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    Sl. No - Title Author Independent Variable Dependent Variable Methodology Results Limitation

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    Khalid Mohamed Abdi
    The document discusses 5 studies that used machine learning algorithms to predict loan approvals. Across the studies, researchers used logistic regression, random forest, decision trees, and other algorithms on datasets containing variables like gender, income, loan amount, and property area. Accuracy rates for the different algorithms ranged from around 70-85%. The studies analyzed datasets, selected features, trained and tested models, and evaluated results using metrics like accuracy, precision, and recall. However, limitations included using single datasets, uncontrolled variables between experiments, and opportunities for deeper learning algorithms.

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    Sl. No - Title Author Independent Variable Dependent Variable Methodology Results Limitation

    Uploaded by

    Khalid Mohamed Abdi
    21 views5 pages
    The document discusses 5 studies that used machine learning algorithms to predict loan approvals. Across the studies, researchers used logistic regression, random forest, decision trees, and other algorithms on datasets containing variables like gender, income, loan amount, and property area. Accuracy rates for the different algorithms ranged from around 70-85%. The studies analyzed datasets, selected features, trained and tested models, and evaluated results using metrics like accuracy, precision, and recall. However, limitations included using single datasets, uncontrolled variables between experiments, and opportunities for deeper learning algorithms.

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    The document discusses 5 studies that used machine learning algorithms to predict loan approvals. Across the studies, researchers used logistic regression, random forest, decision trees, and other algorithms on datasets containing variables like gender, income, loan amount, and property area. Accuracy rates for the different algorithms ranged from around 70-85%. The studies analyzed datasets, selected features, trained and tested models, and evaluated results using metrics like accuracy, precision, and recall. However, limitations included using single datasets, uncontrolled variables between experiments, and opportunities for deeper learning algorithms.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
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    Download as docx, pdf, or txt
    21 views5 pages

    Sl. No - Title Author Independent Variable Dependent Variable Methodology Results Limitation

    Uploaded by

    Khalid Mohamed Abdi
    The document discusses 5 studies that used machine learning algorithms to predict loan approvals. Across the studies, researchers used logistic regression, random forest, decision trees, and other algorithms on datasets containing variables like gender, income, loan amount, and property area. Accuracy rates for the different algorithms ranged from around 70-85%. The studies analyzed datasets, selected features, trained and tested models, and evaluated results using metrics like accuracy, precision, and recall. However, limitations included using single datasets, uncontrolled variables between experiments, and opportunities for deeper learning algorithms.

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    of 5

    Sl.

    Title Author Independent Dependent Methodology Results Limitation


    No Variable Variable
    .
    1 Predicting Nikhil Loan_ID: LP001003 Logistic Collection of To acquire an Uncontrolled
    Loan Bansode, Regression: data's accurate result, we variables
    Approval AdarshVerma, Gender: Female 84.376 % used a variety of between
    Using ML Abhishek Selection of strategies to train experiments
    Sharma, Married: No Random Forest: features our model. With a
    VarshaBhole 82.293 % 30 percent testing Use only one
    Dependents: 1 Machine set and 70 percent dataset.
    Decision Tree: learning training set, the
    Education: Graduate 71.873 % algorithms Logistic Regression Deep learning
    Algorithm, the algorithm
    Self_Employed: Yes SVM- Support Operation of Decision Tree method could
    vector testing Algorithm, Random also
    ApplicantIncome: machines: implemented
    Forest Algorithm,
    5000 80.200 % SVM, and K
    CoapplicantIncome: Neighbors were
    K Neighbors- implemented.
    4500 K-Nearest
    LoanAmount: 1000 Logistic regression,
    Neighbor: on the other hand,
    76.700 % has the highest
    Loan_Amount_Term:
    360 accuracy of all the
    Credit_History: 1 algorithms

