEYFOLLOWSTHOSEWHO
LEARNABOUTMONEY

I
tisver
ysur
pri
singt
hatt
heonet
hingpeopl
eneverf
ull
ycommi
tto
l
ear
ningi
smoney.Theyf
eelt
heyknow al
labouti
t.

Thenumberonet
hingpeopl
espendt
hei
rli
fec
has
ingi
smoneyand
evenwi
tht
hat
,theyneverpayat
tent
iont
olear
ningabouti
t.

Canyoui
magi
neas
tudentwhodoes
n'tr
eadanybookaboutac
our
se
andc
omest
otheexam hal
lexpec
tingt
opas
s.Thats
tudentwi
llf
aili
n
f
lyi
ngc
olour
s.

I
ntheUni
ver
sit
yofLi
fe,moneyi
sac
orec
our
se.I
tisa6c
redi
tuni
t
c
our
se.I
nfac
t,i
fwehadan8c
redi
tuni
tcour
se,t
hiswoul
dbei
t.

Evenasi
tisi
mpor
tantt
oli
femos
tpeopl
edon'
tbot
herl
ear
ning
anyt
hingaboutmoney.Theyj
ustbel
ievet
hatt
heyc
anwakeupand
pas
sthi
scour
seast
heywi
sh.

11
Youc
an'
tpas
sthec
our
seofmoneyi
fyoudon'
tac
tivel
yst
udymoney.
Youc
an'
tgr
aduat
efr
om t
hiss
chooli
fyoudon'
thavef
inanc
ial
i
ntel
li
genc
e.

Andyoumus
tbel
ear
ningi
tfr
om t
her
ightt
eac
her
swhohavepr
oven
r
esul
ts.Whatmos
tofourpar
ent
staughtusaboutmoneyi
swr
ong,
ands
choolt
eac
her
sdon'
tknow bet
ter
.

Thati
swhyyoumus
tcommi
tatl
eas
tanhouradayl
ear
ningabout
moneyandhow i
twor
ks.Youc
an'
tat
trac
tmoneyi
fyoudon'
t
under
standt
hedynami
csofmoney.

Ial
waysr
ecommendmybookMoney101,Sec
ret
soft
heMi
ll
ionai
re
Mi
ndbyT.Har
vEkerandMi
ll
ionai
reFas
tlanebyMJDeMar
cof
or
peopl
etos
tar
twi
th.

I
fyouar
enotc
ommi
ttedt
ost
udyi
ngaboutmoneyandhow i
twor
ks,
f
orgetaboutat
trac
tingi
t.Ri
chpeopl
ear
eli
fel
ongs
tudent
sofmoney.
Bec
aus
eunt
ilt
hedaywel
eaveher
e,wewi
llneedmoneyandt
il
lthen,
wemus
tkeeps
tudyi
ngabouti
t.

12
 CHAPTER3
I
FYOUDOWHATI
SHARD,
MONEYWI
LLFOLLOW

Iwi
shIc
oul
dtel
lyoui
twoul
dbeeas
ybuti
twon'
tbeatl
eas
tfort
he
f
irs
tfew mont
hsandyear
s.

Poorpeopl
ear
eal
waysl
ooki
ngf
ort
hepat
hofl
eas
tres
ist
anc
e.They
ar
elooki
ngf
ort
hes
hinni
ngobj
ect
.Wher
etheyc
anj
ust"
blow"

I
fyouc
has
eeas
ymoneys
chemes
,youwi
llbl
ow up.Buti
fyoudec
ide
t
ogr
ow i
nsi
deout
,youwi
ll"
blow"wi
thdi
gni
ty.

I
twasRyanSer
hantt
hats
aid,"
Ther
ear
emanyt
hingsIc
annot
c
ont
roli
nli
fe,wor
kinghar
dis
n'toneoft
hem.
"

Yous
ee,mos
tpeopl
ear
est
il
lbr
okeandpoorbec
aus
etheywantt
oget
r
ichdoi
ngEASYt
hings
.

Theyj
ustwantt
osl
eepont
hei
rbedandhaveabowloff
rui
tser
vedt
o
t
hem whi
lemoneykeepsc
omi
ngi
n.

13
That
'spos
sibl
ebutyouhavet
oputi
nsomewor
katt
hei
nit
ials
tage.

Andt
hat
'swher
emos
tpeopl
efai
l.Theydon'
twantt
oputi
nthei
nit
ial
wor
k.

