Download as pdf or txt
Download as pdf or txt
You are on page 1of 3

31-08-2022

Quote No : qbb132a3pdmh8

Benefit Illustration for HDFC Life Click 2 Protect Life


This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your
HDFC Life Click 2 Protect Life
DETAILS
Age is taken as on last birthday Proposal No: NA
Name of the Prospect/Policyholder: SDS Name of Product: HDFC Life Click 2 Protect Life
A Non Linked, Non Participating, Individual,
Age: 38 Tag Line: Pure Risk Premium/Savings Life Insurance
Plan
Name of Life Assured: SDS Unique Identification No: 101N139V04
Age: 38 GST Rate: 4.5% for first year
Gender: Male 2.25% second year onwards
Policy Term: 27 Years
Premium Paying Term: 10 Years Tobacco User: No
Amount of Instalment Premium(Without
Rs.55961
GST):
Mode of Premium Payment: Annual

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy
Policy Details

Plan Option Life Protect - Fixed Term Sum Assured Rs. 10000000

WOP CI Benefit No Accidental Death Benefit No


Return of Premium Benefit Yes(lumpsum) Sum Assured on Death (at inception of the policy) Rs. 10000000
Survival Benefit Not Applicable

Premium Summary

PP PP Total
Base Plan CI Rider IB Rider PP Rider (PAC) Rider Rider Instalment
(ADC) (CC) Premium

Instalment Premium without GST 55,961 0 0 0 0 0 55,961


Instalment Premium with First Year GST 58,479 0 0 0 0 0 58,479

Instalment Premium with GST 2nd Year Onwards 57,220 0 0 0 0 0 57,220


(Amount in Rupees)
Policy Single/ Guaranteed
Year Annualized Survival Benefit/ Accrued Guaranteed
Additions Other Maturity Death Inbuilt Benefit on diagnosis of Min Guaranteed Special Surrender
Premium
Benefits Benefit Critical Illness Surrender Value Value

1 55,961 0 0 0 1,00,00,000 0 0 0

2 55,961 0 0 0 1,00,00,000 0 33,577 13,978

3 55,961 0 0 0 1,00,00,000 0 58,759 22,750


4 55,961 0 0 0 1,00,00,000 0 1,11,922 32,911

5 55,961 0 0 0 1,00,00,000 0 1,39,903 44,636

6 55,961 0 0 0 1,00,00,000 0 1,67,883 58,116


7 55,961 0 0 0 1,00,00,000 0 1,95,864 73,566

8 55,961 0 0 0 1,00,00,000 0 2,32,798 91,221

9 55,961 0 0 0 1,00,00,000 0 2,71,970 1,11,347


10 55,961 0 0 0 1,00,00,000 0 3,13,382 1,34,235

11 0 0 0 0 1,00,00,000 0 3,24,574 1,45,645


12 0 0 0 0 1,00,00,000 0 3,41,362 1,58,024

13 0 0 0 0 1,00,00,000 0 3,52,554 1,71,457


14 0 0 0 0 1,00,00,000 0 3,63,747 1,86,031

15 0 0 0 0 1,00,00,000 0 3,74,939 2,01,843

16 0 0 0 0 1,00,00,000 0 3,86,131 2,18,999

17 0 0 0 0 1,00,00,000 0 3,97,323 2,37,615

18 0 0 0 0 1,00,00,000 0 4,08,515 2,57,812


19 0 0 0 0 1,00,00,000 0 4,19,708 2,79,726

20 0 0 0 0 1,00,00,000 0 4,30,900 3,03,503

21 0 0 0 0 1,00,00,000 0 4,42,092 3,29,300

22 0 0 0 0 1,00,00,000 0 4,58,880 3,57,291

23 0 0 0 0 1,00,00,000 0 4,70,072 3,87,660

24 0 0 0 0 1,00,00,000 0 4,81,265 4,20,612


25 0 0 0 0 1,00,00,000 0 4,92,457 4,56,364

26 0 0 0 0 1,00,00,000 0 5,03,649 4,95,155

27 0 0 0 5,59,610 1,00,00,000 0 0 0

Notes:
1.Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
2. The benefits illustrated are as of at end of year.
3. Surrender Value payable will be the higher of GSV (Guaranteed Surrender Value) and SSV (Special Surrender Value).
4. On a valid CI Benefit claim, future premiums will be waived off and the Life Cover Sum Assured will be fixed at the then applicable value for the remainder of the policy term
(Applicable only for Life &CI Rebalance plan option).
5. In case Whole of Life option is chosen, the Benefits will be payable for as long as the Life Assured is alive.

I SUMIT BERA, have explained the premiums charges and benefits under the policy I SDS ,having received the information with respect to the above, have understood
fully to the prospect / policy holder. the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

You might also like