    Property_Area:
    Rural

    Loan_Status: Y
    2 Predict Loan Amruta S. Loan_ID: LP001004 Logistic Analyze the For the Property Use only one
    Approval in Aphale& Prof. Regression: dataset Loan dataset, we dataset.
    Banking Dr. Sandeep. Gender: Male 25%, have successfully
    System R. Shinde Operation of compared different Uncontrolled
    Machine Married: Yes Random Forest: testing machine learning variables
    Learning 26%, algorithms, between
    Approach for Dependents: 2 Machine Logistic Regression experiments
    Cooperative Decision Tree: learning Random Forest,
    Banks Loan Education: Graduate 22% and many algorithms Decision Tree. Additionally,
    Approval more The Random Forest: deep learning
    Self_Employed: Yes algorithm gave the algorithm
    best accuracy (26%). implementatio
    ApplicantIncome: n is possible.
    6000

    CoapplicantIncome:
    3500
    LoanAmount: 100

    Loan_Amount_Term:
    360
    Credit_History: 1

    Property_Area:
    Rural

    Loan_Status: Y
    3 Approval Nitesh Loan_ID: LP001005 Logistic Data collection With the model Number of
    Prediction Pandey, Regression: trained, it needs to features
    using Machine Ramanand Gender: Male 27%, Analyze data be tested. The data
    Learning Gupta, which we split Use only one
    Algorithms SagarUniyal, Married: Yes Random Forest: Choosing a during test trained dataset.
    Approach Vishal Kumar 21%, Model module is used for
    Dependents: 4 evaluation the Uncontrolled
    Decision Tree: Training model. Mainly variables
    Education: Not 23% and many confusion metrics, between
    Graduate more Testing precision, recall, experiments
    accuracy and F1
    Self_Employed: Yes Machine score methods are
    learning used for evaluating
    ApplicantIncome: Algorithms the classification
    5000 problem.

    CoapplicantIncome:
    3500
    LoanAmount: 100

    Loan_Amount_Term:
    360
    Credit_History: 1

    Property_Area:
    Rural

    Loan_Status: Y
    4 Loan Ritika Loan_ID: LP001007 Maximum Data We used a variety of Additionally,
    Approval Purswani, accuracy Collection strategies to train deep learning
    Prediction Sakshi Verma, Gender: Male achieved: our model. With a algorithm
    using Machine Yash Jaiswal, 81.25% Analyze the 40 percent testing implementatio
    Learning: A Prof. Surekha Married: Yes data set and 60 percent n is possible’
    Review M Logistic training set, the
    Dependents: 2 Regression Data Cleaning Logistic Regression Number of
    and Structure Algorithm, the features
    Education: Graduate Decision Tree Decision Tree
    Select a Model Algorithm, Random Use only one
    Self_Employed: Yes Random Forest Forest Algorithm, dataset.
    Classifier were implemented.
    ApplicantIncome: Testing Uncontrolled
    Decision Tree has
    3000 variables
    the highest accuracy
    Machine between
    of all the algorithms
    CoapplicantIncome: learning experiments
    3500 Algorithms
    LoanAmount: 100

    Loan_Amount_Term:
    360
    Credit_History: 1

    Property_Area:
    Rural

    Loan_Status: Y
    5 Loan Shubham Loan_ID: LP001008 Random Forest Collection of We have Uncontrolled
    Approval Nalawade, 79.03% data successfully variables
    Prediction Suraj Andhe, Gender: Male compared different between
    Siddhesh Naive Bayes Feature machine learning experiments
    Parab, Prof. Married: Yes 85.48% selection algorithms for the
    Amruta Property Loan Additionally,
    Sankhe Dependents: 2 Decision Tree Choosing a dataset; they are deep learning
    79.03% Model Random Forest, algorithm
    Education: Graduate Naive Bayes, implementatio
    Logistic Testing Logistic Regression n is possible’
    Self_Employed: Yes Regression and K Nearest
    88.70% Machine Neighbors. The Use only one
    ApplicantIncome: learning dataset.
    Logistic Regression
    3000 K Nearest Algorithms algorithm gave the
    Neighbor best accuracy
    CoapplicantIncome: 80.64%
    3500 (88.70%).
    LoanAmount: 100

    Loan_Amount_Term:
    360
    Credit_History: 1
    Property_Area:
    Rural

    Loan_Status: Y

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