See,i
fyoukeepdoi
ngwhat
'seas
y,l
if
ewi
llbehar
d,buti
fyoudo
what
'shar
d,l
if
ewi
llbec
omeeas
y.

Youc
anpaynow andpl
ayl
ater
,oryouc
anpl
aynow andpayl
ater
.
Yourc
hoi
ce.

Gr
antCar
dones
aysi
tbes
t..
."Payanypr
icet
odays
othatyouc
anpay
anypr
icet
omor
row"
.

Yougetpai
dmor
ewhenyoudot
hingsmos
tpeopl
ecannotdo.And
mos
tpeopl
ecan'
tdot
hehar
dst
uff
.

Dot
hehar
dthi
ngsf
irs
tandt
heeas
ythi
ngswi
llt
akec
areof
t
hems
elves
.

I
ntheend,r
ichpeopl
edowhat
'shar
dtodays
othatt
heyc
anenj
oyan

14
eas
yli
fet
omor
row,whi
lepoorpeopl
edowhat
'seas
ytodayandt
hei
r
l
if
ebec
omeshar
dtomor
row.

Youwantmoneyt
ofol
low you?

Changeyourmi
nds
etf
rom whati
seas
ytowhati
snec
ess
ary.

15
 CHAPTER4

MONEYFOLLOWSHI
GHI
NCOMESKI
LLS

Ahi
ghi
ncomes
kil
lisonet
hatc
anpayyoubet
weenN300,
000t
oN5
mi
ll
ionandmor
emont
hly.

Yous
ee,t
her
ear
eHi
ghI
ncomePr
ofes
sions(
li
kemedi
cine)
,ther
ear
e
Hi
ghI
ncomeJ
obs(
li
kes
hel
l)andt
her
eisHi
ghI
ncomeSki
ll(
li
ke
c
opywr
iti
ng)

Thel
astonepaysmor
eandc
anbel
ear
nti
nas
hor
tert
imeper
iod.I
t
wi
llt
akeyouatl
eas
t5year
stobec
omeaDoc
tor
.

Whyi
sas
kil
limpor
tant
?

Ever
ythi
ngel
sec
anbes
tol
enf
rom youbutyours
kil
lsc
anneverbe
s
tol
enf
rom you.

Copywr
iti
ngi
sone,di
git
almar
ket
ingi
sanot
her
;pr
ogr
ammi
ng,

16
r
obot
ics
,Ar
tif
ici
alI
ntel
li
genc
e,gr
aphi
cdes
ign,f
reel
anc
ingandmany
mor
e.

I
'veal
wayss
aidweal
thi
sli
keaj
our
neyt
oades
tinat
ionandyoumus
t
bever
ycar
efuloft
hevehi
cleyouc
hoos
e.

Mos
tpeopl
etr
ekt
oweal
thwi
thl
ow i
ncomej
obs
.Somepeopl
eri
de
bi
cyc
lest
oweal
thwi
tht
hei
rcar
eerl
adder
.

Hi
ghi
ncomes
kil
list
hej
etofweal
thc
reat
ion.Youc
anl
ear
nahi
gh
i
ncomes
kil
linmont
hsandi
tpaysl
ikec
areer
sthatpeopl
espends
ix
year
slear
ning.

Thej
our
neyofat
hous
andmi
lesbegi
nswi
thas
tepbutmakes
ureyou
ar
enott
rekki
ngt
her
e.

I
fmaki
ngmoneyi
saf
oot
bal
lgame,yourhi
ghi
ncomes
kil
lsar
eyour
t
oppl
ayer
sli
keMes
siandRonal
do.

17
 CHAPTER5

MONEYFOLLOWSCOMPETENCE

Peopl
ewhoknow t
hei
roni
onsat
trac
tmor
emoneyi
ntot
hei
rli
ves
.
Peopl
ewhoar
emas
ter
sint
hei
rfi
elddon'
tbegf
ormoney.

Wec
ans
eet
hisi
nspor
tsal
ot.Thebes
tpl
ayer
sar
eus
ual
lyt
hehi
ghes
t
pai
dpl
ayer
sal
so.

Ihaveal
wayss
aidt
hati
fyouknow youroni
onsyoueatyours
uya.
Oni
onsher
erepr
esent
scompet
enc
e.

