Arslan Hafeez

Mobile No. +92-310-7671256

E-Mail: arslanhafeez87461@gmail.com

Professional Summary

Proactive and result oriented professional accountant having 3.5 years of diversified
experience in Banking, Finance, Risk Management, Operations and Internal Audit with
Allied Bank Limited. Having strong financial, analytical and entrepreneurial approach
towards achieving business objectives by streamlining business operations that drive
growth and increase efficiency. Proven ability in conducting in depth analysis of
financial data and assessing financial health of companies through systematic analysis
of past and projected financial performance.
Professional & Academic Qualification

Examination School/College Board/University Completion Result

Year
CA Finalist Skans School of ICAP Continued 6 papers
Accountancy passed
Professional Accountancy Institute of 2021 Affiliate
Accounting Accountancy Chartered
Affiliate Accountants of
Pakistan
CA Inter Skans School of Institute of 2017 Pass
Accountancy Chartered
Accountants of
Pakistan
Intermediate Superior College BISE FSD 2014 A+
FSC Pre-Engg. Jhang
Matriculation Chenab College BISE FSD 2012 A+
Science Jhang

Professional Experience

Silk Bank Limited

Senior Auditor

(April 2022- Continue)

• Effectively plan and function as Auditor-In-Charge for audits of all areas subject to audit within the company,
assigning personnel to specific audit activities and reviewing audit work papers for adequacy of coverage and
content to support audit findings.
• Develop review and analyze the ongoing effectiveness of all audit programs, recommending changes and
improvements as appropriate, to General Auditor.
• Assist in education and development of staff members.
• Conduct and/or assist with special projects; assist independent public accountants or examiners and support
other audit personnel; and handle auditee questions and inquiries.
• Develop and implement effective audit techniques and procedures and utilize documentation skills which
 adequately support audit findings within a timely manner.
• Evaluate and analyze the effectiveness of more complex procedures and internal controls within the assigned
corporate or compliance area, using appropriate audit skills, techniques, and judgment.
• In a timely manner, effectively prepare summaries of findings and audit reports and communicate audit
findings and recommendations to appropriate auditee levels, including executive management and the Audit
Committee.
• Develop a high level of analytical skills and evaluate the effectiveness of procedures, segregation of duties
and internal controls within a corporate area or enterprise-wide project.
• Perform other duties as assigned

Kreston HyderBhimji and Co. Chartered Accountants

Audit Manager

(June 2021 - Mar 2022)

• Communicating with client's senior management on issues identified during the audit and assisting the firm in
promoting client relations.
• Analyzed trends over monthly, quarterly and annual budgets and comparison to investigate fluctuations.
• Performed extensive assessments of accounts, including payables and receivables, equity, debt and revenue to
verify accuracy in financial reports.
• Performed extensive assessments of accounts, including payables and receivables, equity, debt and revenue to
verify accuracy in financial reports.
• Perform risk assessment, evaluate control environment, identify key control activities, understand and
document business cycles and testing operating effectiveness of controls;
• Complied with federal, state and local requirements
• Prepared working papers, reports and supporting documentation for audit findings in accordance with ISAs,
IFRS
• Preparation of feasibilities for different clients.

Allied Bank Limited (Approved Training Organization outside Practice)

Senior Officer SBP Reporting

Managing and implementing the ongoing quarterly production of IFRS 9 expected credit losses using SBP
models, whilst providing insight and analytical commentary to allow Allied Bank senior management to make
complex considerations and a high level of management judgement on the expected credit loss calculations of
bank’s debt investments through regular monitoring/MI reporting packs
• Developing additional IFRS 9 ECL models and/or PD/LGD scorecards should the Bank widen its product
offering
• Enhancing IFRS 9 model monitoring and management information packs to allow bank’s senior management
to understand new and potentially even more complex products and investments in the future
• Enhancing the development of second generation IFRS 9 models including re-calibration of PD, LGD,
macroeconomic scenarios and interest rates
• Provide the lead in setting out and cascading IFRS 9 standards and requirements to the Bank’s due diligence
teams and processes to ensure that new delivery partners will provide the necessary data and model output
for IFRS 9
• Work with bank’s Finance team to ensure the relevant journal balance movements reconciliations, MI reports
and the Bank’s annual report and accounts entries are produced in line with IFRS9 and bank’s financial
reporting timelines
• Providing and presenting advanced analytical insights to the business teams and Senior Stakeholders, in
addition to explaining new technical concepts when necessary and ensuring that IFRS 9 standards and
requirements are cascaded and met across the organization

During Articleship

Working in different departments of ABL as CA Trainee has added much to my knowledge as

to overall operations of the bank and working in the corporate environment. Departments
worked with includes;

❖ Finance Group

• Maintaining and updating fixed asset register centrally for all branches of thebank
• Preparing OPEX and CAPEX payments advices and payment vouchers in Oracle
Financials Module.
• Looking after Investments Portfolio of the bank, preparing monthly Chairman
Reports on Investments which includes capital gain/loss, revaluation of investments
and branch wise details of investments.
• Assisted in preparation of annual financial statements/reports, including
consolidated financial statements and ensuring that financial statements comply
with all the applicable laws and International Financial Reporting Standards, both for
domestic and international operations of the Bank.
• Team member over publication of Bank’s interim and annual financial statements.

❖ Risk Management Group

 • Reviewing credit applications prepared by the business units, while identifying key
risk elements, finding ways to mitigate them in accordance with the bank’s Credit
Policy & Procedure Manual while ensuring compliance to SBP Prudential Regulations.
• Evaluating client’s credit worthiness, financial health and operational efficacy along
with keeping bank credit exposures within prescribed set risk appetite/exposure
levels based on client risk grade.
• Preparing comment sheet/office note for finalization of approving authorities after
addressing deficiencies of credit application in coordination with Relationship
Managers.

❖ Compliance Group

• Overlooking regulatory compliance by different groups of Bank and assisting them in

understanding complex laws to comply.
• Preparation of department wise work flow charts on MS Visio in compliance group
on the instructions of State Bank of Pakistan.

❖ Internal Audit

• Perform audits of branches, controlling offices and different departments in linewith

the engagement plan under supervision of team leader.
• Perform audit tests, not a part of BAC (Branch Audit Checklist), required by specific
operational areas or situation and draft exceptions accordingly.
• Check compliance of previous audit reports as allocated in the Engagement Plan.
• Discuss audit findings, with the auditee, under the supervision of Team Leader and
Manager Audit, if deemed necessary.
• Draft Audit Report of audit activities performed.

Key Competencies & Skills

• Financial analysis and performance evaluation.

• IFRS/IASs and ISA interpretation and application.
• Process and functional level understanding of various banking systems and applications
including Temenos T24 (advanced banking software), Loan Origination System (LOS),
Audit Management System (AMS), Oracle Financials.
• Microsoft Word, Excel, Visio and Power Point.

Trainings & Certifications

• Presentation and Communication Skills Course (PCSC) of ICAP

• Allied Bank Limited (ABL) Data Privacy Training
• CA Quiz Contest 2020 on the topics of Base Erosion & Profit Shifting (BEPS), IFRS 7 & 9
and Revised Audit report with special emphasis on ISA 700 & 701 arranged by Institute
of Chartered Accountants of Pakistan.

Personal Information
• Date of Birth : 19 June 1998
• Marital Status : Single
• Nationality : Pakistani
: English (Fluent), Urdu
• Languages (Native)