Whenyouar
egoodatwhatyoudo,peopl
ewi
llnat
ural
lyc
omet
oyou
andmos
toft
hem won'
tcomeempt
yhanded,t
heywi
llc
omewi
th
s
omet
hingi
nthei
rpoc
ketorbankac
count
.

Mas
ter
ydoes
n'thappeni
nonemont
h.Compet
enc
edoes
n'tc
ome
f
rom wi
shi
ng,youmus
tcont
inuous
lyl
ear
n,appl
yandgr
ow i
nyour
s
kil
l.

Thos
ewhoar
eski
lli
ncompet
entar
eal
waysf
inanc
ial
lyi
mpot
ent
.But
t
hos
ewhoar
eski
llc
ompet
entar
eal
waysf
inanc
ial
lyomni
pot
ent
.

18
St
opj
umpi
ngf
rom onef
iel
dtoanot
herandf
ocusonones
kil
l.Be
knowni
nthatf
iel
d.Bet
heaut
hor
ityoft
hatf
iel
d.

Whenpeopl
ement
ionyourname,whatf
iel
dcomest
othei
rmi
nd?I
f
not
hingc
omest
othei
rmi
nd,youneedt
ogobac
ktowor
k.

Al
so,t
heeas
ieri
tist
ofi
ndyourr
epl
acement
,thel
essval
uabl
eyou
ar
e.Gof
orc
ompet
enc
eandmoneywi
llf
oll
ow younat
ural
ly.

19
 CHAPTER6

MONEYFOLLOWSTHECOURAGEOUS

Youneedl
otsofc
our
aget
ogetmoneyt
ofol
low you.Why?

Maki
ngmoneywi
lls
tret
chyououtofyourc
omf
ortzones
.Maki
ng
moneywi
llr
equi
reyout
odot
het
hingst
hatar
enotc
onveni
entf
or
you.

Youwi
llneedc
our
aget
osel
l.Youwi
llneedc
our
aget
omar
ketyour
pr
oduc
ts.Youwi
llneedt
otakeac
tionandi
ttakesc
our
aget
otake
ac
tion.

Youc
annothaveac
hic
kenhear
tandexpec
tal
ion'
sshar
e.I
fyouneed
al
ion'
sshar
e,youmus
tpos
sesal
ion'
shear
t!!

Thel
ioni
snott
hef
ast
estani
mali
nthej
ungl
e,i
tisnotf
ast
ert
han
c
heet
ah.Thel
ioni
snott
hebi
gges
t,i
tdoes
n'tc
omec
los
etot
he
el
ephant
.Whatt
hel
ionhasi
scour
ageandbol
dnes
s.

TheBi
bles
ayst
hel
iondoesnott
urnf
oranyani
mal
.Iti
sthes
ame

20
l
evelofc
our
ageyouneed.Youdon'
thavet
obet
her
iches
ttobe
c
our
ageous
.

Youdon'
thavet
obet
hebi
gges
ttot
akeac
tionandbec
our
ageous
.
St
artf
rom wher
eyouar
e.

Haveyounot
icedt
hatmi
ll
ion,bi
ll
ion,t
ril
li
onal
lhaveLI
ONatt
heend
ofI
t?That
'sbec
aus
eyouneedt
hehear
tofaLI
ONt
obei
nthat
c
ategor
y.

I
fyouear
nint
hous
ands
,yourl
if
ewi
llbei
nas
and.Andi
fyouear
nin
hundr
eds
,youwi
llal
waysber
edi
ndebt
.

Bec
aus
eofmyl
ovef
orwor
ds,l
etmeendl
iket
his
:

Youc
anne
vere
att
hepor
ridgeofwe
alt
hunt
ilyouc
omewi
thl
otsof
c
our
age
.

Lol
.

21
 CHAPTER7

MONEYFOLLOWSCONSI
STENCY

Moneyf
oll
owst
hos
ewhoSHOW UP.Moneyf
oll
owspeopl
ewhoar
e
c
ommi
ttedt
ost
ayi
ngc
ons
ist
ent
.

Thepowert
ocont
inuei
soneoft
hegr
eat
estpower
sanyent
repr
eneur
c
aneverhave.

Longt
ermc
ons
ist
enc
yisbet
tert
hans
hor
tter
mint
ens
ity.I
fyouwon'
t
bec
ons
ist
ent
,ther
eisr
eal
lynoneedget
tings
tar
ted.

Mos
tpeopl
ear
elooki
ngf
ors
hor
tter
m meanst
oweal
th.Theyar
e
l
ooki
ngf
ort
hes
hor
tcutt
omaki
ngmoney.

Theonl
yshor
tcutt
oweal
thi
sthr
oughahi
ghi
ncomevehi
cle.I
tcoul
d
beas
kil
l,abus
ines
sorani
nves
tment
.Andevent
hos
e,ones
til
lneeds
t
obec
ons
ist
ent
.

Mes
siandRonal
dohavebeenc
ons
ist
entf
orover11year
s(asatt
he
t
imet
hisbookwaswr
itt
en)
.They'
vebot
hshar
edt
heWor
ldBes
t
Pl
ayerawar
dbet
weent
hems
elvesf
ort
hos
enumberofyear
sbec
aus
e
ofc
ons
ist
enc
y.

22
Cons
ist
enc
yiswhatbr
eedsc
ompet
enc
eandc
ompet
enc
ebr
eeds
mas
ter
y.Andasyouknow,t
hemas
ter
sofever
yfi
eldear
nal
othi
gher
t
hant
hemedi
ocr
esi
nthatf
iel
d.

I
tisbet
tert
oreadabookonehourf
or10dayss
trai
ghtt
hant
oreadi
t
f
or10hour
sinoneday.

Cons
ist
enc
ybr
eedshabi
tsands
ucc
essi
sac
ombi
nat
ionofgoodhabi
ts.

I
fyouar
econs
ist
ent
,moneywi
llnat
ural
lyf
oll
ow you.

23
 CHAPTER8

MONEYFOLLOWS"SAVE-
IOURS"

Whoi
sas
ave-
iour
?

Ac
cor
dingt
oEmmanuelAkpe'
sAdvanc
edDi
cti
onar
y;as
ave
-iouri
s
onewhohasde
vel
ope
dani
mpe
ccabl
ehabi
tofs
avi
ngf
ort
her
ight
pur
pos
es.

Si
r,youc
anneverbef
inanc
ial
lys
avedi
fyoudon'
tknow how t
osave.

Savi
ngi
sani
mpor
tantas
pec
toft
hemoneyequat
ionbec
aus
eforyou
t
ohavemor
e,youmus
tear
nmor
eands
avemor
e.

I
fyous
avemoneyt
oday,moneywi
lls
aveyout
omor
row.Thi
siss
o
t
ruees
pec
ial
lyi
nthet
imeofwr
iti
ngt
hisbook.Thec
oronavi
rus
pandemi
csepar
atedt
hos
ethats
avedandt
hos
ethatdi
dn'
t.

Savi
ngi
smor
eofahabi
tthananac
tivi
ty.Youdon'
tsavewhenyou
ar
eri
ch,yous
avet
obec
omer
ich.

24
Youdon'
tsavebec
aus
eyouhavemor
e,yous
avet
ohavemor
e.

Mos
tpeopl
espendmoneybef
ores
avi
ng.That
'snott
her
ightpat
ter
n,
youmus
tsavemoneyf
irs
tbef
ores
pendi
ng.Yous
pendwhati
slef
t
af
ters
avi
ng,nots
avewhati
slef
taf
ters
pendi
ng.

Pl
eas
enot
ethatt
hepur
pos
eofs
avi
ngi
snotj
ustt
opi
leupc
ashi
none
bankac
countandf
eelgoodabouti
t.Themaj
orpur
pos
eofs
avi
ngi
sto
us
eyourmoneyass
oldi
erst
hatwi
llgai
nmor
eter
rit
ori
esf
oryouand
makeyoumor
emoney.

Yourdut
yist
osendt
hisf
reedom f
ight
erss
trat
egi
cal
lyi
ntot
hef
iel
dso
t
hatt
heyc
angoandat
trac
tthei
rki
nd.Moneyat
trac
tsmor
emoney.

Nomoney,pl
ent
ymour
ning.Pl
ent
ymoney,nomour
ning.

Theper
cent
ageofmoneys
aveddependsont
hel
evelyouar
eat
.Mos
t
peopl
ewi
lls
ay10%,Iadvi
cepeopl
etos
avebet
ween30-
50%.

Themor
ethebet
ter
.Ifyouc
an'
tli
veont
her
emai
ningbal
anc
eaf
ter
you'
ves
aved,i
tisapoi
ntert
hatyouneedt
ogoandear
nmor
e.QED.

25
 CHAPTER9
MONEYFOLLOWSTHOSEWHO
UNDERSTANDI
NVESTI
NG

Somepeopl
eknow how t
omakemoney,ot
herknow how t
omanagei
t
butf
ew peopl
eknow how t
oinves
tandmul
ti
plyt
hei
rmoney.

Whi
let
hisi
snotagui
det
oinves
ting,t
hef
irs
tandbes
tinves
tmentof
yourmoneyi
sal
waysi
nyour
sel
f.Thati
sthei
nves
tmentt
hatc
an
neverbes
tol
enf
rom you.

Thei
nves
tmenti
nyour
sel
fcanyi
eldmor
ethan500% andwi
lls
ave
youwhenyoul
oseever
ythi
ng.Youc
anal
waysbounc
ebac
kifyou'
ve
i
nves
tedi
nyour
sel
fenough.

Thenextbes
tpl
acet
oinves
tini
sinl
andorr
eales
tat
e.Godhas
c
reat
edal
lthel
and.Hei
snotc
reat
ingmor
e,yourdut
yist
opi
cka
por
tionf
oryour
sel
f.

Reales
tat
eini
t'
sowni
swi
deandt
her
ear
esomanyar
easyouc
an
ent
erf
rom.I
tisbes
ttoc
ons
ultanadvi
sor
.

Youc
anal
soi
nves
tinbus
ines
ses
,st
ocksandbondsands
ever
al

26
moneyvehi
cles
.

I
tisi
mpor
tantt
ost
atet
hatones
houl
dneveri
nves
tins
omet
hingone
i
snotknowl
edgeabl
eabout
.Al
waysi
nves
tigat
ebef
oreyoui
nves
t.

I
fyouknow how t
omakemoney,youwi
llneverbepoor
.Ifyouknow
how t
osavemoney,youwi
llneverbebr
oke.Butwhenyou
under
standhow t
oinves
tmoney,youwi
llal
waysbeweal
thy.

Bef
oreyoui
nves
t,s
tudyandI
NVESTI
GATEpr
oper
ly.

27
 CHAPTER10

MONEYFOLLOWSRI
GHTASSOCI
ATI
ON

Whoyouf
oll
ow wi
lldet
ermi
nei
fmoneywi
llf
oll
ow you.

Youras
soc
iat
ionhasabi
gpar
ttopl
ayi
nyourac
cel
erat
ion.

That
'swhyyouwi
llal
wayss
eeBi
llGat
eshangi
ngoutwi
thWar
ren
Buf
fet
.

Andyouwi
lls
eeFemiOt
edol
ahangi
ngoutwi
thDangot
e.

Theyunder
standt
hispr
inc
ipl
e.

Doyouknow t
hati
fyouhangar
oundmi
ll
ionai
reandmul
ti
-
mi
ll
ionai
resf
orawhi
leyouwi
lls
tar
tseei
ngmi
ll
ionai
reoppor
tuni
ti
es
andt
aki
ngmi
ll
ionai
reac
tionst
oo?

Wor
ks100% oft
het
imeexc
eptyourvi
ll
agepeopl
ehavel
ocat
edyou
i
nthec
ity.

28
Butwhatdoyoudowhenyouc
an'
tfi
ndmi
ll
ionai
ref
riendst
ohang
outwi
th?

Hangoutwi
tht
hem onYouTube.

Ihangoutwi
thDangot
eal
ot.I
'ves
eenmos
tofhi
sint
ervi
ewsandI
know al
otabouthi
sref
iner
y.

Ihangoutwi
thot
herguysl
ikeDanLok,DanPeña,Gar
yVee,Gr
ant
Car
done,RyanSer
hantandEvanCar
mic
hael

Iam wat
chi
ngt
hei
rvi
deosandc
opyi
ngt
hei
rmi
nds
etandac
tions
.

Andf
ormos
tpar
toft
het
ime,Igett
hei
rki
ndofr
esul
ts(
ins
mal
ler
s
cal
eatt
hemoment
)

I
fyouwantt
ofl
ywi
tht
heeagl
es,don'
tpl
ayar
oundwi
thduc
ks.

I
fyoudon'
twantt
oremai
nbr
oke,don'
thangar
oundpeopl
ewhoar
e
br
oke.

29
 CHAPTER11
MONEYFOLLOWSTHOSEWHO
UNDERSTANDANDUSELEVERAGE

I
fther
eisonet
hingt
her
ichunder
standandus
ethatpoorpeopl
e
don'
t,i
tisl
ever
age.

Whenyouunder
standl
ever
age,i
tisal
mos
timpos
sibl
etobeaver
age.

Letmeus
ethi
sbas
icexampl
etoexpl
ainl
ever
age.

Whi
chi
seas
iert
odo?Car
ryi
ng5bagsofc
ementonyourheador
c
arr
yingi
twi
thawheel
bar
row?Wheel
bar
row r
ight
?Good.

Byus
ingt
hewheel
bar
row,youar
elever
agi
ngonamac
hine.Youar
e
doi
ngmor
ewor
kwi
thl
essener
gy.That
'sl
ever
age.

Lever
agei
ssi
mpl
yus
ingmi
nimum ef
for
tst
ogetmaxi
mum r
esul
ts.
Us
ingmi
nimum ener
gyf
ormaxi
mum out
come.

Youc
anl
ever
ageonot
herpeopl
e'sTi
me,Res
our
ces
,Bus
ines
s,
Audi
enc
e,Money.
..Namet
hem.

30
I
fforexampl
eIknow as
oci
almedi
ainf
luenc
erwhohasanaudi
enc
e
Iwantt
osel
lto,Ic
anl
ever
ageonhi
m bydoi
ngas
pons
oredpos
tor
doi
ngaf
reec
las
sands
ell
ingatt
heend.

At16,af
termaki
ngmyf
irs
tsi
xfi
gur
es,Il
ever
agedonmyMum'
s
bus
ines
sbys
ell
ingwhats
hewas
n'ts
ell
ing.

Youc
anl
ever
ageonyourc
hur
ch.

Youc
anl
ever
ageonabi
gsuper
mar
ketar
oundyourar
ea.

Youc
anl
ever
ageonauni
ver
sit
yar
oundyou.

Yous
houl
dbel
ever
agi
ngont
hei
nter
net
.Not
hinghasc
onnec
tedt
he
wor
ldl
iket
hei
nter
nethas
.

I
fyougi
veunc
leMar
k$5f
orf
acebookads
,youwi
llr
eac
hmor
e
peopl
ethani
fyouhadpr
int
edf
lyer
stos
har
ear
ound.
.That
'sl
ever
age.

Lever
ageont
hei
nfor
mat
ionpeopl
eal
readyknow.Ther
eisGoogl
e
andYouTubef
ort
hat
.Noonec
anaf
for
dtobeadummywi
thal
lthe
i
nfor
mat
ional
readyavai
labl
enow.

31
Youdon'
thavet
ost
artf
rom s
crat
ch,us
ethei
nfor
mat
ionavai
labl
eon
t
hei
nter
netandmi
nimi
seyourmi
stakes
.

Thec
onc
lus
ionoft
hemat
teri
s;i
fyouar
enotus
ingl
eve
rage
,youwi
ll
al
wayse
ndupave
rage
.

32
 CHAPTER12
MONEYFOLLOWSTHOSEWHO
CHASEPEOPLE

I
nli
fe,ever
ythi
ngyouwanti
savai
labl
e.

Thewor
ldi
sabundant
.

Ther
eismoneyever
ywher
e.

Butt
hemoneyi
sint
hehandsofpeopl
e.

Ever
ythi
ngyoueverneedi
sint
hehandsofs
omeone.

Godbl
ess
esust
hroughpeopl
e,Hec
hannel
sHi
sbl
ess
ingst
ous
t
hroughPEOPLE.

St
opc
has
ingmoneyands
tar
tchas
ingpeopl
e.

33
Lear
ntoVALUEpeopl
e.Lear
ntoval
uer
elat
ions
hips
.

Onec
onnec
tionc
anc
hangeyourf
inanc
iall
evelf
orl
if
e.

Youar
eonl
y5peopl
eawayf
rom t
hepr
esi
dent
.Ther
eiss
omebody
youknow t
hatknowss
omebodyt
hatknowsanot
herper
sont
hat
knowst
hepr
esi
dent
.

Don'
tlookdownonanybodyexc
eptyouar
etr
yingt
oadmi
ret
hei
r
s
hoes
.

Andwhenyoumeetpeopl
e,s
eekt
oaddval
uet
othem f
irs
t.

Ther
e'st
hisc
onc
eptofEmot
ionalBankAc
countIl
ear
ntf
rom Si
r.Ni
yi
Ades
anya.

Hes
aid,"
Youc
anonl
ywi
thdr
aw t
otheamountyou'
vedepos
itedi
n
t
heemot
ionalbankac
countofs
omeone.
"

Al
waysdepos
itval
ueandt
henyouc
anwi
thdr
aw f
avourwhent
he
t
imei
sri
pe.

34
Wor
kinghar
disgoodbuti
ftheonl
ythi
ngyoudoi
swor
khar
d,you
wi
llbewear
ysoonenough.

35
 CHAPTER13

MONEYFOLLOWSSPEED

Ready.

Go.

Set
.

Wai
t,r
eadt
hatagai
n.Idi
dn'
tsayReady,Set
,Go!

Is
aid;Ready,Go,Set
.

Now c
omec
los
erl
etmet
ellyouwhymos
tpeopl
ear
est
il
lbr
oke.

Thenumbe
roner
eas
onmos
tpe
opl
ear
est
il
lbr
okei
sbe
caus
ethe
ydon'
t
t
akePROMPTACTI
ON.Yeah.

Mos
tpeopl
ehavegr
eati
deasbutt
heyar
ewai
ti
ngf
ort
heper
fec
tti
me

36
t
ogets
tar
ted.

Ir
ememberwhenIgoti
ntot
heUni
ver
sit
y,Ihadt
his"
great
"ideaof
pac
kagi
nggar
ri,s
ugarandgr
oundnuti
nonepl
acef
ors
tudent
s.

Ihadevendr
awnupabus
ines
spl
an.Hehe.

Oyas
tar
tna.Noway.

That
'st
hepr
obl
em wi
ths
omanyofus
.

Wear
esuf
fer
ingf
rom anal
ysi
spar
alys
is.

Weanal
yseouri
deast
othepoi
ntofpar
alys
is.

Wewantever
ythi
ngt
obes
oper
fec
t.

Wear
ewai
ti
ngf
oral
lthet
raf
ficl
ightt
otur
ngr
eenbef
orewemove.

I
tdoes
n'tal
wayswor
kthatway.

37
Youhavet
obeREADY(
Wit
hthemos
timpor
tanti
nfor
mat
ion)

GO(
Gets
tar
ted)

SET(
Cour
sec
orr
ectont
heway)

That
'st
hewayi
tisdone.I
fyoukeepwai
ti
ng,onedayyouwi
lls
ee
youri
deaal
readys
tar
tedbys
omeoneandyouwi
lls
ay.
..

“
Chai
i,butIt
houghtofi
tfi
rstoo!
”(Exac
tlywhatIs
aidwhens
omeone
el
ses
tar
tedmygar
ribus
ines
s)

Yesyoudi
dbutyounevert
ookpr
omptac
tion.

Now gooutandgets
tar
ted!
!!

38
 WHATDOIDOFROM HERE?

Imus
tcongr
atul
ateyouf
orr
eadi
ngt
hisf
ar,you'
vedonewel
l.Iwi
ll
advi
set
hatyour
eadonemor
eti
mei
fyouc
ant
ogets
omehi
dden
l
ightf
rom t
hebook.Al
so,t
hist
ime,doi
twi
thapenandapaper
.

Asyour
sel
fques
tionsasyour
ead,how doIappl
ythi
sint
omyl
if
e
now?Whatc
anIdodi
ffer
ent
lywi
thwhatI
'vel
ear
nt?

Whatc
anIunl
ear
n,whatc
anIr
elear
n?

Thet
rut
his
,thequal
it
yofourl
if
eisi
nthequal
it
yofques
tionsweas
k
andans
wer
.Ifyouas
kri
chques
tions
,yourl
if
ewi
llber
ichbuti
fyou
as
kpoorques
tions
,youal
readyknow whatwi
llhappen.

Theonewhoknowsanddoesnotappl
ywhatheknowsandt
heone
whodoes
n'tknow anyt
hingatal
lwi
llal
waysgett
hes
amer
esul
t.

Knowl
edgei
stheedgeyouhavebec
aus
eyouknow,butACTI
ONi
s
whatwi
llbr
ingDI
STI
NCTI
ON.

39
Theknowl
edgei
nyourhear
tmus
tbeputt
owor
kinyourac
tsf
ori
tto
beval
uabl
e.Res
ult
sdon'
tshow bec
aus
eit
'si
nyourhear
t,r
esul
ts
s
how f
rom yourac
ts.

Iwi
lls
eeyouatt
het
op!
!

40